Live 4 Financial Freedom

Who doesn’t want to find their Perfect home? If you have the time and resources, you could do it yourself.

Searching for the perfect home can be an …

People can sell their homes by themselves if they want to do the leg work and learn what they need to do to sell it. Some people may hire a lawyer to help them with the paperwork or hire a service to put it on MLS. …

If you don’t know our story of how we ended up in Arizona let me tell you. It started about 9 years ago and we were living in the Midwest and …

Over the years I have used both Pre-Qualified and Pre-Approved letters in the past when I was making overs on homes to live in or Investment properties. Of course, now a days I am a fan of Pre-Approved since it can …

Not everyone is ready to sell their house but they may be in the future. I know for myself I have moved many times. In the last 10 years I have moved 4 times. We do plan on staying in our current house but we never …

Today we are going to talk Real Estate News. I know the world is always changing and everyone has their own opinion. Some people are negative and think it is doom and gloom and others say things are doing great. Darlene …

More and more kids are living at home after High School and College. Even with a College Degree it can be challenging to buy a house. Rents in a lot …

I was reading something in the past that talked about Mark Cuban and how after he made a lot of money from selling off one of his businesses, he …

Over the years my wife and myself have talked about if it would be better for us to Rent out a place to live or to own a House. Seems like after we …

Have you ever thought about moving to Arizona? Why did we move to Arizona? Listen to the Podcast to find out. If you want to know about Arizona Real Estate give me a call, I am a Realtor in Arizona. 

As always, I am not …

Becoming a Real Estate Agent. Become a Paid Subscriber to Live 4 Podcast

Becoming a Real Estate Agent can be a very rewarding career path or business opprotunity. But it can be a challenge for some getting started. In …

Pay Off Your Own Debt and don't count on the Government or someone else to pay it off for you. Check out my books on more on this subsject.

Check out all my Published books on Amazon.com. Here are a few of them:

Money …

My Dad was awesome by not living by Excuses.

Excuses everyone can come up with easily for sure. It is easer to come up with an excuse why we can’t take action towards what we want. We will do almost anything to avoid …

Topics Covered :

Ukraine War

Retirement

Crypto Update

2% Withdraw

Inflation

Retirement Number

Working Plans

Sources of Income

Marriage

And More

Remember that the information in this Podcast is just what we do or our …

Writing a book has been something that people say they want to do over starting a Podcast. I would say about for every five people that tell me that …

Gas prices are so high here in Arizona. I bet they are high where you live also. To add insult to injury is that our one car uses Premium Gas which …

We currently are using four different Phone apps to Mine for Free Crypto Coins and one being a Virtual Property trading game that I will tell you more about later.

There are a lot of different ways to Mine for Crypto. …

Most people enjoy Birthday Celebrations. Are you able to have a special Birthday and stay with in your Budget? With social media we see our friends or others throw these large Birthday celebrations and may feel like we …

Christmas time there are so many temptations all around us from TV, Internet, Radio, Ads in the Paper and more. We have feelings that maybe we didn’t …

November was a good month for our Crypto Portfolio but we know any day it can drop a huge amount. That is why we have no more than 5% of our Net …

As a young professional trying to find their footing in the world, you are bound to face challenges. However, the path to success involves tackling …

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Darlene and myself was talking about how many gifts do we really remember from our pasts. Especially most people don’t remember anything before age 6 because our Brains aren’t …

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What are your Values when it comes to Family, Work, Kids to life? We all probably have different Values and you may not agree with my friends’ views or mine but we hope to get …

Helping your senior parents downsize and move can come with exciting adventures and unanticipated difficulties. On one hand, you know your parents …

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We have all probably heard the important lesson of living on less that we make. Some say “Less is More” or …

I know over the years we have family learning lessons. A lot of the lessons we had recapped and put in our book called “Money Secrets to Make You …

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Haven’t you learned so many things over the years from different people. Maybe it was a class in school or …

Governments and people alike are nervous I would be because anything thing that is unknown or not normal can make people nervous. Our protective …

We seem to live in the world of scams now a days. There was probably many scams back when I was a kid but now that I have kids they seem to be coming out of the woodwork. We just try to prepare our kids of possible …

Bitcoins have been talked about a lot in the news and online. Some people are scared about it and some people are excited about it. One of my friends …

Bitcoins have been in the news big time over the last few years and stories of how people got super rich. I do have to say that I once had a lot of Bitcoins that I had earned back over ten years ago. I didn’t take it …

Our boys are good boys and we are very proud of them and love them to death. But they still worry me that they may not be Financially Free in the future because of their lack of Action towards Money and Education. Like …

We like to point out to the boys all the time the people that are rich and famous but yet living frugal lifestyles. Our boys like to put these youtubers to Tik Tok kids up on a pedestal because they drive fancy cars and …

The more questions we ask the more we learn about Social Security to help us with our Retirement Projections. My Dad and myself got talking about what happens when once spouse dies how much the other spouse gets then …

Recently we took our car in for an Oil Change and the Store Manager came out to the sitting area and gave me a long list of repairs the car needs. It was over $3,600. I said to him that the cars value isn’t much over …

Hope you had a fun New Year’s Eve and New Years Day. I am excited that it is 2021 and all the new opportunities we have this year. It would be hard …

Christmas is tomorrow and then we start a new year in just seven days. Are you looking forward to the holidays or are you feeling down? This time of …

There are a lot of different philosophies on the subject of if you should stay in the market through the up and down times or not. Some of my friends …

We have taught our boys to shop around for the best Financial Planner that they like. We have told them to do research on different Financial …

Everyone has different situations and goals in life. Not everyone may need to have a Financial Team or if they have one maybe they don’t need to see them yearly. For instance, my Mom who has no Assets and lives in a …

Most people that work at a job hopes to get a pay raise each year. Some employees want them more than once a year. Wages is one of the largest expenses they have to run their business.

If you own a business then you …

Bottom line with all the news and experts out there the final decision when it comes to our Personal Finances is our own. That is what we teach our …

Pensions aren’t as common as they were back when my Dad was working at International Harvester. They made Farm Equipment there in Rock Island, IL. They had a Union there which my Dad was a Shop Steward for the Union. …

Many people I have talked to said one of the things they worry about is running out of money during their retirement years. I have those worries also myself. The more studies that I read about and people I talk to that …

Who are people trying to impress with expensive Apple Cell Phones and having Cable TV with all the Streaming Channels? If people are in debt or not even half ways towards their Financial Freedom goals, do they need …

We get phone calls, emails and texts daily at our house of people trying to get our information or to scam us. Everything from someone in England …

Darlene and myself have many different checking accounts from Personal Accounts to Business Accounts. We teach our boys to have separate personal checking accounts if they are married or in a relationship. Also, we …

Whether you are married, in a committed relationship to being single we teach our boys to agree with their significant other or if single than a friend or relative before a large purchase.

This is really important if …

Communication is so important in any relationship. When we have our monthly review meetings with our Spouse or significant other one it can be a …

This is something I look forward to do each month and at the end of the year. I know I may sound weird but I like to work with numbers and analyze how we did for the month or year.

Darlene and myself have recaps of …

To know if you are winning or losing you need to keep score. Just like in golf. You need to count all your strokes to know what your score was for …

Over the years I have known many people that spent too much on a home they bought or a place they wanted to rent. Then something happens to them like a job loss or going to a new job where they made less money and now, …

Last year when the Navy recruiters came over to our house the one recruiter brought up about how he wished his parents would have taught him the …

During my working years I always paid for Disability Insurance to make sure I was covered. Back in the days I had heard many stories of people who had freak accidents and were out of work for quite a while and needed …

Who doesn’t like a party? We do in our house for sure. We work hard working towards our Financial Freedom goals and it is fun to celebrate when we achieve one of our goals along the way.

We have many goals we set each …

Some people ask the question if they would be better off investing in their own IRA rather than investing in their companies 401K plan? If your …

When I worked for a company year’s back, they required every employee in the corporate office that was on the bonus plan needed to do continuing education to qualify for up to 25% of their Bonus Potential.

For me it was …

Back in 1990 I think I got our first will done and it was a pretty simple Will at the time. Now the older we get we have revised our Will and other …

Whether someone wants to get their debt paid off or if they want to really focus on investing for their Financial Freedom goals then this might help. …

Health Insurance is a major expense for some people. It is an expense we teach our boys to factor in their Financial Freedom plans. Medicare Insurance doesn’t start till age 65 so if we quit working before than we will …

Most people probably would say they love and care for their family and friends. Myself I like to solve problems because I don’t like to see anyone …

Once debt free it is important to stay debt free. This is one of the lessons we teach our boys. It is easy to get back into debt if you let yourself once you are debt free. I know this from personal experience. I let …

Everyone has different situations that can affect when they choose to start taking Social Security payments. Some of my friends started at age 62 and …

We just showed the boys again today how we were over charged at the store. It was only $4.20 on that trip but like we told them that $4.20 if it …

Most people would say they love pets. I know growing up I had Rabbits, Fish and Dogs. As an adult I had dogs also until I was in my mid-thirties. My …

Have you ever co-signed on a loan for someone before? If so, how did it work out? I have had many friends that co-signed loans from student loans to personal loans for their kids, relatives or friends and some of those …

Prime reason why you should do Action Step 3 of the Mills Way to Financial Freedom 10 Action Steps just happened to us recently. I got a call from …

We have the Mills Way to Financial Freedom rules that we teach our boys. Today let’s talk about the main Action Steps that we teach our boys so they …

It would be really hard or impossible to know everything about everything even though my teenagers think they do. LOL Building a Financial team is …

Car shopping isn’t one of the most enjoyable things for a lot of people. A friend of mine once said he would rather go to the Dentist then go car …

How does the word “No” have anything to do with reaching your Financial Freedom Goals you may be asking me? It is a huge factor, I think. You need to be able to say “No” at times to be able to stay on your budget and …

Setting Financial Goals is the first rule in the Mills Way to Financial Freedom rules that we covered with the boys. The importance of goals is to …

Christmas is around the corner and people are starting to think about what they want to give at Christmas time. At our house we have our Christmas Tree up and our Outside decorations up also. We have been getting …

Today is a good day since I was able to do my first pod cast with Seth who is our Son. He is 13 years old and a future star in any thing he goes …

Divorce Sucks.. Sucks.. Sucks…. Divorce is not a favorite topic for me, it is an ugly word and a word we never talked about in my parents house when I was a kid. I never even knew anyone personally before I got married …

Insurance isn’t maybe the most exciting subject but one that Darlene and myself feel is important to cover with our Teenage Boys. We want them to know that they need to protect their assets as their assets grow. …

We feel it’s so important for Logan and Seth to start their lives after college with no Student Loans and No Car loans. No Debt at all. We are …

This was our second Disney Cruise to Mexico. We left out of San Diego, CA. We were gone 3 days and 2 nights so it was a quick trip. But the boys loved it and loved the other cruise also. Now they want us to book a 7 day …

Sales is Hard. Most days you have to be your own Cheerleader. You may say that you aren't in sales but I would disagree. We all are in sales …

Live for Happiness is way better than being stressed out. I give in the Podcast some ways I help to reduce stress and be Happier in my life. …

Living in Balance is hard. In this show I hope to help you live a life in more balance. It may be impossible to ever be in perfect balance but I hope to help you improve. 

Visit my Podcast at www.Live4.Clubon Anchor.fm, …

Darlene asked me if we should sell our Stocks with the market so high. What are your plans? We don't have a Crystal Ball in our house to know what to …