Cover art for podcast Real Talk With Gary - Real Estate Investing

Real Talk With Gary - Real Estate Investing

168 EpisodesProduced by Gary Hibbert Real Estate InvestorWebsite

Gary Hibbert is a Full Time Real Estate Investor, Licenced Real Estate Agent, achieving various Realtor awards and an Educator. In 2008, he purchased his first investment property and through hard work and dedication, left the regiment of the corporate world to become a Full Time Entrepreneur in 201… read more


#152: Rachel Neil - Redefining Rent To Own Investing

#152: Rachel & Neil - Redefining Rent To Own Investing

On this episode Gary chats with long-time friends and Rent To Own investors, Rachel & Neil Oliver from Clover Properties. They began their real estate investing journey in 2009, and so far have done over 600, yes SIX HUNDRED deals, with no signs of slowing down! They chat about their journey, what Rent To Own is and why it works for them (the positives) and they also discuss the downside of RTO (the negatives). Never considered adding RTO to your portfolio, or dismissed it? This podcast *just* might change your mind!


  • What is Rent To Own and how it works (deep dive into RTO)
  • Why it's a very successful strategy
  • How Rachel and Neil started with Real Estate Investing
  • How they have done over 600 deals so far
  • How do they handle down payments from their tenant/buyers
  • What are they using for appreciation numbers 
  • What the success rate for Rent To Owns is
  • The difficult conversations they are having with the tenant/buyers
  • What areas are they purchasing in with their tenants
  • The positives and negatives of Rent To Own
  • Where the market is and where it's heading according to Rachel and Neil
  • Where they think YOU should purchase in THIS market
  • And MORE!


Rachel and Neil Oliver are full-time investors, real estate entrepreneurs and co-authors of an Amazon best-selling book: Rent-to-Own Essential Guide for Homebuyers. They are considered Ontario's leading experts on the Rent-to-Own (RTO) investing strategy and are often recognized by their nicknames 'Mr. NO' and 'Cashflow Queen'. 

Over 10 years ago they re-engineered the model to make RTOs more accessible and more bulletproof for investors craving cashflow. Driven to make Rent-to-Own more mainstream and trustworthy, Neil and Rachel have done more than 600 RTO deals across Ontario and aim to help thousands of Canadians. 

Together they operate Clover Properties, where they match homebuyers with investors who want to generate lucrative cashflow without the headaches of 'tenants and toilets'.

Website/contact info for guest: 

Insta: clover_properties_rto

This episode proudly sponsored by Deep Pockets -

If you're looking to borrow or invest funds, Deep Pockets should be at the top of your list.  It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals.

As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses.

To find out more, visit the website or email 

Other Links:

Private Investing, visit

Real Estate Investment Club visit 

Gary's mentorship program visit 

Start your own Podcast visit

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