Cover art for podcast Real Talk With Gary - Real Estate Investing

Real Talk With Gary - Real Estate Investing

168 EpisodesProduced by Gary Hibbert Real Estate InvestorWebsite

Gary Hibbert is a Full Time Real Estate Investor, Licenced Real Estate Agent, achieving various Realtor awards and an Educator. In 2008, he purchased his first investment property and through hard work and dedication, left the regiment of the corporate world to become a Full Time Entrepreneur in 201… read more


Episode 88 - Investing In Cottages In The Kawarthas w/Sarah Larbi

Gary chats with friend and fellow investor Sarah Larbi. They’ve done several podcasts and webinars together, they touched on market predictions, but the focus of this episode is cottage properties. Sarah bought a short term rental cottage, sight unseen and has done well renting it out, but she provides some indispensable information on purchasing a cottage, whether it’s to create income or provide a place of rest and regeneration. She spoke of due diligence, ensuring the property is suited to your needs and avoiding issues later. Sarah also managed to purchase 9 properties by age 33!

What you'll learn:

¥           Gary provides a current market update - what does rolling back to a modified Stage 2 mean to investors, and the markets?

¥           Why Sarah, in a former life as a financial planner, determined that investing in mutual funds, etc. because the commissions took all the profit

¥           The banks want you to buy their mutual funds because of commissions and fees, and don’t have your best interests at heart

¥           Sarah rents her cottage during July and August for $550 per night for 4 bedrooms, 7 night minimum. If it’s rented every night of a month it will be $16,500 for the month! You’ll make your money back buying a recreational cottage in Ontario

¥           Long weekends can make even more

¥           You can get bookings in May, June and September at $350-$400 per night

¥           Long weekends or March break will be shorter rentals

¥           Why ‘your network is your net worth’

¥           Why a 3 season vs. a 4 season have differing down payment amounts!

¥           Proximity to a town for supplies

¥           Proximity to a larger city for renters

¥           The more bedrooms the better

¥           If you have 4+ you can rent to two couples

¥           Cell coverage and internet is HUGE

¥           Ensure you have the correct number of supplies to match potential renters (10 guests max, 10 glasses, etc)

¥           How private is the cottage and property

¥           Does the value of the cottage and property increase on open lakes vs. closed lakes?

¥           Deeded land vs. leased land, and why appreciation may be slower

¥           Leased land and rules of use

¥           Septic systems vs holding tanks

¥           Drilled wells and dug wells

¥           Do you manage the property yourself, or hire out?

¥           Cleaning and prepping for visits, groundskeeping

¥           Security cameras for safety and security - being able to unlock the door, arm the security system and adjust the heat

¥           Why Air BnB is the tool Sarah uses for rentals, and why you may need to qualify differently

¥           Are you BRRRR-ing, or flipping?

¥           Why 16 weeks is the magic number for rentals

¥           Main road vs. side road and are there maintenance fees

¥           And MORE!

Sarah’s Bio

Sarah Larbi had the drive and focus to embark, build and grow a seven-figure, 10 property investment portfolio by her early 30’s, all whilst full-time employed. Known as the BRRRR Expert, her results-oriented approach has been featured in numerous Canadian media, on the stage at events like Canadian Real Estate Wealth Investor Forum and as a guest on many North American finance-focused podcasts.

Sarah hosts her own podcast “Where Should I Invest?”, which reached the Top 50 of All Time for Canadian Investing on Apple podcasts and is also co-founder of The REITE Club and co-hosts their own successful podcast.

Website/contact info for guest: 

Instagram - investorsarahlarbi 

Website - 

Please a leave a review, as it helps Gary understand if he’s bringing on the right guests that you want to hear from!

Interested in learning more about Real Estate Investing? Visit 

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