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eXponential Finance

115 EpisodesProduced by Norbert GehrkeWebsite

The eXponential Finance Podcast is produced in co-operation with Tokyo FinTech (, covering Finance & FinTech themes in Japan and beyond. Tokyo FinTech looks to inform, inspire and innovate in the financial services sector in Japan. Our community of more than 3,300 individua… read more

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Padmini Gupta, Xare - Bank your tribe by xaring your cards (S3E11)

Padmini Gupta is an award-winning banker and a World Economic Forum Global Leadership Fellow, who is now re-imagining financial services for 250 million migrant workers worldwide, and the billion people who depend on them through Rise, and now Xare. 

At the heart of finance is a big secret, that all financial products were built for income earners, but only 1/3rd of the world works and they support the 2/3rds with financial products.

Xare began in Jan 2021 to bridge that gap and enable the 2/3rds to better access the finance. Xare was built with the purpose to ‘reclaim the soul of banking for everyone’, and the mission to empower the one-third of the population that has an income, to share their financial resources with the two-third of the population that does not and establishing a fair financial system. We are on a mission to provide people with equal access to financial products.

On the Xare platform anyone can create financial instruments to share access to their money with their loved ones, anyone, anytime and anywhere. The process is seamless, safe and instant.

Produced in collaboration with Tokyo FinTech. If you have an interesting story to share with our audience, and would like to appear on the podcast, please contact us via

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