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The Notorious Banker

120 EpisodesProduced by James BacaWebsite

(FKA: Why Your Bank Sucks) The Notorious Banker is a podcast from a banker who spent 13 yrs @ Bank of America in various roles, including manager. This podcast takes you into the greedy, seedy world of big time branch banking.Learn about big banks & why they charge you $15/month to earn 1 cent inter… read more

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Wells Fargo Bankers Do a Wells Fargo Thing And Wells Fargo's Some Money from Government Virus Aid + I Once Got Nearly Fired for F11

October 20th, 2020


Wells Fargo did it again. Another Wells Fargo story that does not look good.

I call Wells Fargo the Mike Tyson of Banks. Almost any story you pin on …

I Got Suspended On Twitter, Wells Fargo CEO Apologizes (Again), BofA Calls Me "Scammer" + An Old Man Bank Story

September 28th, 2020


Segment 1:

I detail why I was suspended from Twitter on Wednesday in the middle of one of the biggest bank stories of the year, The controversial comments by CEO of Wells Fargo Scharf. I discuss the fear of me losing …

Sorry, Charlie... You Have To Go: CEO of Wells Fargo says Incredibly Stupid Thing

September 23rd, 2020


Unbelievable day. We had to do a special podcast based on the idiotic comments that CEO of Wells Fargo Charles Scharf made in a Wells Fargo meeting in June. The racially charged comments (in my eyes) were made about his …

Bank of America Subtly References Me in Email to Employees, Wells Fargo Fee Talk & Bank of America "American Banker" Article Commentary!

September 21st, 2020


I received a screenshot of an email someone who works at Bank of America got to be on the lookout for "criminals using BofA contacts to appear to be …

$12 Million Wells Fargo Employee Discusses Job Cuts "To Lower Costs" + Wells Finds Yet Another Way to Penalize the Poor!

September 15th, 2020


Charlotte Observer Reporter Austin Weinstein posted a story yesterday about John Shrewsberry mentioning to investors the cutback of $10 Billion in spending Wells Fargo needs to do will be "mostly people"

What Mr. …

Bank of America Refuses To Cash Paychecks For Its Customers, An Update to BofAs "Donation", and Wells Fargo Offers Less Fees for a Fee

September 10th, 2020


In this episode, I discuss two new policies at Bank of America, which are actually already implemented in some states including my own.

Basically, …

Bank Decides They Are Done Helping People Affected by COVID-19 + Wells Fargo Sued For Trying to be (Stupidly) Helpful!

September 2nd, 2020


One of the great things about TNB is that I get emails and info from dozens of disenfranchised workers at all major banks telling me their horror stories, and urging me to keep up the good work.

 A very concerned Bank …

Man Finds Extra $2.45 Billion in His Bank Account. Bank Doesn't Follow "Monopoly" Rules, Takes Away Money.

August 25th, 2020


Cute little story in the news last week.
At least, people at BofA want you to think it's cute.

Bank of America Customer Opens Mobile App and Finds an Extra $2.45 Billion

Man named Blaise Aguirre wakes up to find an …

Bank of America Ends Injustice in The World By Spending $100 on Masks + Wells Fargo CEO Makes LeBron Money

August 19th, 2020


Thanks to everyone who listened to my recent episode with Ciera! We intend on doing more interviews VERY SOON!

Today's podcast dwells on Bank of …

A Bank Podcast About Breasts - Bank/Nursing Mom Lawsuit + Onlyfans Model Ciera on Making a Living w/ Nudity During a Pandemic

August 14th, 2020


Don't let the title fool you. I mean business with this episode. 

The Notorious Banker will take on the topics no one else will, even if they make me …

Bank of America CEO Has a Crazy Interview in Time Magazine - He's Into a Cashless Society... and Crossfit? + Petition Blows Up On Twitter

August 11th, 2020


Welcome to the rebranded THE NOTORIOUS BANKER podcast. Same great content, Awesome new (And consistent) name.

 First off, Thanks to the dozens of …

Bank of America Wipes Out Balances with a "Display Issue" + BofA Helps Crook Buy a Lambo + We Rescue $1900 for Luke in Philly!

August 5th, 2020


The Why Your Bank Sucks Podcast becomes "The Notorious Banker" on August 10th!

Last pod under WYBS is a big one. First we hit upon some breaking news with BofA. A major glitch online on 8-5-2020 has wiped out customer …

When Bank of America's $1B "Commitment" Ticks Off Twitter in a Big Way & Why It's Weird They Don't Defend Themselves

July 27th, 2020


We have talked at length about Bank of America's supposed $1B "Commitment" to help end racial inequality. I have said that I don't believe they will ever just "GIVE" a billion, and so far no news story has proved me …

Change Change Change! - Big Podcast News + Bullying + Wisconsin Bank Supports Their Customers in a Way Big Banks Never Would!

July 20th, 2020


Big day in "The Notorious Banker" land as I announce a soon-to-be implemented change in this podcast and how it's presented, and how a bullying …

Bank of America Announces "Temporary" Closures in my Hometown + Big Banks Shun My Town on PPP Loans + A Baseball/Bank Manager Story

July 14th, 2020


Contains Adult Language

After Bank of America made decisions to close branches 2 weeks ago in Vegas and in Bakersfield, CA, I have been waiting for …

Bank of America (Temporarily) Closes 100s of Locations: Blames Everything But Themselves

July 8th, 2020


(Podcast contains explicit language, Listener Discretion is Advised)

I made a prediction about 18 months ago

Bank of America would love to "Try" to …

The Notorious Banker Rescues $3490 for Victor from Zelle and BofA - A NYC-Style Recovery!

July 3rd, 2020


The Notorious Banker has conquered NYC.

Yours truly helped Victor, an essential employee in NYC recover $3490 from Bank of America which was stolen …

The Notorious Banker Interviews Nancy, a Former Co-Worker - Part 1

June 26th, 2020


After over 100 episodes, The Notorious Banker has his first guest. My old Co-Worker Nancy stops by and chats about our time at Bank of America.

So....What Exactly Are All Those Work-From-Home People Doing for Bank of America?

June 17th, 2020


Bank of America claims (falsely) that 75 percent of their workforce is working-from-home. With hours long hold times, and a lot of apathy towards …

Bank of America Donates $25 Million to Fund An Important Discussion No One Will Be Able To Listen To

June 10th, 2020


Bank of America patted themselves on the back again. One week after "committing" to a billion dollars to end racial inequality, they decided to put …

Bank of America's Billion Dollar Lie - My 100th Episode

June 4th, 2020


Congrats to myself for making it 100 episodes. Tells you there is a lot to talk about with big banks!

This topic is hard for me to talk about, …

How the Protests Across The Country and Big Banks Intersect

June 1st, 2020


We talk about George Floyd on this podcast. We don't talk about the incident on Monday so much as to the environment that society is in with discrimination and frustration, especially as it pertains to dealing with …

The Notorious Banker Rescues $7600 from Bank of America for "B" from Arizona!

May 22nd, 2020


Yours truly has done it again.

The Notorious Banker has rescued $7600 from Bank of America for fraud committed on a customer. It was fraud which Bank …

My Wife's 30th Birthday: How I Oversold Her At Bank of America + Empty ATMs in Vegas and California - A Mailbag Podcast

May 15th, 2020


I celebrate my beautiful wife's 30th birthday on Tuesday with the story how my sales goals at Bank of America made me oversell a then college student …

The Notorious Banker: PPP Loan Champion + Bank of America Exec Sends The Most F**king Ridiculous Email to Customer

May 8th, 2020


The Notorious Banker has helped 3 people get PPP Loans through Bank of America's gauntlet this week.

My sincere thanks to the following businesses …

Taylor Made: The Notorious Banker Rescues $1200 from Zelle and Bank of America in Vegas, Baby!

May 2nd, 2020


Vigilante Customer Service Strikes Again.

One of my most satisfying rescues ever.

Yours Truly, The Notorious Banker RESCUES $1200 from Bank of …

Discrimination, Firings, and Suicide: 3 Bank of America Small Business Issues I Witnessed Personally + It's My 37th Birthday!

April 20th, 2020


With the Paycheck Protection Program loan program in shambles and awaiting money for the next wave of loans, I reminisce about 3 different small business stories I witnessed in my 13 years of Bank of America employment.

Big Banks Give Payday Loan Style Refunds During Stimulus Deposts + More PPP BS

April 17th, 2020


We had a record breaking week discussing all things stimulus checks. People waiting for a long time, people blaming the bank and people just waiting …

Stimulus Week - $1200 Never Made People So Crazy + I Rescued $2000 for Jennifer from Arizona!

April 13th, 2020


Stimulus Checks are coming! 

$1200 is coming to all of you who are expecting it from the Coronavirus Economic Relief

Learn how a STUPID TWEET from …

My Relationship with Alcohol and Bank of America: A Personal Story

April 1st, 2020


I decided on April Fool's Day to tell the most personal story of my journey. 

Wanted to share it after a poll about people drinking on the job

New Coronavirus Bank News (Hours, Sales & Bonuses) + I Rescue $5000 from Bank of America for Jessica

March 21st, 2020


More CoronaVirus News from Bank of America and Chase. Both Banks gave "hazard pay" to it's front facing associates. I was appreciative of the gesture, but at the same time skeptical of their claims.

Bank of America and …

Complaints from Employees and Customers About Coronavirus Concerns + A Leaked Memo

March 17th, 2020


I went on a rant about Bank of America's coronavirus gameplan.

I have received several DMs from angry Bank of America EMPLOYEES (Not Just Customers) about the conditions in the financial centers, call centers, and other …

The Time I Almost Got Fired For Having Chubby Fingers (A True Story) + Coronavirus BS from Banks

March 13th, 2020


I wanted to lighten the mood of all the CoronaVirus talk by talking about one of the 15 times Bank of America threatened to fire me. This story is 11 …

Bank of America Holds FEMA checks for Nashville Tornado Victims. What A Shock.

March 9th, 2020


Just when I didn't think Bank of America can stoop any lower...
I got word from a friend of mine, Sebastian in tornado-riddled Tennessee about a radio talk show host named Phil Valentine who was talking to a caller who …

Yes, I did a Coronavirus Podcast...

March 3rd, 2020


Coronavirus is real, scary and has caused 9 deaths as of this podcast. I feel that it could be the biggest illness in a long while, or just more hype …

Wells Fargo Settles For $3,000,000,000 and All I Got Was This Lousy -- Nothing!!!

February 26th, 2020


Wells Fargo made up for a decade and a half of treating it's customers like crap and overselling accounts, and creating phony accounts to hit their …

My Bomb Threat Story at the Bank + Listener Q&A about Large Amounts of Money & Betty Boop (???)

February 21st, 2020


Ever wondered how to get yelled at and nearly written up by your boss during the moments that a person on the phone called the bank claiming there was a bomb that was going to blow up the bank in five minutes? Well, …

Pay Hundreds To Get Your Tax Refund Check Today, Bank Still Holds the Check 10 Days (Refund Anticipation Loans Suck) + BofA Sticks it to Venmo Users

February 15th, 2020


Tax time was always important to me at the bank. It is one of the busiest new account times at the bank. So many people setting up bank accounts in anticipation of or after the receipt of their income tax check. One of …

My Visit Inside a Phoenix-Area Bank of America Branch. It Took Them 20 Seconds to Try to Get Me Out of There!!!

February 10th, 2020


For the first time since 8-17-18, the day I got fired, I went into a Bank of America Branch. This one is in Tempe AZ, and boy, what an adventure it was.

Going in to close out my accounts that were charging me $37/month, …

Non-Disclosure Agreements: Not Just For Harvey Weinstein Anymore! Bank of America's Attempt to Shut You Up When Fraud Happens!

February 1st, 2020


I think that this new rule I had never heard about is about me and The Notorious Banker Project, along with Why Your Bank Sucks and how I help people …

My Favorite Kobe Bryant Story (Business Related) and How My Boss Got Mad At Me Because of College Football and Alabama (What?)

January 28th, 2020


Today's podcast is so different.

I decided to share my favorite non-basketball Kobe Bryant story. I get criticized all the time for not seeming like I like big business and capitalism.. I love it, as long as it is …

Source: Bank of America to Make It That Much Harder to Deposit YOUR Check (Or Cash It) -- Leak From A Current Pissed Off Banker

January 15th, 2020


I have dozens of people who work for Bank of America filling me in on the ins and outs of what's happening to impact the customers of the bank. I have Personal Bankers (RMs), Call Center employees, both BofA in-house …

Wells Fargo Execs FINALLY Facing Charges? (Yay!) + Adventures in Business Travel: Follies From My BofA Dallas Trip in 2012

January 6th, 2020


Wells Fargo execs may be facing charges in the next several weeks. The fake account scandal is being discussed and people might be led away in handcuffs. I am excited!

I discuss what it means to even just have a perp …

I Don't Like to Bank That Way, but $15 is $15: Bank Bribes Customers to Go Online + Year in Review & The Year Ahead in Bad Banking

December 31st, 2019


Bank of America has a promotion the next couple of weeks where it will gift you $15 for using Zelle, Mobile Check Deposit and Online Bill Pay. Sounds good, right? 

Well, yes and no.

Bribing you with money in order to …

Bank of America Wants You to Know That They are Diverse and are Spending Millions to Prove It!

December 24th, 2019


Such a unique story. I talk about a subject that can be uncomfy to talk about: Diversity and Banking. 

 I never accused BofA of not hiring a diverse group. Hell, an Indonesian Woman and a woman from Mexico were my first …

Questionable Write-Ups: Two "Fun" Stories of Getting in Trouble for Stuff Beyond Your Control -- A Personal Story

December 16th, 2019


How many write-ups did I have with Bank of America in 13 years?

Probably 2 dozen. Although it sounds like I was a problem child, write-ups are done …

John Stamos has the #PowerTo Sell Out: Banks Paying Celebs & Influencers for #ad posts on Twitter and It's Helping...ME!!!

December 10th, 2019


I am well aware that Bank of America and Wells Fargo knows about my project. How could they not? I have noticed a lot of weird things that Bank of …

How I Rescued Thousands from Bank of America for Sarah: A Story of a BROKEN Fraud Claims System & Vigilante Customer Service

December 4th, 2019


I stumbled on a tweet from a person named Sarah in California on Black Friday. She was railing against the fraud department that told her their …

Wells Fargo and their Opportunity (Checking) to Fleece At-Risk Clients. Congress is watching!

November 25th, 2019


Phenomenal Article in the Washington Post about Wells Fargo receiving scrutiny for the accounts yet again. In today's podcast, I discuss how I learned about the "Opportunity Checking" account as an employee of Bank of …

How I Oversold You #1 (Role Play) - Single Mom Waitress - How She Walks Out with 4 Accounts She Didn't Need

November 20th, 2019



This is not a real person. This is not real information for someone. This is a role play of a scenario that I would see as a banker at Bank of …

Bank of America Raises Minimum Wage to $20/hr, Opens Up 4 Employee-less Branches in Houston. Really.

November 12th, 2019


Bank of America, just one week after the massive outage to its system decided to create a diversion, and do two things: Give everyone a $1000 bonus, …

Bank Outage 2: Electric Boogaloo - Capital One and Bank of America's Bad Week + Listener Email About Weirdest Fee Ever!

November 5th, 2019


First off, celebration time as @BankScrewedUs on Twitter reached 1,500 followers on 11-3-19.

 Amazing and THANK YOU

Today's Podcast is about the …

BofA: 1 in 6 Millennials has $100k Saved, and 5 in 6 Millennials Spend Too Much on White Claw

October 29th, 2019


Bank of America commissioned a survey a couple years back that has to deal with millennials and banking. It was published Feb. 2018 and CNBC did a report on it. For reasons unknown, it went viral on Twitter last week, …

Bank of America System Outage - BofA Turns Their Customers Into Deadbeats and Why Your Bank Sucks Goes Worldwide!

October 22nd, 2019


Mark it down, October 22, 2019 at about 9am MT. Why Your Bank Sucks goes mainstream! LOL. Bank of America has a system outage impacting their phones, online banking, and worse enough, their debit card system, which is …

Why Your Bank Sucks Rescues $21,000 from BofA for a follower + When Bank of America Divested from Small Town New Mexico

October 17th, 2019


I'm back after Vegas and illness. 

Back to take on big banks BS.

First, I talk about how our Vigilante Customer Service rescued $21,000 from Bank of …

When Bank of America says "We Made a Business Decision" - 5 Words that Leads to Unbanking of Thousan

October 7th, 2019


On vacation in Vegas so I bring you Part 1 of my 2 Part Special Podcasts:
Bank of America will mysteriously close out accounts of clients it no longer wants, and when asked why, Bank of America will say the dreaded 5 …

Wells Fargo Breaks Ground: Hires Old Man Bank Exec to be their CEO! (Sigh) + Bank of America Floods Your Earhole w/ Radio and Podcasts!

October 2nd, 2019


Wells Fargo names Charles Scharf as their CEO.

After months of debating whether they would think outside the box in hiring the next head honcho, …

I WAS HACKED: Why Your Bank Sucks Has $250 Stolen Using Paypal!!! (How Paypal Impressed Me and How Twitch Disgusted Me!!!)

September 26th, 2019


Your Host James had his Paypal account hacked and over 200 Euros (yes, Euros) were stolen from him in a brazen attack. The money was taken to pay …

We Rescued Another $2500 from Zelle!!! + BofA Under Fire For "Phony" Unauthorized Accounts! Watch Me Defend Them (What?!?)

September 21st, 2019


Why Your Bank Sucks and Our Vigilante Customer Service has "Rescued" over $130k since April 1!!!!

We discuss how I rescued $2500 from Zelle for a customer in just one evening. Customer never heard of Zelle....Account …

BBQ & Corporate Downsizing: My Meeting with a Bank Exec + Bank of America Hates Your Grandma and Her Jitterbug Phone: Text Banking is Gone!

September 16th, 2019


We celebrate 1300 Followers with a funny story.

The home opener for college football in my town gave me a flashback with a Bank of America Exec who I …

Prescilla, Queen of the Fraud Claim - Why Your Bank Sucks Rescues $1,000 from Bank of America for a New Mexico Customer!

September 10th, 2019


Fun podcast today, as I discuss the Liberation...the "Rescuing" of money that Bank of America nearly stole from Prescilla, a person from my neck of …

Bank of America Freezes Accounts of Customers with 5 Simple Words: Do You Hold Dual Citizenship? + Farewell, Virtual Credit Cards... On To Something Less Safe!

September 6th, 2019


Why Your Bank Sucks went viral this week. Quarter of a million tweet impressions in 48 hours, because of a retweet by the Congressional Hispanic Caucus about a Sacramento Bee story which detailed customers getting …

Bank of America Screws Topeka, KS 2 Times in One Week + Trespassing at Zelle and more in Phoenix!!!

September 3rd, 2019


Today's podcast is a US Tour for how Bank of America and Zelle screw over so many clients.

First up, An amazing story out of the state capital of Kansas, Topeka. Bank of America announced in May that it was closing the …

Employee Training in Banking (Or the lack thereof...) How Poor Training Leads to Bad Experiences.

August 28th, 2019


I learned all I needed to know about being a teller at Bank of America by reading a 20 year old binder of procedures and watching a tape that …

I'm Applying to be the Next CEO of Wells Fargo - My Plan to Turn that Dump Around!

August 24th, 2019


After reading an older article about how it's nearly impossible for Wells Fargo to hire a CEO because of the issues it faces, coupled with the …

Breaking Down the Amazing Wells Fargo NY Times Article by Emily Flitter

August 20th, 2019


 @flitteronfraud on Twitter - Emily Flitter of the New York Times came out with an amazing Wells Fargo piece about supposed "Closed accounts" that were still getting fees charged to them, and it shook up Wells Fargo …

How I Recovered $4000 from Bank of America for a Fraud Victim, While BofA Fraud Claims did NOTHING!!! (Brian's Song)

August 16th, 2019


Why Your Bank Sucks has rescued $81,600 since April 1st from Bank of America and Wells Fargo.

Unethical fees, extended holds and fraud claims are …

Cash is King in a Small Town, Despite What Banks Say + Limit 1 Per Customer? A Bank Screwed US Voicemail

August 11th, 2019


 I have been off a week, thinking about the tragedies in my home area of El Paso and of course Dayton, OH

But I come back with 2 great stories!

Learn about how my anniversary trip to Ruidoso, NM (Pop. 7700) showed me …

El Paso Strong- Understanding Charitable Donations, and Gofundme During a Difficult Time

August 5th, 2019


 Our minds are with the city of El Paso, TX after this weekend's tragic events. I know the town is resilient, and we will be thinking about them often.
To begin, I discuss how I was feet from that Walmart last week, and …

We Closed Your Branch, But We Left ATMs in its Place! (SIKE!) BofA Ditches My Hometown AGAIN! + Brian Moynihan: Fair and (Un)Balanced on FOX!

August 1st, 2019


Yours truly worked for 2 Branches in 13 years at Bank of America, and he's seen his bank leave his hometown three times! (Huh?)

Bank of America …

Iranian-Americans, Iranian Students, and Bank of America - How BofA Discriminates Against a Group of People + A Zelle VM

July 26th, 2019


I worked in two college towns in my tenure at Bank of America, and one of my greatest joys was meeting all the new international students each …

Bank of America CEO Brian Moynihan's Interview on CNBC: Too Dull For Cable TV

July 22nd, 2019


Brian Moynihan, the CEO/Scarecrow of Bank of America showed up on CNBC's Mad Money with Jim Cramer to discuss BofA's record qtr. What I got was a 10 1/2 min interview that I was able to do an hour podcast on. This is …

Bank of America Made $7.3 Billion This Quarter, But Was Too Cheap to Buy a $2 Box of Rubber Bands For Us 5 Years Ago

July 20th, 2019


  Bank of America made $7.3 Billion, Wells Fargo made $6.2 Billion, and JP Morgan Chase made $9.7 Billion in the last three months. Cause to celebrate? Sure why not? It's America and they are doing the America thing: …

Divorces, Single Parents, & Banking

July 15th, 2019


Growing up poor and in a single parent household, I saw the financial struggles of how it's hard to make it in this world. In this podcast, I share …

James & His Personal Debit Card Hell

July 10th, 2019


I have have debit cards since they have been called "Check Cards". They were my first conduit to banking, and now all these years later, the bane of my existence. Though I love my debit card, it has brought so much …

Bank of America Takes A Stand Against Loaning to Private Prisons (Right After Loaning $90M) + Hungry, Hungry ATMs

July 4th, 2019


 Bank of America ticked off so many people on the conservative side when they were the last major bank to take a stand against Private Prisons that …

A Notary Seal of (Dis)Approval - How Big Banks Blow Off Notary Service + Emails

June 28th, 2019


Today's Podcast discusses something I practiced against my wishes at Bank of America, and which is going on at branches across the land. The denial of a simple free service, notary public service, because it "diminishes …

Bank of America CEO Says He Wants "A Cashless Society" - He Must've Just Watched "Demolition Man"

June 24th, 2019


Brian Moynihan was channeling his inner Dr. Cocteau last week when he announced at a conference that eventually he would like a "cashless society". …

Crypto or GTFO: Facebook Currency? + How to go to Target Without Spending at least $100 - CC Outage at One of the Biggest Stores!

June 19th, 2019


Opening mentions the rescue of another $3000 with Vigilante Customer Service!!!

We take on Evil Zelle and Bank of America and win for Jessica and Aaron!!

Facebook gets into crypto!

The app known for sharing memes is …

I Hate Zelle Part 2: NBC Reports What I've Told You For Months + A Flag Day Story + Listener Feedback

June 15th, 2019


 Today's Topic:

"Meet the new boss, same as the old boss"

ZELLE! We talk about an NBC Nightly News Segment outlining fraud and Zelle... Things I have …

Bank Fail Pod #4: Chase Interrupts Millennials to Inform Them that Finn by Chase is Shutting Down! (No One Cares)

June 12th, 2019


 Less than a year ago, Chase decided to try to CON....(Cough)... convince millennials that they were cool by setting up a mobile app only bank …

I Hate Zelle, Part 1 (Anthony's Song)

June 8th, 2019


Part of my Podcast and Twitter Project has a goal: To get Zelle eliminated as a service option at all banks. It's a scary, scammy way that banks concocted to have people transfer money person to person.

Today's podcast …

Gym Gains = Bad Bank Service? Plus... We Rescued More Money for a Customer!

June 5th, 2019


I discuss National "I hate my gym" day, which was this past June 1st as people from all over the country paid an annual fee that they were never told …

Listener Emails Answered!!!

June 1st, 2019


Today's podcast is simple. 3 listeners emailed me with some questions, and I answer them about my project, Why Your Bank Sucks!

Emails include a question about what I have dubbed "Vigilante Bank Customer Service". I …

A Little Bit of Erica By My Side: Can You Celebrate When 1 in 10 Adopt Something?

May 29th, 2019


Bank of America celebrates it's virtual assistant, "Erica's" one year anniversary by giving a bunch of stats to the general public. Although the stats show that it isn't a success at all

Learn in this podcast that only …

Death and Banking - Preparing For The End and Handling the Bank's Efforts to Have You Suffer More

May 24th, 2019


Warning: This podcast has a lot to do with death and planning for death as it pertains to finances. Very sensitive subject.

Today's podcast was brought on by some personal loss. I lost my Grandmother 3 days ago, and a …

The Fresno Drop - How Bank of America Forced Credit Cards Down the Throat of a Small Town in 1958

May 20th, 2019


Today we touch upon the interesting subject of being introduced to credit cards.

I discuss how my grandma overspending in the last 1980s was my first introduction to credit cards, and how her use shaped my life going …

Mental Health & Banks Part 2 - What Drives Us Crazier...

May 16th, 2019


Before we discuss Mental Health & Banks for a second time this Mental Health Awareness Month, Host James Baca talks about how he decided to start this podcast after his firing from BofA. James also is proud to …

The Bank Screwed US: 3 Customers Share Their Horrible Experiences + Win a Google Home Mini

May 14th, 2019


Paul leads off our Bank Screwed US VM line with an interesting story of how he has one credit card, 2 different numbers and 2 different balances, and …

Wells Fargo LITERALLY Names Your Savings Account After Their Sales Goals & More Fees Will Be Charged + Teen Accounts for Adults + Google Home Mini Contest

May 10th, 2019


Wells Fargo as of next month will officially become META.

They will rename your basic savings account the "Goal Savings" as in.. "We make our quarterly sales GOAL offering you a GOAL Savings Account."

Although it's not …

How I Got Fired from Bank of America for Less Than a 20pc Chicken McNuggets from McDonalds + Sean on Voicemail

May 6th, 2019


May 3rd was the 1 year anniversary of me meeting the client that ultimately got me fired last August. Bank of America makes $28.1 Billion Last Year …

Mental Health and Banks - What Drives Us Crazy (In Honor of Mental Health Awareness Month) + Vegas Road Trip BofA Closure

May 3rd, 2019


Serious Topic:

May is National Mental Health Awareness month, and I have been excited to talk about the topic of mental health on this podcast. I will discuss my own battles with depression, stress, binge drinking, and …

Citi Double Cash Card + Bank of America Leaving Downtown Phoenix? + BankScrewedUS Voicemail Line

April 26th, 2019


OMG, I am doing a main topic not on Bank of America?!?!?! Hell has frozen over.

This podcast will delve into one of the more popular credit cards,

Bank of America Reports What They Earned in Q1 + Congressional Fun with Brian Moynihan + VM

April 23rd, 2019



We hear from my friend Luis on the VM line talking about his 2x bad experience at Bank of America

Plus you get my commentary on BofA's record 1q earnings, and also I briefly touch base on the congresssional hearing …

The Bank Screwed US Voicemail Line + Bank Fail Pod #3: Bank of America's eBanking Account - Kicking You Out of The Branch Since 2010

April 15th, 2019


THE DEBUT OF OUR Bank Screwed US Voicemail Line where we have 3 callers share their experiences with Bank of America, and I provide insight into what's happening, and how I fixed it or at least helped out.


Bank of America Raises Minimum Wage to $20

April 9th, 2019


Bank of America announces that it will pay a $20 minimum wage. Sounds good right? Even I can't think that's bad...Right?

Haha Yes, I can. Not for reasons why you think.



Modernizing The Bank: We Are Replacing Tellers with.... Couches and Wi-FI???

April 8th, 2019


So the solution to making the bank modern is to not have your butt hurt on a lumpy couch or chair apparently.

Bank of America's Press Release on …

Bank of America Commits $5 Billion to "Help" Low and Middle Income Home Buyers aka Countrywide Part 2, Electric Boogaloo

April 2nd, 2019


So... Bank of America decided to give away $5 Billion of its own money today to the same people it doesn't want in its bank anymore so they can buy a house? Sounds legit.

Bank of America, the same company who bought …

How Bank of America Treats Older People

April 1st, 2019


 Don't you immediately think of older folks when you walk into a bank?I do. As a former banker, older clients were about half the people I saw in a …

Apple Card - Why Bank of America and Wells Fargo SHOULD be Scared!!!!

March 25th, 2019


Apple is now more than a technology company. They are now in the banking industry with the launch of the Apple Card today. It's the next generation …

Keep The Change - An Effective Way to Make Money...For Bank of America! - Bank Fail Pod #2

March 22nd, 2019



You have a savings account with about $2 in it?

It's because Bank of America probably sold you one you didn't need. Learn how that $2 account …

Wells Fargo Scandal - Relating it to my experience at Bank of America

March 11th, 2019


Wells Fargo's scandal in 2016 rocked the banking world.

Well..Everywhere except Bank of America where we would do that type of stuff all the time …

Bank of America Gives $100 Million Dollars Away To A Foundation, So Someone Else Can Decline A Loan

March 8th, 2019


How can Bank of America possibly give $100 Million away, and yet I still find a crappy thing about that? 


This host is 100 percent applauding the gesture and the great amount of money given to awesome female …

Bank Fail Pod - Bank of America's Nuevo Futuro Checking Account (2004)

March 6th, 2019


Ever want to see outright stereotyping of a race and culture?

Look at these pics of Bank of America Branded Maracas (Musical Instrument)

College Students (And How Banks Treat Them)

March 5th, 2019


 I got my job at Bank of America solely because I walked in to cash a financial aid check one day. I was treated with a little respect then. Now.... …

Why Does It Take So Long For You Guys To Answer The Phone? - Crappy Call Center Service Explained

February 27th, 2019


Ever call 1-800-432-1000 with BofA for service, and you literally could bake a wedding cake in that time you waited? You and me both.

With a …

Rich People Get Rebranded - Bye, Merrill Lynch and US Trust

February 25th, 2019


 Bank of America decided to take Merrill Lynch to the back of the barn and put it out of its misery... At least the name that is.

In my latest podcast, I touch on the news that Bank of America is rebranding Merrill …

Bank of America Digital Mortgage Experience and How it Will Discriminate Against You

February 18th, 2019


 Want to buy a house, but hate that pesky talking to people thing?

Bank of America has a deal for you. It's digital mortgage experience will allow you to apply for your mortgage, lock in your rates, and do all the hard …

Cash Deposits Not Accepted!

December 5th, 2018


This is a newer problem at bigger banks. Banks, including Wells Fargo, BofA, and Chase no longer accept cash deposits from people who aren't on those accounts. So if Dad wants to put cash into son's account, dad is …

Bank of America's ATM Cash Debacle

December 1st, 2018


My very first episode of Why Your Bank Sucks is an interesting one. This past week, you may have seen a story on the news about a random Bank of America ATM in Houston mistakenly dispensing $100 bills, causing a …

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