Why Your Bank Sucks

24 EpisodesProduced by James Baca

Host James Baca takes you into the seedy and greedy world of big-time branch banking with Why Your Bank Sucks. From poor management to monthly fees, Why Your Bank Sucks will get into the crevices of every topic you ever wanted to know about the place that holds your money (all while paying you 1 ce… read more

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The Fresno Drop - How Bank of America Forced Credit Cards Down the Throat of a Small Town in 1958

May 20th, 2019


Today we touch upon the interesting subject of being introduced to credit cards.

I discuss how my grandma overspending in the last 1980s was my first introduction to credit cards, and how her use shaped my life going …

Mental Health & Banks Part 2 - What Drives Us Crazier...

May 16th, 2019


Before we discuss Mental Health & Banks for a second time this Mental Health Awareness Month, Host James Baca talks about how he decided to start this podcast after his firing from BofA. James also is proud to …

The Bank Screwed US: 3 Customers Share Their Horrible Experiences + Win a Google Home Mini

May 14th, 2019


Paul leads off our Bank Screwed US VM line with an interesting story of how he has one credit card, 2 different numbers and 2 different balances, and …

Wells Fargo LITERALLY Names Your Savings Account After Their Sales Goals & More Fees Will Be Charged + Teen Accounts for Adults + Google Home Mini Contest

May 10th, 2019


Wells Fargo as of next month will officially become META.

They will rename your basic savings account the "Goal Savings" as in.. "We make our quarterly sales GOAL offering you a GOAL Savings Account."

Although it's not …

How I Got Fired from Bank of America for Less Than a 20pc Chicken McNuggets from McDonalds + Sean on Voicemail

May 6th, 2019


May 3rd was the 1 year anniversary of me meeting the client that ultimately got me fired last August. Bank of America makes $28.1 Billion Last Year …

Mental Health and Banks - What Drives Us Crazy (In Honor of Mental Health Awareness Month) + Vegas Road Trip BofA Closure

May 3rd, 2019


Serious Topic:

May is National Mental Health Awareness month, and I have been excited to talk about the topic of mental health on this podcast. I will discuss my own battles with depression, stress, binge drinking, and …

Citi Double Cash Card + Bank of America Leaving Downtown Phoenix? + BankScrewedUS Voicemail Line

April 26th, 2019


OMG, I am doing a main topic not on Bank of America?!?!?! Hell has frozen over.

This podcast will delve into one of the more popular credit cards,

Bank of America Reports What They Earned in Q1 + Congressional Fun with Brian Moynihan + VM

April 23rd, 2019



We hear from my friend Luis on the VM line talking about his 2x bad experience at Bank of America

Plus you get my commentary on BofA's record 1q earnings, and also I briefly touch base on the congresssional hearing …

The Bank Screwed US Voicemail Line + Bank Fail Pod #3: Bank of America's eBanking Account - Kicking You Out of The Branch Since 2010

April 15th, 2019


THE DEBUT OF OUR Bank Screwed US Voicemail Line where we have 3 callers share their experiences with Bank of America, and I provide insight into what's happening, and how I fixed it or at least helped out.


Bank of America Raises Minimum Wage to $20

April 9th, 2019


Bank of America announces that it will pay a $20 minimum wage. Sounds good right? Even I can't think that's bad...Right?

Haha Yes, I can. Not for reasons why you think.



Modernizing The Bank: We Are Replacing Tellers with.... Couches and Wi-FI???

April 8th, 2019


So the solution to making the bank modern is to not have your butt hurt on a lumpy couch or chair apparently.

Bank of America's Press Release on …

Bank of America Commits $5 Billion to "Help" Low and Middle Income Home Buyers aka Countrywide Part 2, Electric Boogaloo

April 2nd, 2019


So... Bank of America decided to give away $5 Billion of its own money today to the same people it doesn't want in its bank anymore so they can buy a house? Sounds legit.

Bank of America, the same company who bought …

How Bank of America Treats Older People

April 1st, 2019


 Don't you immediately think of older folks when you walk into a bank?I do. As a former banker, older clients were about half the people I saw in a …

Apple Card - Why Bank of America and Wells Fargo SHOULD be Scared!!!!

March 25th, 2019


Apple is now more than a technology company. They are now in the banking industry with the launch of the Apple Card today. It's the next generation …

Keep The Change - An Effective Way to Make Money...For Bank of America! - Bank Fail Pod #2

March 22nd, 2019



You have a savings account with about $2 in it?

It's because Bank of America probably sold you one you didn't need. Learn how that $2 account …

Wells Fargo Scandal - Relating it to my experience at Bank of America

March 11th, 2019


Wells Fargo's scandal in 2016 rocked the banking world.

Well..Everywhere except Bank of America where we would do that type of stuff all the time …

Bank of America Gives $100 Million Dollars Away To A Foundation, So Someone Else Can Decline A Loan

March 8th, 2019


How can Bank of America possibly give $100 Million away, and yet I still find a crappy thing about that? 


This host is 100 percent applauding the gesture and the great amount of money given to awesome female …

Bank Fail Pod - Bank of America's Nuevo Futuro Checking Account (2004)

March 6th, 2019


Ever want to see outright stereotyping of a race and culture?

Look at these pics of Bank of America Branded Maracas (Musical Instrument)

College Students (And How Banks Treat Them)

March 5th, 2019


 I got my job at Bank of America solely because I walked in to cash a financial aid check one day. I was treated with a little respect then. Now.... …

Why Does It Take So Long For You Guys To Answer The Phone? - Crappy Call Center Service Explained

February 27th, 2019


Ever call 1-800-432-1000 with BofA for service, and you literally could bake a wedding cake in that time you waited? You and me both.

With a …

Rich People Get Rebranded - Bye, Merrill Lynch and US Trust

February 25th, 2019


 Bank of America decided to take Merrill Lynch to the back of the barn and put it out of its misery... At least the name that is.

In my latest podcast, I touch on the news that Bank of America is rebranding Merrill …

Bank of America Digital Mortgage Experience and How it Will Discriminate Against You

February 18th, 2019


 Want to buy a house, but hate that pesky talking to people thing?

Bank of America has a deal for you. It's digital mortgage experience will allow you to apply for your mortgage, lock in your rates, and do all the hard …

Cash Deposits Not Accepted!

December 5th, 2018


This is a newer problem at bigger banks. Banks, including Wells Fargo, BofA, and Chase no longer accept cash deposits from people who aren't on those accounts. So if Dad wants to put cash into son's account, dad is …

Bank of America's ATM Cash Debacle

December 1st, 2018


My very first episode of Why Your Bank Sucks is an interesting one. This past week, you may have seen a story on the news about a random Bank of America ATM in Houston mistakenly dispensing $100 bills, causing a …

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