The Money with Katie Show

Katie's husband Thomas has been an active-duty US Air Force JAG since 2021, and we've received many questions over the years about military benefits and finances. Here's the TL;DR on the perks of being active-duty …

If you think you may be affected by a potential recession or upcoming layoff, we’re running through the best tips on navigating this uncertainty—from figuring out your cash “runway” to understanding your rights as an …

It’s estimated that one in every four American 20-year-olds today will experience a disability before they turn 67, but a whopping 65% of workers in …

Tackling finances with your partner can be tricky: What if one of you earns substantially more? What if you have different philosophies about money? What if you're tired of the "roommate" model of splitting costs down …

Retirement is a new concept in human history, but the way we fund retirement is even newer. After all, the 401(k) and IRA were legislated into existence less than fifty years ago. To assume a millennial or Gen Z …

"What if my dream job isn't lucrative? Is it worth finding something better or is it more valuable to stick around?" Both Katie and Henah have gone through this experience, and they reflect on how they balanced a job …

Short-term capital gains? Qualified dividends? Tax loss harvesting? Strap in, people, we’re taking a cruise down the chocolate river of all things …

Today's rental market is a bit...complicated to navigate. Will apartment prices go up or down? How can we find options in our budget Henah and Katie chat through 10 tips for renters today, from the best times of year to …

The number of young adults living at home crested at 52% in July 2020, the highest number ever recorded (the former high was around 48%, following …

We often hear about side hustles as a "necessary" thing, but are they really? Katie and Henah chat through how to pick a side hustle based on your needs, skill set, and ambitions, while sharing their own experiences …

One of the trickiest things about investing in retirement accounts is that by the time you know how much you could’ve contributed for a tax break, …

One reader asks: When is the cost of college worth it, given the high costs of tuition? Katie and Henah reflect on their own journeys, how the costs …

It’s a bit of a trope that the millennial generation has had a rough go of it, economically. 

After experiencing the Great Financial Crisis during their formative years, attending higher education during a massive …

"Work-life balance in your 20s is an easy way to guarantee a mediocre career."

After seeing a tweet that made this statement and sharing on the Money with Katie Instagram (https://www.instagram.com/p/Cn2FFo2OqUw/), Katie …

From a controversial billionaire’s new title to lawsuits and arrests galore, 2021’s “Golden Age of Grift” (as dubbed by Jack Raines) officially …

Understanding the "points system" for credit card rewards can be confusing. But it doesn't have to be! Here's how Katie and Henah maximize their own points, which cards they personally use, and how they redeem them for …

Whether you’ve got access to an ESPP (Employee Stock Purchase Program) at work and aren’t sure if it’s worth your time, or your new offer includes compensation via RSUs and ISOs, this week is dedicated to you. Strap in …

When should I prioritize giving back alongside my long-term financial goals? Should I do lump sum or space it out over the long haul?

Welcome back to …

This 20-minute rundown is about an (accidental) three-year study I ran on myself. 

Back in 2020, I was subjected to hours of content encouraging me to use the “great pause” of a global panini to reassess my entire life. …

One listener asks, "How do we navigate money conversations with Boomers who still are stuck on age old concepts of how to make money (buy a house, …

21-year-old high school dropout Emma Chamberlain earned $12 million in 2021. How’d she do it? Glad you asked. She’s a successful YouTuber who …

One listener points out that we're prompted to tip everywhere nowadays, including in clothing stores. Should we be tipping every time? If so, what …

Did somebody say paradigm shift? 

For the first time in more than a decade, the investing world is undergoing a fundamental shift. In the midst of a …

Welcome to a new kind of #RichGirlRoundup! We're trying a new format, where my Executive Producer Henah and I will pick a burning money question and discuss our answers. These new mini-episodes will drop every Friday, …

This episode was inspired by a conversation I had with two other financial talking heads about how backwards it is to strip your life of all joy in the pursuit of saving every penny: “I’m not sure what they’re …

When we were plotting our content for the last week of the year, our executive producer Henah had the brilliant idea of revisiting some of our most …

How much money do you have to earn in a HCOL area to become a millionaire in 10 years or fewer?

A few months ago, we released an episode about how …

I’ve onboarded to four different companies in the last five years (long story), and there’s one common throughline that knits together the experiences: The first month of HR paperwork and getting the lay of the land is …

It was only a matter of time before The Money with Katie Show tackled the Goopification of wellness (even “wellness” seems like a term that’s been co-opted in the last decade). In the US, this industry is worth $212 …

Finally defeated your high-interest debt and got your cash flow under control? This week’s episode is for you, baby! 

If the 401(k) vs. IRA vs. HSA …

I have been—by all accounts—incredibly fortunate in my career thus far, but there are a few distinct takeaways I notice when I reflect on the last five years.

Since I went to a public state university and studied …

It turns out Americans have been asking the wrong question: It's not, “What’s the difference between the ‘haves’ and the ‘have nots,’” but rather…“How did those in the 0.1% end up having it all?” 

To paraphrase my guest, …

HMO or PPO? Go for the high-deductible health plan, or accept the higher premiums? Opt for the copay or coinsurance model? Can you trust the little brochures that subtly guide you to a “lower-cost” option, or are those …

Until the global Pamela Anderson, I had never given much thought to ~the supply chain~ and where the things I buy come from—I kinda just took it for granted that I’d have 12 different almond butter options every time I …

I’m not an investment professional or licensed financial advisor, but I do have access to free products and portfolios built by licensed investment …

A little confused about how we’ve gotten to…well, ~gestures to everything~? The S&P 500 down roughly 25% YTD, record-high inflation, and rate hike after rate hike? 

SoFi’s (https://www.sofi.co) Head of Investment …

This week’s episode holds two complex truths simultaneously: That sometimes, the answer is working harder, and other times, the answer is policy, …

Before I understood the almost-unbelievable magic of exponential compounding, I thought becoming a millionaire was an almost-impossible goal only achievable by the highest earners or people who were already rich. …

When I did a rent (and invest) vs. buy analysis back in January 2021 with a 2.6% interest rate, the results were pretty neck-and-neck. As rates …

According to an APA 2022 Stress in America Survey, 87% of respondents listed inflation as a source of significant stress—and the researchers say no other issue has caused this much stress since the survey's launch.

Money …

Last week to kick off this two-part special, we explored the culture, economy, and education systems that built the millennial generation. If you …

Market uncertainty is on everyone’s mind. Given rising interest rates, inflation, the crypto crash, and other economic trends (hello, recession?), host Alex Lieberman talks about what this current climate means in the …

Months ago, I received this reader question: “It feels like I’ve done everything right, and yet I can barely make ends meet. Has life always been this…hard?” 

This stuck with me for a long time. They weren't the first to …

Given the huge decision that came out of the White House last week about student loan forgiveness, we decided to create this special bonus episode all about the announcement and what it means for not just borrowers, but …

If you’re normally a “casual commute” listener of The Money with Katie Show, prepare to park your car and whip out your notebook—today’s episode is a complex deep dive into exactly how you can set yourself up to pay no …

If you consciously or subconsciously derive your identity from your work, what happens when that work goes away? Moreover, how do we reconcile the …

The central thesis for this episode is that when you think you have a spending problem, what you probably have is a purpose problem. 

This week, we’re getting philosophical—and I’m diving into a series of realizations I …

This episode is a logistical examination of how to put systems in place that help you balance your short-term and long-term spending goals—after all, “saving” is really just another name for “deferred spending,” and the

I sold my car in March 2021 and have (mostly) never looked back as part of a one-car couple, but my husband and I have been dabbling with the idea of …

Ah, the long-awaited deep dive is finally here! As someone who got married in a courthouse and in a big, traditional ceremony (to the same person, don’t worry), I feel I’m now qualified to do a thorough …

Something I had never even heard of a year ago has been front and center in the financial news for the last few months: I Bonds.

But I suppose it makes sense: Nothing tempts those seeking performance and those seeking …

Nothing excites millennials and surprises baby boomers quite like our penchant for sharing how much money we make with one another. 

But salary transparency—one of the latest tactics for rectifying biases in hiring and …

This episode was inspired by a Medium article about a woman’s nine side hustles that replaced her full-time income. After reading it, I couldn’t help …

Given current market conditions, it seemed like a good time to revisit the age-old temptation for investors: Should I…try to stop the bleeding and …

Every time the market experiences a drawdown, it feels like the echoing chorus of, “This time, it’s different,” gets more deafening. As the history buffs assure us, that’s very unlikely—but that doesn’t change the fact …

One of the single-most impactful determinants of our outcomes in life is our self-concept: Our identity. Whether we see ourselves as the victims of …

If you've ever wondered how Money with Katie went from a $0 side hustle to a half-million venture in two years (and if you can do the same!), then this episode is for you.

Today, I'm getting into the weeds and sharing …

Let’s kick this off with an admission: We don’t have a prenup.

In today’s episode, I’ll tell you why—and why we probably should’ve gotten one.

We also …

A couple months ago, I got really anxious about income. 

Aside from ~lite paranoia~ being one of the core tenets of my personality, my concern was (probably) justified. Rumblings of a recession on the horizon, #stonks …

The best part about living in 2022 is the fact that you don’t have to know anything about investing to be a successful investor thanks to products …

Lauren from Career Contessa joins me this week for a revelatory conversation about the myth of the elusive “dream job.” Ironically, it took getting my dream job to realize it’s…still a job. Wait a second, why does this …

...because who's more qualified to talk about the challenges of being a mother than someone without kids, right?! Right?!

3.5 million women were pushed out of the workforce in March 2020 because of caretaking challenges. …

So much of personal finance and early retirement #literature is predicated on the 4% safe withdrawal rate that it’s easy to forget that the “rule” …

Today's episode is about the current reality of the US housing market (and stock market, to some degree) and how it's—paradoxically—not actually good for anyone, renters and owners alike. The one group it is benefiting? …

Today's episode is all about outsourcing, a topic around which my views have evolved over the years.

(Read: As you get older and busier, you're less …

Today, my friend Nick Maggiulli (COO of Ritholtz Wealth Management & former data scientist, as well as author of Of Dollars & Data and his …

Worried you're behind, or may not have enough money to retire someday?

You may have less cause for concern than you think. Today’s episode dives into the math behind why you may need to save less than you think for …

Today, we're digging into negotiation tips that actually work—no perfecting crafty word play, performing mental jujitsu on a recruiter, or documenting months of "wins" required.

Since I'm not a negotiation expert (just a …

Today, we're diving into the money psychology that impacts the way we spend and save—and I'll give you the framework for an epic change to the way we …

Today’s episode is about the one major issue we all share with our financial planning:

As humans, we’re bad at anticipating what’s going to make us happy. 

Yep—it’s kinda hard to plan for what you think you’re going to …

The healthcare marketplace in the United States is confusing, complex, and expensive.

Why is it the way it is? Has it always been this way? Is it this way everywhere? These were my questions when I began this deep dive. 

…

Today, we're taking a break from questioning the socioeconomic status quo and digging into a more tactical, technical topic: The most common 401(k) …

Today, we hear from Dr. Anna Hulett, an industrial organizational psychologist (think female Adam Grant), about the state of work in the United …

Today, we hear from several #RichGirls about the role money plays in their relationships and talk about ways to improve financial intimacy – and, …

Ever seen folks on the internet talk about house hacking? It's – admittedly – a magical concept if you can pull it off, and basically involves living …

Today's episode dives into gambling research (via Chief of the Stanford Addiction Medicine Dual Diagnosis Clinic, Dr. Anna Lembke) and what it teaches us about our own dopamine pathways:

Specifically, how strange it is …

Today’s episode brings back our friend Ben Miller, Founder of ChroniFI, for a Pt. 2 (for our first conversation, check out Ep. 11).

We talk all things …

Today's episode is a deep dive into a concept that most of us have probably never stopped to ponder: How much money would I need to never worry about …

Today, we're revisiting a topic I first covered a few years ago – but with a renewed interest after the Christmas season (and all the damn Amazon boxes that accompany it).

Thanks to today's sponsor, Capitalize, for their …

Welcome back to Season 2 of the Money with Katie podcast!

Today, we're exploring the ways in which I think about strategizing your spending across different credit cards (and how to earn more points).

You can sign up for …

Today, we're discussing the top 3 financial lessons I'm taking from 2021.

This is the last episode of season 1, and I'd love to hear what you're interested in for season 2. Shoot me an email at podcast@moneywithkatie.com

Today, I'm interviewing a friend of mine who left the trading floor at Goldman Sachs to start his own company that helps people make sense of their …

Today, we're talking about three questions we should be asking ourselves in preparation for a new year.

Annual planning (both financial and …

Today on the show, I've got my friend Eliana Goldstein, a Millennial Success Coach who focuses on career coaching (she's certified!).

Sign up for …

I was excited to talk to Sarah, the CEO of Betterment, about some of the tough questions I've wanted to ask someone for a long time:

1. COMPETITION: …

Today, we're riffing on a few things: How I discovered financial independence, what my life was like then, the progress I've made, and how my goals …

Inspired by my recent venture into the capsule wardrobe, I wrote and recorded this episode about overcoming spending guilt as an objectively high …

Self-employed people are able to contribute a ridiculous amount of money to their special self-employment retirement accounts. Today, we're going to …

Today, we're looking at the top 5 basics for people who are starting their personal finance journey:

1. Paying off debt strategically

2. Not over-doing the …

An episode by popular demand: Let's talk about how you can travel for free using credit card rewards. Today, we're going to talk about:

The …

The home ownership debate (to rent or to buy?) is heated and – I would argue – frustrating. Today, I'm diving into my REAL beef with the, "Renting is …