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Radical Personal Finance

978 EpisodesProduced by Joshua SheatsWebsite

Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core … read more


Friday Q and A: Cash Houses vs Mortgages, Speculative BioTech Stocks in an ESA, Physician Private Practice vs Hospital Job, Accounting for Business Deductions, Multi-Family Living, 529 Plan Qualified Expenses, Inflation Rates, Gifting Money to Kids RPF018

Today, we have a really fun Q&A for you! I hope you enjoy!

Here are the questions I answer:

  • 2:25 If I have the cash, should I pay cash for a house or invest it?
  • 17:13 Should I use my Coverdell ESA to speculate on early-stage biotech stocks?
  • 28:05 Should a physician try to continue a private practice with a partial ownership interest or take a full-time hospital job?
  • 40:38 How can I account for the business deductions in my side business?
  • 49:40 Is multi-family, multi-generational living a good idea?
  • 1:03:40 What do I need to know about disability income insurance?
  • 1:26:03 Which college expenses can I pay for out of my 529 account?
  • 1:33:27 Why do I use different inflation rates on calculations?
  • 1:39:26 What kind of account can I use to gift money to my nephew?




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