MedicareBob

155 EpisodesProduced by Robert W. Bache

This is MedicareBob, a Podcast created to empower Seniors with Medicare knowledge.

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Rate Watch Wednesday: Palm Harbor, Florida 34683

July 3rd, 2019

4:45

  

This Rate Watch Wednesday is focused on the Medicare Supplement High Deductible Plan F for a male and female, ages 65 and 70, in Palm Harbor, Florida (zip code 34683). Medicare Supplement High Deductible Plan F is …

Medigap Monday: When Can I Shop My Medicare Supplement Plan?

July 1st, 2019

1:01

  

We are half-way through 2019 and most people have received or will receive their Notice of Increase from their Medicare Supplement carriers. It’s a very common misconception that you can only change your Medicare …

FAQ Friday: Do I Need A Cancer Policy?

June 28th, 2019

4:41

  

Cancer Policies are fairly affordable plans (with premiums around $30 to $60 a month). If you have a Cancer Policy and are diagnosed with Cancer, …

Rate Watch Wednesday: Prescott, Arizona 86313

June 26th, 2019

4:24

  

This Rate Watch Wednesday is focused on the Medicare Supplement Plan G for a male and female, ages 65 through 70, in Prescott, Arizona (zip code 86313). Medicare Supplement Plan G is the second most comprehensive …

Rate Watch Wednesday: Toledo, Ohio 43604

June 5th, 2019

6:19

  

This Rate Watch Wednesday is focused on Medicare Supplement Plan G for a male and female, ages 65 through 70, in Toledo, Ohio (zip code 43604). As …

Medigap Monday: What is Medicare Supplement Plan D?

May 31st, 2019

1:58

  

Medicare Supplement Plan D, is a true Medicare Supplement that works with Medicare to fill in the gaps to Medicare Parts A and B and pay the bills …

FAQ Friday: What is Medicare Part C

May 31st, 2019

0:56

  

Medicare Part C is also known as a Medicare Advantage Plan, and it is not a Medicare Supplement Plan. It is a private alternative to Medicare. If you have a Medicare Advantage Plan, your Medicare Part B premium will …

Rate Watch Wednesday: Cincinnati, Ohio 45207

May 29th, 2019

4:33

  

This Rate Watch Wednesday is focused on Medicare Supplement Plan G for a male and female, ages 65 through 70, in Cincinnati, Ohio (zip code 45207). As I have said before, Medicare Supplement plans are all Federally …

FAQ Friday: Benefits of a Hospital Indemnity Plan and a Cancer Policy

May 24th, 2019

5:10

  

If you have a Medicare Advantage Plan and are unable to purchase a Medicare Supplement because of health issues or maybe it’s not the time of year …

Rate Watch Wednesday: Cleveland, Ohio 44105

May 22nd, 2019

5:47

  

This Rate Watch Wednesday is focused on Medicare Supplement Plan G for a male and female, ages 65 through 70, in Cleveland, Ohio (zip code 44105). As I have said before, Medicare Supplement plans are all Federally …

Medigap Monday: Plan M The Plan Of The Future

May 21st, 2019

7:03

  

The Medicare Supplement Plan M is a plan that Medicare insurance agents rarely about, however I feel that it may be the plan of the future. There are many talks on how the Medicare Supplement Plan N is the plan of …

FAQ Friday: Silver Script Update

May 17th, 2019

3:48

  

SilverScript has brought it to our attention that there has been an issue with Medicare Part D’s billing. For those you that do not know, SilverScript is a Medicare Part D drug plan which is through CVS Caremark. …

Rate Watch Wednesday: Greenville County, South Carolina 29601

May 9th, 2019

5:14

  

This Rate Watch Wednesday is focused on Medicare Supplement Plan G for a male and female, ages 65 through 75, in Greenville County, South Carolina …

Medigap Monday: What's Up With Policy Fees

May 6th, 2019

1:34

  

Application fees are simply a specified amount of money required to even enter the underwriting process. Most insurance carriers charge an application fee, not all of them, but most of them do. They run anywhere from …

FAQ Friday: Do I Have To Medically Qualify For Medicare

May 3rd, 2019

2:27

  

You do not have to medically qualify for Original Medicare. Everyone who is 65 or older is entitled to Medicare Parts A and B without having to …

Rate Watch Wednesday: Richland County, South Carolina 29044

May 1st, 2019

3:58

  

This Rate Watch Wednesday is focused on Medicare Supplement Plan G for a female, ages 65 through 71, in Richland County, South Carolina (zip code …

Medigap Monday: What is a Zero Premium Supplement Plan?

April 29th, 2019

4:54

  

There is no such thing as a “zero premium” Medicare Supplement plan. If you see any plans advertised as being “zero premium” those are not Medicare Supplements but Medicare Advantage plans, and they are not “zero …

FAQ Friday: What is Medigap Insurance?

April 26th, 2019

4:14

  

Medigap Insurance, also known as Medicare Supplement, is an insurance plan that can assist you in paying for some of costs that Medicare Parts A and B doesn’t pay. Original Medicare doesn’t cover all of your medical …

Rate Watch Wednesday: Charleston County, South Carolina 29426

April 24th, 2019

4:29

  

This Rate Watch Wednesday is focused on Medicare Supplement Plan G, for a male and female, ages 65 through 75 in Charleston, South Carolina (zip …

FAQ Friday: Does Medicare Cover Cardiovascular Screenings

April 19th, 2019

1:21

  

Medicare Part B (Medical Insurance) covers cardiovascular screening blood tests, such as tests for cholesterol, lipid, and triglyceride levels, …

Rate Watch Wednesday: Spartanburg, South Carolina 29301

April 17th, 2019

4:18

  

This Rate Watch Wednesday is focused on Medicare Supplement Plan G, for a male and female, ages 65 through 70 in Spartanburg, South Carolina (zip …

Medigap Monday: Does Medicare Supplement Insurance Cover Dental

April 8th, 2019

1:08

  

Medicare does not cover Dental therefore, none of the Medicare Supplement Plans cover them either. However, the Medicare Supplement carriers (such as Mutual of Omaha, Aetna, Cigna, Humana, Central United Life etc.) …

FAQ Friday: How to get Medicare while under 65 by Qualifying for Disability

March 29th, 2019

2:28

  

In order to qualify for Medicare while on disability, you must be on disability for at least two years before you can qualify. Once you have been …

Rate Watch Wednesday: Georgetown, South Carolina 29442

March 27th, 2019

4:41

  

This Rate Watch Wednesday is focused on Medicare Supplement Plan G, for a male and female, ages 65 through 75 in Georgetown, South Carolina (zip …

Medigap Monday: Medicare Supplement Plan N, How it Really Works

March 25th, 2019

12:42

  

Medicare Supplement Plan N is also called Medigap Plan N. Medicare Supplement Plan N is a great option for people that want the benefits of having a Medicare Supplement Plan, however want to keep a lower monthly …

FAQ Friday: Part D Attestation of Creditable Coverage

March 22nd, 2019

4:09

  

If you defer your Medicare and start it after you turn 65, for example you were still working and had coverage through your employer or your spouse was still working and you had coverage through their employer, to …

Rate Watch Wednesday: Whitmire, South Carolina 29178

March 20th, 2019

5:05

  

This Rate Watch Wednesday is focused on Medicare Supplement Plan G, for a male and female, ages 65 through 75 in Whitmire, South Carolina (zip …

FAQ Friday: Does Medicare Cover Transportation?

March 15th, 2019

3:39

  

Medicare Part A and B does NOT cover transportation. Some Medicare Advantage Plans will cover a certain number of rides per year to take you to the doctor, hospital or other medical facilities but that is an …

Rate Watch Wednesday: Great Falls, South Carolina 29055

March 13th, 2019

4:26

  

This Rate Watch Wednesday is focused on Medicare Supplement Plan G, for a male and female, ages 65 through 75 in Great Falls, South Carolina (zip …

Medigap Monday: Does Medicare Cover Acupuncture?

March 11th, 2019

1:36

  

Medicare does not cover acupuncture, therefore none of the Medicare Supplements will cover acupuncture. Medicare is the decision maker in Medicare Supplement coverage because Medicare is the primary coverage between …

FAQ Friday: Dental, Vision and Hearing Plans

March 8th, 2019

11:55

  

It is a well-known fact that it is almost impossible to find a decent dental, vision or hearing (DVH) plan after the age of 65 and it is imperative to have this type of coverage, especially after the age of 65. These …

Rate Watch Wednesday: Clarendon County, South Carolina 29001

March 6th, 2019

4:27

  

This Rate Watch Wednesday is focused on Medicare Supplement Plan G, for a male and female, ages 65 and 70 in Clarendon County, South Carolina (zip …

Rate Watch Wednesday: Ashburn, Virginia 20147

March 1st, 2019

4:33

  

This Rate Watch Wednesday is focused on Medicare Supplement Plan G, for a male and female, ages 65 and 70 in Ashburn, Virginia (zip code 20147). As I have said before, Medicare Supplement plans are all Federally …

Rate Watch Wednesday: Woodbridge, Virginia 22193

February 20th, 2019

4:19

  

This Rate Watch Wednesday is focused on Medicare Supplement Plan G, for a male and female, ages 65 and 70 in Woodbridge, Virginia (zip code 22193). As I have said before, Medicare Supplement plans are all Federally …

Medigap Monday: Medical Qualifications for Diabetes with Most Carriers

February 18th, 2019

4:03

  

In order to switch a Medicare Supplement after the age of 65 you must medically qualify. You do not have to be as healthy as a 30-year-old but …

FAQ Friday: Extra Help with Part D

February 15th, 2019

5:23

  

First, I would like to start with our office cannot make the determination if you qualify for extra help. We can answer any questions you have but …

Rate Watch Wednesday: Virginia Beach, VA 23464

February 13th, 2019

5:16

  

This Rate Watch Wednesday is focused on Medicare Supplement Plan G, for a male and female, ages 65 and 70 in Virginia Beach, Virginia (zip code 23464). As I have said before, Medicare Supplement plans are all …

Medigap Monday: Two Myths about Medicare Supplemental Insurance

February 11th, 2019

1:45

  

Two very common myths regarding Medicare Supplement Plans are as follows:

1. I can only change my Medicare Supplement plan during the Annual …

Medigap Monday: When Can I Upgrade From A Medicare Advantage Plan To A Medicare Supplement Plan

February 4th, 2019

2:34

  

There are two time periods of the year that you can upgrade from a Medicare Advantage Plan to a Medicare Supplement Plan. The first is the one we’re all familiar with, the Annual Election Period which is every year …

FAQ Friday: The Medicare "What's Covered" App

February 1st, 2019

2:39

  

Medicare has released a new app for your phone or iPad called the “What’s Covered” app. 

You can use this Federal app for the following: 

· Get …

Medigap Monday: When Can I Shop My Medicare Supplement Plan?

January 28th, 2019

1:15

  

It’s the beginning of the year and most people are starting to receive their Notice of Increase from their Medicare Supplement carriers. It’s a very common misunderstanding that you can only change your Medicare …

FAQ Friday: Does Medicare Cover Long Term Care?

January 25th, 2019

1:50

  

Medicare was not designed to cover long term care (nursing homes) insurance; therefore, it does not cover long term care. It does cover care in a skilled nursing facility. These are the differences between the two …

Rate Watch Wednesday: Dallas, Texas 75217

January 23rd, 2019

4:21

  

This Rate Watch Wednesday is focused on Medicare Supplement Plan G, for a male and female between the ages of 65 and 77 in Dallas, Texas (zip code 75217). As I have said before, Medicare Supplement plans are all …

Medigap Monday: Do you need a referral with a Medicare Supplement?

January 21st, 2019

0:33

  

If you have Original Medicare and a Medicare Supplement, you do not need a referral to see a specialist. You can go to any doctor or any hospital as long as they accept Original Medicare. It’s as easy as calling and …

FAQ Friday: The Downsides of Medicare Advantage Plans

January 18th, 2019

10:25

  

I want to start this post by saying that I do not think Medicare Advantage plans (Medicare Part C) are bad. There are many Medicare Advantage plans out there that are very good plans and it really depends on the …

Rate Watch Wednesday: Brownsville, Texas 77084

January 16th, 2019

4:07

  

This Rate Watch Wednesday is focused on Medicare Supplement Plan G, for a male and female, ages 65 thru 75 in Brownsville, Texas (zip code 78521). As I have said before, Medicare Supplement plans are all Federally …

Medigap Monday: Hospital costs with Plan G and Medicare

January 14th, 2019

1:11

  

As we all know, going to the hospital can be a very pricey visit. If you are hospitalized, your Medicare Part A deductible is $1,364 for 2019. …

FAQ Friday: How does Someone Sign up for Medicare in 2019?

January 11th, 2019

2:45

  

How you sign up for Medicare depends primarily on if you’re drawing Social Security. If you are currently drawing Social Security and you’re …

Rate Watch Wednesday: Houston, Texas 77084

January 9th, 2019

4:51

  

This Rate Watch Wednesday is focused on Medicare Supplement Plan G, for a male and female, ages 65 and 70 in Houston, Texas (zip code 77084). As I have said before, Medicare Supplement plans are all Federally …

Medigap Monday: Open Enrollment is the only time Automatic Approval

December 21st, 2018

1:24

  

The only time you are automatically approved for a Medicare Supplement is when you turn 65 years old or if you delayed your Part B enrollment and …

FAQ Friday: Shop your Medigap Plan Anytime

December 21st, 2018

1:15

  

Simple fact for anyone that has a Medicare Supplement plan: you can shop your Medicare Supplement plan all year long. The December 7th deadline only apples to anyone that has a Medicare Advantage plan or switching …

Rate Watch Wednesday: Houston, Texas 77084

December 19th, 2018

5:53

This Rate Watch Wednesday is focused on Medicare Supplement Plan G, for a male and female, ages 65 and 70 in Houston, Texas (zip code 77084). As I …

FAQ Friday: Medicare New Open Enrollment

December 14th, 2018

3:48

Starting in January 2019, Medicare is going to have a new open enrollment period that runs from January 1st to March 31st. Medicare offered this open …

FAQ Friday: Why does my Social Security show the Incorrect Part D Premium Deduction?

November 30th, 2018

1:41

Most people pay their Part D drug plan premium out of their Social Security check. Don’t be alarmed if you change your Part D drug plan this Annual …

Rate Watch Wednesday: El Paso, TX 79936

November 28th, 2018

6:15

This Rate Watch Wednesday is focused on Medicare Supplement Plan G, for a male and female, ages 65 thru 75 in El Paso, Texas (zip code 79936). As I …

FAQ Friday: Does Medicare Part D Cover Diabetic Supplies?

November 16th, 2018

1:31

A common mistake that many people make is when they go to the Pharmacy to pick up their diabetic medications and use their Medicare Part D card, they also try to use the same card to pick up their diabetic supplies. …

Medigap Monday: How the Medicare Part B Annual Deductible Resets

November 12th, 2018

1:25

The Medicare Supplement Plan G pays all the benefits that Medicare Part A and B would normally charge you, except for the Medicare Part B annual …

FAQ Friday: Medically Qualifying to Change Plans

November 9th, 2018

1:51

If you are wanting to upgrade from a Medicare Advantage Plan to a Medicare Supplement or if you are switching from one Medicare Supplement Plan to another Medicare Supplement Plan, you will have to medically qualify to …

Wednesday Rate Watch: Gainesville, GA 30501

November 7th, 2018

5:04

This Rate Watch Wednesday is focused on Medicare Supplement Plan G, for a male and female, ages 65 and 70 in Gainesville, Georgia (zip code 30501). As I have said before, Medicare Supplement plans are all Federally …

Medigap Monday: What Does AEP Mean for Everyone?

November 5th, 2018

1:41

October is here and with that comes the Annual Election Period. In this video I will discuss what the 2019 Annual Election Period means for you and whatever coverage you have.

If you have a Medicare Supplement Plan …

FAQ Friday: Medicare Advantage Plan or Medicare Supplement Plan

November 2nd, 2018

2:14

During this Annual Election Period, there is one very important thing to know before you make your final choice on whether or not to purchase a Medicare Advantage Plan or a Medicare Supplement Plan (Medigap). If you …

Wednesday Rate Watch: Santa Fe, New Mexico 87501

October 31st, 2018

4:53

This Rate Watch Wednesday is focused on Medicare Supplement Plan G, for a male and female, ages 65 and 70 in Santa Fe, New Mexico (zip code 87501). As I have said before, Medicare Supplement plans are all Federally …

Medigap Monday: Why Medicare Carriers Prefer the Bank Draft Option

October 29th, 2018

4:45

There are three main reasons why paying your Medicare Supplement premium by direct bank draft is the preferred way to pay your premium:
1. It saves money. There has to be employees to process the mail and checks that …

FAQ Friday: What the 2019 Annual Election Period means for you

October 26th, 2018

2:07

October is here and with that comes the Annual Election Period. In this video I will discuss what the 2019 Annual Election Period means for you and whatever coverage you have.
• If you have a Medicare Supplement Plan …

Rate Watch Wednesday: Ann Arbor, Michigan 48103

October 24th, 2018

5:38

This Rate Watch Wednesday is focused on Medicare Supplement Plan G, for a male and female, ages 65 and 70 in Ann Arbor, Michigan (zip code 48103). As I have said before, Medicare Supplement plans are all Federally …

Medigap Monday: What is the Only Difference Between Plan F and Plan G in 2019

October 22nd, 2018

2:12

The Medicare Supplement Plan F has been the most popular Medicare Supplement plan over the last 25-30 years. I call it the "Full Coverage” plan …

FAQ Friday: Open Enrollment Tip

October 19th, 2018

4:18

A helpful tip during the Annual Enrollment period. This tip will help avoid confusion between you and your doctor’s office: As you’re shopping for a …

Rate Watch Wednesday: Lafayette, LA 70501

October 17th, 2018

5:45

This Rate Watch Wednesday is focused on Medicare Supplement Plan G, for a male and female, ages 65 and 70 in Lafayette, Louisiana (zip code 70501). As I have said before, Medicare Supplement plans are all Federally …

Medigap Monday: 2019 Medicare Parts A and B Premiums and Deductibles

October 15th, 2018

2:57

The increases for Medicare premiums and deductibles have been announced. Great news! The increases are very minimal.
• Medicare Part A premium: For most people this premium comes out of their social security check every …

FAQ Friday: Why we Recommend a Medicare Supplement Plan

October 12th, 2018

5:14

We recommend Medicare Supplements (Medigap) to 95% of our clients and I will explain why. In order to better understand why, I will break down the two different types of plans that someone on Medicare can choose. The …

Rate Watch Wednesday: Newark, New Jersey 07101

October 10th, 2018

6:47

This Rate Watch Wednesday is focused on Medicare Supplement Plan G, for a male and female, ages 65 thru 75 in Newark, New Jersey (zip code 07101). As I have said before, Medicare Supplement plans are all Federally …

Medigap Monday: 3 Most Comprehensive Medicare Supplement Plans for 2019

October 8th, 2018

4:56

Three of the most popular and most comprehensive Medicare Supplements for 2019 are Plan F, Plan G and Plan N. These plans are explained in the list …

2019 Part D Drug Plan Updates

October 5th, 2018

6:04

The 2019 Part D drug plans have been released and there have been a few changes made. In order to better understand these changes, you need to understand how drug plans work. Most drug plans have 4 levels of coverage: …

Rate Watch Wednesday: Mobile, Alabama 36525

October 3rd, 2018

7:26

This Rate Watch Wednesday is focused on Medicare Supplement Plan G, for a male and female, ages 65 thru 75 in Mobile, Alabama (zip code 36525). As I have said before, Medicare Supplement plans are all Federally …

Medigap Monday: How is the Plan G Deductible Paid?

September 24th, 2018

4:21

When you have a Medicare Supplement Plan G, you pay the monthly premium and the only out-of-pocket expense you have is Medicare’s Part B annual deductible ($183.00 for 2018). Once you’ve met this deductible, the …

Episode 82

September 21st, 2018

2:39

Medicare Part C is also known as a Medicare Advantage Plan, which is not a Medicare Supplement. It is a private alternative to Medicare. If you have a Medicare Advantage Plan, your Medicare Part B premium will go to the …

Rate Watch Wednesday: Birmingham, AL 35005

September 19th, 2018

7:13

This Rate Watch Wednesday is focused on Medicare Supplement Plan G, for a male and female, ages 65 thru 75 in Birmingham, Alabama (zip code 35005). As I have said before, Medicare Supplement plans are all Federally …

Medigap Monday: Plan G is a Greater Value than Plan F

September 17th, 2018

6:06

There are three main reasons why the Medicare Supplement Plan G is a greater value than the Medicare Supplement Plan F.
1. Simple math. Plan F costs $300-$800 more per year in premium than Plan G, so why pay plan F more …

FAQ Friday: How to Enroll in Medicare Part B and it's Coverage

September 14th, 2018

4:06

Enrolling your Medicare Part B depends on if you’re drawing your social security benefit. If you’re drawing your social security benefit you’ll …

Rate Watch Wednesday: Columbus, Georgia 31801

September 12th, 2018

5:54

This Rate Watch Wednesday is focused on Medicare Supplement Plan G, for a male and female, ages 65 and 70 in Columbus, Georgia (zip code 31801). As I …

Medigap Monday: New Medicare Enrollment Period

September 10th, 2018

2:54

Starting in January 2019, Medicare is going to have a new open enrollment period that runs from January 1st to March 31st. Medicare offered this open …

FAQ Friday: How to enroll in Medicare Part A and what it covers

September 7th, 2018

9:16

Enrolling in Medicare Part A depends on if you’re drawing your social security income. If you are drawing your social security income then you will …

Rate Watch Wednesday: Atlanta, Georgia 30305

September 6th, 2018

5:13

This Rate Watch Wednesday is focused on Medicare Supplement Plan G, for a male and female, ages 65 and 70 in Atlanta, Georgia (zip code 30305). As I have said before, Medicare Supplement plans are all Federally …

Rate Watch Wednesday: Tucson, Arizona 85704

August 29th, 2018

6:50

This Rate Watch Wednesday is focused on Medicare Supplement Plan G, for a male and female, ages 65 thru 75 in Tucson, Arizona (zip code 85704). As I have said before, Medicare Supplement plans are all Federally …

Medigap Monday: Does Plan G Cover Part B Excess Charges?

August 27th, 2018

1:47

One question that has been asked regularly is “What does the Medicare Supplement Plan G cover?” The Medicare Supplement Plan G offers almost exactly …

FAQ Friday: What is the Medicare Part A hospital deductible?

August 24th, 2018

2:00

The Medicare Part A deductible is a hospital deductible. Every time you go to the hospital, Medicare will charge $1,340 if you only have Original Medicare Parts A and B. It is important to understand that this IS NOT an …

FAQ Friday: Does Medicare cover Endoscopy Procedure?

August 23rd, 2018

1:03

Medicare does cover the Endoscopy procedure. Endoscopy is considered an outpatient procedure. Medicare Part B (Medical Insurance) covers medically necessary diagnostic and treatment services you get as an outpatient …

Rate Watch Wednesday: Sun City, Arizona 85345

August 22nd, 2018

6:13

This Wednesday Rate Watch is focused Medicare Supplement Plan G, for a male and female, ages 65 thru 75 in Sun City, Arizona (zip code 85345). As I …

Rate Watch Wednesday: Phoenix, Arizona 85001

August 15th, 2018

6:35

This Wednesday Rate Watch is focused on Medicare Supplement Plan G, for a male and female, ages 65 thru 75 in Phoenix, Arizona (zip code 85001). As I have said before, Medicare Supplement plans are all Federally …

Medigap Monday: Does Medicare Supplement Plan G cover Skilled Nursing Facility care?

August 13th, 2018

1:14

Medicare Supplement Plan G covers everything that Medicare covers, so it does cover care in a Skilled Nursing Facility. For Medicare cover you in a Skilled Nursing Facility you have to have a qualifying 3 days or more …

FAQ Friday: 2019 drug plans; when do they come out and when can I change?

August 10th, 2018

1:47

It’s August and many of you have hit the dreaded Donut Hole either recently or within the last couple months. People have been asking the questions, …

Medigap Monday: Medicare Supplements covering Humira

August 6th, 2018

2:32

If you take Humira or another prescription that you can get administered by a healthcare professional you are better off getting it done that way. Some prescriptions like Humira have the option to have it ordered …

FAQ Friday: Does Medicare Supplement Plan G have co-pays?

August 3rd, 2018

2:23

The Medicare Supplement Plan G does not have any co-pays. How the Medicare Supplement Plan G works is Medicare is your primary insurance and Plan G picks up the Medicare approved amount for Medicare approved services. …

Wednesday Rate Watch: Colorado Springs, CO 80829

August 1st, 2018

8:00

This Wednesday Rate Watch is focused Medicare Supplement Plan G, for a male and female, ages 65 and 70 in Colorado Springs, Colorado (zip code …

Medigap Monday: Does Medicare Supplement Plan G cover CAT scans

July 30th, 2018

1:53

Medicare Part B covers medically necessary clinical diagnostic laboratory tests, when your doctor or practitioner orders them. These tests are done …

Wednesday Rate Watch: Houston, TX 77001

July 25th, 2018

7:20

This Wednesday Rate Watch is focused Medicare Supplement Plan G, for a male and female, ages 65 and 70 in Houston, Tx (zip code 77001). As I have …

Medigap Monday: What Happened to Medicare Supplement Plan J?

July 23rd, 2018

4:24

The Medicare Supplement Plan J was, at one time, the Cadillac of the Medicare Supplement plans. It was the most comprehensive Medicare Supplement a …

FAQ Friday: How to Appeal Denial of Coverage

July 20th, 2018

3:03

An appeal is the action you can take if you disagree with a coverage or payment decision by Medicare or your Medicare plan. For example, you can appeal if Medicare or your plan denies:
• A request for a health care …

Wednesday Medigap Rate Watch: Las Vegas, NV 88901

July 18th, 2018

7:39

This Wednesday Rate Watch is focused Medicare Supplement Plan G, for a male and female, ages 65 thru 75 in Las Vegas, Nevada (zip code 88901). As I …

Medigap Monday: Does Medicare Supplement Plan G offer Silver Sneakers?

July 16th, 2018

4:02

For a period of time, Medicare Supplement carriers and Advantage Plans were including Silver Sneakers as part of their list of benefits as an incentive to choose their plan over another carrier’s. However, most carriers …

FAQ Friday: Foreign Travel Benefit

July 13th, 2018

9:16

Medicare will not cover you if you leave the country however, the Medicare Supplement Plan G will cover you if you leave the country. The Medicare Supplement Plan G comes with what is called a foreign travel benefit. It …

Wednesday Rate Watch: Round Rock, Texas

July 11th, 2018

7:21

This Wednesday Rate Watch is focused Medicare Supplement Plan G, for a male and female, ages 65 thru 75 in Round Rock, Texas (zip code 78664). As I …

Medigap Monday: Does Medicare Supplement Plan G cover me outside of my county?

July 9th, 2018

2:05

Medicare Supplement Plan G, also known as Medigap G, is a Federally standardized plan and it’s a true Medicare Supplement Medigap. The way that the Medicare Supplement Plan G works is that Medicare Parts A and B is your …

FAQ Friday: What is a Medicare Advantage Plan?

July 6th, 2018

9:18

A Medicare Advantage Plan is not a Supplement Plan, it is a private alternative to Medicare. A Medicare Advantage Plan will not pay the bills that …

Medigap Monday: Does Medicare Supplement Plan G Cover Medications

July 2nd, 2018

1:12

When Congress passed the Medicare Prescription Drug, Improvement, and Modernization Act of 2003, Medicare went through a huge change. Among other things, this act started the beginning of Medicare Part D prescription …

FAQ Friday: The Differences between Medicare and Medicaid

June 29th, 2018

3:42

Medicare and Medicaid are two separate, government-run programs that were created in 1965 in response to the inability of older and lower-income …

Wednesday Rate Watch: Cook County, Illinois 60005

June 27th, 2018

7:00

This Wednesday Rate Watch is focused Medicare Supplement Plan G, for a male and female, ages 65 and 70 in Cook County Illinois (zip code 60005). As I have said before, Medicare Supplement plans are all Federally …

FAQ Friday: To B or not to B with Medicare

June 22nd, 2018

2:23

As long as you are working for an employer that has more than 20 employees and you have active group insurance through your employer, you have the option to defer your Medicare and you can start your Medicare when you …

Wednesday Medigap Rate Watch: Dekalb County, Georgia

June 20th, 2018

4:04

This Wednesday Rate Watch is focused Medicare Supplement Plan G, for a male and female, ages 65 and 70 in Dekalb County Georgia (zip code 30002). As I have said before, Medicare Supplement plans are all Federally …

Medigap Monday: Does Medicare cover home healthcare services

June 18th, 2018

2:22

You can use your home health benefits under Part A and/or Part B. Medicare covers medically necessary part-time or intermittent skilled nursing care, …

FAQ Friday: Does Medicare cover Cataract surgery?

June 15th, 2018

2:05


Medicare covers many medically necessary surgical procedures, so as long as the cataract surgery is medically necessary, Medicare will cover it.
For surgeries or procedures, it's hard to know the exact costs in advance. …

Wednesday Medigap Rate Watch: Jefferson County Alabama

June 13th, 2018

5:35

This Wednesday Rate Watch is focused Medicare Supplement Plan G, for a male and female, ages 65 and 70 in Jefferson County Alabama (zip code 35005). As I have said before, Medicare Supplement plans are all Federally …

Medigap Monday: Three ways to track your new Medicare card

June 11th, 2018

4:15

You may have heard that Medicare has started mailing new Medicare cards to everyone with Medicare. Hang tight — mailing takes some time across the country, and you might get your card at a different time than friends or …

FAQ Friday: Does Medicare Cover Cosmetic Surgery after Breast Cancer?

June 4th, 2018

1:43

The answer is yes, they do cover breast prostheses after a mastectomy. A breast prosthesis is an artificial breast form. It gives a breast a more natural shape after a mastectomy or breast-conserving surgery.
Medicare …

How do I Pay my Part B Premium?

May 30th, 2018

1:37

Medicare Part B (medical/doctor benefit) comes with a monthly premium for 2018 of $134.00 a month. There are two ways to pay your Part B premium.
• If …

Medicare Supplement Plan F

May 25th, 2018

3:23

Medicare Supplement Plan F, or what I like to call the “Full Coverage” Plan, is a Medicare Supplement that pays all the bills that Medicare does not …

Medicare Supplement Plan N

May 25th, 2018

2:47

Plan N is a really good plan. There are 4 differences between Plan F (the full coverage plan) and the Plan N (Not fixed).
• Just like Plan G (the …

Medicare Supplement Plan G

May 25th, 2018

3:56

The Medicare Supplement Plan G, what I like to call the “Greatest Value”, will cover you exactly like the Plan F except for one difference. You will have to pay Medicare’s Part B Annual Deductible, which for 2018 is …

Medigap Monday: Does Medicare Supplement Plan G cover second opinions

May 21st, 2018

2:04

When your doctor says you need surgery to diagnose or treat a health problem that isn't an emergency, it's up to you to decide when and if you'll have surgery.
Medicare Part B covers a second opinion in some …

FAQ Friday: Does Medicare cover Ambulance rides

May 18th, 2018

1:34

Medicare Part B covers ambulance services to or from a hospital, critical access hospital (CAH), or skilled nursing facility (SNF). Medicare covers …

Wellness Wednesday: Will Medicare cover Nutritionist Therapy

May 16th, 2018

2:42

Medicare Part B covers medical nutrition therapy (MNT) services and certain related services. A Registered Dietitian or nutrition professional who meets certain requirements can provide these services. But, only your …

Medigap Monday: Does Medicare Supplement Plan G cover ambulance rides

May 14th, 2018

1:37

Medicare Part B covers ambulance services to or from a hospital, critical access hospital (CAH), or skilled nursing facility (SNF). Medicare covers …

FAQ Friday Does Medicare cover Cardiac Rehab Programs

May 11th, 2018

3:15

Medicare Part B covers comprehensive cardiac rehabilitation (CR) programs that include exercise, education, and counseling. Part B also covers …

Wellness Wednesday: Can Medicare Help You Quit Smoking

May 9th, 2018

1:33

Each year more than 480,000 people in the United States die from illnesses related to tobacco use. This means each year smoking causes about 1 out of 5 deaths in the US. Smoking cigarettes kills more Americans than …

Medigap Monday: Does Medicare Supplement Plan G Cover Chiropractors

May 7th, 2018

1:31

Medicare does cover medically necessary chiropractic services. According to the CMS, Medicare Part B now covers 80% of the cost for “manipulation of …

FAQ Friday: Does Medicare Cover Chiropractors

May 4th, 2018

1:53

Medicare does cover medically necessary chiropractic services. According to the CMS, Medicare Part B now covers 80% of the cost for “manipulation of …

Wellness Wednesday: Does Medicare Cover Dental?

May 2nd, 2018

6:21

Medicare does not cover dental, vision or hearing therefore, none of the Supplement Plans cover them either. We have done a lot of market research looking for the best dental, vision and hearing plan and the best we …

Medigap Monday: What is Medicare Supplement Plan N?

April 30th, 2018

1:57

Medicare Supplement Plan N is also called Medigap Plan N. Medicare Supplement Plan N is a great option for people that want the benefits of having a Medicare Supplement Plan, however want to keep a lower monthly premium.

FAQ Friday: What is a Medicare Advantage Plan?

April 27th, 2018

8:30

A Medicare Advantage Plan is not a Supplement Plan, it is a private alternative to Medicare. A Medicare Advantage Plan will not pay the bills that …

Medigap Monday: Difference between Plan F and Plan G

April 23rd, 2018

4:12

There is only one difference in coverage between the Medicare Supplement Plan F and the Plan G. That’s right, only ONE. The Plan F pays for Medicare’s Part B annual deductible of only $183.00 and the Plan G does not. …

Wellness Wednesday: Top 10 Early Symptoms of Dementia

April 18th, 2018

6:39

An estimated 47 million people worldwide are living with some type of dementia, per the World Health Organization, and that number will likely increase to 75 million by 2030. The WHO expects the number to triple by …

Medigap Monday: What are Medicare Part B excess charges

April 16th, 2018

4:42

If you are enrolled in Medicare, you may be familiar with Medicare Part B Excess Charges. Some doctors accept what is called the “assigned” rate for …

FAQ Friday: When Can I Change my Medicare Advantage Plan

April 13th, 2018

4:17

Each year, you have a chance to make changes to your Medicare Advantage or Medicare prescription drug coverage for the following year. This time …

Wellness Wednesday: Warning Signs of Heart Disease

April 11th, 2018

8:56

Not all heart problems come with clear warning signs. There is not always an alarming chest clutch followed by a fall to the floor like you see in …

FAQ Friday: When can I shop my Medicare Part D drug plan?

April 6th, 2018

2:58

When you’re first starting Medicare, this is called your Initial Enrollment Period, or IEP. You have 3 months before, the month of and 3 months after …

Wellness Wednesday: Warning signs of type 2 diabetes, how Medicare prevents further complications

April 4th, 2018

2:10

Because type 2 diabetes can lead to serious health complications, it's important to be aware of any diabetes warning signs and get tested for diabetes if you have any of these symptoms. Treating diabetes early can help …

Medigap Monday: Does Medicare Supplement Plan G cover knee replacements

April 2nd, 2018

2:28

Having joint replacement surgery is a big deal and can get very pricey. You want to make sure that you have the best and most comprehensive insurance coverage when having such a surgery. If you were to have a knee …

FAQ Friday: Does Medicare Supplement Plan G Cover Prescription Drugs

March 30th, 2018

2:14

Medicare Supplement Plans do not cover prescription medications, when you choose a Supplement Plan you will also choose a stand-alone Medicare Part D Plan.

There are typically over 30 different Medicare Part D Plans, …

Wellness Wednesday How does Medicare cover Diabetes

March 28th, 2018

2:06

Medicare Part B (Medical Insurance) covers the services that may affect people who have diabetes. Part B also covers some preventive services for people who are at risk for diabetes. Medicare Part D (Medicare …

A "Welcome to Medicare" Preventive Visit and Wellness Visit

March 21st, 2018

2:37

A "Welcome to Medicare" preventive visit
You can get this visit only within the first 12 months you have Part B. This visit includes a review of your medical and social history related to your health and education and …

Does Medicare Supplement Plan G cover hospital bills?

March 20th, 2018

2:42

The Medicare Supplement Plan G covers all of your Medicare Part A hospital deductible and services not once, but every time you are hospitalized. Medicare pays 80 percent and the Medicare Supplement Plan G pays the …

Here are ten things you need to know about your new Medicare card.

March 16th, 2018

7:17

Medicare is mailing new Medicare cards starting in April 2018. Here are ten things you need to know about your new Medicare card.
1. Mailing takes time: Your card may arrive at a different time than your friend’s or …

March is Colorectal (Colon) Cancer Awareness Month

March 14th, 2018

2:34

The older you get, it is always a good idea to be proactive when it comes to your health. The more you know and educate yourself on, the better. …

When to purchase your Medicare Supplement Plan

March 12th, 2018

2:22

When can I buy a Medigap policy?

The best time to buy a Medigap policy is during your 6-month Medigap open enrollment period. During that time, you …

GI: Moving out of your Medicare Advantage Plan Service Area

March 9th, 2018

3:02

Guaranteed issue rights (also called "Medigap protections") are rights you have in certain situations when insurance companies must offer you certain …

Medicare Supplement Plan G is offering the greatest value for 2018

March 6th, 2018

1:12

My name is Robert Bache, MedicareBob. My Insurance Agency, Senior Healthcare Direct helps Medicare Beneficiaries with understanding their Medicare …

HOW DO INSURANCE COMPANIES SET PRICES FOR MEDIGAP POLICES?

March 6th, 2018

4:00

HOW DO INSURANCE COMPANIES SET PRICES FOR MEDIGAP POLICES?

Each insurance company decides how it will set the price, or premium, for its Medigap …

Are you healthy enough to save money on your Medicare Supplement Plan?

March 6th, 2018

6:11

Are you healthy enough to save money on your Medicare Supplement Plan? In this episode, I will share with you some of the medical underwriting requirements required to switch your Medicare Supplement Plan.

Medicare Supplement Plans allow you to choose your Doctor.

March 6th, 2018

1:48

Medicare Supplement Plans allow you to choose your Doctor. As long your Provider accepts Medicare, then your Provider will accept your Medicare Supplement Plan.

Wellness Wednesday Heart Awareness and Cardiovascular Screenings covered by Medicare

March 6th, 2018

1:52

Wellness Wednesday Heart Awareness and Cardiovascular Screenings covered by Medicare.

FAQ FRIDAY: LOSING GROUP COVERAGE = MEDICARE SUPPLEMENT GUARANTEED ISSUE

March 6th, 2018

3:07

Guaranteed issue rights (also called “Medigap protections”) are rights you have in certain situations when insurance companies must offer you certain …

2018 Medicare Supplement Plans: 3 things you should know!

March 6th, 2018

1:33

2018 Medicare Supplement Plans: 3 things you should know!

1) You can shop your Medicare Supplement Plan all year. The December 7th deadline does not …

MedicareBob's Medicare Supplement Plan recommendation 2018

March 5th, 2018

10:07

My name is Robert Bache, MedicareBob. My Insurance Agency, Senior Healthcare Direct helps Medicare Beneficiaries with understanding their Medicare …

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