Radical Personal Finance

Today, in celebration of the American holiday "Thanksgiving Day," I want to share with you a recording of short story written by Louisa May Alcott, …

Huge Black Friday Sale going on right now! Join me in Panama for an outstanding internationalization event! https://expatmoney.com/radical 

www.InternationalEscapePlan.com (my internationalization course)

…

50% off! PRIVATE CRYPTOCURRENCIES: How to Buy, Own, and Use Non-KYC Bitcoin Like a True Radical

50% off! HACKPROOF: How to Beat Fraudsters, Prevent Identity Theft, and Say Goodbye to Cybercrime

50% off! INTERNATIONAL …

On today's Friday Q&A we discuss:

• 1:30 What mental models can I use to decide among jobs?
• 26:01 How should I set up my estate plan for my …

I've been releasing this series as part of my promotion for my forthcoming event in Panama. Come hang out with me and make your own International Plan! https://expatmoney.com/radical 

Or buy my course and just do it …

Come spend a week with me in Panama working on your international plan! https://expatmoney.com/radical 

Or buy my course and just do it yourself: http://www.internationalescapeplan.com 

http://expatmoney.com/radical 

www.InternationalEscapePlan.com 

Original story: https://x.com/intrepid_p/status/1718021366329565586?s=20 

Sign up for my Panama Internationalization and Investment Event! https://expatmoney.com/radical 

I've never shared publicly my own personal reasons for leaving the USA. In this podcast, I begin that process. This will help you to consider your own situation and your reasons for leaving or staying in your country.

…

On today's Q&A show we discuss:

• 01:29 Should I become a US Citizen?
• 29:51 Should I invest into US Treasuries given today's high interest rates?
• …

www.InternationalEscapePlan.com 

www.expatmoney.com/radical 

Come to my event in Panama City in January!  https://expatmoney.com/radical

On today's Friday Q&A we discuss:

• 01:19 Should I be worried about a gap on my resume from going back to college?
• 12:30 Should I learn to speed …

What the Young Man Should Know by Robert Littell, from the March 1933 issue of Harper's Magazine

On today's Q&A show we discuss:

• 01:30 How to decide to fix up or sell a house
• 14:36 Are Christian Healthcare Sharing Ministry share payments …

Come to my event in Panama City in January! https://expatmoney.com/radical 

On today's Q&A show we discuss:

• 00:54 How do I wrestle with the tension between time in my business and time with my children?
• 29:57 How can I …

PDF: https://www.ratical.org/ratville/CAH/warisaracket.pdf

Come hang out with me in Panama! https://expatmoney.com/radical 

On today's Q&A show we discuss:

• 1:00 Should I do a Ladybird Deed on my Florida house?
• 14:27 How do I open a bank account in Canada?
• 36:11 Why …

https://expatmoney.com/radical 

On today's Q&A show we discuss:

• 00:38 How do I handle my health insurance while abroad?
• 6:04 I want to leave my teaching job and become a pilot. …

Come spend a week with me in January on an investment tour of Panama! https://expatmoney.com/radical 

We are living in a Marriage Crisis and are at the leading edge of a Global Population Crisis. People are having an enormously difficult time …

On today's Friday Q&A we discuss:

• 00:30 How to figure out what career to go into?
• 27:05 When should you go farther and spend more in order to …

Chapter 10 of "The Richest Man in Babylon" by George Samuel Clason, published in 1926

https://www.amazon.com/Richest-Man-Babylon-Magic-Story/dp/1939438632/

https://archive.org/details/richestmaninbaby00geor/mode/2up

…

On today's Friday Q&A we discuss:

• 00:49 Is it okay to take money from a retirement account to pay for college?
• 8:54 Should we buy out the …

Chapter 9 of "The Richest Man in Babylon" by George Samuel Clason, published in 1926

https://www.amazon.com/Richest-Man-Babylon-Magic-Story/dp/1939438632/

https://archive.org/details/richestmaninbaby00geor/mode/2up

…

August SALE on consulting! www.radicalpersonalfinance.com/consult 

https://expatmoney.com/radical 

On today's Friday Q&A show we cover:

• 00:40 Can I build/maintain community connections while traveling with children?
• 15:48 How do I know when …

On today's Friday Q&A show we cover:

• 00:48 I just moved to Dubai for work. What should I do first?
• 16:29 Should I have my 7-year-old learn …

On today's Friday Q&A show we discuss:

• 00:47 How do I reduce my taxes in retirement?
• 19:08 How do I transfer my money abroad when I move abroad?

www.HowToRetireSuccessfully.com 

www.InternationalEscapePlan.com 

Chapter 8 of "The Richest Man in Babylon" by George Samuel Clason, published in 1926

https://www.amazon.com/Richest-Man-Babylon-Magic-Story/dp/1939438632/

https://archive.org/details/richestmaninbaby00geor/mode/2up

Text from Theodore Roosevelt's speech "Citizen in a Republic" (known popularly as "Man in the Arena"), delivered at the Sorbonne, in Paris, on April …

The Quitter by Robert William Service

The Man in the Glass by Dale Wimbrow

The Touch of the Master's Hand by Myra Glass

On today's Q&A we discuss:

• 00:45 How do I teach my children a language that I don't speak?
• 20:15 How do I evaulate moving to a new state?

Chapter 7 of "The Richest Man in Babylon" by George Samuel Clason, published in 1926

https://www.amazon.com/Richest-Man-Babylon-Magic-Story/dp/1939438632/

https://archive.org/details/richestmaninbaby00geor/mode/2up

How Much Land Does a Man Need by Leo Tolstoy, written 1886

Chapter 6 of "The Richest Man in Babylon" by George Samuel Clason, published in 1926

https://www.amazon.com/Richest-Man-Babylon-Magic-Story/dp/1939438632/

https://archive.org/details/richestmaninbaby00geor/mode/2up

On today's Q&A show we discuss:

• 00:45 Should I switch from a robo advisor to something else?
• 12:27 Should I buy umbrella liability insurance?
• …

Book a consulting call with me today: https://radicalpersonalfinance.com/consult 

Only a few consultation slots left! https://radicalpersonalfinance.com/consult 

This is clipped audio from a really interesting interview between Scott Galloway and Chris Williamson. It's a fascinating discussion on several levels. Enjoy! 

Original: https://youtu.be/Xw9_IMQ8TLY 

On today's Q&A we discuss:

• 1:00 The privacy of your DNA
• 12:45 Should I sell my house with a low mortage rate?
• 18:40 How should I travel as a …

https://radicalpersonalfinance.com/consult 

If you're going to do all the hard work of helping your children develop strong bodies and powerful, capable brains, you also owe it to them to …

Protect yourself from identity theft and cybercrime: https://hackproofcourse.com

https://www.degreeforum.net/mybb/index.php 

…

Global Currency: The US Dollar Ain't Going Nowhere https://youtu.be/LiR54FPQiCs 

Book a consulting call with Joshua: https://radicalpersonalfinance.com/consult 

How to do Music Study: https://youtu.be/wzoJfxhhBzo 

On today's Q&A show we cover:

• 00:45 How do I solve a retiree's financial planning problems?
• 29:00 How do I productively use a 4-month break?
• …

Consulting is open during April: https://radicalpersonalfinance.com/consult

How to do Picture Study: https://youtu.be/mbtOryB6fc8 

On today's Q&A show we discuss:

• 00:45 The impact of AI on the future of the world
• 14:30 What should I do now that I'm retiring from the military?

Chapter 5 of "The Richest Man in Babylon" by George Samuel Clason, published in 1926

https://www.amazon.com/Richest-Man-Babylon-Magic-Story/dp/1939438632/

https://archive.org/details/richestmaninbaby00geor/mode/2up

On today's Q&A show we cover:

• 1:25 Advice for doing birth tourism in Mexico
• 40:22 How do I choose books for my children that are at their proper …

The article that I am using as a resource comes from the appendix of this excellent book by Harvey and Laure Bluedorn called "Teaching the Trivium: …

628-Federal Debt: The Ticking Bomb that No One is Willing to Defuse

629-[In-Depth Version] Federal Debt: The Ticking Bomb that No One is Willing to Defuse

If your children are accomplished, skilled, and experienced readers, they will be in the top ranks of their class and, more importantly, will be equipped to teach themselves everything that matters in their lives.

On today's Q&A we cover:

• 1:08 What specific advice can we give to increase reading?
• 8:13 How should I invest my extra money?
• 17:44 What real …

If you want to develop the minds of your children, you need to give them words. Lots and lots of words.

Joshua

As we continue our "How to Invest in Children" series, we move past those things that are in the past (mate selection, child gestation, and birth) and into those things that are applicable for all children: investing in …

In today's episode we continue our discussion of how to invest in your children while young for the best chance of long-term success, with a primary focus on conceiving the healthiest baby and nurturing his best …

I've long promoted investing in your children at an early age, believing that money spent on them while young returns far higher than money spent at a later age. In this series I will tell you how to actually do that.

…

On today's Friday Q&A we cover:

• 1:55 Why should I hire a financial professional if I can do it myself?
• 11:29 How do I educate myself about real …

Sign up before the price increase: http://HackProofCourse.com 

My newest course is live. Sign up now! http://HackProofCourse.com 

It's Friday! On today's Q&A show we cover:

• 2:38 How to start a blue collar landscaping business on the side.
• 16:15 How do I decide my priorities …

I hate it when people make fun of New Year's Resolutions. Setting annual goals and making personal resolutions is a marvelous practice. Go for it!

In …

Today, let's discuss how you can enjoy a truly rich Christmas—nay, a truly rich life.

Joshua

Originally released December 23, 2021

If you'd like to …

On today's Q&A we cover:

• How do I go browse for a new job?
• 17:47 What productivity tools does Joshua use?
• 29:51 How do I outsource to a VA?
• …

On today's Friday Q&A show we cover: 

• Should I really maximize my investments into tax-deferred plans?
• 15:38 What do I need to do with the UTMA …

Chapter 4 of "The Richest Man in Babylon" by George Samuel Clason, published in 1926

https://www.amazon.com/Richest-Man-Babylon-Magic-Story/dp/1939438632/

https://archive.org/details/richestmaninbaby00geor/mode/2up

A lot of my listeners are hurting due to the recent collapse of FTX. Here's what I would tell you face-to-face if you've just lost all of your money, …

On today's Q&A we discuss:

• 3:00 Should I do a Citizenship by Investment or a Residency program to get a second passport?
• 20:01 I'm starting a …

Chapter 3 of "The Richest Man in Babylon" by George Samuel Clason, published in 1926

https://www.amazon.com/Richest-Man-Babylon-Magic-Story/dp/1939438632/

https://archive.org/details/richestmaninbaby00geor/mode/2up

On today's Q&A we cover: 

• 1:15 Should I buy a house?
• 22:38 Should I sell investments or drain my bank accounts for a house down payment?
• 31:46 …

Chapter 2 of "The Richest Man in Babylon" by George Samuel Clason, published in 1926

https://www.amazon.com/Richest-Man-Babylon-Magic-Story/dp/1939438632/

https://archive.org/details/richestmaninbaby00geor/mode/2up

On today's Q&A we cover:

• 1:30 How can I build a successful financial coaching business?
• 38:56 How can Canada serve me in my internationalized …

Chapter 1 of "The Richest Man in Babylon" by George Samuel Clason, published in 1926

https://www.amazon.com/Richest-Man-Babylon-Magic-Story/dp/1939438632/

https://archive.org/details/richestmaninbaby00geor/mode/2up

Go to www.bitcoinprivacycourse.com and use promo code OCTOBER to save $50 (valid only in October).

On today's Q&A we cover:

• 1:37 Should I renovate my current house or sell and upgrade?
• 17:24 I'm graduating with my master's degree in …

On today's Friday Q&A show we discuss:

• 1:00 We're going from a 2-income family to a single-income family. What should we do before that happens?

Mikkel Thorup was born and raised in Canada, but fled the country as a teenager. Since then, he has circumnavigated the globe over 400 times visiting more than 100 countries, and has called nine different countries home …

Before you go actually shopping for a car, decide how much to spend. Here are my rules!

Joshua

• …

In today's podcast, Steven Harris and I discuss the STRONG likelihood of global famine over the coming years and carefully analyze the underlying …

On today's Friday Q&A we cover:

• 1:30 Should I register my car in a business name so I can take my tax deductions?
• 14:38 Should I buy and build a …

My family and I have been away from the United States for 3.5 years now, setting up our Plan B. That's given me enough time to have a more balanced perspective on life in the USA.

In today's show, I share with you my …

On today's Q&A show we cover:

• 1:56 - How can houses and retreats play a role in the vision of a family life?
• 29:44 - How can I know if …

On today's Q&A we cover:

• 1:56 How do I get money to and from my international bank account?
• 8:20 Should I do my residency processes myself or …

I'm back from vacation and boy, do I have a lot to say! Here are my thoughts on the various circumstances we face today!

Joshua

From Climbing Parnassus by Tracy Lee Simmons 

It's Friday! That means live Q&A!

• 1:45 Do I have to tell my disability insurance company that I'm unemployed?
• 11:19 How much is a Mexican …

I recently appeared on the Watchman Privacy Podcast with Gabriel Custodiet, where we talked in detail about various privacy-related topics. Enjoy!

www.WatchmanPrivacy.com 

https://www.aei.org/wp-content/uploads/2011/10/Murray%20Intelligence.pdf 

Today, I bring you a report from a humanitarian relief worker on lessons learned from inside Ukraine.

www.creativephilanthropy.blog 

On today's Q&A we cover:

• 1:38 Can I borrow my retirement money by doing a 60-day rollover?
• 16:15 How do I become a digital nomad in Europe? (*I …

Ten Ways to Destroy the Imagination of Your Child by Anthony Esolen https://www.amazon.com/Ways-Destroy-Imagination-Your-Child/dp/1610170792 

The Well-Trained Mind: A Guide to Classical Education at Home by Susan Wise Bauer https://www.amazon.com/Well-Trained-Mind-Classical-Education-Fourth/dp/0393253627 

On today's live Q&A we cover:

• 1:05 Should I avoid Target Date Retirement Funds due to the recent Vanguard debacle?
• 18:37 How can I make my …

The thread:

https://twitter.com/taylorawelch/status/1398703076094222337

www.internationalescapeplan.com 

On today's Q&A show we cover:

• 1:16 Should we go abroad for 5 months and have an adventure?
• 14:04 What should I invest in?
• 33:25 When would it …

On today's Q&A show we discuss:

• 1:30 What to do when in Malta?
• 9:47 How do I get a better life insurance policy after losing weight?
• 21:56 How …

Bill Gaither is a hero of mine, primarily for his career. He has been singing, performing, and writing songs for nearly 70 years. And he is still at the top of his game. Let him inspire you too.

Wintley Phipps, Amazing …

www.BitcoinPrivacyCourse.com 

www.InternationalEscapePlan.com 

It's Friday! Today we do live Q&A:

• 1:45 How can I do a fast career change and pay off my credit card debt quickly?
• 23:07 Help me understand my …

www.BitcoinPrivacyCourse.com 

www.InternationalEscapePlan.com 

www.BitcoinPrivacyCourse.com 

You have a fundamental human right as a free man or woman, to financially transact with others. And today, that right is in danger.

www.BitcoinPrivacyCourse.com 

Today's episode is a bit off topic from the mission of Radical Personal Finance. It's the kind of episode I've frequently deleted in the past, but that I have heard from my audience that some may enjoy.

In today's …

Fifty years ago it was illegal for Americans to own more than 5 ounces of gold coins or gold bullion. Yes, really.

Today, I want to explain this …

In light of the Russian invasion of Ukraine, I've been considering how you and I (not being in Ukraine or Russia) could be affected in days to come.

…

In light of the Russia/Ukraine conflict, we need to pay careful to the lessons we can learn from the pain that our fellow humans are experiencing.

…

It's Friday! Today we discuss:

• 1:33 How do I establish myself in a new remote-only work environment?
• 10:03 How can I become a teacher for a new …

One year ago my family spoke no French. Today, one year later, my 8-year-old son is reading at his grade level in French.

In today's podcast I'll …

The Canadian government has made some shocking changes this week. They provide some very important lessons for you and me.

On today's live Q&A show we cover:

• 1:00 Three separate corrections from previous shows
• 13:04 How much whole life insurance should I buy for my …

It's Friday! Today we cover:

• 1:44 Should I refinance my house to invest in the stock market?
• 13:44 How do I get health insurance for my parents who …

It's Friday! On today's Q&A call we discuss:

• 2:00 Should I do my own DIY projects?
• 15:36 Should my in-laws sell their rental house?
• 25:00 Should …

Welcome to our first Friday Q&A of 2022!

• 2:55 How do I prepare for an imminent job loss due to my refusal to take the jab?
• 14:30 How do I get …

Today, let's discuss how you can enjoy a truly rich Christmas—nay, a truly rich life.

Joshua

• If you'd like to follow along with my reading, you can …

I'm often asked where to start with regard to privacy. For the last few months I have been publicly and privately recommending Gabriel Custodiet's book "The Watchman Guide to Privacy: Reclaim Your Digital, Financial, …

It's Friday! And today we cover:

• 2:01 What should I do with my old baseball cards?
• 6:31 Should I help my 6 & 8 year old's build a YouTube …

There is one simple thing you can do that will almost assuredly ensure phenomenal academic outcomes for your child: read aloud. Lots.

In today's episode, I explain in great detail why this works and how the process …

The Read-Aloud Handbook: Seventh Edition by Jim Trelease

The Lexile Framework for Reading and Book Finder

Honey for a Child's Heart: The Imaginative Use of Books in Family Life

Books Children Love: A Guide to the Best …

Today, in celebration of the American holiday "Thanksgiving Day," I want to share with you a recording of short story written by Louisa May Alcott, …

https://youtu.be/MOy4QQP0oBs

…

On today's Q&A:

• 1:30 Should I buy life insurance if I want to build generational wealth?
• Live reaction to the Kyle Rittenhouse verdict
• 28:23 My …

https://www.ssa.gov/OACT/TR/2021/tr2021.pdf 

We are living in a significant supply chain crisis. In today's show I've invited Steven Harris back on the show to discuss the current events as we …

On today's Friday Q&A we cover:

• 1:30 - How can I grow my new blog?
• 17:10 - We bought a house that has massively increased in value. What do we …

I recorded this episode of the show to deal with a recent minor controversy from a passing comment I made. Then I decided it was too far out of the scope of what I want discussed on RPF, so I canned it, choosing not to …

On today's Friday Q&A show:

• 1:30 Difficulties on 1031 exchanges
• 6:45 Should I start a business on the side or full-time?
• 11:45 Can I deduct my …

In today's podcast, I share with you:

1. Why I think the USA is a good place to be right now with regard to personal freedom, even with various rules …

I recently traveled with my family to France, with a primary goal of buying French books to read to my children! Today, I'll share a progress update on this project.

Joshua

Recently, US government agents raided 800 safe-deposit boxes and stole $86,000,000 of cash plus other valuables from the box holders. The government …

Text of House Dems Proposal

@CPAPlanner's tweetstorm on the proposal

How Peter Thiel Saved $5 Billion Tax Free #PassportSheats

Biden wants IRS to snoop into your bank account, know when you have $600 or more

Biden Tax Plan Leans on Banks to Help Find Unreported Income The …

Today we discuss:

• 1:30 My landlord has Stage 4 cancer and wants me to buy his house. Should I do it?
• 15:30 Should I start an S-Corp to save on taxes?

2:06 How should I save for my children's education? 31:00 How should I view crypto lending accounts? 38:00 My income is going to be super low this …

It's Friday! On today's Q&A call we discuss:

• 1:20 I'm 21 years old and just bought a house. Should I do the Alpha Strategy?
• 24:50 I bought a …

https://www.propublica.org/article/the-secret-irs-files-trove-of-never-before-seen-records-reveal-how-the-wealthiest-avoid-income-tax 

It's Friday! Today we discuss:

• 2:21 What do we do with Michael Burry's predictions of a crypto crash?
• 18:35 How do I figure out how much life …

ProPublica made a splash this week with their reporting on the wealthiest 25 Americans' tax returns. Let's discuss!

Joshua

…

On today's Friday Q&A we discuss:

• 1:30 Should I spend money on home projects when I'm capable of DIY?
• 17:20 What's involved with my opening a …

On today's Friday Q&A is show we cover:

• 1:10 I have a new 109-acre property. How can I use it intelligently to offset the costs and taxes?
• 18:32 …

In 2013, Bitcoin traded for $85 per coin. Today, it's at $40,000 per coin. I never once told you to buy Bitcoin. In today's show I'll explain why and …

As a family, we've just finished the first two weeks of our most-recent nomad adventure in Mexico! In today's show, I want to share with you how and …

I firmly believe that any North American who is interested in a Plan B should consider Mexico as an option before almost any other country.

In …

It's Friday! Today we do Q&A!

• 1:30 Is there a downside to a second citizenship?
• 20:04 Should I invest for early retirement or buy a house?
• 47:37 …

Disaster is NOT a strategy. But you can build a strategy for virtually any disaster.

Joshua

It's Friday! Today we do live Q&A and cover:

• I made a bunch of money on a real estate deal. What do I do with the money now?
• 29:35 How does …

Text me your comments and questions: 561-468-3158

Joshua

In today's show, I'll share the exciting Sheats' Family travel plans for the rest of this year!

Joshua

p.s., Brand new! Text me a question or comment at 561-468-3158!

It's exceedingly difficult to live income tax-free in the USA. (At least if we assume you're going to make some significant money.) But it's not …

Save 50 percent on all of my courses until March 31 with coupon code CHANGINGPLATFORMS at https://radicalpersonalfinance.com/store 

Save 50% on all of my courses until March 31 using coupon code CHANGINGPLATFORMS at https://radicalpersonalfinance.com/store

• 2:30 Should I buy a …

The Magic Penny is the best-performing investment asset any of us could dream of having. Today I'll show you how just a little bit of tax totally …

I invited Jacob Lund Fisker back to Radical Personal Finance to discuss the Early Retirement Extreme lifestyle, investing, and how to protect yourself from catastrophic risk.

https://radicalpersonalfinance.com/store​ …

It's Friday and that means live Q&A! But remember that I'm doing a limited-time sale:

• Go to https://radicalpersonalfinance.com/store and get 50% …

Today, I'm going to share with you my thoughts about a friend's life and share with you some lessons from his life.

It's Friday! Today we cover:

• 2:08 - Should I take out a HELOC on my house to invest in stocks?

• 20:48 - Can I save money on my taxes by starting a …

In today's show we do live Q&A:

• 3:00 Should I take a government job with good benefits or a private sector job with other benefits?

• 16:42 How …

Hey Radicals!

I'm hosting a public meetup this Thursday, February 11, 2021 in Bogotá, Colombia.

If you'd like to join me, please email me: Joshua at …

It's Friday! Live Q&A today:

• 2:00 Questions on retirement account contribution for US Americans living abroad

• 19:48 Should I dump my whole …

In 2021, I resolve to spend more money and not to engage in extreme savings.

Here's why!

Joshua

• Book a consult with me: …

Friday Q&A today:

• 2:10 - Free resource for end-of-the-year planning: www.yearcompass.com

• 3:00 - How aggressive should I be in scaling up my …

Live Friday Q&A today!

• 1:45 The future of cryptocurrency and associated tax questions

• 24:48 Should an early retiree set up a guaranteed …

Whenever we get into the throes of a hotly contested election, people threaten to leave if their preferred candidate loses. Most don't ever leave, of …

Note: This show was originally released on November 7, 2016. It's every bit as relevant today, November 2, 2020 as it was on that date. Listen to it afresh today with four years of hindsight. 

-------------------

In …

Today I share with you a recent interview I gave for the Life Meets Money podcast with Matt Miner.

Matt Miner has been on Radical Personal Finance several times and this was a fantastic interview!

We discussed lifestyle …

It's Friday! Today we tackle:

• 1:30 Tax issues on inherited real estate + a healthy retirement

• 19:40 Should I buy a placeholder annuity so I get …

In today's show I'm welcoming Steven Harris back to the show to discuss investing in commodities. When most people think of investing in commodities, …

It's Friday! In today's Q&A show we cover:

• 1:50 Buying disability insurance and maintaining financial privacy while dealing with insurance agents

On today's Q&A call we cover:

• 00:45 I graduate with a nursing degree in 6 months. What should I do next?

• 20:20 Should I have speculated in …

One year ago my wife and I decided to teach our children Spanish. At the time, they spoke zero Spanish. We succeeded in the project even though:

• …

On today's Friday Q&A call we discuss:

• 00:45 I’m inspired by Trump’s taxes. How can I start a lifestyle business for myself?

• 32:10 What kind …

The New York Times recently published a story on the analysis of President Trump's tax returns. 

Allegedly, Trump has not paid any income taxes in 10 out of the last 15 years.

In today's podcast I analyze the financial …

On today's Friday Q&A show:

• 1:03 I have a low-paying job while in college. How can I get a better job?
• 18:22 What name should I use for my …

Billionaire Churck Feeney has recently finished giving away his entire $8 billion fortune.

In today's show, we'll talk about whether you should copy …

It's Friday! Today we cover:

• 00:48 How to get a raise at your job

• 11:55 Should I classify a 2nd house as an investment property or a second home?

Friday Q&A show! Today we discuss:

• 00:30 Contractor status or employee status?
• 31:00 What happens with our money when interest rates go negative?

In March, things looked really bleak. But the stock market recovered in a spectacular 5-month period.

Did we get it wrong? Do we regret anything we …

All of the news these days on coronavirus is positive. Is this a glimmer of the beginning of the end?

Although we certainly expect many more people to get sick with COVID-19 and some to die, I think it is.

I'll tell you …

What are your goals for your children? What skills and abilities do you want them to have when they leave your home?

My guest, Jonathan Harris, is the father of nine children. His four eldest children have all …

Live Friday Q&A today!

• 00:50 I just bought a new house. What practical prepper stuff should I do?
• 32:00 Can I & should I use Medicaid to …

It's Friday! Today, we cover:

• 9:00 How to socialize children when stuck at home?
• 22:27 How are IRAs Taxed for US citizens who renounce their …

Millions of students are sitting at home wasting their time watching online courses for measly high school credit. That's dumb. Why not just go …

In today's Q&A we discuss:

• 1:30 How can we equity strip a house in preparation for divorce?
• 13:17 Should I buy more whole life insurance if I'm …

Moving is an extremely effective—albeit disruptive—way to improve certain aspects of your life, both financially and personally.

All over the world there are millions of people who understand very clearly that if they …

Friday Q&A:

• 1:30 What steps can I take to protect my privacy and assets as I get into real estate investing?
• 17:22 Should I take an early …

Live Friday Q&A:

• 2:00 Do I stick out my job and current career because it's profitable and comfortable or do I pivot to something new while I'm …

Resource:

• "Languages for the Future: The foreign languages the United Kingdom needs to become a truly global nation"  …

Increasing your language skills can help your brain, your social life, and your wallet. In today's show, I give you some tools I have found to be …

This episode was first published in May 1, 2017. It's important. Please listen.

------------------------------------------------------

If you get arrested, you can kiss anywhere from thousands to hundreds of thousands …

Time for live Q&A today!

• 3:15 Does changing my credit mix improve my credit score?
• 8:50 How can I find a good real estate deal?
• 14:48 My parents …

Watch this episode on YouTube: https://youtu.be/BQtrLx0EELw

It's Friday! Today we cover:

• 1:30 - What does Joshua think about the long-term future of the USA?
• 25:08 - Is Bank on Yourself / Infinite Banking a …

You have an incredible opportunity available to you right now. Don’t miss it!

Watch this episode on YouTube: https://youtu.be/cvFLUsmlMWI

Watch this episode on YouTube: https://youtu.be/xBThQszqk4E

Watch this episode on YouTube: https://youtu.be/3KiE5BOwM9E

Watch this episode on YouTube: https://youtu.be/36fIApfStZM

• 1:30 - Stock market volatility - are total stock index funds a safe bet?
• 14:12 - How can …

Think you can't have a traveling adventure simply because you don't have any money? Well, if you think you can or you think you can't, you're right. If you'll adjust your mindset a bit, you can head out on a traveling …

It's Friday! On today's live Q&A show we discuss:

• 1:10 Should I keep a credit card with an annual fee because it helps my credit score?
• 5:22 …

It’s Friday! On today’s Q&A we cover:

• 1:23 - Should I take the HELOC money out and put it into my bank account?
• 4:57 - Should I defer my …

We're in a recession. It hasn't been "officially" acknowledged yet, but it certainly will be.

So let's talk about how you can profit from this situation.

With the right attitude and the right decisions, you can come out …

It's Friday! In today's Q&A show we cover:

• 1:00 Joshua's predictions on COVID-19
• 17:32 How to be positive during COVID-19
• 27:00 How to walk away …

Quick update:

• I'm available for private consulting. Hourly rate is discounted from $400 to $250 until the end of March with code MARCHMADNESS Email …

It's Friday! We have a Q&A show today. But please listen. My economic concern continues to grow and I want you to be prepared for what could …

Your goals can be changed in an instant; the seas cannot. It's easier to simply change your goals than the seas ahead.

Joshua

Perhaps, like me, you're having a hard time getting your brain to accept what you're seeing around you and on the news and you're trying to figure out what's going on.

In working through this problem, I decided to chart …

It's Friday! Time for Q&A. In today's show we cover:

• 1:30 - How should I prepare for buying rental real estate in 2 years?
• 10:40 - Should I …

I woke up this morning and felt like I've been overly optimistic in my tone recently. I genuinely feel optimistic, but that's not because I don't think the situation is very dire. It is. In today's show, I try to share …

Quick interim show to share a few of my thoughts on the emerging COVID-19 events.

Fascinating study in human psychology going on now. Pay attention!

Current events show today. Let's discuss:

• COVID-19
• Economic prognostication
• Stocks
• Risk Management

Enjoy!

Joshua

I'm hosting a public meetup for RPF listeners in Louisville, KY on Tuesday, March 10 (evening).

If you'd like to come, email me for details: joshua@radicalpersonalfinance.com

Joshua

Friday Q&A show:

• 1:35 I'm 25 years old and ready to upgrade my lifestyle. Can I and still get rich?
• 14:30 Should I pay the big money for a Dale …

It's Friday! Today we do live Q&A:

• 2:00 How should I support my girlfriend's desire to get a Master's degree in international development?
• 10:29 …

The most important economic collapse ongoing in the world right now is Venezuela. Today, I bring you an interview with a friend of mine who is …

It's been a month since I first spoke to you about the Coronavirus, now called COVID19. In today's episode, I double-down and share with you my …

Today, we reach the seventh, capstone Ring of Freedom: Financial Liberty. When you are Financially Independent (able to live your desired lifestyle on the income from your investments), you have reached a genuinely huge …

It's Friday! That means a live call-in show for Patrons. Sign up here: http://patreon.com/radicalpersonalfinance

Today, we cover:

• I just left my …

How do you live freely in a world of increasing government oppression? Is it possible to escape onerous government involvement in your life?

Here's …

I'm convinced entrepreneurship provides you with a massive level of personal and lifestyle freedom.

Here's why.

Joshua

In this episode, part 2 of our "Spending Liberty" focus, we discuss the value of savings and how relatively small amounts of savings can buy you personal freedom!

Joshua

Today we talk about the incredible liberty that you can enjoy in your life when you make the commitment to get and stay debt-free!

Enjoy,

Joshua

Join me for a live set of classes on Practical Preparedness.

Classes begin February 3. Sign up here: http://radicalpreparedness.com

More details in the show,

Joshua

I'm fascinated by the reports and videos coming out of Wuhan, China. I've never before seen a city of 11 million people shut down for a quarantine. I don't think it's every been done before! But it's amazing to watch.

…

To join next week's Q&A call, go to www.patreon.com/radicalpersonalfinance

Joshua

In today's show I share with you some fat loss and money lessons learned from my 70 pounds of weight loss over the last 6 months.

I hope you'll find some nuggets to help you get skinny and rich as well.

Joshua

I want you to live as a free man. So in this series, I'm working to give you some ideas as to how you can achieve a very high level of freedom while you're on your way to financial independence.

Today, I'm going to …

You should set a goal of getting a better job. Here's why!

Joshua

In this series, I aim to give you some ideas that have helped me to develop an extremely free lifestyle, even though I'm not yet financially independent.

Today, I'm going to share with you one of the single greatest …

Today I have an interesting essay to share with you. Have you ever thought of The Missionary Position as a path to a life of global freedom?

:)

Enjoy,

Joshua

I want you to experience a lifestyle of freedom and liberty, in every sense of the word. So today we begin a new series called "Seven Rings of Freedom."

Achieving financial independence will make you more free. But …

Today I reflect on some of the successes and failures of the decade past and share some of my ambitions for the decade to come.

Joshua

Set goals that you don't know how to achieve.

Joshua

• www.RadicalBookList.com

It's Friday! Time for Q&A:

• 3:40 Do I need liability insurance for my business?
• 35:45 How can I get good life insurance rates if I'm fat?
• 1:20:25 …

When you set a goal, you've got to count the cost; the financial cost and the opportunity cost.

Counting the cost may be enough to show you the path forward.

Joshua

It's a live Q&A show today! We cover:

1:30 - How can I build career confidence and skills when I don't have much time?

30:15 - I just got married; what is good advice for buying a house?

41:35 - How can I make sure …

Dig deep—really deep—into the "Why" behind your financial goals.

Joshua

A new decade is dawning and my hope is that this decade be the best one yet!

But if you're going to tackle this decade proactively, you'll need to begin by dreaming a bit about what you'd like to accomplish this coming …

On today's show we veer away from financial independence and into living well today with a discussion of the Ketogenic diet.

I've invited Jack Spirko, host of The Survival Podcast on today's show to discuss his recent …

Over the last 5 months or so I've lost over 50 pounds of fat. This fat loss has significantly improved the rich quality of my life.

I'd like to share a few words of experience and encouragement with you to help you on …

Don't be so future-focused that you miss the lessons and joy of today's trials.

Joshua

Today's guest recently had extensive shoulder surgery done and he saved thousands by choosing to have the surgery in Mexico rather than the USA. We …

Today, we do Friday Q&A:

• 00:00 Should I quit my job while I look for a business to buy or wait until I find one?
• 13:00 How should I go about …

On today's Friday Q&A, we cover:

• 1:45 The value of a sabbatical
• 17:45 Homeschooling vs. private schools
• 46:30 Modern Portfolio Theory

Enjoy!

…

In light of the previous show, I've received many questions about scanning all my books. Here's a replay of the show where I explain what I've done and why.

Joshua

Reading can provide you with all of the knowledge you need to crush some very large goals in a very short time.

But you need to know how to read …

Listen to the show.

Joshua

If you were discharged from the military for cocaine use, would you be able to seamlessly move into a $600,000/year job?

If not, you should consider …

Can you imagine starting a business when you've been laid off from a job and you have many young children in the house? My guest today, Tim Schmoyer, has done just that. And he has prospered through the process.

Joshua

1:00 Would you like to come to a 3-day seminar with fellow listeners? 10:11 How can I prepare for healthcare risk? 24:50 How do I calculate the …

My guest on today's show moved from India to the USA as a young man. Starting with no money, he became financially independent in about 12 years.

In today's interview we dig into the strategies and tactics that worked …

In today's show, I have a special story for you of how my friend Anatole built a great life for himself, even though everyone hated him.

Enjoy!

Joshua

Today, we finish out the 3-part series on preparing for layoffs in the coming recession.

Today's show will be useful to you, even if you just got …

Yesterday, we talked about ways to avoid losing your job in the coming recession. But obviously there are factors beyond your control which might …

Originally released May 13, 2015. And just as important today.

-------------------------------------------

For most of us, our jobs are the economic engine that drive every aspect of our financial plan. One of the worst …

It's official: the Yield Curve on US Debt is inverted. That's a pretty good indicator that recession is in our future.

So, today I want to tell you how to prepare for the coming recession.

Enjoy! And do.

Joshua

1:30 How does Joshua use YNAB on a daily basis? 17:30 How has the pursuit of privacy cost you? 30:30 Should I have kept my inherited property as …

I'd like to invite you to meet up with me on Tuesday, September 3 in Washington, DC, USA. If you'd like to connect, please email me and I'll give you all the details.

Email me: joshua at radical personal finance dot com.

It seems like many of the prominent voices in the FIRE movement are single individuals or childless couples. But many of us have children or want to have children. Does that mean that we will fail in our attempts to …

We live in interesting times. It seems that most of us could list off several things that our government does with our tax money that we find …

A listener wrote in and essentially asked, "Why is Joshua so anti-tax?" So, I thought I'd give that question a crack for you.

Joshua

I want you to use more cash so you can get richer, faster.

Joshua

I want you to understand the basic problem with debt so that you'll be prepared to avoid it.

Joshua

I've talked a lot about education over the years...in this episode I'll tell you what we're doing with our children and talk about some philosophies that have been influential on me. And I'll tell you what I got wrong …

There is a natural symbiosis between prepping and mainstream financial planning. Here's why.

Joshua

A key to life change is behavior modification. And mental money games can help you get there.

Joshua

Ask your average financial advisor how to invest for your children's future and he'll likely start pulling out brochures for a 529 plan.

…

It's Friday! That means live Q&A.

Enjoy!

Joshua

Today we discuss Qualified Opportunity Zones, a legitimately new way for you to potentially save on capital gains taxes.

Joshua

• Map of designated …

There is an important piece of legislation that has passed the House of Representatives and is being considered in the Senate. It's technically known as H.R. 1994 "Setting Every Community Up for Retirement Enhancement …

How do you balance the Costs of Living with your Quality of Life when you're thinking about moving out of your home country?

Let's discuss!

Joshua

In order to build wealth over your lifetime you need to #InvestWisely. But, how? How do you do it? What should you invest in?

Today, we discuss that …

I think a pop up tent camper is an ideal compromise for family vacation travel.

In this show, I tell you why.

Joshua

1:30 What is the fiscal future of the USA in light of the Democratic candidates' debate this week?

19:12 How could I do financial coaching for the …

Friday Q&A today!

• 1:54 Should I sell my cryptocurrency to pay off my IRS debt?
• 10:30 How should I readjust my investments to plan for future …

If you care about asset protection planning, there's hardly any reason for you to own an asset in your own name. So, you'll have to get used to titling asset in slightly different ways.

Today, I teach you why and how.

…

When I ask people about their goals, about 80% of people tell me they want to travel when they retire. And yet, very few people actually follow …

In today's show, I'm going to teach you how an average guy can build a $165,000,000 estate by choosing not to retire. And I'll tell you a bunch of …

This is one of the most important questions you can think about. And don't be scared to change your answers as you learn and grow.

Joshua

A listener has a car with a blown transmission and is trying to decide whether to repair it or replace it. Here's my advice!

Joshua

It's Friday! Today, we discuss:

• Taking the Foreign Earned Income Exclusion
• How Should You Think About FIREing Yourself From A Big-Money Job

Joshua

Here's the link: https://mobile.twitter.com/USATODAY/status/1125891810595954688

Read the conversation and form your own opinions.

Joshua

Today, I tell you the story of the Accidental Millionaire and a few lessons for both of us.

Enjoy!

Joshua

It's Friday! Today we discuss:

• International healthcare options
• Avoiding wealth taxes
• Second passports for children
• And more!

Joshua

Wages provide you with the financial fuel you need to build wealth. So it absolutely stinks when those wages are sucked up by your creditors in wage …

One of the most fundamental decisions you can make in life is to marry or not to marry. If you marry, your life, your budget, and your career will look dramatically different than a peer who remains unmarried.

Marriage …

If you're a US citizen who earns $500,000 or more, who is not willing to renounce your US citizenship, and who is involved in business and investing, …

On Fridays we do Q&A! Today:

1:20 How can I effectively move from New York to Florida in order to end my tax residency? 17:20 What should I do …

Today, I'll teach you how a 25-year-old $100,000-earner could increase their estate by $90,000,000 by simply moving outside of the United States.

…

One of the most effective things you can do when trying to figure out how to build wealth is to find ways to save big money. Fast. And since …

Today, we continue our Asset Protection Planning series with a deep look at the Personal Property Exemptions. I've never heard asset protection planners give much attention to the Personal Property Exemptions. But …

As I recently finished my course on "How to Survive and Thrive During the Coming Economic Crisis," I was struck with how simple and feasible the …

1:20 Should I change my whole life insurance policy because my income is going down? 18:40 Why do you think Walmart has done more good for poor …

Yesterday, I released to you a discussion on the Federal Debt in the United States. That show should be your introduction to this problem.

But in …

We face a massive problem in the United States right now. Put simply:

• We are borrowing more money than ever before.
• There's no plan for us to borrow …

Today, we continue the Asset Protection series with an in-depth look at health and education accounts. Specifically, we cover:

• Health Savings …

1:45 - Is it moral to support the current capitalist system of economics?

32:20 - How can I figure out how much umbrella liability insurance to …

1:00 - Should I roll my 401(k) over to my new job or into an IRA?

11:30 - How should I prepare for a meeting with an estate planning attorney?

17:55 …

The future will be one of the following: 1. Same as now or better 2. Similar to a recession 3. Similar to a depression 4. Similar to mad max 5. Void …

2:00 - Life insurance advice for a recently married husband 6:15 - How can I make a back-door Roth contribution without being subject to the pro rata …

In this episode of the Asset Protection Series, we do a deep-dive into annuities. Entry-level stuff at the beginning and some extra, hard-core bonuses at the end.

Joshua

1:20 - How Can I Invest in Distressed Mortgage Notes Inside my Roth IRA? 8:05 - Should I Pursue a Chartered Financial Analyst Credential for My Own …

This is a recording of an interview I gave for "In The Rabbit Hole."

ITRH: E272: The Truth About Money and Preparedness

Originally published: …

1:25 - I just got married. What financial planning should I do now?

39:35 - My employer offers a 401(k) with no match. Should I participate?

55:35 - …

In Episode 616, I argued the point that if missing one paycheck is a problem for you, you're behaving stupidly. My guest on today's show took umbrage with my commentary on Twitter. So invited her on to discuss!

Enjoy,

…

Chris Moody and I have both spent the last 6 months traveling the width and breadth of the United States with an eye toward understanding the current …

1:45 - How can I give nice gift to people who are poorer than I am without creating a power imbalance?

15:20 - Can I contribute my salary into a 401(k) plan for my wife in order to maximize our retirement account …

Stop behaving stupidly with your money.

• NPR story: …

Today, I share my advice for young men on how they can find an excellent wife. In short, you must become an excellent man. That's the task. Here are some ideas on how.

Joshua

Just a few thoughts to encourage you as we shut down for the Christmas break. May you have an opportunity to be encouraged and to encourage another person who is close to you.

Your voice matters.

Love you,

Joshua

2:00 - Should we pay off our mortgage or invest?

9:50 - Should I put more money into one of my child's 529 plans in order to help them on their …

1:30-Should I dollar cost average into my Roth IRA or wait for a market downturn?

6:00-How can I get money to my child so they can make a Roth IRA …

2:45 - If you move from one state to another, do you have to start all over with your asset protection plan? 15:30 - How frequently does a state change its laws that relate to asset protection planning? 21:30 - What is …

605-Asset Protection Planning for Mere Mortals - Part 4 - Understanding the Litigation Process and Vectors of Financial Attack

It's Friday! That means live Q&A:

• Healthcare Sharing Ministries and Their Maximum Limits
• Health Savings Accounts and HCSMs
• What To Do With An …

In this episode of the podcast we tackle these two questions:

• Is it legal to engage in asset protection planning?
• Is it moral to engage in asset …

I love the topic of asset protection planning. It's super interesting to me.

But my observation is, like most topics, people involved in the business …

Here's the complete answer that you need to know if you should pay off debt or invest.

• Sign up for my Credit Card Course: How to Borrow Money Safely …

As many U.S. Americans engage in vigorous political debate today and follow with their vote, I want to share a story with you that I hope will help …

Audio is pulled from: https://youtu.be/uj8f7ycnUtU

Audio taken from: https://youtu.be/uj8f7ycnUtU

John Taylor Gatto has died. My voice has also died. So rather than leaving you bereft of new shows, I decided to share a few Gatto files to encourage …

On this episode we welcome Matt Miner back to the show. Matt previously came on the show to discuss whether going back to graduate school is a good …

Original article: https://www.charliedaniels.com/soap-box?b_id=4382&pg=1

I missed several of my students' questions on the previous credit card Q&A show. So today, I wrap them up. Enjoy!

Joshua

• Buy the course here: …

It's Friday! That means it's Q&A time. Today we cover:

• If I have no credit (because I haven't borrowed money in >25 years) should I work on …

The Lifestyles of the Rich and Famous might make good TV  but it's the Lifestyles of the Frugal and Obscure that makes for wealthy people who keep …

What do you think would happen to a mother of 12 who was widowed at a fairly young age and whose husband didn't have any life insurance? Could she …

Today we tackle:

• How do I get new credit cards when I've already maxed out my limits?
• Should I refinance my mortgage over onto my credit cards so I …

There are people who should never, ever, have a credit card. And of course they shouldn't buy my new course "How to Borrow Money Safely and Never Pay …

Credit Cards can be really useful. But contrary to popular opinion, they're not the most useful when you're broke. They're more useful when you have …

One of the most under-appreciated aspects of credit cards is the significant privacy they can afford you. Listen to the show for details.

Remember, please sign up for my new credit card course: …

One of the most useful aspects of credit cards is how safe the debt is when compared to other forms of debt. Enjoy this excerpt from my brand new …

Today, we do a special (and really good) live Q&A exclusively on the topic of credit cards. We cover:

• Should I Close My Old Credit Cards Before …

Hurricane Katrina taught us a huge number of important lessons. In today's show, we listen to the account of a survivor.

Forum thread: https://www.zombiehunters.org/forum/viewtopic.php?f=32&t=16627

Today we have a mega, 2-hour Q&A show. We cover a bunch of really interesting questions:

• How Do We Follow the Guidelines from The Richest Man in …

Friday Q&A:

• Getting Health Insurance after Divorce
• Opportunities When Moving Cross-Country
• Should I Keep My House in New Orleans as a Rental …

Audio was from: https://www.intherabbithole.com/e257/

The app is called "Soulver." https://www.acqualia.com/soulver/

Articles referenced:

• https://www.wweek.com/portland/article-1616-rubbish.html-2
• …

Many people automatically assume that working from home is the best possible way to work. But is it really?

In today's show, I share how and why I scanned my entire library in preparation for my current travels.

Enjoy!

Joshua

Enjoy the story of this family's quite radical approach to a family "vacation."

Joshua

Not much has changed in 35 years...we still have to do the same calculation.

Joshua

We've been living full-time in our 30-foot travel trailer for an entire month now.

In today's show, I share with you what's been working, what's …

Part 5 of a 5-part series called, "You Don't Have to Be Smart to Become Financially Independent...But You Can't Be Stupid."

Today we discuss your lifestyle.

Joshua

Part 4 of a 5-part series called, "You Don't Have to Be Smart to Become Financially Independent...But You Can't Be Stupid."

Today we discuss avoiding catastrophe.

Joshua

Part 3 of a 5-part series called, "You Don't Have to Be Smart to Become Financially Independent...But You Can't Be Stupid."

Today we discuss your investments.

Joshua

Part 2 of a 5-part series called, "You Don't Have to Be Smart to Become Financially Independent...But You Can't Be Stupid."

Today we cover your expenses.

Joshua

In Part 1 of this interview (Episode 566), you met Scott & Susan, a couple who accidentally retired in their 30s and has spent the last two decades traveling the world in a sailboat and the US in a motorhome.

In …

On today's show, I bring you an interview with Scott and Susan. I think of them as "accidental early retirees."

About two decades ago they bought a sailboat, intending to travel for a year. They wound up spending a …

Part 1 of a 5-part series called, "You Don't Have to Be Smart to Become Financially Independent...But You Can't Be Stupid."

Today we cover your income.

Joshua

It's Friday! On today's Q&A show we cover:

• Rental House vs. Personal House
• What Type of Retirement Plan for a Small Business
• Stocks vs. Real …

There are many, many successful, educated, high-earning people who are making unusual life decisions. My guests on today's show are following that …

Part 5 of our 5-part series on radical housing ideas.

Joshua

Part 4 of our 5-part series on radical housing ideas.

Joshua

Part 3 of our 5-part series on radical housing ideas.

Joshua

Part 2 of our 5-part series on radical housing.

Joshua

Today, we begin part 1 of a 5-part series on housing ideas.

Enjoy!

Joshua

It's Friday! That means live Q&A! Today we cover:

• A Financial Independence Checkup
• Investing in Private Businesses
• How to Do Productive Work …

Today is July 4, Independence Day, in the United States.

Let's celebrate by actually behaving independently and rejecting the practice of lying.

…

You already have an unalienable right to liberty. Now act like it and stop selling yourself back into slavery. Please!

Joshua

It's Friday! And Q&A is back! (From the road, no less.)

Today, we discuss:

• Careers in Financial Advice
• Should I Convert My IRA to a Roth
• What …

I'm very happy to be podcasting to you today from the road! We have officially hit the road and are on our trip.

The last two weeks have been a …

My life has been quite unique and frothy in the last week or so. Here are some tools I use to maintain financial peace in the midst of the turmoil.

…

I encourage you to carefully consider the ROI you're getting on the money and time you and your children are investing into their education. Is it …

You probably have an adventure goal locked up inside of you. Most people do. And you probably have put it off because you see no way to accomplish it.

Today, let me give you some ideas about how you can accomplish it …

It's Friday! That means Q&A. Today, we cover:

• Am I Financially Independent?
• Should I Switch Life Insurance Agents?
• Should I Sell Investments and …

Calculate your daily cost of living. Then analyze it.

Joshua

• Please support RPF on Patreon: www.radicalpersonalfinance.com/patron

In life, you'll always find that it's cheaper to feed the meter than to pay the ticket. Be proactive.

Joshua

• Please support RPF on Patreon. …

Dr. Gary North has dedicated 10 hours per week for the last 40+ years to the task of investigating what the Bible has to say about economics.

In the process, he has written a verse-by-verse commentary of the entirety of …

I have a listener who wrote to me and asked me how they can increase their income when it's been decimated by a cancer diagnosis.

I do my best to …

Today we do live Q&A on career-related questions. Listen to the show and, if you think I give decent advice, sign up for my new Career & Income course here: http://www.radicalpersonalfinance.com/increaseincome …

Today, a few quick announcements and a discussion of how I went from confident and focused to frazzled and weak in about 3 hours...because I logged …

On today's show, I talk to you about your income goals. Specifically, I lay out some sample budgets given various incomes and discuss with you the …

Many people think that saving more money is going to mean they have to live like a pauper. But it doesn't have to be like that. There is another way...a way to save more money and live a fancier lifestyle at the same …

I'm back!

More soon,

Joshua

I recently worked with a consulting client who had this problem: because of a previous (serious) cancer diagnosis, he is unable to qualify for life …

Today on Radical Personal Finance, we celebrate Tax Day in the United States (April 17, 2018).

As we all reflect on the actions of the government we US Americans have just supported with our tax money, I thought it …

On Episode 466 of Radical Personal Finance, I discussed the idea of the US Government's certain default on its stated obligations and commitments by …

It's Friday! Today we discuss:

• Should I use an HSA account to pay for my medical expenses?
• What tools can I use to figure out a new career after …

In honor of the 50th anniversary of Dr. Martin Luther King's death on April 4, 1968, I thought you might enjoy hearing some of the audio from his last public sermon. This talk is entitled "The Drum Major Instinct."

This …

Today, a prelude to a discussion of how to lease a car. In this show we discuss a rational analysis of new car vs. used cars.

Enjoy,

Joshua

• Please …

It's Friday and it's time for a live Q&A show! If you'd like to call in next week, please sign up here: www.radicalpersonalfinance.com/patron

…

On today's show we go back 250 years to see what lessons for wealth we can learn from Benjamin Franklin. This show is an audio recording of …

It's Friday! Today I'm interacting with your comments on recent episodes of the show.

We discuss:

• Correcting an error on real estate basis
• Radical …

This show rounds out some friendly advice to help any interested listener who wants to put together a well-equipped home armory to do so in a …

It's Friday! Today we cover:

• AirBnB Business Deductions
• Deductibility of Losses on a Personal Rental
• How to Get Great Podcast Guests

If you'd like …

Today, some ideas on how to save money by spending a little more than strictly necessary to insulate yourself from unnecessary temptation.

Joshua

• …

It's Friday! That means Q&A! Today, we cover:

• How to establish a will and trust when you plan to be living internationally for an extended …

Guns are great investments.

Well, perhaps I should say that it's possible for guns to be great investments...and at the worst, they are a decent …

Friday Q&A today! We cover:

• How can I protect myself from the risk of disability without getting disability insurance?
• How can I make sure that …

This is the audio recording of an essay published in the Fall of 1993 in The Public Interest magazine. The essay is titled: "A Nation of Cowards" by Jeffrey Snyder.

You can access a text version of this essay here: …

The tagline of RPF is "...living a rich life now..." But it's hard to LIVE a rich life if you're dead. So I'd like to help you--and others--have a higher potential of staying alive.

I have looked and looked for …

As a--ahem--more practical follow-up to yesterday, here is my advice for a listener on how to buy a used car.

Joshua

• Please support RPF on Patreon: …

Flipping through my feed and I cannot believe what you just did. You idiot!

Joshua

• Please support RPF on Patreon: …

“The philosopher Diogenes was eating bread and lentils for supper. He was seen by the philosopher Aristippus, who lived comfortably by flattering …

Today we answer this question: "I have accumulated $6,000 in credit card debt from a period of unemployment; should I use some of the $10,000 I have …

If you want happy-go-lucky, unicorns-and-balloons-in-the-sky Joshua, skip today's show.

If you want angry Joshua to opine on his disgust with the US …

Love isn't primarily a feeling. Love is an action. Love does.

You can show love with money in many ways, but a massively powerful way is by giving.

…

I thought you might be interested in some behind-the-scenes discussion of how we recently bought our rig for an intended full-timing RV trip around …

Mrs. RPF and I are excited to announce some of our plans for a nation-wide tour during 2018.

Details in the show!

Joshua

In today's show I'm going to teach you one simple technique that will help you get more stuff for free.

Try it and see!

Joshua

• Please support …

Feeding yourself (and especially children!) on the road can utterly destroy your budget.

Here are some tips and tricks I've learned that will be …

This is an essay that has been deeply influential on my life. I hope you find it insightful and thought-provoking. "Isaiah's Job" by Albert Jay Nock …

Money is important. But it's not #1.

Joshua

• On the Importance of Putting First Things First by JD Roth
• Support RPF on Patreon: …

Social Peer Pressure is significant. And it affects most of us with regard to our spending.

Here are three strategies I think through when …

It's Friday! That means we do live Q&A. Today:

• Should I Front-Load my 401(k) Contributions?
• Should I Fire My Financial Advisor For Lack of Value?

Your financial tracking system is there to serve you. Make sure it's serving you effectively. Here's how!

Joshua

p.s., I use YNAB. Sign up for a free trial here: www.radicalpersonalfinance.com/YNAB

Also please support …

One of the simplest and most effective tools you can employ to help you save money on the things you buy is a price book. In today's show, I share …

It's Friday! That means Q&A time. Today we cover:

• Should I Use my 401(k) Money to Invest in Real Estate with a Self-Directed IRA
• What Questions …

Today:

1. Which expenses matter the most?
2. The value of variable expenses instead of fixed expenses.
3. The importance of developing skill and resilience.

You need to know.

Joshua

• www.RadicalPersonalFinance.com/YNAB
• www.RadicalPersonalFinance.com.patron

Today we cover the three basic methods to save money:

1. Buy it cheaper
2. Make it last longer
3. Use it less

Any one of these strategies is useful. But the …

It's Friday! And it's time for Q&A. Today we cover:

• Should I Move From My Apartment and Buy a House in the Suburbs
• How do I Set Up a Solo 401(k) …

Here's today's end-of-year wrapup for 2017!

• Joshua's thoughts on tax reform...
• ...and bitcoin...
• ...and your financial tracking systems for 2018...
• …

(My interview starts at 7:30 into the show.)

I recently gave an interview to the Complete Privacy and Security Podcast on the topic of financial privacy. I think it was a really good interview.

This interview was …

Today, I'd like to interrupt the personal finance content with a show on podcasting. After recording over 500 episodes of Radical Personal Finance, I feel like I have some valuable lessons to share with other podcasters …

If you enjoy learning how common financial instruments can be used to achieve incredible results, you'll enjoy this show.

Joshua

Today I have a replay for you of Episode 121. This episode was originally released December 17, 2014 and the information should be as relevant today …

I really hate it when I see people bullied. And I especially hate to see debtors bullied by unethical debt collectors.

In today's show I share with …

Today's episode is an interview I gave for the "In The Rabbit Hole" urban survival podcast.

This episode was first released October 30, 2017 here: …

Today we continue our discussion of how you can achieve financial freedom in 10 years or less with an analysis of a business I thought my way through recently: that of working as a mobile RV repairman/mechanic.

I think …

I've had today's show in my head for the last few weeks as I've watched Hollywood--and the world--rocked day by day with allegation after allegation …

I'm working on some back-office work this week and hustling to finish delivering the Radical Personal Finance Guide to Career and Income Planning …

Today's show is very special. Together, we celebrate 500 episodes together! The show is centered on your voices and your feedback.

This is a very …

Lots of people wind up living in their cars out of extreme financial stress. But today, I'm going to share with you a few of my strategies for living in your car for fun.

I've never lived in my car for a long period of …

I recently took a friend of mine (who is super broke) through a grocery store and shared with him some of my strategies to fill your tummy when …

After reading hundreds of listener emails this week, I've become very clear on the #1 mistake of the Radical Personal Finance audience.

Here's my attempt to help.

Joshua

No, that title isn't clickbait. There really is risk created by paying off debt too quickly.

Details in the show.

Joshua

Today, we handle this interesting question from a listener:

"In talking about Samaritan to a pastor-friend he threw out the scenario that your middle …

Erin writes in and says: "I love listening to your podcast- I know you've had a few episodes recently in reaction to current events. As a resident of …

Fun question today for our Friday episode...comes in from Chris:

Joshua,

Looking to see if you have any insight on emotional/psychological decisions …

I thought about simply calling today's show, "On Hammers." You pick the title you prefer...but recognize the truth: tools are tools and their …

Today's show rounds out a special series of live Q&A shows. Today we cover:

• 1:20 Should I put more money into my retirement plan or buy a house?

I've been doing a live Q&A series...today we cover these:

• 1:24 - Can I Pay for My Seminary Degree with Early Distributions from a Retirement …

As we all watch and process the mass shooting in Las Vegas this weekend, I thought it would be appropriate to share a few lessons learned. I always …

I'm hosting a special Q&A series this week which is open to the entire listening audience.

Today we tackle:

• What Should I Do With a Large Bonus?

On Friday's, we do Q&A for our Patrons! Today, we cover:

• Should I Use a Whole Life Insurance Policy as My Retirement Bridge?
• Should I …

I feel like I owe it to you to keep you semi-current on the state of tax policy in the USA. But, it's too early to have any serious details about the …

Today's question involves a generous financial gift from an in-law. How should this listener handle it to make sure it's a blessing and not a curse?

…

I'm just wrapping up a week and I've been off the mic for all of it due to being sick.

Wanted to share with you a short motivational monologue to …

I've been sick most of the past week and am especially struggling with my throat/voice. When Joshua no speak, RPF no happen. (And of course that's a good reminder of the value of disability planning!)

So, in light of …

Today we tackle the Equifax security breach. This is the most damaging release of personal information ever. And you need to take it seriously.

You must assume that you have been affected. At this point, I see no reason …

I was inspired to do this show by watching a recent conversation thread in the RPF Facebook Group about where to store your emergency fund.

I thought it'd be fun to share with you the things I think about with regard to …

Hey Radicals!

Thank you to so many of you who have inquired of our health and safety following Hurricane Irma.

Here's my personal report for you!

…

I've been busy today preparing for Hurricane Irma here at the Radical Personal Finance Global Headquarters.

At the moment, the National Hurricane Center forecasts the eye of the storm to pass squarely over HQ. So, I …

It's Friday! On Fridays we do a live Q&A show. Today we cover:

• (2:30) What Should a New Expatriate Do With Their Investment Money?
• (18:30) What …

Whenever there's a natural disaster, we have various articles on price gouging's lamentability, to wit, its harmfulness and illegality.

But, is it …

I've been watching the #HoustonFloods this weekend and considering the lessons I can learn for my own disaster planning.

Today, I share some useful …

Yesterday I was watching the solar eclipse (up north in the 100% band) and I happened to have breakfast with an expediter.

Not sure what that is?

…

Time for Friday Q&A! If you'd like to join for a future show, sign up here: www.radicalpersonalfinance.com/patron

Today, we cover:

• 2:00 Should I …

As I celebrate the opening of the registration page for the beta launch of the new Radical Personal Finance Guide to Career & Income Planning, I intend to share with you a few simple lessons related to career and …

I've had a tough summer. I have nothing to complain about. I've been richly blessed and, in almost every way outside of Radical Personal Finance, life has been sweet. But, RPF hasn't been so great for me. And, if it …

On Fridays we do a live Q&A which is open to Patrons of the show. Become a Patron at www.RadicalPersonalFinance.com/patron

Today we cover:

• Can I …

On Fridays, I host a Q&A call. Patrons of the show are invited to call in and ask any question they want!

Today, we cover:

• (1:57) What's the …

There's been an interesting switch in the world of personal finance wherein some people are building financial plans based on extremely low spending projections. In essence, some people assume that if they can live on …

Welcome to another Friday Q&A Show! Today, we cover:

• Is It Legit That You Can Find Missing Money That's Still Unclaimed
• Should I Take Free …

Friday Q&A is back! Today:

• How does an LLC Protect My Liability and Help Me Save on Tax?
• How Can I Lower My Tax Bill on the Sale of My House?

…

I've long struggled to know how to advise people with regard to debt. On the one hand, the use of debt can dramatically increase the financial returns of an investment. On the other hand, debt can have a dramatic …

I've alluded to my long-term guess that the US Government will default on many of its current promises.

But, I've never really supported that …

I've never invested in raw land. My #1 reason? Since raw land has no utility, there's no way to pull income from it. And at this stage of my life, I …

Today's episode is Part 2 of a mini-series on the seasons of life.

The world of work is changing rapidly. We find ourselves pressed on all sides to do more work and different work.

And yet in personal finance circles, …

Poverty is hard. Money helps to make life less hard. But, in our modern world, it's hard to figure out how much money is enough.

As you go through …

Today I have an interview for you with Ben Higgenbotham, a funeral director who's also well in tune with the Radical Personal Finance philosophy. He's here today to share the inside scoop on how to effectively work …

What do dentists who shoot lions, publicists who make jokes in poor taste on Twitter and Indiana pizza makers have in common? Their lives were suddenly and irrevocably changed for the worst while doing something that …

I frequently get this question: "Joshua, what should I invest my money in?"

Well, that's a hard question to answer. I'm not you, so how should I know?

Many people are far too free with their personal financial information. This can be very dangerous.

You cannot expect your financial advisor to keep your personal information private, secret, and secure.

You've got to …

I'm not sure how to explain this one to you via text...perhaps it's just better if you hit play and listen!

:)

Joshua

I'm a big fan of Cal Newport's work and I stumbled across this TEDx talk that he gave on the topic of social media.

Consider his points and see how they might relate to your personal social media usage.

It'd be a shame …

Hey Radicals!

Today's show is a little audio ramble among friends to tell you that my wife and I are celebrating the birth of a new little baby boy!

…

Rounding out our theme this week of how to survive and thrive during police encounters so that you are not arrested and imprisoned, I bring you an …

This is the audio from a presentation at the CATO Institute by Law Professors James Duane and Randy Barnett. (original video: …

I urge you to make the time to listen to this presentation about why you should not talk to the police, no matter your guilt or innocence in any …

If you get arrested, you can kiss anywhere from thousands to hundreds of thousands of dollars good-bye.

You need insurance against that eventuality.

…

My guest today is Dr. Marilyn Brodeur, founder of the Infant Dental Center in Corpus Christi, Texas.

Marilyn reached out to me after hearing my response to a caller in Episode 417 who was struggling with a decision of …

I don't have a new, original show for you today. But, I do have this interview that I gave last year on Everything Financial Radio! My segment of the …

It's Friday! That means Q&A:

• Where Should a 48-Year-Old Focus Financially for Retirement?
• Should I Sell a Stock that Makes Up 25% of My Net …

Today we tackle the Rule of 72 with a quick explanation of what it is and why it's useful to you.

The Millionaire Next Door Wealth Index:

"Multiply your age times your realized pretax annual household income from all sources except inheritances. …

About once a week, I get an email asking me for my opinion on network marketing opportunities. So, today, here is my opinion and advice for you!

…

Here's a great Monday-morning sermon by ETtheHipHopPreacher to kick off your work week. Thank God it's Monday!

Original video: https://youtu.be/5fsm-QbN9r8

We do a live Q&A show on Fridays. Today we cover:

• How Do You Help Young People Engage in Goalsetting?
• How Much Debt Is Too Much on Rental …

I've often made comments like, "Your 401(k) won't make you rich." Or, "People Don't Get Rich Because they Invested in Their 401(k)."

A listener recently asked for clarification on that statement. I thought it was so …

A little while back I gave this interview for Joe Fairless on his show, "Best Real Estate Advice Ever." We focused on the intersection between personal finance and professional financial advice. Enjoy!

Joshua

…

Today, please enjoy this recording of my appearance on Episode 107 of the Sound Retirement Planning Podcast with Jason Parker!

This show was recorded in Q4 of 2016.

…

I see lots and lots of people talking about the idea of "passive income." Everywhere I look, I hear people talking about passive income and why it's so great!

But, I've heard very few people define the concept and …

It's Friday! On today's Live Q&A show we cover:

• Should I sell the house we just moved out of?
• How Do I Figure Out If I Should Fire My Financial …

Today, we cover this question:

Joshua,

My husband and I love your show and would LOVE IT if you could help us answer a question from your …

Today's show comes by inspiration of this listener question: "Joshua, will you please send me a link to the best show on your website for a woman wanting to convince her husband that they can make it financially if she …

I've really got a great show for you today. It's one that brings together so many things that I love talking about! Travel with Family, Entrepreneurship, Marketing, Financial Independence, and more!

My guest is Anthony …

It's tax-time! That means that you face a problem: how should you do your taxes? Should you print off the 1040 form from the internet and fill it in …

It's Friday! That means it's time for a live Q&A show.

Today we handle two questions:

• How Can a 13-Year-Old Young Man Get His Start as a …

Today's show is dedicated to marketing. I focus on answering a specific question about podcast marketing, but I do share a number of tips that are applicable on a broader basis.

Here's the question:

Hi Joshua, I was …

I wasn't quite sure how I should approach today's book review of Tony Robbins new money book, so I asked the Radical Personal Finance Facebook group.

I recently completed a brief demographic survey of the Radical Personal Finance audience. I learned a ton about who you are! I thought it would be …

On episode 425 of the podcast I interviewed Mr. Money Mustache. That episode was not intended to be an introduction to his teaching or his philosophy; rather, it was a human interest discussion with the man himself.

…

Hey Radicals!

We're quickly coming up on Episode 500 of the show. To celebrate, I'd like to do a special show, exclusively featuring your stories. 1. Will you please record a quick 2- or 3-minute audio message telling …

I'm traveling today and unable to record. Enjoy my recent interview on the Richer Soul podcast!

…

I learned about business and money during my six years working as a financial advisor than at any other time period in my life.

Today I'm kicking off a series sharing some of the lessons that have most deeply impacted …

It's Friday. Pay attention. That means the weekend is here. Have you planned and scripted it out for maximum results? Do it.

Love you,

Talk next …

My guest today is a lady named Ruby. We met at Camp Mustache SE 2017 a couple of months back and I got to hear her immigrant story! She and her husband are both recent immigrants to the United States and they are …

I've been thinking about computer and data security this weekend and I decided to run with that theme for today's show. I've compiled a simple list of 18 tips for you to enhance your financial security and financial …

My guest today is Gwen, writer at www.FieryMillenials.com She is a hardcore saver who is working her tail off to reach financial independence and to …

Today I answer this listener question:

Hi Joshua, I am a 22 year old recent college graduate. I have since landed a job and have been working for …

Today, I answer this question from a listener:

Joshua- Fan of the show and a Naval Officer. I have some questions on overall investing strategy.  I have close to 17 years in the Navy and will likely retire at 20 with a …