The MoneyPot

ChatGPT and Bard have reinvigorated the imaginations of entrepreneurs and investors, creating a bright spot among everything going on.   We are once again on the bank of a great shift in expectations for and from …

Can empowering employees to know more of their worth actually be a benefit to their employer?  Aydan Al-Saad, Head of the UK, Ireland and Nordics at Ravio and TikTok sensation believes that pay transparency and employee …

Why is embedded investing the next step to wealth inclusion with Mary Agbesanwa

Financial Inclusion means so much more than access to a money …

 Every once in a while, someone uses truly clever solutions to leapfrog forward and show us how technology can truly solve real problems.    That’s …

Utilizing payments as a tool to aim towards a more inclusive system requires more than just an extended tech stack.   There is a lot of work to be …

Simon Taylor is one of the most forward thinkers and trusted movers in fintech, and last year when sanctions around SWIFT were announced, he wrote an incredibly clear and compelling explanation in his Fintech Brainfood …

The ESG space is busy, busy, busy. Sustainability is becoming a key indicator for our industry. And one of its busiest proponents is Gerrit Sindermann, the Deputy Executive Director at the Green Digital Finance …

In December 2021, 10 nations and several international institutions participated in a simulation "war game" on the global financial networks.

It …

With ChatGPT and its cousins flourishing and fleshing out our imaginations of what AI can do, there is more open scrutiny about the ethics and definitions of AI.   We will be looking to talk more about this in the …

AI applications are surging and fueling the imagination of innovators and entrepreneurs. We had the opportunity to speak to Rana Gujral, the CEO of Behavioral Signals, who have been working on AI and communication …

Banks today aren't great at innovation, but simply mimicry, because of Conway's Law - “Any organization that designs a system (defined broadly) will produce a design whose structure is a copy of the organization's …

Fintech Policy wonks are having a field day. While companies are finding new advantages to having smart policy teams, regulators are hungry for tech …

Jim Magats has been a part of Fintech since before it was a hashtag. During his career, his leadership was central to the growth of PayPal, spearheading their bread and butter- partnerships. In 2021, he took on the …

Financial services companies are swimming in data, and everyone suspects that the secrets to client satisfaction and increased profits are hidden in it. However, with that much data, the challenge is- how do you …

When Rachel Schneider wrote “The Financial Diaries”, the research uncovered several misconceptions that the financial industry has about the financial lives of the average person. When her research was done and her …

We spoke to Colin Luce, the Co-Founder & CEO of Basis Theory - a tokenization platform built to manage data compliance and help companies …

We sat down with Ricardo Amper, CEO of Incode to discuss how financial institutions are combatting spoofing and identity fraud through biometric digital identity verification. We also discussed the use of synthetic …

On this MoneyPot Raw,  Sanjib Kalita and Rachel Morrissey sit down with Mr. Victor D. Lombard, aka DIVINE, to speak about his journey and his mission …

We sat down with Delicia Reynolds Hand from Consumer Reports, and Cleve Mesidor from The Blockchain Assn, to talk about whether the DeFI movement in …

Following on our previous episode on Brazil's Pix payment rails,  we had João Del Valle, CEO and Co-Founder at EBANX talk to us about the tremendous …

IPOs are in a holding pattern, SPACs are undergoing a transformation and the private market is shaky. Economic downturns always give birth to …

Scarlett Sieber, our Chief Strategy and Growth Officer, will be joined in the booth by José Caparrosa,  Editor, Forbes Columbia  to host Cecilia …

Brazil's Central Bank launched Pix, a new nationwide real-time payment system, that has transformed money movement inside the country.  Launched in …

As investment and interest in Web3 increases, so does the sense of what could go wrong.   To help us focus on what can go right,  we spoke with Megan …

Last month, the fintech universe was set abuzz following the news that A16Z had written its biggest check to date.  But the eye-watering sum wasn't …

Ben Weiss saw the potential of crypto as an equalizing asset, but he also saw that the people who understood who to access it might be the ones to …

In this episode of The MoneyPot Raw,   Tracey Davies, President of Money20/20 and I sit down with Monica Engel, Partner and Co-Founder of Quona Capital, to talk about her new book - Rebalance:  How women lead, parent, …

The science around the climate crisis is in, and we are all feeling the effects of it,  With record heat waves, droughts, and questions about stability,  Gen Z considers climate a high priority in what they buy and …

As we figure out how economies will work within and between Web 2.0 to Web 3.0, we should be drawing from as many different industry experiences as …

Cryptocurrencies have long been considered volatile, but they are also becoming more standard in diverse portfolios. It is more important than ever …

Over the last few years, online scams have become rife from social engineering to online dating and fake advertisements. With so much media attention, why are they still on the up? Is it time we took a step back and …

There are no questions around the popularity of BNPL.  It has been hailed as the payments product of GenZ and Millennials, but use by all …

We are breaking from our typical format because of the intense news that is developing around the crypto markets, and how that is affecting businesses in that sector of the industry. We all know that the price of …

Quantum computing is coming.  And that puts encryption in danger, because the ability to process long numbers will be so much faster and deeper in scope will be at the finger tips of major players.   Crypto currencies …

Chainalysis and Cross River invited us to host a LIVE podcast conversation at the launch party for their new partnership designed to increase the ability of fintechs and community banks to offer crypto products ands …

Collaboration between banks and fintechs has been central to the conversation about the future of money since 2015.   But truly flourishing examples …

Earlier this year,  10 nations and several international institutions participated in a simulation "war game" on the global financial networks.   It …

The sanctions on Russian financial institutions following the invasion of Ukraine, including from SWIFT and the freezing of Russian Central Bank …

Fintech investment is exploding.   But, with so much investment, valuations are in question.   VC money is aimed at breeding unicorns, which are now much less rare, and being created at a rate of two per day.   Is this …

AI has a ‘black box’ issue and the lack of understanding about how such systems work can raise concerns about opacity, unfair discrimination, ethics …

Bitcoin. Ethereum. Litecoin. All have made headway in the mainstream regarding their functionality and potential use as an actual currency. For …

We think of AI as something from a Sci-Fi novel, but the reality is AI and natural language processing are already being used in aiding core financial systems. We got the chance to speak to Nino Bice and Vijay …

The pandemic forced everyone to reevaluate many parts of life – from work life balance to payment habits. As consumers considered their various situations, it brought about the coming of age and exponential growth of …

Since banking became mobile, it feels like it should be more intuitive and more automated. Our money should feel easier to use, easier to save and …

The pandemic rocked retail to the core, and was a time when multiple payments options and omni-channel commerce became vital to survival. Some of …

DeFi and Web 3.0 are upon us.  With the growing popularity of crypto, NFTs and other digital assets, new ways to create, gather, and transform wealth …

 Retail investing has never been a hotter space.   During the pandemic, as certain discretionary incomes increased, and apps have made participating in the markets easier, there has been an explosion of interest and …

Over the past year, both traditional and upstart financial service providers have streamlined and digitized to enable remote workforces and customer experiences. Consumers and society overcame challenges not seen in …

Over the past 18 months, businesses of all shapes and sizes have needed to focus specifically on the digital customer experience as other channels have closed or slowed down. The ability to define the customer …

Embedded finance is at the heart of payments innovation.   Uberized payments, digital wallets, and contactless service has become the standard.    Will the next wave be credit cards?   Do the brands that you love know …

Community banks are at a moment of decision, like a football game going to penalties.   They are in the midst of consolidations,  acquisitions, and …

We are on the verge of the great bank consolidation.  While currently, there are nearly 5000 banks each in the US and Europe,  that number is going …

Banks are racing to both "apply digital lipstick" to keep consumer experiences up to date and competitive,  and to transform their cores, so that they can run mission critical applications in a digital first world.   We …

No one is surprised that digital wallet adoption soared during the pandemic, but there is a lot more to digital wallet adoption than simply contactless payments.  The approach different countries and regions take to  …

Fintech in Latin America is flourishing.   The worlds largest neobank is in Brazil, digital wallets are seeing unprecedented adoption, and with a …

Alibaba subsidiary Ant Group Financial was headed for a highly anticipated IPO that was quickly pulled back when the Chinese Government imposed a …

The proponents of embedded finance have coined the phrase "Every Company Is a Fintech Company", and they are betting that the majority of all companies in the future will have financial services as part of their …

We did our first LIVE interview for The MoneyPot at the Fintech South Conference with Johnny Reinsch, CEO and Co-Founder of QWIL.    With the …

Investment apps have garnered a lot of attention this year, as the thwarted GameStop short displayed how democratized access has changed the flow of market information and actions.    While some have treated it as a …

User experience is at the heart of the fintech revolution.   Innovation has centered around building better, smarter, cheaper, and more helpful …

In our part 2 of How to Re-Platform a Bank,  we rejoin Form3 to take us through the tips to let go of your legacy technologies, and update your …

Open finance is gearing up to change the way that financial products are developed and delivered.   For example, payroll data underpins almost all …

Whether cryptocurrencies are up or down,  they have gained real legitimacy in 2020.  One of the reasons behind that is a company called Chainalysis, which has built an impressive data platform that allows you to decode …

Customer centricity is central to fintech innovation and lately groups of digital first banks have sprung up addressing the needs of different underserved communities.     Daylight, a neobank aimed at serving LGBT+ …

Venture Capital is at the heart of financial services disruption.   In Q1 of 2021, over 17 billion dollars has poured into fintech startups, and the …

Data is at the center of personalized experiences, but there is a fine line between tailored experiences and being creepy.  With the zeal to reach customers, tech doesn't always watch that line.   But we know that …

There is a slew of  niche neobanks that are designed to serve communities that are traditionally underserved and marginalized.   By serving these markets,  the founders believe that they can grab and create customer …

Too often, regulations and regulators, are looked at as the enemies of innovation.   But, the world of RegTech isn't only about lowering the costs of …

For years we’ve discussed the shift to mobile and the importance of digitizing businesses, and today we are seeing that shift accelerated. We have also witnessed an acceleration in consumers’ expectations for how brands …

China's BSN-  Blockchain Service Network-  first announced in 2019, provides infrastructure and tools for the deployment of blockchain solutions for …

NFTs have been the buzz in the air, but it seems like there is enduring confusion about what an NFT is and what it does. So, we thought- could we …

For grim reasons, the estate planning business boomed during the early days of the pandemic. Access demanded a completely digital approach that allowed for highly informed decision making and legally binding …

It is hard to transform to digital first, or as our guest co-host Kevin Holditch says, "Replatforming a bank is like swapping out a couple of decades …

SPACs have made going public incredibly tantalizing, and the number of SPACS in 2021 is eye-popping.    So, is that actually a great thing?    And what does JP Morgan shutting down ChasePay mean for the big banks in a …

Citi and Google recently announced the creation of the CitiPlex with GooglePay account that is a full bank account residing in the Google ecosystem.  …

Product Development is the heart and soul of fintech.  Building a better mousetrap was the point of creating products and services that addressed the …

As e-commerce has boomed, digital multi-channel payments have become a necessity, but companies want their brand on every element, including the …

As the followers of  /WallStreetBets, a subReddit group, took the unprecedented action of retail investors squeezing the hedge fund shorts of …

Understanding customer behaviors are only the beginning of the customer journey. As digital transformation has become table stakes, understanding the balance between digital and in person service is all about …

During Covid, the ability to be a digital, multi-channel, diversified business became a matter of survival for SMEs.     Solving the banking issues …

Sustainability values are permeating every industry as the realities of climate change sink in. Many banks are creating earth-friendly investment funds, and firms like BlackRock Investors have announced that they will …

Those in fintech have long maintained that the industry would lower the barriers of inclusion, and create opportunities for building wealth. And …

In this anniversary special for RiseUp, sponsored by Western Union, we address the struggles of minority female entrepreneurs, exploring the unique struggles of intersectionality in the venture capitalist ecosystem, …

Accelerators allow startups and entrepreneurs to be a part of necessary networks- learning networks,  talent development networks, and institutional relationships.   Fintech Innovation Lab, established in 2009, has …

Consumer behavior has undergone a lot of changes during the pandemic, but Black Friday is still the cornerstone of the retail world. A lot of small businesses rely on this time of year for survival, so we spoke with …

Right now, there is an assumption that the US is drastically behind in developing the open banking standards necessary to widespread adoption. The EU, with PSD2, has a strong consumer centric standard, meant to give …

For grim reasons, the estate planning business boomed during the early days of the pandemic. Access demanded a completely digital approach that allowed for highly informed decision making and legally binding …

The promise of 5G is a world of hyper-connectivity in real time - or as fast as our brains can process it. So, what will the convergence of AI, IOT and 5G mean for the future of financial services? We spoke with …

As our industry grapples with the challenges to our business models from multiple concurrent crises, we need more help to navigate for success than …

The arms race for digital currencies is on. Facebook is getting there with Novi. The People's Bank of China has central bank digital currency in trials in different cities. Both the UK Bank of England and the US …

Open Banking is coming. The hope is that as financial institutions share their data, consumer services will improve, competition will increase, and credit will be extended to more people, but is that probable, or only …

Financial Services for Small Business hasn't often had a happy ending, but fortunes for that sector are changing. In the third part of our series, …

The economic crisis has been met with a tremendous response by banks and fintechs in the lending space. In this episode, we look at the great efforts around PPP. What secrets have the lenders unearthed? Will they …

The pandemic has brought the importance of SME/SMBs as economic engines to the forefront. But even before Covid, this sector was getting much needed attention. We are doing a three-part series exploring why SMB/SME …

The art of hiring can make all the difference to how fast and well a company grows. And different phases require different talent focus. Do you need a generalist or a specialist? Can you honestly assess what needs …

Mobile banking has changed the understanding of what defines a bank, and financial health has become the new buzz-word. Many believe that …

Covid has accelerated digitization, but it has also revealed that it means more than building digital features and functions. Truly smart digital …

Under the leadership of Brian Brooks, the Acting Comptroller of the OCC, there is new energy. We spoke to Mr. Brooks about the approval of Varo …

Financial literacy can make a huge difference in a person's future, and the trend is to start earlier and earlier. Teen finance is hot right now. …

Facebook's Libra may have grabbed the headlines, but the true leaders in Central Bank issued digital currencies are in Asia. China looks like the 800 lb gorilla in the arena, but they are not alone. Japan, Singapore, …

With the systemic inequalities within financial services and fintech, Money20/20 is launching their "Do Better Together" campaign to highlight perspectives that will challenge us to think differently and help us change …

The arms race for digital currencies is on.   Facebook is getting there with Novi.   The People's Bank of China has central bank digital currency in trials in different cities.    Both the UK Bank of England and the US …

Data is the "new oil" that fuels tech innovation.   But who owns that data is at the center of several court cases involving all the major …

How does one condense 45 years of technological evolution into 6 years? Only one nation in the world has done it, effectively making identity a …

In this episode, we share an episode from our sister brand-  Cannes Lions' podcast "Progress through Creativity".   

Bozoma Saint John is quoted as saying “None of us will have any impact or influence if we are quiet. So …