Not too long ago, a conservative investor could easily earn 5% in an insured bank account, or 8% on risk-free Treasury bills.
But as today's savers are only too well aware, those days are long gone. Today banks are paying nothing, or close to it. And Treasury notes? Agree to lock up your savings for 10 years, and Uncle Sam will still offer you less than 2%.
So what's a saver, especially one close to retirement, supposed to do?
That's the topic of this week's "Money" podcast. We're going to explore some ideas, and see what we can earn by sticking our necks out a little, but not too much.
As usual, my co-host will be financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman, and our special guest is Roger Whitney, star of the Retirement Answer Man podcast and president of Agile Retirement Management.
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