Cover art for podcast NZ Guide To Financial Freedom

NZ Guide To Financial Freedom

302 EpisodesProduced by Ryan J Melton & Greg MoyleWebsite

Everything you need to know about business, money, and life. https://ryanjmelton.co.nz/

42:20

Hard lessons learned from three decades in business / Greg Moyle

As you read this, the New Zealand Superannuation Fund (NZ Super) is currently costing the NZ Government close to $38 million a day, with the cost likely to increase to $117 million in the next twenty years. For many, this leaves the worrying question of whether there is going to be enough money to go around, particularly given that NZ Super is an inter-generational cost i.e children pay for their parents, and so on.  Many New Zealanders believe that they have a right to superannuation in their twilight years after having paid income tax all their working lives; yet they are likely to be on the receiving end of less than desirable decisions from the Government around NZ Super as a result of historic inefficiencies in the spending of tax payers’ hard-earned money.  The end result for New Zealanders is that the Government could very well push the qualifying age just that little bit further out of reach, or they could turn KiwiSaver into an annuity- like structure where payments are drip-fed as an income in retirement.  It’s hard to be sure what action this and future governments might take, but it is clear that if you don't have an exit plan for your business then you're in trouble.  

Once again for those wanting their question answered on the podcast email me at ryan@oneplan.co.nz, send a voice message below or capitalise on our free online tools and advice:

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