Cover art for podcast Real Talk With Gary - Real Estate Investing

Real Talk With Gary - Real Estate Investing

168 EpisodesProduced by Gary Hibbert Real Estate InvestorWebsite

Gary Hibbert is a Full Time Real Estate Investor, Licenced Real Estate Agent, achieving various Realtor awards and an Educator. In 2008, he purchased his first investment property and through hard work and dedication, left the regiment of the corporate world to become a Full Time Entrepreneur in 201… read more


#183: Daniel Patton Lorenz Podda - How To Survive This Real Estate Market

#183: Daniel Patton & Lorenz Podda - How To Survive This Real Estate Market

On this episode Gary chats with Daniel Patton & Lorenzo Podda from BM Select. No backstory, this podcast is to help you survive this market that changes almost daily. If you are an investor, POTENTIAL investor or are concerned/ worried about your portfolio, or if THIS is still a good time to buy, you can't miss this one!



  • What is the Prime rate
  • What is the Bank Of Canada rate
  • What is the overnight rate
  • What is a trigger rate
  • The difference between fixed and variable rates
  • What is an adjustable rate mortgage
  • What's happening and what you should pay attention to in the bond market, and how it impacts rates
  • How much higher they think the rates will go
  • Is now the right time to turn your HELOC into a mortgage
  • What they see other investors doing now to structure, de-leveraging or selling
  • Are Vendor Take Backs (VTBs) a good option right now
  • The mindset you need to put yourself at ease right now in this market
  • What is happening with prices and inventory, and is this a good time to buy
  • And MORE!



Daniel Patton has worked in the mortgage business for over 18 years and has established himself as one of the top mortgage agents in Canada.  Along with his business partner Dave Butler of Butler Mortgages, Daniel has helped grow BM Select into the number 1 brokerage for investors by working closely with his clients on a day to day basis. 

Whether it be a self employed investor, first time investor or seasoned veteran looking for ways to acquire more properties, Daniel and his team have years of experience planning and strategically helping investors from all areas both inside and outside of Ontario.

"Investors, much like houses come in all different shapes and sizes,  We must adapt to their situation and find ways to get approvals.  Not every situation is alike and some require more time and patience, we strive on putting together a plan and working closely with our investors and love helping them achieve their financial goals and freedom."

Daniel was Ranked as the number 14 mortgage broker in Canada in 2019 by CMP Magazine and along with his team of investor savvy mortgage experts, they look to build on what is already been an amazing journey. 

Lorenzo Podda is the Manager of the Underwriting Department at BM Select. He began his career at BM Select at the age of 17 while attending University for a Commerce Degree. Currently, at the age of 23, he manages a team of 11 Underwriters. Although, he has only been in the mortgage industry since 2017, Lorenzo has managed to guide and assist the BM Select team and has played an instrumental role in the teams number 1 standing over the past several years.


This episode proudly sponsored by McMurter & Associates. 

They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect. 

Find them at:


Other Links:

Private Investing, visit

Real Estate Investment Club visit 

Gary's mentorship program visit 

Start your own Podcast visit 


Tags:  #realestateincanada, #realestatecanada, #realestatepodcast, #realestateinvesting, #investingincanada, #investplusrealty, #househunting, #canadianrealestate, #canadianpodcast, #buyinghomes, #investmentproperties, #wealth, #howtobecomewealthy, #mindset, #realtor, #realestate, #explicit, #howtobuyrealestate, #safeinvesting, #safeinvestments, #mentorship, #market, #rates, #bonds

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