Plan Your Federal Retirement Podcast

I receive a FERS disability pension, with less than 10 years service. My minimum retirement age by year of birth is 57, but I only have 8.5 years of service, my urgent age is 59, and I also receive my prior military …

Listen to this week’s recap episode with Sierra Steele and learn everything you need to know about Medicare and Federal Employees Health Benefits.

https://bit.ly/3FZPhQy

What coverage do you have, and what coverage do you actually need?
Join Micah and Tammy in this episode, where they explain everything you need to know about Medicare and Federal Employees Health Benefits, providing you …

I absolutely loved the episode on what you cannot do in the TSP. Naturally, it brought up other questions in my mind. Before I got smart in 2019 and …

Listen to this week’s recap episode with Sierra Steele and learn about the most common things clients miss when talking with Financial Planners.

https://bit.ly/3MAEL5T

https://bit.ly/46N9Xae

should I delay my social security and let my wife draw it until my FRA?  I planned on drawing at 62 anyways.  I am retired navy and invest in TSP, …

Listen to 'Follow Up Friday - Year End Tax Planning' and get proactive about your finances and tax planning.

https://bit.ly/4730jjv

As the year winds down, it's time to get proactive about your finances and tax planning! 

Join us as we explore strategies to maximize your savings, minimize your tax burden, and tackle your taxes before the last minute …

What happens to a surviving spouse if an employee dies while working, but that employee was also in the process of buying back military time? My husband has 16 years of service as a Civil Service employee (under FERS), …

Learn how to avoid making irreversable mistakes after death and empower yourself with the knowledge you need to plan for a secure future, covered by Sierra Steele.

https://bit.ly/48PDSQH

Don't let irreversible mistakes catch you off guard. Empower yourself with the knowledge you need to plan for a secure future. Let's break down timelines, discuss essential documents like advanced healthcare directives, …

"If I retire after age 62, and supplement my monthly FERS pension by making small withdrawals from my Traditional TSP (assume $2,000/ month), would …

Learn to make informed retirement decisions and secure your financial future with valuable information in regard to your TSP, covered by Sierra Steele.

https://bit.ly/468utlw

Whether you're just starting your career, planning for retirement, or already in retirement, or someone looking to understand TSP better, this enlightening episode with our special guest, Kim Weaver, will help you dive …

I am a Federal retiree and fine with Thrift Savings Plan (TSP) and Federal Employees Group Life Insurance (FEGLI) standard order of precedence beneficiary assignments being spouse, then children in equal shares. I …

Learn why the TSP is such a phenomenal tool for your retirement and find out what you should know about your TSP funding, covered by Sierra Steele.

…

In this episode, host Micah Shilanski and a special guest - JT Ferrin, delve into explaining the meaning of TSP Spillover and the advantageous role …

My husband and I both had careers with the National Park Service. He carried the family insurance for us. He retired in 2021 and did not select me for survivor benefits since I also worked for the federal government. I …

Learn about your options for living abroad in retirement and find out everything you need to keep your benefits, covered by Sierra Steele.

https://bit.ly/45vmhLA

Do you wonder about your options for living abroad in retirement? Are you ready for change but need to know everything you need to keep your benefits? 

In this podcast episode, Joe Curry, CFPⓇ, CHS, joins Micah to delve …

All you need to know about your FERS eligibility.

https://bit.ly/44d4zuU

Learn why the Federal Employee Health Benefits (FEHB) is such an excellent benefit for federal employees, allowing them to keep health insurance into retirement, covered by Sierra Steele.

https://bit.ly/3YAsqnc

In this episode of Plan Your Federal Retirement Podcast, Micah and Jamie discuss the Federal Employee Health Benefits (FEHB) and how it is an excellent benefit for federal employees, allowing them to keep health …

I'm about 10 years out from retirement. I'm wanting to stop putting money into the traditonal tsp and start a roth. Is that doable. Forms?

Here's what you need to know:

https://bit.ly/3DHv40L

Learn what the importance is of understanding the rules and regulations for federal employee retirement, covered by Sierra Steele.

…

Are you a federal employee planning for retirement? Do you know that negative outcomes can be prevented if only you know how to find the correct information and understand all the pieces of the Federal Retirement …

Everything you need to know about your unused sick in retirement.

https://bit.ly/3Oc3T48

How do you know what to have in savings? Learn all about great tips on how to organize your savings and what your goal should be, covered by Sierra …

How many months’ worth of living expenses do you need to have saved up and why? Do you have emergency (911 account) reserves? These questions bother a lot of people. But, the fundamental question for each of us is: What …

What you need to know about the earnings test for FERS Supplement and earned income.

https://bit.ly/3pJI1ng

Does everybody have the right to a FERS Supplement? Learn all about who will receive it and what you need to do and watch out for, covered by Sierra Steele.

https://bit.ly/444LKe9

The FERS supplement is a great benefit of your FERS retirement package. This supplement is available to federal employees who retire before age 62 and is a substitute for social security. The amount of the supplement …

What do you need to know about any advantages/disadvantages of filling out beneficiary designation forms to restate this assignment? And what are the advantages/disadvantages to naming my Revocable Living Trust (husband …

Learn what's possible and what's not when it comes to your TSP in retirement. Here are the 7 things you can not do in TSP in Retirement, covered by Sierra Steele.

https://bit.ly/3NznF9v

Retirement can be challenging, especially when it comes to managing your finances. One of the biggest mistakes you can make is assuming you can do anything you want with your thrift savings plan (TSP) after retirement. …

I am turning 62 and I am drawing disability FERS . Can I draw social security and FERS together? End will my FERS change when I turn 62?

https://plan-your-federal-retirement.com/fers-and-social-security/

The importance of knowing what lies ahead, what to expect and what steps to take when transitioning to retirement, covered by Sierra Steele.

https://bit.ly/45Mr4cc

You are getting closer to retirement, but specific tasks must be completed to enjoy it thoroughly. You'll need to take care of all paperwork, or at least have copies of everything, a few months before retirement and a …

Important things you need to know about contributions to your ROTH TRSP:

https://bit.ly/3WyCqfy

You've been working and saving and planning for your retirement. And when you retire, you go through a psychological shift from accumulation to …

Important things that you need to know about your Social Security and Medicare in retirement:

https://bit.ly/42xqYmL

The importance of knowing the different streams of income and how to use them, covered by Victoria Kellerman.

https://bit.ly/3nR06z6

Cashflow is the heartbeat of retirement, so you have to know the details of your income streams, the theory, and the reality behind some of your incomes. This way - you can work on your plan. The more we plan and apply, …

Learn how to use your TSP in retirement.

https://bit.ly/3hXxbnh 

The importance of making a financial plan for a great retirement, covered by Victoria Kellerman.

https://bit.ly/3LuIaDs

Setting goals and mapping a strategy - these are the ground rules for taking the action in your hands! No, you don't have to be precise or super …

Are you close to the 10% Pension Bonus?  Did you even know there was a 10% pension bonus?

Here's what you need to know:

http://bit.ly/3KSOpR1

One of the most essential and fundamental questions is choosing the right federal retirement plan!

Do you know how much you should save for your …

Will your FERS Supplement be reduced if you have other earnings?

Here's what you need to know:

http://bit.ly/3KmSLzO

What happens if you make the wrong selection?

http://bit.ly/3KhuMBR

Net vs. Gross income. Which one hits the door of your bank account?  Changes regarding insurance? Life insurance, health insurance...

Any …

I have 31k in my TSP. Is it possible to withdraw the total amount at one time? Here's what you need to know.

http://bit.ly/3JpTgHD

I am new to the whole HSA thing as I had Blue Cross and APWU insurance for the previous 30 years, and I’m not sure I quite understand the benefits of …

Accidents happen, but some come with severe consequences. For example, when covering someone with your HSA that you shouldn't cover, you can face …

Will you be able to keep FEHB into retirement?  Here's what you need to know.

http://bit.ly/3ELK3Yo

Changes the Secure 2.0 brings and what do they mean for the retirees and federal employees, covered by Victoria Kellerman.

http://bit.ly/3KMF7qh

Changes are happening, and questions have been raised! That is why we have a special guest in today's episode - Steven Jarvis, CPA. Micah and Steven will answer the most common question out there these days and clear …

If there's a big Fers retirement Cola increase coming, when is the best time to retire to make sure you get the increase?

http://bit.ly/3YQFQu0

Learn the options for social security benefits if you or your spouse passes away.

You can find more information by clicking here: https://bit.ly/38ryYM7 

The benefits in retirement that Federal Employees have are based on three things:

1. Pension
2. Social Security
3. TSP

To avoid misconceptions about one of …

Do you know the difference between a Postponed retirement and a deferred retirement?  Here's what you should know BEFORE you retire.

…

Learn how your sick leave is used to calculate your retirement benefit and what happens to your annual leave when you retire.

You can find more …

It is crucial to be hyper-intentional when it comes to your retirement!  How big of a change can make your sick leave? And how important is this subject in choosing the best day for your retirement?

In this episode, we …

When you’re eligible to retire and how the benefit is calculated under the FERS retirement system.

 https://bit.ly/39pUPac 

You can find more information by clicking here: https://bit.ly/2Zgjhmv 

Whether you are 30, 50, or 70, a subject that has a hold on you is how to improve your financial situation. How much are you saving, and how can you …

Learn what you need to know about survivor benefits for your spouse.

https://bit.ly/3rb1FFk 

Find out if you should buy back 20 years of military time.

http://bit.ly/3i71H0E

How to use a Thrift Savings Plan (TSP) in retirement.

https://bit.ly/3dPVTGu 

What happens if you make the wrong selection.

http://bit.ly/3VnPL8k

Learn what happens with unused sick leave when you retire.

https://bit.ly/3GgDImx 

Key questions to ask yourself when deciding where to withdraw from during retirement.

https://bit.ly/3NrwW05 

Clarifying the best time to retire.

https://bit.ly/35ZXfKK 

What to know about buying back military time.

http://bit.ly/3OGO18C 

Answering listener questions about the TSP.

http://bit.ly/3i5Ukq6 

What to know about converting TSP dollars.

http://bit.ly/3tKsS3M 

A common mistake that happens when federal employees are calculating their pensions.

http://bit.ly/3EyRjY8 

What to know about ROTH accounts, contribution limits, and more.

https://bit.ly/3yJ8N0Y 

Christian Sakamoto joins the show again today to discuss cash flow and the money you spend in retirement. This is often a topic that isn’t addressed properly, and budgeting typically puts a bad taste in people's mouths, …

How often to review your beneficiaries and estate planning.

https://bit.ly/3DPcBQA 

What to know about the source of your income after you retire.

https://bit.ly/3gKuhDT 

There are a couple of times a year when it’s really important to have clients come in and review things. As we move into the fall/winter season, this is one of those times for both Micah and today’s guest, Christian …

Divorce, survivor benefits, and more. 

https://bit.ly/3eDD4Hf 

What to think about in the first 12 months as a widow/widower.

https://bit.ly/3rNFfe7 

The effects of inaccurate information can be devastating, and there’s a lot of questionable information out there. So, in this episode, Micah and Tammy discuss some important things to be aware of when it comes to a …

Answering a question about converting a TSP to a Roth IRA in the most tax-advantaged way possible.

https://bit.ly/3CrGhme 

The pros and cons of paying off or buying a house using your TSP.

https://bit.ly/3RkEKmi 

Today Micah and Tammy tackle estate planning, a topic that impacts a lot of people, but that we don’t tend to want to review very often. Despite the common reluctance, there are important details that you will need to …

What to know about using retirement benefits to buy a home or pay off a mortgage.

https://bit.ly/3dncjGB 

How the TSP Traditional and ROTH components work.

https://bit.ly/3BG8tkV 

Misdirected advice can often be the most costly advice. So when we get advice, it’s important to hit pause to make sure it makes sense for you. If you’re in a place where you’re weighing the pros and cons of leaving …

How to avoid underestimating retirement income.

https://bit.ly/3qfXGYc 

Discussing the new TSP withdrawal options.

https://bit.ly/3KGqD97 

Christian Sakamoto joins the show again today to help answer some of the top questions we get from people who want to make sure they’re on track for retirement. He will help tackle common misconceptions about being …

How to use a Thrift Savings Plan (TSP) in retirement.

https://bit.ly/3dPVTGu 

How the TSP Traditional and ROTH components work.

https://bit.ly/3wd2sZT 

Have you noticed that the markets are down? Did you know there are some key opportunities to look into when this happens? Well, it just so happens that a phenomenal financial advisor, Christian Sakamoto, is joining the …

What to know about how the FERS supplement works.

https://bit.ly/3QuELE7 

What to know about eligibility for Social Security benefits.

https://bit.ly/38ryYM7 

Sometimes there are misconceptions we have that lead to big mistakes before retirement—and they all stem from one main problem. In this episode, Micah and Tammy discuss some of the biggest pre-retirement mistakes people …

What happens if you have a break in service but want to come back and keep your FEHB.

https://bit.ly/3RWKgNs 

Pros and cons to moving investments around.

https://bit.ly/3aFldxA 

Many people want to move investments into or out of their TSP, and there are a lot of questions surrounding this lately. Listen in as Micah and Tammy bring up some of the most common questions and dive into what you …

The requirements for keeping dependents on your health insurance in retirement.

https://bit.ly/3avlCm4 

Breaking down ROTH contribution options.

https://bit.ly/3yJ8N0Y 

What to know about changing your contributions and whether you can convert your TSP dollars into your ROTH.

You can find all show notes for this …

Key questions to ask yourself when deciding where to withdraw from during retirement.

https://bit.ly/3NrwW05 

When you get the wrong advice about your FERS retirement.

https://bit.ly/3NjHaQg 

Micah and Tammy have been seeing lots of mistakes and missteps happening lately, with more people reaching out to see whether they were wrong or right—and often having to find ways to fix the things that weren’t right. …

The requirements you have to meet as a federal employee to keep health insurance into retirement—and how it works for spouses.

https://bit.ly/39khncx 

Answering your questions about military buy back.

https://bit.ly/3xqpdJV 

The question of whether to buy back military time is something that affects a lot of people. This episode features Christian Sakamoto, a great advisor from our office who has valuable insight to share on this topic. …

Whether you should be contributing to the ROTH TSP account.

https://bit.ly/3lOOW99 

Planning for delays with your first retirement check.

https://bit.ly/3vWWjj3 

How do you achieve retirement dreams and get an income that you can’t outlive in retirement? Micah is flying solo in today’s podcast to answer this …

When you’re eligible to retire and how the benefit is calculated under the FERS retirement system.

 https://bit.ly/39pUPac 

Learn the requirements you have to meet in order to keep FEHB into retirement as a federal employee.

You can find more information by clicking here: https://bit.ly/3sMtXVM 

What you should consider before canceling FEGLI.

https://bit.ly/3vBsHJB 

What to know when deciding who to designate as your TSP beneficiary.

https://bit.ly/3ONyjYP 

What you need to know about HSAs.

You can find more information by clicking here: https://bit.ly/3MqATSw 

Learn whether the FEHB premiums in retirement are deductible.

https://bit.ly/3n3R8M9 

What happens if you make the wrong selection.

https://bit.ly/37sEktc 

How your pension will be taxed in retirement as a Federal Employee.

You can find more information by clicking here: https://bit.ly/3f2jgcM 

Learn what you need to know about taking money from your TSP, how it could impact your taxes, and more.

https://bit.ly/3waFnnU 

What to know about tax planning for FERS employees.

https://bit.ly/3JbZSab 

Learn what to consider before deciding to leave federal service.

https://bit.ly/2WljQMX 

Learn whether you can contribute to a spousal TSP account with your income.

https://bit.ly/3xy6Xfx 

Answering your questions about combining a career in military service with a career in federal civilian employment.

https://bit.ly/3IuBbpn 

Answering your tax questions.

https://bit.ly/3KAhs90 

In this episode, Micah is joined by a special guest who will shed light on some myths and misconceptions that you may be dealing with while doing your taxes this year. Steven Jarvis is a CPA and the cohost of the …

Clarifying the best time to retire.

https://bit.ly/35ZXfKK 

Answering listener questions following Monday's episode.

https://bit.ly/3shziqZ 

When it’s time for that little blue book to arrive, it’s important not to just file it away. Today, Micah and Tammy share what this little book is and how you can use it to review your retirement benefits. You will …

What to know about accrued annual leave and more.

https://bit.ly/35fyGJf 

Answering listener questions to help you better understand long-term care.

https://bit.ly/3rJKJYo 

As people get ready to retire, questions about long-term care often start coming up. Although it may not be the most fun subject, it’s a great one to …

How to know when it's worth it to withdraw your FERS contribution.

https://bit.ly/3rz18P6 

How to plan TOGETHER for a successful retirement.

https://bit.ly/3HdXvn7 

Now that we’re in February, we're going to call this episode "the love episode"—and there’s no love like survivor benefits. So today, Micah and Tammy discuss important planning decisions when it comes to retiring as a …

Learn what effect taking an early retirement could have on your pension income.

https://bit.ly/3rOll2b 

Answering your questions about TSP, Roth conversions, and more.

https://bit.ly/3Kji8jT 

Sometimes we get so caught up on end-of-the-year stuff that things can easily be missed or slip by us if we’re not careful. Tammy and Micah thought …

Learn what happens with unused sick leave when you retire.

https://bit.ly/3GgDImx 

What you need to be thinking about getting done in the new year.

https://bit.ly/3sVvPPO 

It’s a new year, and Tammy and Micah are here to talk about some of the things that have changed, some of the things that might change in 2022, and what you can do to maximize your retirement. They will be going through …

Addressing a common misunderstanding about how lifecycle funds work.

https://bit.ly/3s043kx 

In this episode, Tammy and Micah continue with the insights into TSP series and answer some great questions from active TSP participants. Whether you are deciding at what age to take Social Security, wanting to …

How to change your TSP and what allocations to make when planning for retirement.

https://bit.ly/3GmZuVr 

In this mini-series, Micah and Tammy have been talking about your TSP during a time of volatility and the strategies you can implement to encourage …

Tax planning strategies around required minimum distributions.

https://bit.ly/3CQB98h 

Today, Tammy and Micah continue to address questions they’ve been receiving regarding your TSP and market volatility. In this second part of the …

What you need to know about filing an application for a deferred retirement.

https://bit.ly/3cjObjC 

Thoughts on making changes to your TSP due to the recent market volatility.

https://bit.ly/3kr1Z0i 

How are things going to unfold when it comes to your Thrift Savings Plan (TSP) account? Tammy and Micah have been getting a flood of questions …

Learn the best way to take your Social Security income.

https://bit.ly/3EAICcV 

Answering listener questions about our "controversial" podcast.

https://bit.ly/2Z8RDui 

Right now, the entire world revolves around COVID—even more so with executive orders and rules that are requiring employees to get the vaccine by the …

Learn how to determine your best date to retire.

https://bit.ly/3pzm3RN 

Answering listener questions about Medicare Advantage and retirement.

https://bit.ly/3vdAz2k

At 65, something happens to all of us where we have this forced decision that we have to deal with when it comes to Medicare—and it opens up a few more options. There are a lot of rumors about Medicare that go around …

Planning for delays with your first retirement check.

https://bit.ly/3vWWjj3 

Answering additional questions about Social Security, COLA, and TSP benefits.

https://bit.ly/3umWmnJ 

Today, Micah and Tammy are picking up where they left off in the last episode and discussing Social Security COLA and your TSP COLA. They'll be sharing how those two things work together, as well as how you can plan for …

Learn about the rules surrounding the penalties for Roth TSP withdrawals.

https://bit.ly/3zrkHK4 

Answering listener questions on COLA, employee pay raises, and more.

https://bit.ly/3zk6aQ6 

Many people are under the wrong impression when it comes to retirement, COLA, and pay increases. Once the numbers are run, things are rarely as rosy as they may have seemed during planning. So today, Micah and Tammy …

Learn whether the FEHB premiums in retirement are deductible.

https://bit.ly/3n3R8M9 

Learn what to consider about life expectancy when planning for retirement.

https://bit.ly/38eJ4zo 

When preparing for retirement, it's important to plan for flexibility. There are a number of post-retirement risks that can upend the most precisely laid-out retirement plans, and the longer the retirement period grows, …

Learn what tax deduction you get while employed that you'll lose in retirement.

https://bit.ly/2V096Tu 

Learn whether you can contribute to a spousal TSP account with your income.

https://bit.ly/3xy6Xfx 

Action items for maximizing your retirement.

https://bit.ly/3yvLMfy 

More and more federal employees are thinking about retiring at the end of the year, and while we’ve already gone over the best times to retire, this episode is going to focus on this common aim for retirement and how to …

Learn what to consider before deciding to leave federal service.

https://bit.ly/2WljQMX 

Learn more about the things that can sabotage your retirement.

https://bit.ly/3BqPNnl 

Learn how to use your TSP in retirement.

https://bit.ly/3hXxbnh 

When it comes to retirement, there is an overwhelming amount of incomplete or incorrect information on the internet purported as fact. The truth is, you don’t know what you don’t know, so it can be easy to overlook …

Learn the important differences between retiring at 60 and retiring at 62.

https://bit.ly/3yVChWw 

Learn what you need to know about survivor benefits for your spouse.

https://bit.ly/3rb1FFk 

There is so much misinformation out there, and sometimes, it is important to simply get back to basics and ensure your information is correct. So in this episode, Micah and Tammy will be going over the fundamentals of …

Tips for figuring out the best plan for your retirement.

https://bit.ly/36jMShG 

Learn whether there is any benefit to delaying retirement.

https://bit.ly/3hhAAwC 

Will a form for retirement be sent to you, or do you have to request that form? Can you transfer money from a traditional TSP to a Roth TSP—and will there be penalties? These are just some of the things that Micah and …

Learn what you need to know about taking money from your TSP, how it could impact your taxes, and more.

https://bit.ly/3waFnnU 

What you need to know about how a divorce can impact your retirement planning.

https://bit.ly/3d5B7zo 

Learn whether you're still allowed to contribute the maximum to your TSP account if you only work half the year and more.

https://bit.ly/3gNCFAj 

Divorce is generally not a fun topic, but when you are considering retirement, it is a necessary discussion to have. For many people, the terms and conditions of a divorce can come back to haunt them—even decades …

Questions to ask yourself to ensure you're properly balancing your social security and TSP so you get the most benefit.

You can find more information by clicking here: https://bit.ly/3gsha7T 

Learn what you need to know about how to avoid unexpected taxes on your pension.

You can find more information by clicking here: https://bit.ly/3iKo3D2 

Are you wondering what to do about your social security or how to go about taking money from your TSP? If so, this episode is for you! Today, Micah and Tammy chat about how to balance social security and TSP so you get …

Learn how your sick leave is used to calculate your retirement benefit and what happens to your annual leave when you retire.

You can find more …

What you need to know about your TSP benefits so you can avoid risk and maximize your retirement funds.

You can find more information by clicking here: https://bit.ly/345lVxb 

What you should consider before canceling FEGLI.

You can find more information by clicking here: https://bit.ly/34BdfPy 

You’ve worked your whole life, now you’re ready to retire. But do you know how to maximize your benefits and set yourself up for retirement success? …

How to protect and prepare your loved ones for unexpected life events.

You can find more information by clicking here: https://bit.ly/3ubCimx 

Learn what you need to know about your survivor benefit election.

You can find more information by clicking here: https://bit.ly/3fMrYMG

It’s the little details that can really trip you up, so Tammy and Micah share specific areas and situations they’ve noticed clients having trouble with and how you can avoid those issues. As the title hints, life events …

The importance of looking over your policies, reevaluating your beneficiaries and everything you need to know about FEGLI.

You can find more …

Is it better to take money out of a traditional or Roth balance when supplementing your living expenses from TSP, prior to collecting social security?

With so many misconceptions around life insurance, it can be hard to determine the appropriate plan or amount for your needs. Unfortunately, there are some people in the financial business that believe it is a one size …

How to properly plan for the day of your retirement.

https://bit.ly/3hcbfVs 

How your pension will be taxed in retirement as a Federal Employee.

You can find more information by clicking here: https://bit.ly/3f2jgcM 

With more retirement planning and with every year that retirement gets closer, the question is often asked, “What day is best to retire?” Tammy and Micah sit down to set the record straight when it comes to choosing a …

Do you have a plan put in place for who will inherit your assets after your demise? Many people are solely focused on increasing their assets whilst …

Learn the requirements you have to meet in order to keep FEHB into retirement as a federal employee.

You can find more information by clicking here: https://bit.ly/3sMtXVM 

Ensuring you have met your savings goals during your retirement planning is incredibly important, but it is just one of many things to consider. Unfortunately, retirement planning doesn’t stop when you retire, and it’s …

Learn what happens to your sick leave in retirement.

You can find more information by clicking here: https://bit.ly/2OAIEgA 

When it comes to your retirement, it can be a very stressful time—or it can be a very smooth transition. It really comes down to what planning you …

Learn how FEHB works with Medicare.

You can find more information by clicking here: https://bit.ly/3sqQ30J 

When we consider retirement, most of us think about this chapter in our lives as a positive time—and it can be, as long as we are fully prepared. So …

Learn the options for social security benefits if you or your spouse passes away.

You can find more information by clicking here: https://bit.ly/38ryYM7 

When you are planning for your retirement, there are a lot of different areas you need to be aware of financially, and it can be an overwhelming amount of information to take in at once. So today, Tammy and Micah will …

You can find more information by clicking here: http://bit.ly/3aXBgnV 

Tax season is upon us, and for many, it is a scary time. With so many opinions floating around, it is hard to decipher between what is fact and what is simply a misconception. So today Tammy and Micah will be discussing …

You can find more information by clicking here: https://bit.ly/3aXWIrD 

Does it make sense to stay a full thirty years in the federal government just to receive a better pension? Ten years (or more) before retirement, …

You can find more information by clicking here: https://bit.ly/39qY6Dx 

You can find more information by clicking here: https://bit.ly/3qNUuBv 

There is so much that we can’t control, and it’s easy to focus on those things and feel helpless to stop them. But in this episode, we’re flipping …

You can find more information by clicking here: https://bit.ly/35lvUzF 

Mary Beth Franklin is our go-to expert for all things Social Security benefits. With over 40 years as a financial journalist and a CFP designation, she has a wealth of knowledge and understands Social Security from the …

You can find more information by clicking here: https://bit.ly/2Jeg6Xp 

What kind of protection does the spouse of a federal employee have? Does everyone need insurance—and how is it beneficial? In this episode, Tammy and Micah answer frequently asked questions sent in by listeners, …

You can find more information by clicking here: https://bit.ly/2W0wBJF 

Today Micah’s sister, Jamie Shilanski, joins the show to talk about financial planning and the inconsistent advice that many people are hearing regarding their finances. Jamie is also an awesome advisor based in Alaska, …

You can find more information by clicking here: https://plan-your-federal-retirement.com 

When is the right time to retire? And what are the different options as a federal employee? While everyone wants to retire early, the fact is the “perfect time” is different for everyone. So in this episode, Micah and …

You can find more information by clicking here: https://bit.ly/3kvlD8t 

We’re on the brink of another open season, so today Micah and Tammy are sharing the information you need to know about this upcoming season. You will learn one of the best benefits you have, how to choose a plan that …

You can find more information by clicking here: https://bit.ly/37Md2vH 

Have you served in the military, but aren’t quite sure how to use that military time for your civil service? A lot of mistakes get made in this area, whether it’s misconceptions, not getting documents in order, or even …

You can find more information by clicking here: https://bit.ly/3lXnAMn  

Today Micah and Tammy are opening up the mailbag to answer your most burning questions about federal retirement. A few people wrote in asking about their retirement dilemmas, from accessing TSP and early retirement to …

You can find more information by clicking here: https://bit.ly/34hNYZT 

Today Micah and Tammy are setting the record straight and dispelling some myths about what you actually need to retire with. There’s a lot of …

You can find more information by clicking here: https://bit.ly/3ksOQl7 

We hear a lot of people say they want to turn on their social security as soon as possible in order to capitalize on the benefits while they are still available. So today, Tammy and Micah are discussing the …

You can find more information by clicking here: https://bit.ly/2Zgjhmv 

Everyone looks forward to retirement and the freedom that comes along with no longer being locked down to a job, but what if it isn’t all it’s cracked up to be? Today Micah and Tammy are discussing the common …

Micah and Tammy have shared their thoughts and experiences with credible services, agency estimates, and other incomes, but what about risk management? In this episode, they will be discussing the different insurance …

When you retire, it’s not just about having the time to do everything that you want to do—it’s also about having the money to make these dreams come true. So in this episode, Tammy and Micah will be focusing on the …

To have a comfortable and enjoyable retirement, you need a financial safety net to fund it all. So when you are planning for the rest of your life, how much money are you actually going to have? Today Micah and Tammy …

Welcome to the FERS Retirement Podcast, where Certified Financial Planner Micah Shilanski and Principal Retirement Specialist Tammy Flanagan come together to ensure you are making informed decisions as you plan for your …