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The Prosperity Podcast

505 EpisodesProduced by Kim D. H. Butler and Spencer ShawWebsite

Take control of your money. Join Kim D. H. Butler, best-selling financial author, and Spencer Shaw, as they use their prosperity mindset to utilize wealth-building tactics. Learn about the 7 Principles of Prosperity and how to make your money work as hard as you do.The Prosperity Podcast is the pers… read more


Problems with Pensions - Episode 179


Best selling author Kim Butler and co-host No B.S. Money Guy Todd Strobel talk about different problems with pensions and answer listener questions. In this episode they talk about the changing timetables with pensions and what to do to protect and build your wealth.

Tune in to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at and we may answer it in an upcoming episode.


Links in this Episode:

Free ebook -

Listener gift - Financial Planning Has Failed book and audiobook

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Show Notes:

00:00 Introduction

00:31 Today’s topic: Problems with Pensions

01:19 Understanding defined contribution plans

03:55 Explaining older style defined benefits plans

04:38 The history of pensions

07:10 How underfunded pensions are affecting all of us

10:38 Pension funds changing timetables and payments

11:21 The best way to get good results with your finances is to take care of them yourself

12:50 The 3 legged stool of: Social Security, Pensions and Savings

14:58 Gift for listeners: Financial Planning Has Failed book and audiobook

16:06 Listener question #1 - Start now or later to draw from your pension?

18:56 Listener question #2 - Taking a lower amount or higher amount from a pension to protect your spouse?

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