Money Wisdom

Part of managing your finances and making the best decisions for retirement is understanding how to best utilize the assets you have in your possession. One of the largest accounts most people have is their 401k and …

We’re with Matt Pastor, a financial advisor on our team, to talk about life insurance and the need for it in retirement. Once you’ve earned enough to …

Those final years leading up to retirement can be an incredibly exciting time but they can also stir up a little nervous energy. Have you done …

A question that many investors ask is whether they should be investing in ETFs or mutual funds. It’s a legitimate question because a lot of people …

The concept of financial legacy means different things to different people. Some people might hear that and think about their will or estate documents, but that’s not what we’re talking about here. This conversation …

Today we’re going to talk about how to handle the taxation on stock that isn’t in an IRA and gets inherited. For example, let’s say someone bought 100 shares of Apple stock in 1987 and they leave it to their kids when …

Today we’re going to answer one of the two or three biggest questions that people tend to have about their retirement plan. As you look ahead to retirement and the largest expenses you might incur, long-term care will …

The question we hope to answer today is does everyone need a trust? It seems that many people confuse the purpose of a will and a trust, but they aren’t the same thing and we’ll clarify that. Plus we’ll tell you who …

When the market gets choppy and investors start to feel uneasy, it’s not uncommon to get questions about whether it’s a good time to buy gold or …

The topic of Social Security comes up all the time in our office, especially when it comes to its future. Is it heading towards bankruptcy as some suggest, or is this an alarmist notion blown out of proportion? To …

The world of Social Security benefits can be complex, particularly when it comes to understanding the taxation associated with these benefits. In …

We want to be as efficient as possible with our retirement accounts to give us the best chance to grow our money and provide the income we need for …

Most people are familiar with target date funds, although they might not necessarily know them by that name. Your 401k plan might have a different name for it like a lifecycle fund, but regardless of what it’s called, …

In the fast-paced world we live in today, financial planning has never been more critical. It plays a significant role in helping us manage our …

Do you think there is a universal age to start Social Security? Have you ever wondered how your health history, longevity, and family history play into your decision on when to turn on your benefits? Let’s delve into …

We’re in the middle of one of the largest wealth transfers in our country’s history as Baby Boomers pass on their estate to loved ones, and some of …

Many people will use retirement accounts like the 401(k) to save money, but we often get asked about the amount they should be contributing each …

When we talk about having a strategy for Social Security, it’s because the SSA isn’t going to point you toward the option that will pay you the most. It’s on every individual to understand the benefit options available …

Anytime a sentence begins with, “Well I heard,” it gets our attention because you never know what someone is about to ask us. People are bombarded by suggestions and recommendations every day so it’s no surprise that …

Housing will always be one of the biggest pieces of the financial plan, but we’re getting a lot of questions from retirees about what to do with their home now that they’ve retired. There are four main options that …

One of the most popular shows of the last few years has been Ted Lasso with Jason Sudeikis playing that heartwarming coaching role, and most people …

To celebrate another Father’s Day weekend, we decided to work in some dad jokes into the podcast. Who doesn’t love those, right? So join us for a few laughs (we hope) and more importantly, some financial wisdom.

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Part of being a good financial advisor is helping people navigate what can be awkward and uncomfortable situations in life related to their money. After working with hundreds of clients over the years, we’ve …

So much about life is having the right perspective and the same can be said about the scenarios that feel like a true crisis. Through proper retirement planning, many of the events that feel like a negative in your …

For many people, the 401(k) is an easy account to manage. The money comes out of your paycheck before you get the chance to spend it so it’s like …

Today we’re going to talk through some hot topics, picking through recent communication with clients over the last several months. There are some recurring themes that a lot of people are asking about right now so …

In honor of the NFL Draft just wrapping up, we thought we’d do a little drafting of our own on the podcast. So we’ve asked Eric Hogarth, CFP® to put on his General Manager shoes and lead our retirement planning team …

We know you count on your financial advisor to shoot you straight and tell you what you need to hear rather than what you want to hear. That’s what we’re going to do on this episode as Eric drops a few financial truth …

Periodic reviews with certain clients can look very different from reviews with others. We’ve worked with just about every type of personality through the years so let’s talk about how our conversations might sound …

Like anything else in life, financial planning is much easier to do in hindsight. We all have a few (or more) decisions we’d like to go back and …

Money and finances can be difficult topics to discuss, but it is an essential conversation that needs to take place with children. With the proper …

Different stages of life bring different challenges, and people nearing retirement often make some of the same mistakes with their money time and time again. As a pre-retiree, it's important to understand that your …

In nearly all of the retail, restaurant and hospitality world, the old saying is that “the customer is always right.” But when it comes to financial …

A lot of people were probably pretty well prepared for the downturn in 2022, but that doesn’t mean there wasn’t any uneasiness along the way. If you didn’t fall into that group of people who were ready, let’s talk …

When it comes to money, people often make excuses for why they can't save or spend wisely. It's easy to make up a story about why you aren't able to do enough from a financial planning standpoint, but our attitudes …

As we move a little further away from 2022, we start to get a little more information and data on what a very weird year it turned out to be. So …

While it’s said that genius is a natural and innate ability, there are certain traits or habits possessed by geniuses that we can learn from. These qualities, when applied to financial planning, can help you make the …

Secure Act 2.0 is the most recent amendment to the Secure Act of 2019, and it promises to have a major impact on retirement planning. This new legislation contains a long list of provisions and changes, but we've …

Is the end of social security near? Evidence suggests that, while it is not likely to disappear soon, its long-term outlook is uncertain. Social security benefits have been decreasing over time and are inadequately …

Retirement brings with it an exciting time of life, but also the challenge of figuring out how to make ends meet in retirement. Retirement income is an important factor in planning for retirement and there are many …

Investing your money can be a scary thing, especially when you don't feel like you have a good handle on the terminology and concepts. Many people …

The financial world is full of complexities, and it can be hard to keep up with all the nuances. However, there are some aspects that are often …

When it comes to financial strategies, there are three that might not be as advantageous as you might think: tax advantages, rates of return, and commission-based investment accounts. In this episode of the podcast, …

On today’s episode, we’ll dive into the mailbag to answer a few financial questions that we’ve been asked recently. The topics we’ll tackle today are …

Let’s take a little different approach to the financial discussion today and look at how the seven deadly sins can apply to your planning. Not only …

We often only deal with an inheritance a few times during our lifetime, so it's little surprise that we get questions about receiving and leaving an inheritance. In this episode, Eric Hogarth, CFP® will address the …

The start of a new year always provides a chance for reflection and opportunity to reset goals for the next 12 months. Today’s episode will do both of those things as Eric highlights the biggest financial takeaways from …

When you think about financial planning, you might not realize that your childhood can have a big impact on your current finances. Eric Hogarth, CFP®, explains how our upbringing can influence our money decisions later …

Providing answers to your financial questions is one of the things we enjoy doing most each day and our podcast provides a great outlet for that to happen. On this episode, we’re going to take four questions on RMDs, …

Are you ready to retire? Many people aren't sure if they are ready to leave their careers behind. In this blog post, we will discuss some of the reasons why people may not be ready to retire. We will also provide tips …

In times like these when the stock market is tumbling over an extended period of time, we often get calls and questions from people about what …

We’re right in the middle of football season and many people are spending lots of time on the weekend following their favorite team. Since it’s fresh …

Most people think of their home as their largest asset. But for retirees, that may not be the case. In fact, your retirement savings may be your …

The humor of Jerry Seinfeld has held up extremely well over time and reading through some of his quotes always provides a good laugh. Today we’re going to take some of the more notable quotes and apply them to financial …

Financial planning is one of the most important aspects of life. If you don't have your finances in order, it can be very difficult to achieve your …

Do you find yourself struggling to save money? Do you feel like you are constantly at war with your finances? If so, you are not alone. A lot of people have a hard time managing their money because they let mental …

Your financial advisor should be there to provide you with the necessary information, guidance, and support to help you towards your retirement …

It’s easy for someone to take flying for granted but so much is happening behind the scenes to ensure a safe arrival to the destination. Much of the same can be said about financial planning as well. Today we’ll explore …

We all intend to be great investors but things often don’t go as planned. If you look at some of the worst investors out there, you’ll start to find …

Retirees will come across all types of scenarios that can impact their finances, and we tackled a few of those on our latest podcast.

Eric Hogarth, CFP®, will take a few questions from the mailbag today that touch on …

The popular Aesop fables have been told for centuries as a way to teach important lessons. Many of those can be applied to our financial lives as …

It’s time once again to open up the mailbag and get to as many of your questions as we can on this week’s episode of the podcast. We will touch on some great topics today like paying for home renovations, life insurance …

Today we’re clearing up some common beliefs about retirement and financial planning that just aren’t as true as you think.

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What we …

It’s time to open up the mailbag once again and answer the questions that are on your mind. Today’s episode will cover pension payments, paying off debt with retirement money, legacy planning, and changing financial …

While financial planning is crucial for people at all stages of their life, that final decade of your working career requires extra attention. This will be your chance to really drill down on where you stand and …

The fortune cookie is a nice touch at the end of a good meal but how much value do you place on the words inside? Today we’re going to crack open some fortunes and find out what wisdom we can gain for our own financial …

Let’s say you’ve walked away from your job and started living life in retirement with your Social Security benefits, but a job offer that was too good to refuse suddenly showed up. How will this impact the benefits …

Many times the worst mistake you can make is to not make a decision at all. That happens quite a bit with people, especially as it relates to money, so let’s talk about the reasons why people fail to make a choice and …

No matter how you define a recession, it’s time to take at your plan and see what actions might be needed. We’re getting questions about that like the one we’re going to address today. Plus, we’ll answer a question …

Today is part two of our conversation with Heather Atkins, CFP®, CRPC®, to talk about women in our industry. She’s someone who has been a key part of our team and we wanted to spend some time understanding the …

We’re excited to welcome on one of our advisors today, Heather Atkins, CFP®, CRPC®, to talk about women in our industry. She’s someone who has been a key part of our team and we wanted to spend some time understanding …

Each person views retirement through their own lens and creates their own definition of what financial security means. No matter how you view it, our goal is to help you build a retirement plan that helps you achieve …

No one is prepared to receive a medical diagnosis that someone close to you doesn’t have much longer to live, but it’s a reality some people have to face. Trying to manage the financial side of this extremely emotional …

Conventional wisdom can act as a great guide of us in life but that doesn’t mean that we can’t question commonly held beliefs. Today we’ll explore the conventional wisdom found in the financial world and explain why it …

We’re opening up the mailbag today and tackling three questions from listeners. If you’re thinking about changing jobs later in your career, a small business owner, or just worried about the state of the market, then …

The great thing about facts is they remain to be facts even if you don’t wish to acknowledge them as such. Turning a blind eye away from the facts of retirement won’t make these truths disappear. It’s time to face them …

We might all be different when it comes to money, but there are certain things that we can all relate to. Let’s look at the areas of financial planning that we are all familiar with and discuss where people often go …

You might have heard already that financial planning changes as you head into retirement and your goals shift, but does that mean you should get out …

Warren Buffett has become synonymous with successful investing and savvy decision-making, but he’s also authored some of the great financial quotes. …

You’ve saved enough money and you aren’t passionate about the job you have but you aren’t ready to pull the trigger on retirement. What’s holding you …

Everyone that thinks about retirement will have their own vision for what that will encompass and our job is to help craft a plan that will allow for those dreams to become a reality. Today we’ll run down the different …

Depending on who you talk to, you might get conflicting advice on whether you should pay off a mortgage before retiring. There’s never one answer …

Everyone has something in finance that bothers them. It’s different from person to person but we all have to face these pain points and address them in retirement planning. Today we’ll identify the most common problem …

When it comes to managing your money, it’s important to take a level-headed approach and avoid emotional outcomes, but that’s always easier said than done. Let’s look at the mindsets you need to avoid when it comes to …

Everyone has that one drawer in their house that seems to collect all of the things you think you might use one day but never do. Much like the …

Have you ever felt out of touch when you read or listen to financial news because you don’t completely understand the jargon being used? Don’t worry if you do because you’re not alone. Today we’re going to clear up a …

So many retirees today fall into a new category called the ‘sandwich generation’ because they’re in the middle of supporting both their own children and their aging parents. How do you know what you can afford to …

Today we’re opening up the mailbag for three financial questions many people will find helpful. Join us as we discuss the requirements for …

There’s a lot of money being made in the tech industry right now so what should you do if you find yourself in a position with a lot of excess money? …

Family will always be your priority in life but it can also lead to some tough conversations when it comes to retirement planning. Today we’ll discuss some of the common scenarios we come across when working with …

We’re opening up the mailbag again to find out what’s on your mind and this episode will cover a couple interesting topics – investing gifts and using debt to increase savings.

Read more and get additional financial …

The new year means another opportunity to start fresh and reset your goals. To help you take positive steps towards retirement success, we’re going …