Cover art for podcast The Prosperity Podcast

The Prosperity Podcast

505 EpisodesProduced by Kim D. H. Butler and Spencer ShawWebsite

Take control of your money. Join Kim D. H. Butler, best-selling financial author, and Spencer Shaw, as they use their prosperity mindset to utilize wealth-building tactics. Learn about the 7 Principles of Prosperity and how to make your money work as hard as you do.The Prosperity Podcast is the pers… read more

18:39

Mortgages Bigger Isn't Always Better - Episode 021

Kim Butler and Todd Strobel set their sights on mortgages in this episode, analyzing different strategies by using the Prosperity Principles to uncover the best options. They discuss down payments, compare 15 vs 30 year mortgages, and tackle other questions to consider when getting a mortgage, with some surprising answers!

How big should your down payment be? Is a 15 or 30 year mortgage more efficient in the long run? What is the value of your cash down payment, or your cash flow? And is there value in “peace of mind”, even if it means choosing a less effective economic strategy? Find out in today’s episode of the Prosperity Podcast.

Show Notes:

[0:00] Prologue

[0:19] Intro

[0:41] Mortgages – the Largest Debt Many People Have (and greatly misunderstood)

[2:01] Questions to Ask… Your Cash has a Cost

[3:33] Considering the Amount to Put Down

[8:11] 15 or 30 Year Mortgages (and how to compare correctly)

[12:16] How to be More Prosperous by “Investing the Difference”

[17:03] Summary of Recommendations

[17:57] Outro

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