PLUS: Mortgage Regulations Costing You More
Sales in California have dropped to their lowest level since 2008 - but for the exact opposite reasons. This continuing theme will get a little more discussion today - but not too much - we have really covered this one pretty well lately. Next, we will take a look at the effects of regulations on your mortgage costs. We already touched on the ridiculous costs that builders face when constructing new homes and how those regulations keep home prices higher and actually push builders toward building more expensive homes. Now we can expect some of that magic to effect you getting a loan.
The idea that "Trade up" buyers are at the core of our current inventory problem is gaining traction. Of course, I am not buying it. We will discuss this a bit more today and reveal how past concerns about finding your next home were addressed and how those same methods work just as well today. Frankly, the medias love for this explanation makes some sense simply because it is the least scary of the reasons why homeowners are not becoming home sellers.
Finally, a great new invention - glow in the dark cement. Yeah, you heard me right - glow in the freaking dark cement. I want it.
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