I'm an efficiency freak.
For years it's been a game for me to spend as little time as possible on chores by doing things like minimizing the time it takes to unload the dishwasher (hint: put the forks, knives and spoons in separate clusters in the silverware tray so you can grab a handful at once), empty the trash (hint: put extra bags on the bottom of the trash can to save a trip to the pantry for a new one) and vacuum the house (ask for a Roomba for Christmas.)
Even if you don't suffer from a similar compulsion, you should still try to be as efficient as possible when managing the family finances, for at least two reasons: First, less time managing money means more time for fun stuff; and second, making things too complex or time-consuming often means leaving them undone, underdone or badly done.
In short, if you'd rather spend time laying on the beach than fooling with finances, I'm here for you. There are tons of shortcuts you can harness that will allow you to get 90% of the returns achieved by the investment-obsessed in 10% of the time and with 5% of the effort and knowledge.
Ready to gain free time without sacrificing returns? To replace confusion with confidence? Good, because that's what this week's "Money!" podcast is about. We're going to explore how to invest with a minimum number of investments and in just a few minutes a year.
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