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Money Wisdom

100 EpisodesProduced by Joel JohnsonWebsite

Listen to Johnson Brunetti's Money Wisdom with Joel Johnson CFP®, host of Better Money Television program and Forbes Contributor. Gain true financial wisdom and advice aimed at educating you about all of your financial options when it comes to retirement so you can make the best decisions for you an… read more

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Is It a Bad Idea to Take Out a 401k Loan?

December 1st, 2023


Part of managing your finances and making the best decisions for retirement is understanding how to best utilize the assets you have in your possession. One of the largest accounts most people have is their 401k and …

Do I Need Life Insurance in Retirement?

November 24th, 2023


We’re with Matt Pastor, a financial advisor on our team, to talk about life insurance and the need for it in retirement. Once you’ve earned enough to …

What Do I Do The Last Five Years Before I Retire?

November 17th, 2023


Those final years leading up to retirement can be an incredibly exciting time but they can also stir up a little nervous energy. Have you done …

Understanding ETFs vs Mutual Funds

November 10th, 2023


A question that many investors ask is whether they should be investing in ETFs or mutual funds. It’s a legitimate question because a lot of people …

What Does It Mean to Leave a Financial Legacy?

November 3rd, 2023


The concept of financial legacy means different things to different people. Some people might hear that and think about their will or estate documents, but that’s not what we’re talking about here. This conversation …

How am I Taxed on Non-IRA Stock I Inherited?

October 27th, 2023


Today we’re going to talk about how to handle the taxation on stock that isn’t in an IRA and gets inherited. For example, let’s say someone bought 100 shares of Apple stock in 1987 and they leave it to their kids when …

Does Everyone Need Long Term Care Insurance?

October 20th, 2023


Today we’re going to answer one of the two or three biggest questions that people tend to have about their retirement plan. As you look ahead to retirement and the largest expenses you might incur, long-term care will …

Does Everyone Need a Trust?

October 13th, 2023


The question we hope to answer today is does everyone need a trust? It seems that many people confuse the purpose of a will and a trust, but they aren’t the same thing and we’ll clarify that. Plus we’ll tell you who …

Should I Buy Gold?

October 6th, 2023


When the market gets choppy and investors start to feel uneasy, it’s not uncommon to get questions about whether it’s a good time to buy gold or …

Is Social Security Going Bankrupt?

September 29th, 2023


The topic of Social Security comes up all the time in our office, especially when it comes to its future. Is it heading towards bankruptcy as some suggest, or is this an alarmist notion blown out of proportion? To …

How Much Tax Will I Pay on My Social Security

September 22nd, 2023


The world of Social Security benefits can be complex, particularly when it comes to understanding the taxation associated with these benefits. In …

When Should I Rollover My 401k?

September 15th, 2023


We want to be as efficient as possible with our retirement accounts to give us the best chance to grow our money and provide the income we need for …

Should I Use Target Date Funds?

September 8th, 2023


Most people are familiar with target date funds, although they might not necessarily know them by that name. Your 401k plan might have a different name for it like a lifecycle fund, but regardless of what it’s called, …

Why Do We Talk Specifically About Financial Planning for Women?

September 1st, 2023


In the fast-paced world we live in today, financial planning has never been more critical. It plays a significant role in helping us manage our …

What Age Should I Start Social Security?

August 25th, 2023


Do you think there is a universal age to start Social Security? Have you ever wondered how your health history, longevity, and family history play into your decision on when to turn on your benefits? Let’s delve into …

How Should I Handle an Inherited IRA?

August 18th, 2023


We’re in the middle of one of the largest wealth transfers in our country’s history as Baby Boomers pass on their estate to loved ones, and some of …

How Much Should I Contribute to My 401k?

August 11th, 2023


Many people will use retirement accounts like the 401(k) to save money, but we often get asked about the amount they should be contributing each …

Social Security Spousal Benefits

August 4th, 2023


When we talk about having a strategy for Social Security, it’s because the SSA isn’t going to point you toward the option that will pay you the most. It’s on every individual to understand the benefit options available …

Well I Heard…

July 28th, 2023


Anytime a sentence begins with, “Well I heard,” it gets our attention because you never know what someone is about to ask us. People are bombarded by suggestions and recommendations every day so it’s no surprise that …

What Should You Do With Your House in Retirement?

July 21st, 2023


Housing will always be one of the biggest pieces of the financial plan, but we’re getting a lot of questions from retirees about what to do with their home now that they’ve retired. There are four main options that …

Financial Inspiration from Ted Lasso

July 14th, 2023


One of the most popular shows of the last few years has been Ted Lasso with Jason Sudeikis playing that heartwarming coaching role, and most people …

Dad Jokes and Financial Wisdom

July 7th, 2023


To celebrate another Father’s Day weekend, we decided to work in some dad jokes into the podcast. Who doesn’t love those, right? So join us for a few laughs (we hope) and more importantly, some financial wisdom.


Let’s Have Some Awkward Financial Conversations

June 30th, 2023


Part of being a good financial advisor is helping people navigate what can be awkward and uncomfortable situations in life related to their money. After working with hundreds of clients over the years, we’ve …

Scenarios That Could Be Financial Opportunities

June 23rd, 2023


So much about life is having the right perspective and the same can be said about the scenarios that feel like a true crisis. Through proper retirement planning, many of the events that feel like a negative in your …

Consider These Things Before Investing Into Your 401(k)

June 16th, 2023


For many people, the 401(k) is an easy account to manage. The money comes out of your paycheck before you get the chance to spend it so it’s like …

Tackling Some Financial Hot Topics for 2023

June 9th, 2023


Today we’re going to talk through some hot topics, picking through recent communication with clients over the last several months. There are some recurring themes that a lot of people are asking about right now so …

The Financial Draft – Where Would You Pick These Products?

June 2nd, 2023


In honor of the NFL Draft just wrapping up, we thought we’d do a little drafting of our own on the podcast. So we’ve asked Eric Hogarth, CFP® to put on his General Manager shoes and lead our retirement planning team …

Financial Truth Bombs

May 26th, 2023


We know you count on your financial advisor to shoot you straight and tell you what you need to hear rather than what you want to hear. That’s what we’re going to do on this episode as Eric drops a few financial truth …

Different Types of Client Reviews

May 19th, 2023


Periodic reviews with certain clients can look very different from reviews with others. We’ve worked with just about every type of personality through the years so let’s talk about how our conversations might sound …

Financial Hindsight is 20/20

May 12th, 2023


Like anything else in life, financial planning is much easier to do in hindsight. We all have a few (or more) decisions we’d like to go back and …

Podcast Episode 303: Teaching Your Children About Money

May 5th, 2023


Money and finances can be difficult topics to discuss, but it is an essential conversation that needs to take place with children. With the proper …

Podcast Episode 302: Classic Pre-Retiree Mistakes

April 28th, 2023


Different stages of life bring different challenges, and people nearing retirement often make some of the same mistakes with their money time and time again. As a pre-retiree, it's important to understand that your …

Why the Customer Isn’t Always Right in Financial Planning

April 21st, 2023


In nearly all of the retail, restaurant and hospitality world, the old saying is that “the customer is always right.” But when it comes to financial …

Behavioral Lessons Learned in 2022

April 14th, 2023


A lot of people were probably pretty well prepared for the downturn in 2022, but that doesn’t mean there wasn’t any uneasiness along the way. If you didn’t fall into that group of people who were ready, let’s talk …

Excuses We Make That Could Negatively Impact Our Finances

April 7th, 2023


When it comes to money, people often make excuses for why they can't save or spend wisely. It's easy to make up a story about why you aren't able to do enough from a financial planning standpoint, but our attitudes …

Different Ways People React to Down Markets

March 31st, 2023


As we move a little further away from 2022, we start to get a little more information and data on what a very weird year it turned out to be. So …

Investing for Geniuses

March 24th, 2023


While it’s said that genius is a natural and innate ability, there are certain traits or habits possessed by geniuses that we can learn from. These qualities, when applied to financial planning, can help you make the …

Four Ways SECURE Act 2.0 Might Impact Your Retirement

March 17th, 2023


Secure Act 2.0 is the most recent amendment to the Secure Act of 2019, and it promises to have a major impact on retirement planning. This new legislation contains a long list of provisions and changes, but we've …

Is the End of Social Security Near? (Mailbag)

March 10th, 2023


Is the end of social security near? Evidence suggests that, while it is not likely to disappear soon, its long-term outlook is uncertain. Social security benefits have been decreasing over time and are inadequately …

Retirement Income Questions

March 3rd, 2023


Retirement brings with it an exciting time of life, but also the challenge of figuring out how to make ends meet in retirement. Retirement income is an important factor in planning for retirement and there are many …

Is Your Advisor Being Naughty or Nice?

February 24th, 2023


Investing your money can be a scary thing, especially when you don't feel like you have a good handle on the terminology and concepts. Many people …

3 Things That Are Underrated in the Financial World

February 17th, 2023


The financial world is full of complexities, and it can be hard to keep up with all the nuances. However, there are some aspects that are often …

Are These Financial Strategies Overrated?

February 10th, 2023


When it comes to financial strategies, there are three that might not be as advantageous as you might think: tax advantages, rates of return, and commission-based investment accounts. In this episode of the podcast, …

Old IRAs, Rollovers, and Spousal Benefits – Mailbag

February 3rd, 2023


On today’s episode, we’ll dive into the mailbag to answer a few financial questions that we’ve been asked recently. The topics we’ll tackle today are …

7 Deadly Sins of Financial Planning

January 27th, 2023


Let’s take a little different approach to the financial discussion today and look at how the seven deadly sins can apply to your planning. Not only …

Major Questions Around Inheritances

January 20th, 2023


We often only deal with an inheritance a few times during our lifetime, so it's little surprise that we get questions about receiving and leaving an inheritance. In this episode, Eric Hogarth, CFP® will address the …

Recapping 2022 & Making a Checklist for 2023

January 13th, 2023


The start of a new year always provides a chance for reflection and opportunity to reset goals for the next 12 months. Today’s episode will do both of those things as Eric highlights the biggest financial takeaways from …

How Your Upbringing Impacts Financial Planning

January 6th, 2023


When you think about financial planning, you might not realize that your childhood can have a big impact on your current finances. Eric Hogarth, CFP®, explains how our upbringing can influence our money decisions later …

RMDs, Savings, Mutual Funds & Other Mailbag Questions

December 30th, 2022


Providing answers to your financial questions is one of the things we enjoy doing most each day and our podcast provides a great outlet for that to happen. On this episode, we’re going to take four questions on RMDs, …

Reasons Why People Aren’t Ready to Retire

December 23rd, 2022


Are you ready to retire? Many people aren't sure if they are ready to leave their careers behind. In this blog post, we will discuss some of the reasons why people may not be ready to retire. We will also provide tips …

Stock Market Shenanigans

December 16th, 2022


In times like these when the stock market is tumbling over an extended period of time, we often get calls and questions from people about what …

What Football Teaches Us About Finance

December 9th, 2022


We’re right in the middle of football season and many people are spending lots of time on the weekend following their favorite team. Since it’s fresh …

Managing Your Largest Assets in Retirement

December 2nd, 2022


Most people think of their home as their largest asset. But for retirees, that may not be the case. In fact, your retirement savings may be your …

Jerry Seinfeld and Retirement Planning

November 25th, 2022


The humor of Jerry Seinfeld has held up extremely well over time and reading through some of his quotes always provides a good laugh. Today we’re going to take some of the more notable quotes and apply them to financial …

Mailbag on Investing, Supporting Grandchildren, and Social Security

November 18th, 2022


Financial planning is one of the most important aspects of life. If you don't have your finances in order, it can be very difficult to achieve your …

Money Mental Blocks: How to Break Free and Achieve Your Financial Goals

November 11th, 2022


Do you find yourself struggling to save money? Do you feel like you are constantly at war with your finances? If so, you are not alone. A lot of people have a hard time managing their money because they let mental …

The Tough Financial Conversations

November 4th, 2022


Your financial advisor should be there to provide you with the necessary information, guidance, and support to help you towards your retirement …

What Can Air Travel Teach Us About Financial Planning?

October 28th, 2022


It’s easy for someone to take flying for granted but so much is happening behind the scenes to ensure a safe arrival to the destination. Much of the same can be said about financial planning as well. Today we’ll explore …

Characteristics of the Worst Investors

October 21st, 2022


We all intend to be great investors but things often don’t go as planned. If you look at some of the worst investors out there, you’ll start to find …

Mailbag – Social Security, Combining Finances, & Annuities

October 14th, 2022


Retirees will come across all types of scenarios that can impact their finances, and we tackled a few of those on our latest podcast.

Eric Hogarth, CFP®, will take a few questions from the mailbag today that touch on …

Popular Fables and Financial Planning

October 7th, 2022


The popular Aesop fables have been told for centuries as a way to teach important lessons. Many of those can be applied to our financial lives as …

Mailbag – Renovation Expenses, Life Insurance, College Savings & More

September 30th, 2022


It’s time once again to open up the mailbag and get to as many of your questions as we can on this week’s episode of the podcast. We will touch on some great topics today like paying for home renovations, life insurance …

Busting Financial Myths

September 23rd, 2022


Today we’re clearing up some common beliefs about retirement and financial planning that just aren’t as true as you think.


Read more and get additional financial resources: 


What we …

Pension Lump Sums, Legacy Planning & Other Mailbag Questions

September 16th, 2022


It’s time to open up the mailbag once again and answer the questions that are on your mind. Today’s episode will cover pension payments, paying off debt with retirement money, legacy planning, and changing financial …

Financial Planning Priorities from Age 55-65

September 9th, 2022


While financial planning is crucial for people at all stages of their life, that final decade of your working career requires extra attention. This will be your chance to really drill down on where you stand and …

Fortune Cookies and Financial Planning

September 2nd, 2022


The fortune cookie is a nice touch at the end of a good meal but how much value do you place on the words inside? Today we’re going to crack open some fortunes and find out what wisdom we can gain for our own financial …

Social Security Benefits While Working + Other Mailbag Questions

August 26th, 2022


Let’s say you’ve walked away from your job and started living life in retirement with your Social Security benefits, but a job offer that was too good to refuse suddenly showed up. How will this impact the benefits …

Why We Struggle to Make Financial Decisions

August 19th, 2022


Many times the worst mistake you can make is to not make a decision at all. That happens quite a bit with people, especially as it relates to money, so let’s talk about the reasons why people fail to make a choice and …

Preparing for a Recession + Other Mailbag Questions

August 12th, 2022


No matter how you define a recession, it’s time to take at your plan and see what actions might be needed. We’re getting questions about that like the one we’re going to address today. Plus, we’ll answer a question …

Women and Finance with Heather Atkins, CFP®, CRPC® (Part 2)

August 5th, 2022


Today is part two of our conversation with Heather Atkins, CFP®, CRPC®, to talk about women in our industry. She’s someone who has been a key part of our team and we wanted to spend some time understanding the …

Women and Finance with Heather Atkins, CFP®, CRPC® (Part 1)

July 29th, 2022


We’re excited to welcome on one of our advisors today, Heather Atkins, CFP®, CRPC®, to talk about women in our industry. She’s someone who has been a key part of our team and we wanted to spend some time understanding …

How Do You Define Financial Security?

July 22nd, 2022


Each person views retirement through their own lens and creates their own definition of what financial security means. No matter how you view it, our goal is to help you build a retirement plan that helps you achieve …

Providing Care for a Dying Loved One

July 15th, 2022


No one is prepared to receive a medical diagnosis that someone close to you doesn’t have much longer to live, but it’s a reality some people have to face. Trying to manage the financial side of this extremely emotional …

Going Against Conventional Wisdom in Finance

July 8th, 2022


Conventional wisdom can act as a great guide of us in life but that doesn’t mean that we can’t question commonly held beliefs. Today we’ll explore the conventional wisdom found in the financial world and explain why it …

Mailbag – Changing Jobs, Reinvesting in Business, & Market Recovery

July 1st, 2022


We’re opening up the mailbag today and tackling three questions from listeners. If you’re thinking about changing jobs later in your career, a small business owner, or just worried about the state of the market, then …

Facing the Facts of Retirement

June 24th, 2022


The great thing about facts is they remain to be facts even if you don’t wish to acknowledge them as such. Turning a blind eye away from the facts of retirement won’t make these truths disappear. It’s time to face them …

Things Everyone Can Relate To

June 17th, 2022


We might all be different when it comes to money, but there are certain things that we can all relate to. Let’s look at the areas of financial planning that we are all familiar with and discuss where people often go …

Should You Move Into Cash Before Retirement?

June 10th, 2022


You might have heard already that financial planning changes as you head into retirement and your goals shift, but does that mean you should get out …

Applying the Best Warren Buffett Quotes to Retirement Planning

June 3rd, 2022


Warren Buffett has become synonymous with successful investing and savvy decision-making, but he’s also authored some of the great financial quotes. …

Overcoming the Hesitation to Retire

May 27th, 2022


You’ve saved enough money and you aren’t passionate about the job you have but you aren’t ready to pull the trigger on retirement. What’s holding you …

What Retirement Means to Different People

May 20th, 2022


Everyone that thinks about retirement will have their own vision for what that will encompass and our job is to help craft a plan that will allow for those dreams to become a reality. Today we’ll run down the different …

Should You Keep a Mortgage for Tax Benefits?

May 13th, 2022


Depending on who you talk to, you might get conflicting advice on whether you should pay off a mortgage before retiring. There’s never one answer …

The Pain Points in Retirement

May 6th, 2022


Everyone has something in finance that bothers them. It’s different from person to person but we all have to face these pain points and address them in retirement planning. Today we’ll identify the most common problem …

Rolling an Old 401(k) into a New Company 401(k)

April 29th, 2022

Starting a new job is an exciting life change that can bring about a lot of fresh opportunities, including the chance to begin new retirement account …

Dangerous Mindsets for Financial Planning

April 22nd, 2022


When it comes to managing your money, it’s important to take a level-headed approach and avoid emotional outcomes, but that’s always easier said than done. Let’s look at the mindsets you need to avoid when it comes to …

Cleaning Out the Financial Junk Drawer

April 15th, 2022


Everyone has that one drawer in their house that seems to collect all of the things you think you might use one day but never do. Much like the …

Inheritances Come With Different Tax Amounts

April 8th, 2022

Receiving an inheritance can be a life-changing opportunity for many people, and you want to get as much out of that gift as possible. Join us today as we answer a question about different types of inheritance assets …

Questions to Ask During Difficult Markets

April 1st, 2022

When the market is going strong and the economy is booming, you don’t find yourself worrying too much about your finances. But when times get a bit more challenging, like we’ve seen recently, doubt can start to creep …

Defining Commonly-Used Financial Terms

March 25th, 2022


Have you ever felt out of touch when you read or listen to financial news because you don’t completely understand the jargon being used? Don’t worry if you do because you’re not alone. Today we’re going to clear up a …

What Does it Mean to Retire Early?

March 18th, 2022

Just about everyone you ask would choose to retire early if given the option but that could mean any number of things. Early retirement comes at many …

Should You Be Saving 15% of Your Income?

March 11th, 2022

A question that we hear quite a bit is how much money should a person be saving every month? There’s a goal of 15% that might seem too lofty for many …

Investing During a Volatile Market

March 4th, 2022

The stock market has been in a state of volatility for much of the past two years but it seems like that uncertainty has ramped up even more in …

Providing Financial Support to Adult Children

February 25th, 2022


So many retirees today fall into a new category called the ‘sandwich generation’ because they’re in the middle of supporting both their own children and their aging parents. How do you know what you can afford to …

Flying and Financial Planning

February 18th, 2022

As travel begins to open up more and more across the country, people are headed back to airports to visit friends and family and quickly reminded …

Mailbag – Inheritance Money, Roth Conversions & Forced Retirement

February 11th, 2022


Today we’re opening up the mailbag for three financial questions many people will find helpful. Join us as we discuss the requirements for …

Unique Retirement Planning Challenges We’ve Seen

February 4th, 2022

No matter who walks into our office to build a financial plan, there will always be a set list of items that need to be addressed. But from there, …

Answering Questions on Saving and Rollovers

January 28th, 2022


There’s a lot of money being made in the tech industry right now so what should you do if you find yourself in a position with a lot of excess money? …

Challenging Financial Scenarios Families Often Face

January 21st, 2022


Family will always be your priority in life but it can also lead to some tough conversations when it comes to retirement planning. Today we’ll discuss some of the common scenarios we come across when working with …

Mailbag – What to Do with Large Gifts + Debt and Saving

January 14th, 2022


We’re opening up the mailbag again to find out what’s on your mind and this episode will cover a couple interesting topics – investing gifts and using debt to increase savings.


Read more and get additional financial …

Financial Items to Prioritize in the New Year

January 7th, 2022


The new year means another opportunity to start fresh and reset your goals. To help you take positive steps towards retirement success, we’re going …

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