Cover art for podcast The Money with Katie Show

The Money with Katie Show

91 EpisodesProduced by Morning BrewWebsite

Finance bros are out, #RichGirls are in. Join Money with Katie and her guests as they talk spending habits, smart investing, and tax strategies – without putting you to sleep. Listen weekly on Wednesdays to learn how to turn your Rich Girl mindset into money.

91 Episodes | 2021 - 2023

Rich Girl Roundup: The Financial Benefits of Being Active-Duty Military

March 27th, 2023


Katie's husband Thomas has been an active-duty US Air Force JAG since 2021, and we've received many questions over the years about military benefits and finances. Here's the TL;DR on the perks of being active-duty …

Rich Girl Roundup: How to Prep For Layoffs

March 24th, 2023


If you think you may be affected by a potential recession or upcoming layoff, we’re running through the best tips on navigating this uncertainty—from figuring out your cash “runway” to understanding your rights as an …

The Hidden Costs of a Disability

March 22nd, 2023


It’s estimated that one in every four American 20-year-olds today will experience a disability before they turn 67, but a whopping 65% of workers in …

Rich Girl Roundup: Splitting Finances With Your Partner

March 17th, 2023


Tackling finances with your partner can be tricky: What if one of you earns substantially more? What if you have different philosophies about money? What if you're tired of the "roommate" model of splitting costs down …

Is the Old Approach to Retirement Broken? A Millennial Guide to Financial Planning

March 15th, 2023


Retirement is a new concept in human history, but the way we fund retirement is even newer. After all, the 401(k) and IRA were legislated into existence less than fifty years ago. To assume a millennial or Gen Z …

Rich Girl Roundup: Balancing a Rewarding Job with Low Pay

March 10th, 2023


"What if my dream job isn't lucrative? Is it worth finding something better or is it more valuable to stick around?" Both Katie and Henah have gone through this experience, and they reflect on how they balanced a job …

Investment Taxes 101: Capital Gains, Dividends, Tax Loss Harvesting, & More

March 8th, 2023


Short-term capital gains? Qualified dividends? Tax loss harvesting? Strap in, people, we’re taking a cruise down the chocolate river of all things …

10 Tips for Finding a Rental

March 3rd, 2023


Today's rental market is a bit...complicated to navigate. Will apartment prices go up or down? How can we find options in our budget Henah and Katie chat through 10 tips for renters today, from the best times of year to …

Why Do Half of Young Adults Live with Their Parents?

March 1st, 2023


The number of young adults living at home crested at 52% in July 2020, the highest number ever recorded (the former high was around 48%, following …

Should I Have A Side Hustle?

February 24th, 2023


We often hear about side hustles as a "necessary" thing, but are they really? Katie and Henah chat through how to pick a side hustle based on your needs, skill set, and ambitions, while sharing their own experiences …

Think You Might Owe the IRS in April? 3 (Easy!) Ways to Lower Your Tax Bill

February 22nd, 2023


One of the trickiest things about investing in retirement accounts is that by the time you know how much you could’ve contributed for a tax break, …

Is College Worth it?

February 17th, 2023


One reader asks: When is the cost of college worth it, given the high costs of tuition? Katie and Henah reflect on their own journeys, how the costs …

Where's the Millennial Middle Class?

February 15th, 2023


It’s a bit of a trope that the millennial generation has had a rough go of it, economically. 

After experiencing the Great Financial Crisis during their formative years, attending higher education during a massive …

Does Work/Life Balance in Your 20s Hurt Your Career?

February 10th, 2023


"Work-life balance in your 20s is an easy way to guarantee a mediocre career."

After seeing a tweet that made this statement and sharing on the Money with Katie Instagram (, Katie …

Financial Karma and the Fall of the FinTwit Bro Empire: Must-see Lessons about Constructive Paranoia

February 8th, 2023


From a controversial billionaire’s new title to lawsuits and arrests galore, 2021’s “Golden Age of Grift” (as dubbed by Jack Raines) officially …

How to Maximize Your Credit Card Points

February 3rd, 2023


Understanding the "points system" for credit card rewards can be confusing. But it doesn't have to be! Here's how Katie and Henah maximize their own points, which cards they personally use, and how they redeem them for …

Your Guide to Stock Options: ESPPs, RSUs, and ISOs (That Won't Make You Take a Nap)

February 1st, 2023


Whether you’ve got access to an ESPP (Employee Stock Purchase Program) at work and aren’t sure if it’s worth your time, or your new offer includes compensation via RSUs and ISOs, this week is dedicated to you. Strap in …

When Should I Start to "Give Back?"

January 27th, 2023


When should I prioritize giving back alongside my long-term financial goals? Should I do lump sum or space it out over the long haul?

Welcome back to

Upgrading Your Lifestyle: Realistic, Targeted Financial Goal-Setting

January 25th, 2023


This 20-minute rundown is about an (accidental) three-year study I ran on myself. 

Back in 2020, I was subjected to hours of content encouraging me to use the “great pause” of a global panini to reassess my entire life. …

How Can We Talk To Boomers About Money?

January 20th, 2023


One listener asks, "How do we navigate money conversations with Boomers who still are stuck on age old concepts of how to make money (buy a house, …

The Monetization of Self: Personal Brands and the Business of Influencing

January 18th, 2023


21-year-old high school dropout Emma Chamberlain earned $12 million in 2021. How’d she do it? Glad you asked. She’s a successful YouTuber who …

How Much Should We *Really* Be Tipping?

January 13th, 2023


One listener points out that we're prompted to tip everywhere nowadays, including in clothing stores. Should we be tipping every time? If so, what …

Breaking Down BlackRock’s 2023 Investor Guide: 3 Tips for Investing This Year

January 11th, 2023


Did somebody say paradigm shift? 

For the first time in more than a decade, the investing world is undergoing a fundamental shift. In the midst of a …

Should I Stop Loaning Money to Friends?

January 6th, 2023


Welcome to a new kind of #RichGirlRoundup! We're trying a new format, where my Executive Producer Henah and I will pick a burning money question and discuss our answers. These new mini-episodes will drop every Friday, …

Money, Friendships, and Quality of Life: Spending on “High ROI” Activities & Experiences

January 4th, 2023


This episode was inspired by a conversation I had with two other financial talking heads about how backwards it is to strip your life of all joy in the pursuit of saving every penny: “I’m not sure what they’re …

The Best Mic Drops of 2022: 5 Financial Truths for 2023

December 28th, 2022


When we were plotting our content for the last week of the year, our executive producer Henah had the brilliant idea of revisiting some of our most …

How to Become a Millionaire in 10 Years: High Cost-of-Living Edition

December 21st, 2022


How much money do you have to earn in a HCOL area to become a millionaire in 10 years or fewer?

A few months ago, we released an episode about how …

Your First 90 Days in a New Role: Setting Yourself Up for Success

December 14th, 2022


I’ve onboarded to four different companies in the last five years (long story), and there’s one common throughline that knits together the experiences: The first month of HR paperwork and getting the lay of the land is …

Self-Care Culture is Making Us Broke, with Chelsea Fagan

December 7th, 2022


It was only a matter of time before The Money with Katie Show tackled the Goopification of wellness (even “wellness” seems like a term that’s been co-opted in the last decade). In the US, this industry is worth $212 …

How To Prioritize Where You’re Investing (And Why!)

November 30th, 2022


Finally defeated your high-interest debt and got your cash flow under control? This week’s episode is for you, baby! 

If the 401(k) vs. IRA vs. HSA …

My Income Journey: From <$20,000 to Nearly $400,000 in 5 Years

November 23rd, 2022


I have been—by all accounts—incredibly fortunate in my career thus far, but there are a few distinct takeaways I notice when I reflect on the last five years.

Since I went to a public state university and studied …

Are Rich People Better Than You? Why Everything We Think We Know About Good Economics Might Be Backward, With Nick Hanauer

November 16th, 2022


It turns out Americans have been asking the wrong question: It's not, “What’s the difference between the ‘haves’ and the ‘have nots,’” but rather…“How did those in the 0.1% end up having it all?” 

To paraphrase my guest, …

Expensive Open Enrollment Mistakes to Avoid: Making the Best of a Bad System

November 9th, 2022


HMO or PPO? Go for the high-deductible health plan, or accept the higher premiums? Opt for the copay or coinsurance model? Can you trust the little brochures that subtly guide you to a “lower-cost” option, or are those …

Ethical Consumption & Building Equitable Businesses, with Entrepreneur Sana Javeri Kadri of Diaspora Co.

November 2nd, 2022


Until the global Pamela Anderson, I had never given much thought to ~the supply chain~ and where the things I buy come from—I kinda just took it for granted that I’d have 12 different almond butter options every time I …

How to Construct a Diversified Stock Portfolio of Major Index Funds

October 26th, 2022


I’m not an investment professional or licensed financial advisor, but I do have access to free products and portfolios built by licensed investment …

What’s Coming in 2023: The Federal Reserve, Bond Markets, and Investing in Volatility

October 19th, 2022


A little confused about how we’ve gotten to…well, ~gestures to everything~? The S&P 500 down roughly 25% YTD, record-high inflation, and rate hike after rate hike? 

SoFi’s ( Head of Investment …

Bootstrapping #Fail: Why the American “Solution” to Systemic Problems Keeps Falling Short

October 12th, 2022


This week’s episode holds two complex truths simultaneously: That sometimes, the answer is working harder, and other times, the answer is policy, …

How to Become a Millionaire in 10 Years or Under (Oh, and Market Timing)

October 5th, 2022


Before I understood the almost-unbelievable magic of exponential compounding, I thought becoming a millionaire was an almost-impossible goal only achievable by the highest earners or people who were already rich. …

The Rent Vs. Buy Decision In 2022's Interest Rate Environment (And Lofty Market)

September 28th, 2022


When I did a rent (and invest) vs. buy analysis back in January 2021 with a 2.6% interest rate, the results were pretty neck-and-neck. As rates …

How Your Money Anxiety Might Actually Help Build Wealth

September 21st, 2022


According to an APA 2022 Stress in America Survey, 87% of respondents listed inflation as a source of significant stress—and the researchers say no other issue has caused this much stress since the survey's launch.

Money …

Pt. 2: Money, Millennials, & the Bizarre American Fever Dream: the Role of "Personal Finance Education" & Our Collective "Expectation Hangover"

September 14th, 2022


Last week to kick off this two-part special, we explored the culture, economy, and education systems that built the millennial generation. If you …

Guest Episode: Fresh Invest's Finding Financial Confidence

September 8th, 2022


Market uncertainty is on everyone’s mind. Given rising interest rates, inflation, the crypto crash, and other economic trends (hello, recession?), host Alex Lieberman talks about what this current climate means in the …

Pt. 1: Money, Millennials & the Bizarre American Fever Dream: The Culture & Economy that Made Millennials

September 7th, 2022


Months ago, I received this reader question: “It feels like I’ve done everything right, and yet I can barely make ends meet. Has life always been this…hard?” 

This stuck with me for a long time. They weren't the first to …

BONUS EPISODE: Student Loan Forgiveness, Repayment, Taxes, and Inflation with a Certified Student Loan Professional®

September 1st, 2022


Given the huge decision that came out of the White House last week about student loan forgiveness, we decided to create this special bonus episode all about the announcement and what it means for not just borrowers, but …

Deep Dive: Set Yourself Up to Pay No Penalties or Taxes in Early Retirement

August 31st, 2022


If you’re normally a “casual commute” listener of The Money with Katie Show, prepare to park your car and whip out your notebook—today’s episode is a complex deep dive into exactly how you can set yourself up to pay no …

From “Careers” to “Callings”: When Work Becomes Your Identity

August 24th, 2022


If you consciously or subconsciously derive your identity from your work, what happens when that work goes away? Moreover, how do we reconcile the …

Confessional: Materialism, Worthiness, and Financial “Discipline”

August 17th, 2022


The central thesis for this episode is that when you think you have a spending problem, what you probably have is a purpose problem. 

This week, we’re getting philosophical—and I’m diving into a series of realizations I …

How to Set Up Money Management Systems for Short-Term & Long-Term Goals

August 10th, 2022


This episode is a logistical examination of how to put systems in place that help you balance your short-term and long-term spending goals—after all, “saving” is really just another name for “deferred spending,” and the

To Lease, Buy, or Have No Car at All? How 2022’s Used Car Market Shifts Things

August 3rd, 2022


I sold my car in March 2021 and have (mostly) never looked back as part of a one-car couple, but my husband and I have been dabbling with the idea of …

Wedding Confessions: Budget, Who Paid, and Biggest Learnings

July 27th, 2022


Ah, the long-awaited deep dive is finally here! As someone who got married in a courthouse and in a big, traditional ceremony (to the same person, don’t worry), I feel I’m now qualified to do a thorough …

Why I’m Not Buying I Bonds, the “Flight to Safety,” and Optimism

July 20th, 2022


Something I had never even heard of a year ago has been front and center in the financial news for the last few months: I Bonds.

But I suppose it makes sense: Nothing tempts those seeking performance and those seeking …

The Benefits and Pitfalls of Salary Transparency with Jason Tartick

July 13th, 2022


Nothing excites millennials and surprises baby boomers quite like our penchant for sharing how much money we make with one another. 

But salary transparency—one of the latest tactics for rectifying biases in hiring and …

$40,000 to $200,000+ in 5 Years: Don’t Quit Your Day Job with Cinneah El-Amin

July 6th, 2022


This episode was inspired by a Medium article about a woman’s nine side hustles that replaced her full-time income. After reading it, I couldn’t help …

Is Now a Good Time to Pick Stocks? The Pros & Cons of Active Investing with Jack Raines

June 29th, 2022


Given current market conditions, it seemed like a good time to revisit the age-old temptation for investors: Should I…try to stop the bleeding and …

The Bear Market, Future Returns, and the History of Low-Cost Investing with Eric Balchunas

June 22nd, 2022


Every time the market experiences a drawdown, it feels like the echoing chorus of, “This time, it’s different,” gets more deafening. As the history buffs assure us, that’s very unlikely—but that doesn’t change the fact …

Money Mindset: How the Victim vs. Victor Dynamic Shapes our Financial Outcomes

June 15th, 2022


One of the single-most impactful determinants of our outcomes in life is our self-concept: Our identity. Whether we see ourselves as the victims of …

Building a Six-Figure Side Hustle, Monetizing Content, & Budgeting with Variable Income

June 8th, 2022


If you've ever wondered how Money with Katie went from a $0 side hustle to a half-million venture in two years (and if you can do the same!), then this episode is for you.

Today, I'm getting into the weeds and sharing

To Prenup or Not to Prenup? with the Fiscal Feminist, Kim Davis

June 1st, 2022


Let’s kick this off with an admission: We don’t have a prenup.

In today’s episode, I’ll tell you why—and why we probably should’ve gotten one.

We also …

Buying Small Businesses: Is Investing in One Worth It?

May 25th, 2022


A couple months ago, I got really anxious about income. 

Aside from ~lite paranoia~ being one of the core tenets of my personality, my concern was (probably) justified. Rumblings of a recession on the horizon, #stonks …

How to Start Investing Successfully with Just Two Funds

May 18th, 2022


The best part about living in 2022 is the fact that you don’t have to know anything about investing to be a successful investor thanks to products …

The Myth of the "Dream Job" and Expanding Your Earning Potential

May 11th, 2022


Lauren from Career Contessa joins me this week for a revelatory conversation about the myth of the elusive “dream job.” Ironically, it took getting my dream job to realize it’s…still a job. Wait a second, why does this …

BONUS: The SHEcession, Childcare, and Modern Motherhood in the US

May 8th, 2022


...because who's more qualified to talk about the challenges of being a mother than someone without kids, right?! Right?!

3.5 million women were pushed out of the workforce in March 2020 because of caretaking challenges. …

The Most Dangerous Misconceptions about the 4% Safe Withdrawal Rate

May 4th, 2022


So much of personal finance and early retirement #literature is predicated on the 4% safe withdrawal rate that it’s easy to forget that the “rule” …

Why Owners & Renters Alike Would Benefit from a Housing Market Cooldown

April 27th, 2022


Today's episode is about the current reality of the US housing market (and stock market, to some degree) and how it's—paradoxically—not actually good for anyone, renters and owners alike. The one group it is benefiting? …

How to Buy Back Your Time: Outsourcing Tasks with Farnoosh Torabi

April 20th, 2022


Today's episode is all about outsourcing, a topic around which my views have evolved over the years.

(Read: As you get older and busier, you're less …

Investing in the Age of "Overvalued" Stocks & Homes with Nick Maggiulli

April 13th, 2022


Today, my friend Nick Maggiulli (COO of Ritholtz Wealth Management & former data scientist, as well as author of Of Dollars & Data and his …

Why You May Need to Save Less Than You Think for Retirement

April 6th, 2022


Worried you're behind, or may not have enough money to retire someday?

You may have less cause for concern than you think. Today’s episode dives into the math behind why you may need to save less than you think for …

Negotiating Tactics that Actually Work

March 30th, 2022


Today, we're digging into negotiation tips that actually work—no perfecting crafty word play, performing mental jujitsu on a recruiter, or documenting months of "wins" required.

Since I'm not a negotiation expert (just a …

Everything's an Investment: Building Your Epic Spending Plan

March 23rd, 2022


Today, we're diving into the money psychology that impacts the way we spend and save—and I'll give you the framework for an epic change to the way we …

The Unexpected Problem with Your Financial Goals

March 16th, 2022


Today’s episode is about the one major issue we all share with our financial planning:

As humans, we’re bad at anticipating what’s going to make us happy. 

Yep—it’s kinda hard to plan for what you think you’re going to …

Navigating the U.S. Healthcare System Without Getting Financially F***ed

March 9th, 2022


The healthcare marketplace in the United States is confusing, complex, and expensive.

Why is it the way it is? Has it always been this way? Is it this way everywhere? These were my questions when I began this deep dive. 

Common 401(k) Mistakes to Avoid: Fees, Being Overly Conservative, and More

March 2nd, 2022


Today, we're taking a break from questioning the socioeconomic status quo and digging into a more tactical, technical topic: The most common 401(k) …

Is "Financial Independence" a Sign of... a Problem?

February 23rd, 2022


Today, we hear from Dr. Anna Hulett, an industrial organizational psychologist (think female Adam Grant), about the state of work in the United …

Building Financial Intimacy: How to Deal with Financial Irresponsibility in a Relationship

February 16th, 2022


Today, we hear from several #RichGirls about the role money plays in their relationships and talk about ways to improve financial intimacy – and, …

Is House-Hacking Still Lucrative in 2022's Housing Market?

February 9th, 2022


Ever seen folks on the internet talk about house hacking? It's – admittedly – a magical concept if you can pull it off, and basically involves living …

A SPENDING PROBLEM?: What Gambling Addiction Research Teaches Us About Our Financial Behavior

February 2nd, 2022


Today's episode dives into gambling research (via Chief of the Stanford Addiction Medicine Dual Diagnosis Clinic, Dr. Anna Lembke) and what it teaches us about our own dopamine pathways:

Specifically, how strange it is …

ALL THINGS ENTREPRENEURSHIP: Pt. 2 with ChroniFI Founder, Ben Miller

January 26th, 2022


Today’s episode brings back our friend Ben Miller, Founder of ChroniFI, for a Pt. 2 (for our first conversation, check out Ep. 11).

We talk all things …

FINANCIAL FREEDOM: How Much Money Would You Need to Never Worry About Money Again?

January 19th, 2022


Today's episode is a deep dive into a concept that most of us have probably never stopped to ponder: How much money would I need to never worry about …

NICE STUFF IS MAKING YOUR LIFE WORSE: Reflections on Materialism

January 12th, 2022


Today, we're revisiting a topic I first covered a few years ago – but with a renewed interest after the Christmas season (and all the damn Amazon boxes that accompany it).

Thanks to today's sponsor, Capitalize, for their …

TRAVEL REWARDS PT. 2: How to Decide Which Card to Use & Other Ways to Earn Points

January 5th, 2022


Welcome back to Season 2 of the Money with Katie podcast!

Today, we're exploring the ways in which I think about strategizing your spending across different credit cards (and how to earn more points).

You can sign up for …

#12: MY TOP 3 FINANCIAL LESSONS OF 2021: Earning More, Lifestyle Creep, and the Truth About Alignment

December 22nd, 2021


Today, we're discussing the top 3 financial lessons I'm taking from 2021.

This is the last episode of season 1, and I'd love to hear what you're interested in for season 2. Shoot me an email at

#11: MONEY, HAPPINESS, AND TIME: Interview with Ben Miller, Founder of ChroniFI

December 15th, 2021


Today, I'm interviewing a friend of mine who left the trading floor at Goldman Sachs to start his own company that helps people make sense of their …

#10: 3 QUESTIONS YOU SHOULD ASK YOURSELF FOR 2022: Annual Financial (and Life) Planning

December 8th, 2021


Today, we're talking about three questions we should be asking ourselves in preparation for a new year.

Annual planning (both financial and …

#9: HOW TO FIND A WELL-PAYING CAREER YOU LOVE: Interview with Millennial Success Coach Eliana Goldstein

December 1st, 2021


Today on the show, I've got my friend Eliana Goldstein, a Millennial Success Coach who focuses on career coaching (she's certified!).

Sign up for …

#8: BETTERMENT CEO INTERVIEW: Financial Independence & Successful Investing with Sarah Levy

November 24th, 2021


I was excited to talk to Sarah, the CEO of Betterment, about some of the tough questions I've wanted to ask someone for a long time:



November 10th, 2021


Today, we're riffing on a few things: How I discovered financial independence, what my life was like then, the progress I've made, and how my goals …

#5: SPENDING GUILT: 3 Tips to Overcome Guilty Spending

November 3rd, 2021


Inspired by my recent venture into the capsule wardrobe, I wrote and recorded this episode about overcoming spending guilt as an objectively high …

#4: SELF-EMPLOYMENT TAXES: How to Save on Taxes When You're Self-Employed

October 27th, 2021


Self-employed people are able to contribute a ridiculous amount of money to their special self-employment retirement accounts. Today, we're going to …

#3: TOP 5 PERSONAL FINANCE BASICS: Money for Beginners

October 20th, 2021


Today, we're looking at the top 5 basics for people who are starting their personal finance journey:

  1. Paying off debt strategically

  2. Not over-doing the …

#2: HOW TO TRAVEL FOR FREE: Credit Card Travel Rewards 101

October 13th, 2021


An episode by popular demand: Let's talk about how you can travel for free using credit card rewards. Today, we're going to talk about:

The …

#1: HOME OWNERSHIP RANT | My Real Beef with the Debate

October 6th, 2021


The home ownership debate (to rent or to buy?) is heated and – I would argue – frustrating. Today, I'm diving into my REAL beef with the, "Renting is …

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