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Military Life

139 EpisodesProduced by Beck RaynerWebsite

Welcome to the Military Life Podcast- a podcast telling the stories of everyday Australian Military partners.Listen in to hear from others who are living this military life (Defence Life), juggling all the things on the daily, just like you and I. Let's connect and support each other by telling our … read more


64.Buying a House- ADF schemes & Grants explained

So you've decided that now is the right time to look at buying a house....yay, go you!


But if you're like me, you have so many questions (so many) and a military member who isn't really down for providing ALL of the answers!


Sometime's you just need it explained in plain old non-military speak which is why Defence Bank's Kym Bowles and I talk you through all of the potential grants and ADF schemes you (aka your military member) may be able to apply for when it comes to buying a house.

  In this episode Kym and I talk about;
  • First steps once you decide to save for a house
  • Which Grants and ADF schemes you may be able to apply for
  • The First Home Loan Deposit Scheme (aka FHLDS) explained
  • Who can apply for the FHLDS and are there exemptions for ADF members
  • The Defence Home Ownership Assistance Scheme (aka DHOAS) explained
  • When to apply and how the DHOAS payments actually work
  • The Home Purchase Assistance Scheme (aka HPAS) explained
  • When an ADF member can apply for HPAS and some things to be aware of
  • Home Purchase or Sale Expenses Allowance (aka HPSEA) explained


For links to even more information and to check your eligibility for any of the grants or schemes discussed in this week's podcast episode, click through to this BLOG post.

The BLOG post also details any available exemptions for each grant and scheme, for ADF members, by state and territory.

Ready to join the MWL community? Click through the link to get connected xx

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