With an average balance of more than $8,000 per credit card per American household, how credit ratings work effects most U.S. citizens. Justin and Lance review six myths and some of the things that can be done to positively influence your score.
tags: economy, money, credit, cards, lending, mortgage, score, borrow, congress, politics, financial, how to, tsou, student loans, truechat, justin weller, lance jackson
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