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The Tip Share

101 EpisodesProduced by RASI - Restaurant Accounting Services Inc.Website

A Restaurant Industry Podcast


Everything You Need To Know About The EIDL Program Updates

On September 8th, the SBA announced massive changes to the COVID-19 Economic Injury Disaster Loans (EIDL) Program. The major changes include:

  • Increasing the COVID-19 EIDL cap from $500,000 to $2 million
  • A borrower can request more funding, up to $2million, even if they have already received COVID-19 EIDL
  • The maximum amount of $2 million includes any funds that the borrower has already received
  • Implementation of a 2-year deferred payment period (The original deferred payment period was 18 months)
  • Without any action on the part of the borrower, the SBA will extend the deferment period of all existing COVID EIDL loans to 24 months
  • The first 30 days after the SBA announced changes are exclusively for processing loans of $500,000 or less
  • The SBA will begin to approve loans greater than $500,000 on October 8, 2021
  • The simplification of affiliation requirements to mimic those of the Restaurant Revitalization Fund

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