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Oh My Dollar!

137 EpisodesProduced by Oh My Dollar!Website

Lillian tackles your money overwhelm with practical, approachable financial advice (with a dash of glitter.) This is budgeting advice from someone that doesn't assume you're straight with a salary, retirement account, 2.5 kids, or a white picket fence. You'll get helpful advice for folks left out by… read more


Save money on dental – with or without insurance

Teeth can be expensive! Lillian breaks down some unexpected ways you can save on dental – from taking a trip to Hungary to opening a FSA account, and helps explain why dental isn’t quite like regular health insurance. In this episode I say “out of pocket maximum” a few times when I meant maximum.

Ways to Save on Dental Costs

 Step 1, actually get preventative work done if you can – it will save you money in the long run If you have access to dental insurance, make sure you go in-networkDo the math on self-bought insurance vs how much you will useBe aware of the maximum on your insurance and any waiting periods – there’s no regulations on what is required like there is for regular insuranceShop around for different procedures & compare pricesLook into a local dental school for reduced cost workConsider dental tourism to a country with high-quality and low cost plansOpen an HSA (if you have an eligible HDHP plan) or an FSA either on your own or through your insurance

Helpful resources for strategies mentioned in this episode – a place to look up comparable rates for health care costsDental Discount Plan – A discount discount planAnother discount plan – universaldiscountplanAn Everyday Health article on someone’s experience with dental tourismList of things to consider for dental tourismA Billfold article on paying for a wisdom tooth extraction with an HSA

Other Episodes you might find helpful

How to choose a health insurance plan during open enrollment – information on HSA and FSAs from last week’s episodeMistakes not to make with health insurance – last year’s episode with Jake Hopper is still a relevant guide to different questionsYour trump health insurance questions answeredReminder we’re on a mission to get those iTunes reviews and ratings up. It only takes 10 seconds to star a review. Here’s a link to our iTunes profile!


We have transcripts for every single episode now provided thanks to the support of our Patrons in the Purrsonal Finance Society – you can become one, too! Learn more here.

How to Save on Dental – 10.17.2018

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