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The Prosperity Podcast

505 EpisodesProduced by Kim D. H. Butler and Spencer ShawWebsite

Take control of your money. Join Kim D. H. Butler, best-selling financial author, and Spencer Shaw, as they use their prosperity mindset to utilize wealth-building tactics. Learn about the 7 Principles of Prosperity and how to make your money work as hard as you do.The Prosperity Podcast is the pers… read more


15 Year Versus 30 Year Mortgages - Episode 077


Join us on the seventy-seventh episode of the prosperity podcast as best selling author Kim Butler and co-host Todd Strobel investigate fifteen year versus thirty year mortgages. Conventional wisdom seems to be based off of bank’s best interest and marketing tactics, so the Prosperity Podcast breaks down the best ways to analyze different mortgages so that you can make the financial decision that’s right for you.

For more information on different types of mortgages, take a look at Kim Butler’s book Busting the Financial Planning Lies or drop by for their visual breakdown of the differences. If you’re looking to calculate the differences for yourself, try their free ten day download of this financial calculator.

If you would like the opportunity for us to answer your question on the show or to be a guest on our show, be sure to keep sending us questions and reach out to us!


Show Notes:

[00:00] Intro

[00:49] A Fifteen Year Versus a Thirty Year Mortgage

[01:34] What Does "Conventional Wisdom" Say?

[02:31] Consistent Time Frames & Consistent Cash Flows

[05:19] How to Calculate This On Your Own

[07:36] Consistent Interest Rates

[08:29] The Third Alternative: Cash

[11:03] Peace of Mind Versus Financial Discussions

[13:07] The Importance of Having Cash Vs. Having Equity

[16:18] Outro

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