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The Prosperity Podcast

505 EpisodesProduced by Kim D. H. Butler and Spencer ShawWebsite

Take control of your money. Join Kim D. H. Butler, best-selling financial author, and Spencer Shaw, as they use their prosperity mindset to utilize wealth-building tactics. Learn about the 7 Principles of Prosperity and how to make your money work as hard as you do.The Prosperity Podcast is the pers… read more


Lies You’ve Been Told About Your Mortgage - (Episode 129)


Should you be prepaying your mortgage or getting a 15 year mortgage instead of a 30 year mortgage? Today our hosts best selling author Kim Butler and co-host Todd Strobel sit down to tackle one of the most pervasive lies in the financial industry: you should be trying to pay down your house as soon as possible. They talk about the flaws that home equity has as an asset, alternative places to store your money, and the value of peace of mind. Tune in to find out how to take control of your finances today!

If you would like the opportunity for us to answer your question on the show or to be a guest on our show, be sure to keep sending us questions and reach out to us!


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Show Notes:

00:00 Intro

00:44 Prepaying Your Mortgage & 15 Year Vs. 30 Year Mortgages

01:41 Why Prepaying Your Mortgage is Not the Answer

02:30 Why Home Equity May Not Be the Right Asset for You: The CLUE Test

06:27 What About Interest?

08:24 Busting the Interest Rate Lies

09:39 The Times When Peace of Mind Overrides the Financial Decision

10:32 How to Compare a 30 Year to a 15 Year Mortgage

14:32 What is a "Run Rate"

15:39 Resources

16:34 Outro

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