Money Files: Wealth Over Now

Thank you for joining me on this journey of 100 episodes! This is an incredible milestone for Money and Files, and I attribute so much of the podcast’s success to my amazing clients and listeners. Even though I do not …

If you and your money sat down with a therapist, what would your money say about your relationship? Odds are, your money is stressed and overworked. …

Today, I am interrupting how you spend money during the holidays. So many of us overspend during the holidays because we are programmed to take …

It has been FIVE years since I started my coaching business! What better way to celebrate this milestone than to bring my first-ever client on the podcast?

In today’s episode, I sat down with my first money coaching …

Are you considering working with a money coach? This episode is for you! In today's episode, I am joined by my client Sarah. Sarah shares her journey of being a single mom by choice and how getting help with her …

Most people associate money conversations with savings, debt, or salaries. But achieving financial goals is more than just making money. In today’s episode, I share the importance of having a money team. Your money team …

Today's podcast episode is a cross-replay of my conversation with my friend and client, Lindsay Dotzlaf. Lindsay is a coach specializing in empowering other coaches to enhance their effectiveness and make a more …

It's no secret weddings are EXPENSIVE. On average, couples spend $30,000-$40,000 on their wedding. Don't let financial stress overshadow your Big Day. I explain how to build the perfect wedding budget in today's …

I recently was a guest on Sara Fisk's podcast, The Ex-Good Girl, hosted by Sara Fisk. Sara is a female empowerment coach who helps women stop people-pleasing behavior and start living the life they want. With Sara's …

Debt can make you feel anxious and shameful. As a six-figure earner, I know how tempting it is to put all of your focus on paying off credit cards or …

Saving money $10,000 can be an intimidating goal, especially if you are someone who doesn't identify as a saver. But reaching a savings goal is easier than you think!

In today's episode, I share my special 'Magic Ten' …

You can save money, pay down debt, and still spend money on things that make you happy! When you are focused on money goals like increasing savings …

Do you want to gain control of your spending? No matter how much money you earn, now is the right time to start building financial awareness and …

Most of my clients are scared of debt. Society has created rules and regulations around when it is “okay” to get into debt. Going into debt for a …

One of the top questions I get asked is, "How do I stick to a budget?" Society tells us we have to budget to manage our money well, but most teachings focus on restriction. If you are someone who has tried spreadsheets …

The home buying process can feel overwhelming whether you’re looking to buy your first home or you want to make the transition to a new home. Today, I’m sharing four steps I used to prepare for homeownership. If you …

On today’s episode, I am joined by former client and career coach, Kim Tran.  Kim is a hiring manager and owner of Your Work Inspired, a company with …

Today I discuss a problem that impacts current clients, past clients, and potential clients. There’s a sneaky thought you might have when it comes to managing your finances: I’m afraid I’ll fall back into bad financial …

Today I share 15 things you need to start doing right now to stay on top of your financial health. Managing your money successfully is about more …

In today's episode, I answer TEN of the most frequently asked questions I get from people who are thinking about working with me. As a former …

The Supreme Court has overturned Biden’s student debt forgiveness plan. While student loan payments were suspended during COVID, interest fees will resume in October 2023. It is essential to understand your numbers now …

Every client comes to me with a different set of goals. Some are more traditional like wanting to save money, pay off debt, or purchase a home. However, the main thing that differentiates their experience with me as a …

Today’s episode is about highlighting the difference between tracking and budgeting. Many coaching consultations focus on a client’s frustration with …

We are officially in June! We are already halfway through 2023. It is time to do a financial check-in. In today's episode, I discuss the importance of conducting a midyear financial review and strategies to keep you on …

In today's episode, I provide a list of questions designed to help you define and understand your financial self-concept. You are with yourself every single day. When you are in the midst of working on your financial …

On today’s episode, I am joined by fitness and nutrition coach Jenny Blake. Together we discuss the similar mindset women have around budgeting and nutrition and how simple mindset shifts can change how you reach goals.

On today’s episode, I chat with my client, Ellie. I love sharing client stories and relatable examples that show what financial coaching is all about. Ellie’s situation is relatable to every 6-figure earner that …

The beauty of working with a financial coach is creating a sustainable financial plan. Oftentimes my clients are worried that even though they’ve …

On today’s episode, I sit down with my friend and colleague Shamika Marie Hill. We discuss hot topics around career development, salary negotiation, …

On today’s episode, I discuss the idea of financial maintenance. As a coach, I am here to help you get results, maintain results, and move forward to …

In today’s episode, I demystify earning $100K. There is a lot of buzz around earning $100,000 right now. But depending on where you live, your season in life, and your lifestyle goals, that salary milestone won’t …

In today’s episode, I discuss common things I see as a coach that keep my clients stuck in basic budgeting. Too many people think of budgeting as paying bills. This mindset paints an incomplete picture of spending …

In this episode, I sit down with certified financial planner Ariel Ward. As a personal financial strategist and advisor, I ask Ariel the most common questions my clients have about retirement. Our discussion aims to …

In this episode, I sit down with fellow money coach Leisse Wilcox to discuss the impact of patriarchy on our lives, beliefs, and money. Together we address how women can take action and break out of the box society …

This episode is one of my favorites because I get to sit down and talk with one of my clients. Jenna first started her journey working with me as a coach in 2021. She joined my program when she realized her financial …

As a coach, I love presenting new thoughts and ideas about money to my clients. In this episode, I am joined by a friend and fellow money coach, Jess. Jess helps business owners manage their time and money. Together, we …

In this episode of Money Files, I am talking about balance transfers. Debt can be scary and overwhelming. Frequently, debt is holding my clients back …

In this episode, I discuss the magic of my five-month coaching container. The most valuable part of my coaching program is that we get to do life together. As your coach, I am more than just an app or an envelope …

In this episode of Money Files, I am talking about underearning. After talking to my friends and clients, I confirmed that too many women accept being underpaid. The idea that it is okay to accept less money until you …

In this episode of Money Files, I am talking about debt. So many of my clients come to me feeling overwhelmed about the amount of debt they have …

Money circumstances can happen at any time. Things like overdraft fees, missed payments, or unexpected credit card bills can be money triggers. At lower salary levels, these circumstances are normalized, but as you grow …

In this episode of Money Files, I sit down with my mom to talk about how her early experiences with money shaped how she taught my siblings and me about finances. My Mom got her first job very young and used her …

In this episode of Money Files, I am starting the conversation about retirement. There is so much embarrassment around learning how to save for the future. Many of my clients think 401(k)s and IRAs are something they …

In this episode of Money Files, I share more about my background and what inspired me to not only start my business but to continue to build wealth …

One of the hardest things about running your own business is managing your personal paycheck. In this episode of Money Files, I discuss the three budgets every entrepreneur needs to set to create financial confidence. …

I don’t know about you, but I am tired of opening up my social media and being overwhelmed with posts about New Year's resolutions. It is great to …

Today I sat down with my client, Lauren who just celebrated her 1 year anniversary of working with me. Just like you, Lauren struggled with wanting to pay off debt and wanting to spend money on things like travel or …

If you are someone who wants to make a change in your finances as a goal for the New Year but are unsure where to start, I want to show you that your goals are possible. I am sharing a recent client panel from my most …

One of the common financial challenges I see with six-figure and high-income earners is that they outsource their financial awareness to the amount of money they make.

If you’re making more than you’ve ever made before …

Proactive is the word I’d use to describe the client I’m chatting with this week. She dared to reach out to work with me even though she was in an …

If you are in a 9-5 job and in a position where you want to create your transition plan to work for yourself, you’re not alone. It’s been almost two …

One of the common challenges I see as my clients make more money is an unintentional shift in focusing on their numbers.  

Most of my clients would …

Do your financial dreams go beyond improving your credit score or paying off debt?

One of the common challenges I see as a coach is that people do not allow themselves to have financial dreams outside of common …

I’ve worked with over 100 people since I started my coaching business and one thing connects them all, they’re worried about what they will lose if they commit to knowing their numbers. And you might find yourself …

It’s that time of year again: open enrollment season, a time of year that people largely forget about. Maybe you just picked the first health plan …

If you’re a type-A person like me, you probably grew up in an environment where you were praised for the ability to do things on your own instead of …

Are you in a position where you know you need to make a change, but are too stuck in old beliefs and fears around money to ask for help?

That was the …

Are you a person in position to price your own work by doing 1099 work on the side or even as a full-time solopreneur? Are you undercharging and …

Do you find yourself paying off debt each month, only to find yourself surprised by an even higher credit card bill a month or two later?

If you want to break the cycle of debt, it starts with understanding how money is …

The very first time I met Eniola, I asked her how much she paid for her house. Although she was a little surprised by the question, she graciously …

Have you ever taken the time to think about your relationship with debt? Many of my clients come to me with student loan debt, personal loans, or credit card debt.

Their thoughts are consumed with trying to figure out …

Are you trying to decide between saving money or paying down debt? Maybe you’re intimidated by trying to save a certain amount because you’ve never been “good” at saving money, or you’re tempted to pay off some of your …

Are you making “good money,” but still feel you can’t do what you want with your money without concern of “how am I going to pay for this?”  You …

I first shared Brent’s journey shortly after he finished working with me in my five month coaching partnership. In this conversation I caught up with …

You’re often told that you’re supposed to do life a certain way. Finish K-12, graduate with a college degree, then get a full-time job. We’re taught …

If your story is similar to my own, you might have opened your first credit card with the intention of building your credit. But, years later, your credit line increased and the way you use your card changed, perhaps …

Overspending is a common challenge for my clients. Fluctuating categories like groceries, shopping, and travel can catch you off guard if you’re not paying attention and spending with intention. Many people live with …

Fear of failure is something I hear about a lot from my clients. If they get out of debt, they’re afraid they’ll get back into it. They overdrafted before, maybe they’ll overdraft again. They feel like making a misstep …

When I first met Amy and Jennifer, they hadn’t ever put much forethought into their finances in their 23 years together. They didn’t manage their money together, set goals together, or even think through their spending …

If you’re like most of my clients, the overwhelm and shame you experience with your finances can be traced back to a lack of financial confidence.

You don’t feel confident in your ability to manage your money well and …

Many of my clients believe they need a financial planner because they feel overwhelmed by their finances or they’ve heard that you “should” have an …

When you think about how much money you have the ability to ask for or create, what is that number?

We all have thoughts about money and one thing I help my clients discover is how much money seems “unreasonable” or …

Before I met Chelsea, she struggled with managing her money in a way that felt intentional. As an entrepreneur—a personal stylist for six-figure …

When I started working with Tavianna, she was living paycheck to paycheck…even though she was making plenty of money. The issue wasn’t necessarily her income—though she does have bigger income goals now—it was the fact …

There’s a good chance you’re in a new financial season in your life or that you have a desire to spend your time and money differently in the next three to six months. Pandemic has brought with it lots of changes to the …

If you feel overwhelmed by money, if you feel like you’ve tried budgeting before and it didn’t work, or if you just don’t pay attention to your money beyond knowing when your bills are due … then you’ll want to tune in …

When I first started working with Lynae, she was living in a credit card debt cycle, with no savings or emergency fund. She was full of fear and …

Putting financial systems in place for where you desire to be long term should be a priority whether you’re a seasoned entrepreneur or just starting …

If you are a solo entrepreneur, you’re responsible for paying yourself. A lot of my clients pay themselves all of the money they make. They pay their …

It’s easy to get caught up in the numbers of your budget and feel shame around mistakes you’ve made. It tends to make people want to get everything perfect before really tackling their spending. But money management is …

It’s common to hear someone say that they’re going to “prove themselves” in a new job before they ask for more money. Or that they need to “prove themselves” when starting a business before getting more clients or …

Finances are shaped by personal experiences. The most common mindset block I unravel with my clients is their fear of making more money. They doubt their ability to earn more. They think they’re just bad with the money …

Being an entrepreneur comes with a lot of ups and downs. High income months, low income months, months without clients, months with a client …

My clients always tell me when they come into extra money—whether it’s income from a freelance job or a birthday gift or a tax refund. And then they tell me how they spent it. Oftentimes, they overspend without even …

When most people think about budgeting, they think about saying “no” to the things that bring them joy: their daily Starbucks run, getting their nails done, brunch with friends. But when you restrict your spending at …

For those experiencing ADHD, impulses and overwhelm—especially around money—can be heightened. But it doesn’t have to be that way!

Today, I am …

Your spending changes with the seasons, so your spending plan should too. That’s why I do a quarterly money review: to evaluate my spending, …

When was the last time you negotiated for something you wanted?

According to Kim Tran, owner of Your Work Inspires, many women avoid negotiation–both in their careers and in everyday life. But Kim believes that we …

“I’ll invest in myself when I’m making more money.”

It’s all too common that my clients come to me after months of hesitation. They convince themselves that the investment won’t be worth it, that investing in themselves …

Do you manage your money proactively or reactively?

When someone tells me that budgeting “doesn’t work” for them, it’s usually because they’re doing it reactively. They create a budget, go about their life, and then …

“I make good money. Why am I still living paycheck-to-paycheck?”

By the time Damon and I started working together, we’d been friends for years, and I was familiar with his paycheck-to-paycheck lifestyle. When he …

Did you know you can choose your thoughts about money?

You’ve learned a lot about money in your lifetime, and it’s impacted the way you think about spending money, earning money, and investing in yourself. One of the …

“I know what I want, but I don’t know how to get there.”

When I first met Jackie, this was her story. She had dreams of investing in real estate and saving for her family’s future, but her scarcity mindset and emotional …

The road to financial confidence isn’t always linear. Just like with any other transformation, there are bound to be obstacles. But even if you go a little crazy at Target one week, don’t panic! These hiccups don’t need …

“I’m making more money than ever, but I still feel broke…”

Sound familiar? Many new clients come to me after receiving a raise or promotion yet still living paycheck-to-paycheck. That was the case for Tavianna, who came …

Have you ever said “no” to an amazing opportunity because you were worried about the money? I have, and I know plenty of clients who have, too. Instead of seizing the opportunity, they closed the door, promising …

Part of reaching your financial goals is creating a game plan for reaching them. While a long-term goal–like becoming debt-free or maxing out your retirement–might seem daunting, when you break it into smaller …

Oh, budgeting. It’s so important to financial stability, but so many people avoid it. And why wouldn’t you? We’ve been taught that budgeting is all …

Season Two of Money Files is all about practical, actionable tips for managing your money and thinking positively about money. So today, I’m walking you through one of my favorite client exercises for building financial …

Welcome to Season Two of Money Files podcast! Today, I’m relaunching my podcast with a solo episode. After a year of recording client conversations, …

Is money (or lack thereof) keeping you from fully enjoying your life? Are the stories you tell yourself preventing you from improving your money …

I’m too old to not know what I’m doing.

Maybe you can relate and it’s why I’m excited to introduce you to my client Courteney. In the past Courteney …

Today I’m excited to introduce you to my client Arlete. You see when Arlete turned 40 she was expecting some magical financial fairy dust (I’m sure you’ve been looking for it too!).  However, even with this milestone …

I need to do something different.

This is the exact thought that prompted my client Jeanine to apply to work with me.  For decades she's found herself in and out of the debt cycle. Each year she noticed she was paying …

Today I’m excited to introduce you to my client Sophie, the owner of Toastworthy.  Sophie reached out to work with me because she was constantly anxious about her finances and felt guilty about spending money. Working …

Today I’m excited to introduce you to my client Brent. His story is a powerful example of a complete financial transformation.  Before Brent and I …

Today I’m introducing you to my client Jackie.  Last year, Jackie reached out to me for financial coaching because she wanted support navigating a series of life events (newly divorced, maxed out credit cards, and she’d …

I’m turning 30. 
I need to make more money. 
I want to save money. 
Oh and I’m getting a dog. 

These few short sentences best describe my client Catarina who I’m featuring in my Money Files series.  When Catarina and …

Today I’m introducing you to my client Lourdes. When we first started working together one of her goals was to create a budget because her income fluctuated as an independent contractor and she was in the process of …

Today I’m introducing you to my client Dayna.  When Dayna and I started working together she was hesitant to get started because she was “busy” and had a lot of expenses to take care of. But what was also true is that …

In this interview I'm joined by my client April who has gone from considering bankruptcy to paying all of her bills on time and in full.  If you've …

Business and personal finances are so intertwined.  Today, I’m chatting with my client Alex.  In the last few months, Alex has hit his highest …

I’m not ready just yet, the last words I heard from Dayna after our consultation last December. BUT I have the opportunity to chat with her because …

If you’ve ever tried other financial programs or apps (like Dave Ramsey, Mint, Keep The Change, etc.) but haven’t found lasting financial success then you’ll want to tune in for the second Where Are They Now? series …

In this conversation, I'm joined by my client Maggie who is celebrating her one-year anniversary of working with me.

In less than a year, she’s paid off over five-figures of credit card debt, built and sustained an …

Today I’m introducing you to my client Andraéa.  In this episode, we dive into how she worked through the heaviness and overwhelm that people often …

You can have all of the “right” things in the right place and still benefit from financial coaching.  When I work with clients, it’s not just about creating a budget it’s about changing your relationship with money.  …

In this week’s episode of Money Files, I’m introducing you to my client Kim in a special two-part episode. I wanted to share Kim’s story in two parts because her story of transformation started before we even started …

Brave is the word I’d use to describe the client that I’m chatting with this week in my Money Files series. After filing bankruptcy almost a year ago, Karen reached out to me because she wanted to rebuild her financial …

In this episode, Lynae candidly shares that when she first heard about my services, she wasn’t ready to start working together.  In fact, she told …

This week I’m introducing you to my client Suzanne.  Prior to working together, Suzanne tracked her finances and felt like she was very conscientious of where her money was going but was still caught off guard by …

For years, Maggie made an annual goal to get out of credit card debt but despite her best efforts, the credit card debt increased year after year from $2,000 to over $16,000.

When Maggie thought about what she needed to …

When we first started working together, Marie would list out her bills in her planner and “x” out everything that had been paid with her most recent …

Today I’m sharing a special bonus episode in my Money Files series. This conversation centered around business finances and I talked to my client, Brooke who felt unsure of how to manage the financial aspect of her …

Today I’m introducing you to Martha, a long-time friend of mine. Even after 10 years of lots of financial advice, she still saw reason to reach out and get more.

Even after ten years of friendship and countless …

I can’t wait for you to dive in and meet Roselynn. You’ll hear Roselynn jokingly share that she found her “financial fairy godmother” as she shares the behind-the-scenes story of our coaching partnership. You’ll also …

Today you’ll meet Lisa who has an incredible story of grace, forgiveness, and courage.  I can guarantee that you do not want to miss this episode - it gives me chills to hear her reflect on her growth and transformation!

Today, I want to invite you to the second episode of my Money Files Series with my client Katie.

Katie found me after she realized she needed help saving more and spending less and it led her to a Google Search for a …

Today, I want to introduce you to April.  When April and I started working together she was considering bankruptcy after a recent divorce.  She was also grappling with a money story she’d heard for years which she’ll …

Hi my name is Keina Newell. I am a financial coach and work with professional women and solopreneurs to create new possibilities with their money. …