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The Notorious Banker

184 EpisodesProduced by James BacaWebsite

(FKA: Why Your Bank Sucks) The Notorious Banker is a podcast from a banker who spent 13 yrs @ Bank of America in various roles, including manager. This podcast takes you into the greedy, seedy world of big time branch banking.Learn about big banks & why they charge you $15/month to earn 1 cent inter… read more

1:14:12

The Notorious Banker: PPP Loan Champion + Bank of America Exec Sends The Most F**king Ridiculous Email to Customer

The Notorious Banker has helped 3 people get PPP Loans through Bank of America's gauntlet this week.

My sincere thanks to the following businesses who I helped get through the hard stuff and get these loans

White Spider in Portland, OR

Maine Academy of Gymnastics in Westbrook, ME

Isabel O'Neil Bridal in Tampa, FL

Working on 5 more across the US. We will work hard to get this done for these amazing American small businesses :)


I discuss why BofA's decision to donate all PPP Profits kind of influences how hard they work, since they are working for nothing.

Plus, I get into how their low-ball offers for applicants mimics how they do auto loans, or should I say discourages clients into getting auto loans from them.

Finally, I discuss a news story in Tampa, FL where a customer held a "sit-in" for 6 hours to get help with a PPP Loan, and BofA BS'ed the client and the reporter with the phoniest email address ever: ppp_help@bofa.com.  LOL



Then,


I get into the worst email a BofA exec has ever sent my follower. My friend Seth asked New Hampshire Market President Ken Sheldon for $14 for a monthly fee refund, and the reply back essentially tells Seth that because Amazon, Netflix, Peloton, booze distributors and baking companies (Not banking, BAKING!) are succeeding that using the Coronavirus as an excuse for a refund is not valid.

Plus he mentions that since BofA is investing in charities nationwide, that they NEED Seth's fee to make that happen. He also mentions BofA PAYING for employees lunches somehow keeps them safe from the virus. (???)

Here's a sample quote: "to broadly waive fees to even those that don’t need the help at this time would be impractical and disable our ability to help those in true need."


You gotta listen to my bank voice version of this! Haha

Email screenshots are here and here





I HAVE A NEW YOUTUBE CHANNEL WITH EXCLUSIVE VIDEOS AND QUICK HITS ON NEWS STORIES THROUGHOUT THE WEEK. Please like, subscribe and share. Make it HUGE!

Check it out!!!

MY PATREON Page! For as little as $1, you can help James Baca in his fight against big banks. http://patreon.com/NotoriousBanker

Sponsors -james@NotoriousBanker.com  - Advertise your business with a growing, cutting edge podcast.

575-322-4127 is our voicemail line to share your bad banking experience. 3 min limit.

Our website http://www.notoriousbanker.com for more info on our podcast, store, sponsorship info and much more! Visit our Twitter Page @BankBetterGuy -  Bank Advice, humor, observations, deals and  VIGILANTE CUSTOMER SERVICE & Host James B on Twitter @jamesbisright

--- Support this podcast: https://anchor.fm/thenotoriousbanker/support
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