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617 EpisodesProduced by ChooseFIWebsite

How would your life change if you reached Financial Independence and got to the point where working is optional? What actions can you take today to make that not just possible but probable. Jonathan & Brad explore the tactics that the FI community uses to reclaim decades of their lives. They discuss… read more

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456 | Taking a Step to FI | September Roundup with Ginger

September 25th, 2023


In this episode: the importance of starting, everything is negotiable, talentstacking, building your flywheel, and Ginger!

As September comes to a close, it’s once again time for another Roundup episode! This week we …

455 | Creating Your Entrepreneurial Flywheel | Nathan Barry

September 18th, 2023


In this episode: it's not easy it's simple, the flywheel, being consistent, skilling up, the gift of time, and what money can provide.

This week we are joined by founder and creator of ConvertKit, Nathan Barry to …

454 | Salary Negotiation Early Retirement | Financial Mechanic

September 11th, 2023


In this episode: salary negotiation, knowing your worth, doing your own research, anchoring, and facing job offers.

We often talk about the importance of shifting out of a scarcity mindset towards an abundant one, and …

453 | From Food Stamps to FI | Theresa

September 4th, 2023


In this episode: the importance of community, finding financial literacy, pulling the levers of FI, and the hot seat.

We’ve heard incredible stories …

452 | This is Not a Dress Rehearsal | August Roundup with Katie

August 28th, 2023


In this episode: spending for value, mastering your finances, what nourishes you, limiting beliefs, and getting the best out of yourself.

The end of August is rapidly approaching which means it is time for another …

451 | Mini-Retirements to Accelerate Your Path to FI | Jillian Johnsrud

August 21st, 2023


In this episode: mini-retirements, building fun into your life, structuring and planning mini-retirements, negotiating, and gaining momentum.

When pursuing your FI goal, it can feel like you are on a set trajectory, and …

450 | Catching up to FI | Becky Heptig Bill Yount

August 14th, 2023


In this episode: changing your mindset, starting FI at 50, the pros and cons of starting late, and facing your faults.

We always say on this show …

449 | Rubber Ducks and Systems for Land Investing

August 7th, 2023


In this episode: determining your FI goals, real estate investing, land investing, liquidity, and proof of concept.

Whether you are new to FI or have achieved it, you have probably noticed a big change not only in how …

448 | July Roundup: Working Backwards Into FI

July 31st, 2023


As this month comes to a close, we think it’s only fitting to reflect on what July’s incredible guests have had to say, and what new knowledge and …

447 | Mailbag: Breaking up with your Advisor, I Bonds, 4% Rule, Accounts for Kids, Roth IRAs | Sean Mullaney

July 24th, 2023


In this episode: financial advisor breakups, I bonds, the 4% rule, second generation FI, Roth IRAs, and the listener mailbag.

Breakups are hard, but …

446 | Small and Mighty Real Estate Investor | Chad Carson

July 17th, 2023


In this episode: designing your life, real estate investing, pain points, working backward, and finding your sweet spot.

This week we are rejoined by friend of the podcast Chad Carson to discuss his new book "The Small …

445 | Fundamental Truths of Investing | Brian Feroldi

July 10th, 2023


In this episode: investing, losing money hurts, pessimism, optimism, index funds, psychology, history, and building wealth.

Whether you're a …

444 | Spending for Happiness | Carl Jensen Doug Cunnington

July 3rd, 2023


In this episode: the phases of FI, your spending framework, dying with zero, changing your anchor points, and the value of time.

This podcast offers insight to what the path to FI can look like for listeners, and while …

443 | The Invisible Nature of Spending | Ginger Roundup

June 26th, 2023


In this episode: travel rewards, credit cards, the true cost of buying a car, health, retirement, and community wins.

This week we are re-joined by Ginger for another Round-Up episode where we will briefly discuss …

442 | Intermediate Travel Rewards

June 19th, 2023


In this episode: the travelers triangle, booking early, flexibility, planning, hotels, and knowing you are getting a deal.

This week Suzy joins us for a new installment of travel rewards tips, where we will be diving …

441 | The Valuist Returns | FI Roundup with Bo Loy

June 12th, 2023


In this episode: the continuum of FI, skilling up, chasing true value, the power of connection, and second generation FI.

This week we are rejoined by friend of the podcast Bo Loy to talk about finding value on the FI …

440 | Past Failure Does Not Define Future Success | Amy Minkley

June 5th, 2023


In this episode: money against mindset, fear setting, FI events, gap years, slow travel, and living intentionally.

Everyone’s relationship with money is different, just as everyones path to FI looks different, but how …

439 | Adjusting to Life After FI (Before You Get There) | Chris Terrell

May 29th, 2023


In this episode: success after FI, finding purpose, owning your time, investing in health, and spiritual pursuits.

While reaching your FI number and subsequently retiring is an amazing achievement in itself, what are …

438 | Dollars and Sense | Clint Murphy Ginger

May 22nd, 2023


In this episode: the pain of paying, anchoring, relative value, sunk costs, response to stimulus, and opportunity cost.

On this installment of the …

437 | Student Loan Forgiveness: Essential Update | Travis Hornsby

May 15th, 2023


This week we are re-joined by friend of the podcast, Travis Hornsby, to discuss some critical updates and deadlines pertaining to student loan forgiveness.

While the thought of paying off student loans can feel …

436 | From Vision Board to Action: A FI Success Story | Rakesh

May 8th, 2023


In this episode: getting comfortable investing, the vision boards, salary negotiations, and the skill of spending

Whether it's wanting to pay off your debts or get yourself set up for your future, there are many …

435 | Tipped Finance | Barbara Sloan

May 1st, 2023


Oftentimes on our show, we talk to people on the FI journey with “regular” 9-5 jobs, and other times we talk to those who have achieved their FI goal …

434 | The Transtheoretical Model of Change | Roundup with Ginger

April 24th, 2023


There can be points on the journey to FI where you feel that you may not be able to accomplish your goals, or even take advantage of some of the hacks we talk about on the show. But sometimes all it requires is for you …

433 | Outside 365

April 17th, 2023


In this episode: the power of outside, overcoming adversity, the value of streaks, building momentum, and van life.

As we’ve discussed many times on our show, creating and maintaining habits are an important part of …

432 | The Skill of Spending | Mr. Money Mustache

April 10th, 2023


In this episode: tackling the big issues, the everywhere effect, change and discomfort, and getting the most from what you have.

On this Podcast in recent months, we have made a point to highlight the fact that FI isn't …

431 | Evolution of FI | Mad Fientist

April 3rd, 2023


In this episode: forming habits, fulfilling goals, routines, the importance of health, restriction without deprivation, and working on life.

While …

430 | Mindset, Financial Independence, and Real Estate | The FI Couple

March 27th, 2023


In this episode: early financial conversations, what you truly value, house hacking, and the psychology of FI.

It can be scary to have to acknowledge …

429 | FI Frugal Hobbies | Chris Terrell

March 20th, 2023


In this episode: finding your why, creating space, deprivation, board games, lesson learning, and decision making.

Whether you’re years into your FI journey or just beginning, evaluating your finances and spending, you …

428 | Fees, Frugality, and 401K Fears

March 13th, 2023


In this episode: personal investments, 401k contributions, FI is for everyone, travel rewards, task management, and taxes.

On what is considered a very personal journey, how do you handle changes that feel like …

427 | Drawdown Strategies: Karsten vs. Fritz

March 6th, 2023


In this episode: the "average" withdrawal, Karsten's strategy, Fritz's strategy, fixed withdrawal rates, the bucket strategy, and refilling.

Preparing for retirement can look different for all on the journey to FI. All …

426 | What to do with $2.5 Million Real Estate Update | Scott Trench

February 27th, 2023


In this episode: the 2.5 million dollar inversion, looking at the incentives, interest rates, your biggest asset, and potshots.

When you begin your …

425 | Turning the Tables on Brad

February 20th, 2023


In this episode: the value of time, what are you optimizing for, bold moves, increasing your kid's odds for success, and balancing deprivation.

424 | The Power of FI | Deanna

February 13th, 2023


In this episode: budgeting, the power of FI, different funds, living in the present, and the power to make your choices.

No matter your background or …

423 | What Are You Optimizing For? | Chris Hutchins

February 6th, 2023


In this episode: what sparks goals, what are you optimizing you, valuing your time, and money prioritization.

Sometimes on the journey to FI, we ask …

422 | Lessons From a Young Entrepreneur

January 30th, 2023


In this episode: taking the unconventional path, the price of time, early entrepreneurship, talent stacking, and the pursuit of learning.

At least …

421 | Secure Act 2.0 Deep Dive | Sean Mullaney

January 23rd, 2023


In this episode: taxes, the secure act 2.0, the best news, roths, 529's, catch-up contributions, and the new options you have.

On December 29th 2022, Joe Biden signed into law the Secure 2.0 Act. As this law may have …

420 | Mindful FIRE | Adam Coelho

January 16th, 2023


In this episode: mindfulness, removing judgement, thoughts creating reality, envisioning, awareness, and the hot seat.

Oftentimes on our show we like …

419 | Your Bold Move for 2023 | Dominick Quartuccio

January 9th, 2023


In this episode: bold moves, building bold moves, dreams, themes, uncomfortable awareness, and finding energy.

For most people, a new year can …

418 | Investing Lessons Learned in 2022 | Brian Feroldi

January 2nd, 2023


In this episode: the federal reserve, interest rates, buying the hype, the problems with effortless earning, and narrative follows price.

It’s …

417 | Year End Wins 2022

December 26th, 2022


Happy Holidays! As the year's end approaches, it's only natural to look back and think of all that you’ve accomplished. Whether you just began your …

416 | Learning to Leave | Diania Merriam

December 19th, 2022


In this episode: using your resources to create change, your employer is your customer, identifying discrimination, and abundance mindsets.

For some on the journey to FI, it may seem like you must at all cost …

415 | Four Thousand Weeks | ChooseFI Book Club

December 16th, 2022


In this episode: slowing down, stoicism, finding something to neglect on purpose, focusing on the present, flow states, and actionable steps.

Throughout the history of this podcast we have had many guests discuss books …

414 | House FIRE | Alan Corey

December 12th, 2022


In this episode: the value of a door, the hour FIRE method, tax breaks, focusing on income, and return on hassle.

Many of our listeners have tuned in to hear our guests discuss the real estate market, mortgages, and …

413 | Mental Wealth Healing | Rich Jones

December 5th, 2022


In this episode: success on paper, building the life you want, therapy, craving progression, and what leads to change.

When beginning and well into your FI journey, it may seem like reaching and achieving your end goal …

412 | What's In Your Index Fund? | Katie Alan Donegan

December 2nd, 2022


In this episode; global funds, it's not doctrine, index funds, VTSAX, what is in index funds, and the opposite of active investing.

If you've been in the FI community for a while now, you've probably at one point have …

411 | The Simple Path to Wealth | JL Collins

November 28th, 2022


In this episode: VTSAX funds, bonds, cap-weighted funds, finding your ballasts, staying the course, and the simple path to wealth.

This week, we are getting back to the basics! While many of you who have been in the FI …

410 | Short-Term Rentals on the Path to FI | Kelly Cronin

November 21st, 2022


In this episode: finding mentors, the superpower of making less, traveling while making less, rental properties, and the one percent rule.

For some …

409 | 401(k), Mega Backdoor Roth and the Premium Tax Credit | Sean Mullaney

November 18th, 2022


In this episode: w2 employment to self-employment, s-coporations vs self-employment, avoiding penalties, megas backdoor roths, retirement planning, and health insurance.

Most of us are familiar with a W2 job, and there …

408 | Debt Payoff, Disney Taking Action | Audrey

November 14th, 2022


In this episode: taking action, travel rewards, career progression, the mission to net zero, and value propositions for college.

Whether you were …

407 | Kristi | Households of FI Update

November 11th, 2022


In this episode: growth during the job hunt, exploring entrepreneurship, tips for career growth, and second generation FI.

It's only natural that on the journey to FI you will want to pivot. Whether it is your financial …

406 | 18 Months of Massive Action | Josue

November 7th, 2022


In this episode: taking action, asking questions, navigating information, getting to where you want to go, the reason we learn, and growth mindsets!

Beginning your FI journey often means facing a lot of unfamiliar …

404 | Just Keep Buying | Nick Maggiulli

October 31st, 2022


In this episode: income-producing assets, REITs, the 4% rule, optimal spending, saving too much, and why you will never feel rich.

It is believed …

403 | Alignment Adjustments | Scott Taylor Rieckens

October 24th, 2022


In this episode: balancing deprivation and happiness, making adjustments, everything is negotiable, the evolution of alignment, adjusted awareness, …

402 | Vivian | Households of FI Update

October 21st, 2022


In this episode: the beauty of community, misleading expectations, doing what's best for your situation, and stress reduction.

The Journey to FI is …

401 | Court from Modern FImily Returns

October 17th, 2022


In this episode: finding unknown opportunity, creating your lifestyle as you go, overcoming the down period, real estate renting, and what reaching FI looks like.

Once you’ve set your FI number and put plans into …

400 | Zach Marilyn | Households of FI Update

October 14th, 2022


In this episode: house hacking, benefits and compensation packages, earning extra income and side hustles, and not setting perfection as your goal.

We know achieving FI doesn't happen overnight, and rarely does it …

399 | Money with Katie | Katie Gatti

October 10th, 2022


In this episode: finding purpose, misaligned values, being the product of your environment, the stock market as a source for wealth building, and modern two-player mode.

We encourage our listeners that there is no wrong …

398 | Troy Lindsay | Households of FI Update

October 7th, 2022


In this episode: career changes, up-skilling, re-prioritizing, accruing debt for value, childcare, and emergency funds.

The journey to FI is never linear. Sometimes we can find ourselves thinking the only way to meet …

397 | Securing Your Financial Life

October 3rd, 2022


In this episode: cybersecurity, password managers, two-factor authentication, safely navigating the internet, and more hot-seat questions!

Have you ever considered how secure your finances are in the modern world? …

396 | The Valuist | Bo Loy

September 26th, 2022


In this episode: evolution, knowing the rules, making purposeful decisions, automation, and the return of the hot seat!

In the advent of making …

395 | The Debtist Finds Balance in FI

September 19th, 2022


In this episode: student loans, the impact of knowing, navigating the pandemic, the power of planning, and the freedom of FI!

Tens of millions of people deal with student loan debt, and even with the recent news of loan …

394 | From Blood Cancer to Boston Marathon | Boyd Dunleavey

September 12th, 2022


In this episode: resilience, making good choices, letting go of limiting beliefs, attracting the energy you put out, and winning at life!

What would …

393 |Travel Rewards Refresher 2022 | Lyn Mettler

September 5th, 2022


In this episode: Travel Rewards, Credit Cards, and The Value of Rewards Points.

We all know that it can be expensive to travel, and sometimes the joy and excitement of taking that long-awaited family vacation can be …

392 | Beginning of a New Era

August 29th, 2022


In this episode: Unlocking Freedom, The Optimized Path, Skilling Up, The Perpetual Money-Making Machine, and a New Era of ChooseFI.

It is truly the …

391 | The Student Loan Reset (Urgent Listen!) | The Student Loan Planner

August 22nd, 2022


In this episode: student loan forgiveness, public service loan for forgiveness, and getting closer to loan forgiveness.

How would you respond to …

390 | Taking Stock of Your Life | Jordan Grumet

August 15th, 2022


In this episode: marginal gains, prioritizing your present, purposeful living, impacting others, and goal setting.

Whether you like it or not we all …

389 | The Language of Business

August 8th, 2022


In this episode: interpreting financial statements, utilizing financial statements, balance sheet statements, income statements, cash flow statements, and valuing a business for its purpose.

Have you even wanted to …

388 | The 18-Year-Old Who Actually Listened

August 1st, 2022


In this episode: college hacking, career hacking, the power of starting early, trade jobs, and salesforce careers.

How many times in the past have …

387 | How Real Estate Investors Make it Work in High Interest Environments | Coach Carson

July 25th, 2022


In this episode: real estate investing, the fundamentals of real estate investing, real estate investing variables, interest rates, and private money financing.

With today's real estate market is it even possible to get …

386 | The $100K Glorified Sleepaway Camp | Millionaire Educator

July 18th, 2022


In this episode: College Hacking, College Credits for less, ACE Courses, CLEP Exams, and The Most Cost Efficient Bachelors Degree

A college education …

385 | Time Is Your Ultimate Luxury

July 11th, 2022


In this episode: Time as a Luxury, The Power of F-U Money, The Cost of DIY, Planning, and Decision Making.

Even though time is our most precious non-renewable resource, the society we live in tends to take that fact for …

384 | Functionality with Numbers

July 4th, 2022


In this episode: functionality with numbers, the rule of 74, decision making, free roles, and tilting the odds in your favor!

Setting yourself up for …

383 | What Do You Want to be When You Grow Up? | The Fioneers

June 27th, 2022


Topics in this episode: lifestyle design, coast fi, slow fi, identity, career, and creating the life you want.

Sometimes it can be hard to separate what you do for a living from who you are as a person. Also, financial …

382 | Name Your Fear, Control Your Risk

June 20th, 2022


In the week's episode, Brad and Jonathan examine the current state of the housing market and discuss different ways in which risk can be controlled.

381 | Common Sense Spending Guidelines | Housing

June 13th, 2022


In this week's episode, Brad and Jonathan discuss different guidelines that can help ensure your mortgage won't infringe on your FI goals!

Becoming …

380 | Optionality: Making Choices with Finite Resources

June 6th, 2022


In this week's episode, Brad and Jonathan discuss different routes you can take in order to create options for yourself with limited resources.

Everyone has a finite amount of financial resources at their disposal and …

379 | The Hidden Job Market

May 30th, 2022


In this week's episode, Brad and Jonathan welcome back Bradley Rice and Anita from Talent Stacker to discuss the hidden job market and how you can …

378 | Earning Power: The Best Protection Against Inflation

May 23rd, 2022


In this week's episode, Brad and Jonathan dissect the idea of earning power being used as a weapon to combat inflation, and strategies you can implement to level up your income!

One of the best ways to reduce the impact …

377 | Glide Path to Retirement During Financial Uncertainty

May 16th, 2022

In this week's episode, Brad and Jonathan discuss different ways to retain a sense of control along the path to retirement during times of …

376 | The Four Backstops to the Four Percent Rule | Sean Mullaney

May 9th, 2022


In this week's episode, Brad and Jonathan welcome Sean Mullaney back onto the podcast to discuss the four backstops of the Four Percent Rule! While …

375 | What is Savings Rate and How to Calculate It?

May 2nd, 2022


In this week's episode, Brad and Jonathan continue along their, "Financial Independence A to Z," journey by examining savings rate and the many …

374 | Tools to Simplify Budgeting and Tracking Finances

April 25th, 2022


In this week's episode, Brad and Jonathan discuss a variety of tools that can help you stay on-top of your budget. Whether you create your own …

373 | Natural Remedies, Startup Economics Financial Literacy A to Z

April 18th, 2022

In this weeks episode, Brad and Jonathan discuss some natural remedies your may find useful in your life, the economics behind the modern startup …

372 | Can I Get an Extension, Please?

April 11th, 2022


It's officially tax season! In this week's episode, Brad and Jonathan discuss tax extensions and share some of their experiences paying taxes in the past. No matter what walk of life you are in, at the end of the day we …

371 | Why Does the Stock Market Go Up? | Brian Feroldi

April 4th, 2022


In this week's episode, Brad and Jonathan are joined by author and friend of the show Brian Feroldi. After spending two years writing the book, Why …

370 | Timeline Your Goals | Stacked with Joe Saul-Sehy

March 28th, 2022


In this week's episode, Brad and Jonathan sit down with Joe Saul-Sehy, co-author of the book "Stacked" and co-host of the "Stacking Benjamins" …

369 | The Unstoppable Force Vs Immovable Object: Clarity and Goal Setting Part 2

March 21st, 2022

What happens when an unstoppable force meets an immovable object? In this week's episode, Brad and Jonathan continue their discussion from last week about clarity and goal setting, but this time they focus on ways to …

368 | Declutter, De-noise De-stress : Clarity and Goal Setting Part 1

March 14th, 2022

In this week's episode, Brad and Jonathan kick off part one of a two episode series focussed on decluttering, de-noising, and de-stressing your life! What makes the FI lifestyle so special is it's ability to block out …

367 | FI Number Adjustments

March 7th, 2022


In this week's episode, Brad and Jonathan unpack the problems that lie within modern retirement calculations and provide examples of how you can work …

366 | Day 0 Self

February 28th, 2022


In this week's episode, Brad and Jonathan discuss the importance behind moment you decide it is time to make a change in your life. While making the decision to alter your life for the better is often easy, actually …

365 | What If You Didn't Need to Escape?

February 21st, 2022


In this week's episode, Brad and Jonathan question the notion of needing to escape from your life. While we all get tired of the mundane nuances that …

364 | What's All the Hoopla About?

February 14th, 2022


In this week's episode, Brad and Jonathan fixate on many different areas in life where improvements can be made and ways you could go about doing it! …

363 | First to a Million

February 7th, 2022

Jonathan and Brad talk with Dan Sheeks about exactly what a 17-year-old should know when getting started on their financial journey. A detailed …

362 | Blockchain, Smart Contracts, and NFT's | Part 2

January 31st, 2022

In this week's episode, Brad and Jonathan continue their discussion from last week about digital asset investment! This time, they are taking a deeper look into decentralized finance and different ways that you can get …

361 | Blockchain, Smart Contracts, and NFT's | Part 1

January 24th, 2022


In this week's episode, Brad and Jonathan take a look at the blockchain and try to find where the actual value is within cryptocurrencies and digital asset investing. Join the guys as they define what certain digital …

360 | A Primer for Success

January 17th, 2022


In this week's episode, Brad and Jonathan discuss different ways in which you can position yourself to experience as many positive outcomes in your life as possible. Whether it's building credit, saving, investing, …

359 | SWOT Analysis for Financial Independence

January 10th, 2022


Now that you've done your beginning of the year audit, it's time to look at your finances through the lens of a SWOT analysis! In this week's episode, Brad and Jonathan examine the strengths, weaknesses, opportunities, …

358 | Getting Started Audit

January 3rd, 2022


Welcome to 2022! In this week’s episode, Jonathan and Brad discuss starting your year by doing an audit of your current financial situation to highlight areas in which you can improve! It is critical to know how much …

357 | 2021 Year End Wins | Part 2

December 27th, 2021


In our final episode of 2021, Brad and Jonathan pick up where they left off last week as they continue to listen to your end of year wins! It is …

356 | 2021 Year End Wins | Part 1

December 20th, 2021


Happy Holidays! However, the holidays are not the only reason we are festive around this time of the year. Join Brad and Jonathan as they celebrate …

355 | Making Bold Moves

December 13th, 2021


In this week's episode, Brad and Jonathan are joined by Dominick Quartuccio from "The Great Man Within" to discuss making bold moves while on the …

354 | Navigating the Possible Vs Probable of Personal Finance

December 6th, 2021


In this week’s episode, Brad and Jonathan discuss planning your short and longterm FI goals in a manner that is realistic to your current situation. By taking an approach that favors longterm success as opposed to rapid …

353 | Families Fly Free

November 29th, 2021


In this week's episode, Brad and Jonathan are joined by Lyn Mettler from "Families Fly Free" to discuss optimizing your travel rewards when traveling with family! Join the trio as they discuss different ways to utilize …

352 | The DIY Financial Plan

November 22nd, 2021


In this week's episode, Brad and Jonathan are joined by Measure Twice Money's founder Cody Garrett! Together, they discuss important details about DIY financial planning, such as identifying where you do and don't need …

351 | Year End Tax Planning 2021

November 15th, 2021


In this week's episode, Brad and Jonathan are joined by Sean Mullaney to get a jump start on 2021's tax planning season. Together, they discuss …

350 | Runaway Winners and the Balanced Portfolio

November 8th, 2021


With volatile assets like Tesla stock, Ethereum, and Bitcoin, how do you keep a level head while investing? In this week’s episode, Brad and Jonathan …

349 | Paper Returns Vs. Real Returns

November 1st, 2021


this week's episode, Brad and Jonathan discuss the importance of knowing the difference between paper returns and real returns. If an asset has a certain value in the market, it does not mean that said value will exist …

348 | The Rules of the Game

October 25th, 2021


In this week's episode, Brad and Jonathan discuss the rules that financially dictate how we all play the game of life. Together, they point out that …

347 | How Did You Calculate That Return?

October 18th, 2021


In this week’s episode, Brad and Jonathan discuss how critical it is to fully understand what the statistics and numeric values describing your …

346 | How Do I Figure Out the Taxes on This?

October 11th, 2021


In this week's episode, Brad and Jonathan examine the concept of assets and where they fit in your general tax strategy. Together, they discuss the different factors that effect how and when you pay your taxes, compare …

345 | The Art of the Career Pivot

October 4th, 2021


In this week's episode, Brad and Jonathan talk about the benefits behind creating the space needed in life for you to challenge yourself. While it may be tempting to relax in place with your new-found free time, you …

344 | Risk Avoidance and Deworsification

September 27th, 2021


In this week's episode, Brad and Jonathan discuss how risk avoidance can weigh down your returns in the form of opportunity costs. While your savings …

343 | Firing the Haters

September 20th, 2021


In this week's episode, Brad and Jonathan are joined for the "many-ith" time by Jillian Johnsrud to discuss her new book, "Fire The Haters." Together, they dissect some of the themes from Jillian's book, which leads to …

342 | Don't Let Good Be the Enemy of Great

September 13th, 2021


When things are good, is it the right move to settle in place? In this week's episode, Brad and Jonathan discuss the nature of good, and how things being good is often the biggest obstacle standing in the way of things …

341 | Worthwhile Splurges

September 6th, 2021


In this week's episode, Brad and Jonathan discuss the benefits of slightly diverting from the FI mindset and spending more on meaningful purchases. …

340 | Diamonds in the Rough

August 30th, 2021


In this week's episode, Brad and Jonathan reopen the mailbag which prompts a discussion examining the true monetary value behind collectable items, …

339 | Close the Loop

August 23rd, 2021


In this week's episode, Brad and Jonathan dive into the mailbag and respond to listener emails! Throughout the episode, you'll hear about some of the wins those in our community have experienced, ranging from having the …

338 | 10 Ways to Increase Your Income

August 16th, 2021


While slashing your expenses can certainly accelerate your path to financial independence, what if it also begins to slash at your own happiness and wellbeing? In this week’s episode, Brad and Jonathan are joined by …

337 | Ordinary Sherpa

August 9th, 2021


Does settling down and starting a family really mean that your days of adventuring are over? In this week's episode, Brad and Jonathan are joined by Heidi Dusek from the Ordinary Sherpa Podcast, who firmly believes that …

336 | $1K 100 Ways

August 2nd, 2021


In this week's episode, Brad and Jonathan are joined by author, podcaster, and entrepreneur Nick Loper from Side Hustle Nation. In their conversation, Nick emphasizes that thinking creatively when looking to start an …

335 | In a World Where You Can Do Anything, Why Do We Always Do the Same Thing?

July 26th, 2021


In this week's episode, Brad and Jonathan get introspective and examine the choices that everybody has laid out for them in their lifetimes. Together, they ponder why so many choose only the cookie-cutter options in …

334 | Experiments in FI: Inflation, Gardening, and Revocable Living Trusts

July 19th, 2021


In this week's two-part episode, Brad and Jonathan provide personal examples and insight on relatively safe ways to experiment with your FI …

333 | Unlocking Your First Mini-Retirement

July 12th, 2021


In this week's episode, Brad and Jonathan are joined by Jillian Johnsrud, the host of the Everyday Courage podcast and fellow FI guru. Jillian shares with the guys the concept behind a mini-retirement, or in other words …

332 | Transform Your Tax Return Into a Springboard for Financial Planning

July 5th, 2021


In this week's episode, Brad and Jonathan are joined by none other than the "FI Tax Guy" himself, Sean Mullaney. Together, they highlight reasons why …

331 | What Does Inflation Mean for Investors?

June 28th, 2021


Big ERN (a.k.a. Karsten) from "Early Retirement Now" makes his return to the podcast in this week's episode! With Brad and Jonathan, Big ERN gives us …

330 | Is there a Housing Market Bubble?

June 21st, 2021


In this episode, Brad and Jonathan sit down with Paula Pant, author of the ebook Escape and creator of the blog and podcast Afford Anything. As a …

329 | The Investing Horserace

June 14th, 2021


In this episode, Brad and Jonathan take a look at popular portfolios in the financial independence community and lay down a structure of comparison …

328 | Watch the Business Not the Stock

June 7th, 2021


In this episode, Brad and Jonathan discuss investment strategies with Brian Feroldi, a seasoned veteran of the stock market and author for The Motley …

327 | Where Does Entrepreneurship Fit on Your Path to FI?

June 4th, 2021


In this episode, Brad and Jonathan are joined by Alan Donegan, an entrepreneurial guru and host of the "Rebel Entrepreneur" podcast. Together, the trio discuss their own entrepreneurial journeys, tips and strategies for …

326 | Learn to Market Yourself and Your Skills in 2021 and Beyond

May 31st, 2021


In this episode, Brad and Jonathan take a look at the ways in which people aren't properly marketing themselves. By running through a thought experiment, Brad and Jonathan uncover skills, abilities, and valuable traits …

325 | Credibility and Boundaries for Winning at Life

May 28th, 2021


In this episode, Brad and Jonathan reexamine the stages and checkpoints of Financial Independence. In our community, many people are just trying to figure out where they are on this path to FI. While every individual’s …

324 | The Stages and Checkpoints of FI

May 24th, 2021


In this episode, Brad and Jonathan reexamine the stages and checkpoints of Financial Independence. In our community, a lot of people are just trying to figure out where they are on this path to FI, and while every …

323 | Pump and Dump

May 21st, 2021

  • Curious about cryptocurrencies? Is it investing or is it gambling? It’s a topic the community has a lot of questions on, so in this episode we …

322 | Financially Bulletproof in a Pandemic

May 17th, 2021


Dennison, a member of the FI community and recent Salesforce success story, joined the guys today for a special interview. He expressed to us that being adaptable and willing to change your world viewpoints on the fly …

321 | Discovering the Power of FU Money

May 14th, 2021


What You’ll Get Out Of Today’s Show
  • Picking back up with our ChooseFI Households of FI family, Zach and Marilyn to hear about all of the incredible …

320 | How Many Days a Month Do You Experience Stress Related to Work?

May 10th, 2021

  • The nature of work has drastically changed over the last year. Has its impact on you been negative or positive? And does that impact your choices …

319 | Make Your Kid a Millionaire

May 7th, 2021

What You’ll Get Out Of Today’s Show
  • Do you want to give your children the tools they need to guarantee their path to financial independence? If …

318 | 100 Ways to Get 1% Better

May 3rd, 2021

  • After four years of talking about the aggregation of marginal gains and the idea of getting 1% better, ChooseFI has accumulated quite a lengthy …

317 | All the Hacks | Chris Hutchins

April 30th, 2021

  • Life gets busy when you have a new baby, so Chris Hutchins is on a quest to learn all the hacks, optimize his life, and share what he’s learned with …

316 | Is Your Pension Healthy? | Grumpus Maximus

April 26th, 2021

  • Back in another installment of ChooseFI’s Households of FI series are Troy and Lindsay.
  • In episode 241, Brad helped them calculate their FI …

315 | Is This the Golden Age of Investing?

April 23rd, 2021

  • In last week’s Facebook Live episode with Frank Vasquez, he pointed out that we are in the Golden Age of Investing. In this episode, we explore what …

314 | Is My Company's Stock Overpriced? | P.E. Ratio Explained

April 19th, 2021

  • The Households of FI series continues! In this episode, we touch base with Kristi, the single mom from Minnesota who. New to FI, Kristi is working …

313 | Are You as Diversified as You Think You Are?

April 16th, 2021

  • The goal of diversification is to ensure access to a lot of upside without being exposed to an unacceptable downside. But are you as diversified …

312 | First-Time Home Buyer | Bigger Pockets

April 12th, 2021

  • In 2008-2009, the American dream of a home with a white picket fence turned into a financial nightmare, sending many families underwater for a …

310 | Get Good with Money | Tiffany Aliche, The Budgetnista

April 5th, 2021


  • When you are financially whole in the way I’ll teach you to be, you won’t have to live in fear. You’ll have a plan for each area of your finances …

309 | College Hacking : The Comprehensive Guide | Stereo Live QA

April 2nd, 2021

  • Winter is over, spring is here, and Brad and Jonathan have hosted their fifth live event on Stereo!
  • With the new season and sense of hope, people …

308 | 102 Business Ideas for Kids |Simple Startup with Arianna and Sheila

March 29th, 2021

  • Do you have a budding entrepreneur at home? Help them bring their business ideas to life, learn the value of money, and gain future-proof skills.

307 | How to Factor My Mortgage Into My FI Number| Live Stereo QA

March 26th, 2021

  • After four weeks of hosting the live weekly show via Stereo, Brad and Jonathan continue to refine the format and come up with ideas for improving …

306 | Myths and Misconceptions |Diania Merriam

March 22nd, 2021

  • Diania Merriam is the Chief Economeist behind the EconoMe conference, a two-day event at the University of Cincinnati whose roots are in the FIRE …

305 | Finding Your Locus of Control | Stereo Live QA

March 19th, 2021

  • It’s the third edition of ChooseFI’s live and interactive show via Stereo. You can submit a question, feedback, or comment, and find out how to join …

304 | Mapping Out Your FI Number

March 15th, 2021

  • Jonathan checks back in with Corinne from the Households of FI series to look at her numbers, goals, and map out a FI plan.
  • Financial independence …

303 | Structuring Your Emergency Fund | Stereo Live QA

March 12th, 2021

  • In the second episode in the series of taking the show live online via the Stereo app, listeners ask questions and interact during a replay of this …

302| Navigating a Multigenerational Household | The Financial Tortoise

March 8th, 2021

  • We are checking back in with Vivan from our Households of FI series who has been paired with mentor, Tae from Financial Tortoise, to go over …

301| Money and Relationships | Part 2

March 5th, 2021

  • What are you getting hung up on with relationships and money? We continue the conversation in Part 2 of the Relationships and Money series with …

300 | Relationships and Money | Jillian Johnsrud

March 1st, 2021


  • Money is one of the top three things people struggle to communicate with, falling right below sex and above our reasons and motivations for work.
  • In …

299 | What's Stopping You from Reaching FI?

February 26th, 2021

  • It's ChooseFI's first live radio show! Recorded live on Tuesdays at 7:30 pm Eastern using an app called Stereo, the live shows will be replayed …

298 | Habits For Wealth Building | Rich and Regular

February 22nd, 2021


  • We are checking back in with our Households of FI family, Martin and Ayesha, who have been paired with mentors, Julien and Kiersten of Rich and …

297 | From Pandemic Layoff to $100k+ | A Salesforce Success Story |Anita Smith and Bradley Rice

February 19th, 2021


What You'll Get Out Of Today's Show
  • If you are willing to look outside your comfort zone, grab good information, and take action on it, you can …

296 | Transition Planning from a Military Career on the Path to FI |Doug Nordman

February 15th, 2021

  • We are circling back to check in with our Households of FI families. First up are Matt and Megan, our international, dual military couple.
  • Having a …

295 | Emergency Fund for the Zombie Apocalypse

February 12th, 2021


  • This Friday's episode continues with the theme of looking back at how our perspective has changed since the show began. What has changed, have we …

294 | From Corporate Muzzle to Invested Development | Amanda Holden The Dumpster Doggy

February 8th, 2021


  • Amanda Holden's approach to educating others includes laughter and shenanigans to democratize information and get it to stick.
  • Amanda worked in …

293 | Gamestop Squeezed to the Max | Brian Feroldi

February 5th, 2021


  • Wondering what happened with GameStop and confused about what a short squeeze is? The complexity of this kind of trading is far from the simple …

292 | The Complexity in Simplicity at M1 | Brian Barnes

February 1st, 2021


  • M1 Finance transformed Jonathan's ideas about how simple complexity could be and has quickly become his favorite investing platform, especially for …

291 | If I Could Turn Back Time

January 29th, 2021

  • After four years of working on the ChooseFI podcast, Brad and Jonathan want to share their lessons learned, the list of things they might do …

290 | We're Talking Millions | Paul Merriman

January 25th, 2021


  • Does your portfolio own enough of the companies that carry a lot of the growth over extended periods of time? When you buy index funds, you aren't …

289 | The Roth 401K and Meal Planning Made Easy

January 22nd, 2021


  • For almost 12 months, we've all been trying to do the best that we can. As frequently discussed on the show, we try to do things slightly different, …

288 | Mad Fientist

January 18th, 2021


  • Should you rush to reach FI? Or use it as a map in a lifelong pursuit to master your relationship with time, money, and happiness? Brandon, from the …

287 | The Examined Life

January 15th, 2021


  • Are you the kind of person who sets New Year's resolutions? Like many Americans, Jonathan used to set weight loss goals for the new year, but not …

286 | I Like to Dabble

January 11th, 2021


  • Many industries we once believed were recession-proof have proven otherwise. What can we do to build multiple streams of income and the resilience …

285 | Beginning of a New Era

January 8th, 2021


What You'll Get Out Of Today's Show
  • 2021 kicks off the fifth year of the ChooseFI podcast. Despite being at different points in their own financial …

284 | JL Collins Returns

January 4th, 2021

  • When it comes to investing strategies, one of the most influential books available claims that if you keep it simple, you'll actually do better.

283 | End of Year Wins | Part 3

January 1st, 2021


  • It's Part 3 of ChooseFI's end-of-year wins where we hear directly from our community members. During this live event, listeners shared the actions …

282 | End of Year Wins | Part 2

December 28th, 2020


  • It's Part 2 of ChooseFI's end-of-year wins where we hear directly from our community members. During this live event, listeners shared the actions …

281 | End of Year Wins | Part 1

December 25th, 2020


  • It's the ChooseFI Christmas Edition where we hear end-of-year wins direct from our community members. During this live event, listeners shared the …

280 | The Debt Free Guys

December 21st, 2020


  • Is it possible to live fabulously without being fabulously broke? The Debt Free Guys say you can.
  • After a year and a half of dating, John and David

279 | Be Wise, Your Financial Future is at Stake | Dan Otter

December 18th, 2020


  • Teachers have been getting taken advantage of when it comes to their investment options. Thankfully, the internet and technology have made it easier …

278 |Retire Early...For You | Amy Blacklock

December 14th, 2020


  • Don't fall for the misconception that financial independence is just for 20 and 30-year-olds. It is for everyone at any age and it's not too late …

277 | Gauging the Weight of your Portfolio

December 11th, 2020


  • Setting up your financial life includes updating your investor policy statement and examining the rationale for equal weighting inside your index …

276 | How to Set up Your Financial Life | Investing and Banking

December 7th, 2020


  • Continuing the conversation discussing financial basics, today's episode covers how to get started investing, banking, and setting up your financial …

275 | Board games and War Games

December 4th, 2020

  • It's no secret that Brad and Jonathan's families are board game fans. One way they can typically save 20-60% on the cost of board games is by …

274 | Tax Planning 2020 | Sean Mullaney

November 30th, 2020

  • It's end-of-year tax planning time. As you get further along in your financial independence journey, there are likely more end-of-year tax …

273 | What's an Emergency?

November 27th, 2020

  • We're going back to basics and taking a deep dive into the Roth IRA and the levers, tools, and investing strategies available to investors.
  • Although …

272 | Understanding Compound Interest Investing for Beginners

November 23rd, 2020


  • As the ChooseFI community continues to grow, it's necessary to discuss some fundamental basics that serve the audience who are just getting …

271 | Future Proof

November 20th, 2020


  • In a world of uncertainty, how can we future-proof our skillset and also create an environment to help our kids thrive as adults?
  • Growing up, Brad

270 | Designing your Year for 2021 | Dominick Quartuccio

November 16th, 2020


  • One of ChooseFI's most popular guests is back! Dominick Quartuccio returns to talk about after the shock of 2020, how to bounce back and what it …

269 | Let's make Lemonade with a Twist

November 13th, 2020


  • ChooseFI Facebook Community Manager recently posted a meme that hit home with Brad. It said, “Plot twist: 2020 has actually been the best year of …

268 | We Want Guac | Financial Independence for Gen Z

November 9th, 2020


  • Optimize your finances during your 20s, no matter what your income is, and build significant wealth. But what are your options when working an …

267 | Timing the Market

November 6th, 2020


  • Following US Election Day results, it's important to remember the alligators and kittens, a concept to approach overall mental wellbeing. The …

266 | Breaking the Cycle of Poverty | Yanely Espinal

November 2nd, 2020


  • Yanely grew up in a low-income household in Brooklyn and then attended Brown University. But by the time she graduated, she had accumulated a bunch …

265 | Talent Stacker

October 30th, 2020


  • What's in your talent stack? Inspired by content discovered over the last four years while producing ChooseFI, Jonathan has spent the last couple of …

264 | Recognizing Scarcity and Uncertainty | Leisa Peterson

October 26th, 2020


  • Your money story informs so much of your life even if you're not aware of it. For 30 years, Leisa Peterson has been researching and studying how …

263 | Pick Your Five: Accountability Decision-Making

October 23rd, 2020


  • Jonathan draws a parallel between the episode on Monday with professional poker player Annie Duke and hitting his weight loss goals. Finding himself …

262 | How to Decide | Annie Duke

October 19th, 2020


  • Annie Duke is a world champion poker player and author of Thinking in Bets, a book which makes the case for embracing uncertainty in our …

261 |Nothing Gold Can Stay | What is a HELOC?

October 16th, 2020

  • After 18 years of ownership, Brad says goodbye to his beloved Honda Civic, Golden Boy.
  • When it comes to car ownership, ChooseFI often talks about …

260 | What's your Survival Number? | Jully-Alma Taveras

October 12th, 2020

  • Immigrating to the United States as a child, by early adulthood, Jully found herself caught up in our consumer culture and had acquired five figures …

259 | Kristi Big ERN

October 9th, 2020

  • In our eighth Households of FI touchpoint episodes, Kristi was successfully following the standard path with a six-figure job and keeping up with …

258 | Back to Basics Part 2: The Income Side of the Equation

October 5th, 2020

  • Brad has been taking part in a mastermind group and teaching its members about financial independence. While they understood the “Why of FI”, how to …

257 | Back to Basics: Getting Started with FI

October 2nd, 2020

  • In this ChooseFI Back to Basics episode, we review Health Savings Accounts (HSA). What happens when you need to finally pull money out after funding …

256 | Double Your Income by Flipping the Second-Hand Market | Flea Market Flippers

September 28th, 2020

  • How can you recognize the value in the secondhand market, begin optimizing a strategy, and turn it into income? Today's guests, Rob and Melissa …

255 | If People Can Do it Then I Can Do it Too | Leslie Tayne Connects with Vivian

September 25th, 2020

  • Picking back up with the Household of FI series, Vivian is a single mom who found FI in the last year, but initially, it seemed impossible. It …

254 Creating a lifestyle not a Job | Corbett Barr

September 21st, 2020

  • Building a business online has never been easier than right now, but Corbett Barr was forging his path in the early 2000s when it was hard. We're …

253 | Back to Basics

September 18th, 2020

  • Going back to the basics of ChooseFI being a crowdsourced show, Brad and Jonathan address what's going on in the FI community with a wild card …

252 | Life Rebuilt | Julia Harder

September 14th, 2020

  • Everyone's path to FI is going to look a little bit different and there is so much we can learn from each other. Hoping to inspire and share lessons …

251 | Should I Pay off the Mortgage on the Path to FI? | Brad Connects with Martin and Ayesha

September 11th, 2020

  • Martin and Ayesha are both natural savers who have been great about living below their means but lacked a real plan. Their goals are to maximize …

250 | Money Lessons From My Grandparents | Anne Zonca

September 7th, 2020

  • Once you realize financial independence is possible for you, how do you ensure the money lessons you've learned are consistently passed down to …

249 | Carol connects with The Retirement Answer Man Roger Whitney

September 4th, 2020

  • Brad is back after taking August off of work as his Red X month. Though his original vacation plans were changed because of COVID, he made the best …

248 | You Are More Than Your Financial Capital | Laura Oldanie

August 31st, 2020

  • What does it look like when you are invested in building wealth, environmentalism, and sustainability? How do you combine raising your net worth …

247 | Zach and Marilyn Talk Real Estate Investing | Paula Pant

August 28th, 2020

  • Continuing the financial independence case study series, Households of FI family, Zach and Marilyn are a married couple with young kids. Using Dave …

246 | Overcoming and Battling Financial Abuse | Rachael Partleton

August 24th, 2020



  • What happens when someone is using your finances to prevent you from making decisions that are in your own best interest? What does financial …

245 | Matt Megan get International Tax Tips | Dave McKeegan

August 21st, 2020


To watch the video highlights, click on

  • Matt and Megan are a dual military family on the path to FI. Matt is serving in the UK …

244 | Mentorz : A Second Generation FI Success Story | Ava and Don Wettrick

August 17th, 2020

  • Who do young people look up to today? The lifestyles marketed on MTV and social media not exactly something to aspire to, but where can the next …

243 | Corinne and Jillian Johnsrud | Households of FI

August 14th, 2020


Progress Coach, Jillian Johnsrud, meets with Households of FI member, Corinne, to review the two exercises designed to help her understand how she …

242 | The Financial Gym | Shannon McLay

August 10th, 2020

  • For those on the path to financial independence, finance, fitness, and life optimization all intersect.
  • During her career in the banking industry, …

241 | Troy Lindsay Calculate Their FI Number with Brad | Households of FI

August 7th, 2020

  • The Troy and Lindsay are new on their journey, finding FI several months ago after making a budget and realizing they had no money left over at …

240 | The Budgetnista

August 3rd, 2020



For video highlights from the episode, check out

  • Tiffany Alice was raised by a financially savvy father who taught her how to …

239 | The Gatekeepers are Gone

July 31st, 2020


  • Don't believe that you need anyone's permission for access anymore. The gatekeepers are gone and the ability to access knowledge on-demand and …

238 | Half Price College with the Millionaire Educator

July 27th, 2020


Gerry Born, the Millionaire Educator, joins the show to talk about strategizing college via online classes, dual enrollment, and CLEP Testing. 

For …

237 | Build Your Talent Stack

July 24th, 2020


Today we talk about asset allocation versus information allocation. What are you doing with all the information you are taking in? Are you making intentional steps to build your talent stack? Tune in to today's Friday …

236 | The Intersection of Fitness and Financial Independence

July 22nd, 2020


The guys talk about their journey toward financial independence and fitness and how closely the two correlated to one another.

For more information, visit the show notes at

235 | How I Built a 7-Figure Online Course | Jacques Hopkins

July 20th, 2020


Jacques Hopkins shares how he built an online course and some of the skills he had to learn along the way. If you have been sitting on an business idea you definitely want to listen to this episode!

For more …

234 | What's in Your Index?

July 17th, 2020


Brad's children learn a valuable lesson on running a business and some of the associated difficulties. As Tesla becomes a potential candidate for the …

233 | You Need to Start Building Your Network | Jordan Harbinger

July 15th, 2020


Jordan Harbinger shares his tips and techiques for managing and expanding your network

For more information, visit the show notes at

232| Raising a Money-Savvy Family for Next-Generation Financial Independence | Doug Nordman and Carol Pittner

July 13th, 2020


Doug Nordman and Carol Pittner Join the show to talk about how to raise your children to think about the potential of money in a positive way


For …

231 | Are You Too Good for Casserole?

July 10th, 2020


Jonathan makes a bet, the secret to wealth lies in the Casserole, and the guys share their thoughts on college planning

For more information, visit …

230 | College Hacks from the ChooseFI Community

July 8th, 2020


Jonathan, Brad, and MK have collected tips, comments, hacks, and feedback from the community for crushing college debt free.

For more information, …

229 | Managing Stress by Leveraging FI | The Fioneers

July 6th, 2020


Corey and Jess from The Fioneers join the show to tell share their story of getting on the same page financially. They talk about incremental freedom, habitual spending triggers, and stress management.

For more …

228 | Overcoming the Debilitating Fear of Public Speaking

July 3rd, 2020


The guys talk about their strategies for public speaking, and Brad shares how podcasting has played a key role in learning to play into his strengths …

227 | The Golden Albatross | Grumpus Maximus

July 1st, 2020


Grumpus Maximus has partnered with ChooseFI Publishing to release his book The Golden Albatross. While pensions can seem like a dry topic, Grumpus …

226 | Trip Of A Lifestyle To All US National Parks

June 29th, 2020


Lauren and Steven Keys from Trip of a Lifestyle join the show to share their story of frugalality to live a life doing the things they love.

For more information, visit the show notes at

225 | The Power of the Staycation

June 26th, 2020


Today we're talking about staycations, traveling the world ~$1,200/month, and community wins!

For more information, visit the show notes at

224 | Introducing our Households of FI

June 24th, 2020


Today we are introducing the second 4 households in our on-going case study project where we follow 8 households on their journey towards FI. Each …

223 | Slow Traveling the World the FI Way | Nomad Numbers

June 22nd, 2020


The Nomads join the show to talk about their system for perpetual travel, and all the nuances that go into a nomadic lifestlye.

For more information, visit the show notes at

222 | The Mid LIfe Crisis

June 19th, 2020


A lot of people think FI is about having as much money as possible, but that is a fundamentally flawed supposition. Jonathan and Brad saw plenty of …

221 | Introducing our Households of FI

June 17th, 2020


Today we are introducing the first 4 households in our on-going case study project where we follow 8 households on their journey towards FI. Each …

220 | Fix My 403b | Nancy Bachety

June 15th, 2020


Nancy Bachety worked as a school teacher for and was deeply dissatisfied with the 403b retirement fund that was being offered to teachers. On this …

219 | I was Laid Off, Now What?

June 12th, 2020


Today we talk about using skills to pivot when laid off using MK as a fantastic case study of this concept. Additionally we have some announcements and awesome community wins in the mailbag today.


For more …

218 | COVID Budget Awakening | Brandi Sellers

June 10th, 2020


Brandi joins us and shares her story on another case study episode. After sharing her finances, Brandi sees the big difference that small changes can make for retirement.

For more information, visit the show notes at

217| How to Save Thousands in US Federal Taxes Using Geo-arbitrage | David McKeegan

June 8th, 2020


David from Greenback Expat Tax Services explores the basics of taxes for expats. Learn about the rules surrounding expats taxes and strategies to …

216 | How to make FI more inclusive | With Chris Browning of Popcorn Finance

June 5th, 2020


Chris Browning joins the ChooseFI podcast to have a vital conversation about systemic racism in America and what we in the FI community can be doing to help.

For more information, visit the show notes at

215 | Your Self-Worth is Not Your Net Worth | Audrey Bellis

June 3rd, 2020


Audrey Bellis, joins us for a Wednesday case study. Audrey shares with a us a story of empowerment and self-motivation.

For more information, visit the show notes at

214 | How to Rock a Blog Without The Painful Learning Curve | Ashley Barnett

June 1st, 2020


Today Ashley Barnett from the ChooseFI team joins the show to share her story and teach us how to make a blog that stands out!

213 | Is The Retirement Saver's Credit Worth It In 2020?

May 29th, 2020


Jonathan makes one the Barrett Top 50 for some "FI-ne Dining", the guys detail this little known tax credit, got some community Feedback, Brad was on Jillian's latest episode of Everyday Courage, and ChooseFI case …

212 | Kicking off our FI Case Study Series | Kashia Palmer

May 27th, 2020


Today Jonathan and Brad are doing a case study with Kashia Palmer. Kashia shares her story about getting out debt and has the guys look through her budget to find out her time frame for financial independence.

211| How to Negotiate a Higher Salary without Burning Bridges | Financial Mechanic

May 25th, 2020


Jessica, The Financial Mechanic, shares how she created a ten-year path to financial independence through a career shift and salary negotiations.

For more information, visit the show notes at

210 | Little Known Roth Hacks

May 22nd, 2020


Today on our mailbag episode we have exciting news from MK, information on 401K's to Roth IRA's, news from Choosefi Publishing, an alternative summer camp possibility, and more from our community

209 | What Happens When the Paycheck Stops? - Keys to a Successful Retirement with Fritz Gilbert (Part 2)

May 20th, 2020


Fritz from Retirement Manifesto is back to dig a bitter deeper into the minutiae of the numbers behind retirement, and the use of the bucket strategy.

208 | There Is No Failing With FI | Bianca DiValerio

May 18th, 2020


Bianca, a flight attendant, reached Financial Independence in her late 30’s after many bumps in the road.

She shares her story of financial resiliency.


Bonus With Everyday Courage

May 16th, 2020


Today we have a bonus episode featuring an episode from Everyday Courage with Jillian Johnsrud and JL Collins.

Figuring out how to invest is a …

207 | 2020 Health Challenge

May 15th, 2020


Today is community mailbag, and we are taking a look into some corrections, criticism, and feedback from previous episodes . Next we have a Frugal Win of the Week from Will for his brother Matt. Before all that though, …

206 | What Happens When the Paycheck Stops? - Keys to a Successful Retirement with Fritz Gilbert

May 13th, 2020


Fritz from Retirement Manifesto joins the show to talk about the mentality you should have when entering retirement.

205 | Tax Loss Harvesting with Sean Mullaney

May 11th, 2020


Today Sean Mullaney is back to talk about 5 money moves to make during a financial crisis, and digs deep on what it looks like to make back money on …

204 | Join the Rebellion

May 8th, 2020


On today's episode we have the long awaited Barrett top 50 recipes(well, top ~30), the guys talk about ideas for Mother's day, the new Podcast for all things business called the Rebel Entrepreneur has launched, and a …

203 | Real Estate Investing During a Recession or Financial Crisis with Coach Carson

May 6th, 2020


Coach Carson comes on the show to provide some insight on the current real estate investing market, and what to look for when starting out.

202 | Student Loan Planner with Travis Hornsby

May 4th, 2020


Travis Hornsby is back on the show to share a bit of knowledge on his specialty: Student Loans. Travis digs into some details that could potential …

201 | The Rule of 55

May 1st, 2020


It's mailbag time, and today we answer a question about the rule of 55 and how some are able to access their 401k penalty free at 55. We also have a …

200 | Stock Fundamentals with Brian Feroldi

April 29th, 2020


On a recent episode we gained a better understanding bonds. Today Brian Feroldi who writes for the Motley Fool joins us to give us a deeper …

199 | Making Portfolio Adjustments with Big ERN

April 27th, 2020


Big Ern joins ChooseFI again this week to discuss making necessary adjustments to your portfolio when the economy takes a downturn.

198 | Living Your Story

April 24th, 2020


Today is community mailbag where the team answer questions and listens to feedback from you our listeners, but first they talk about Big ERN's optimism.

197 | Introducing: Casual Wednesdays

April 22nd, 2020


After 40 days of quarantine, we are beginning to adjust to this new normal. We're talking groceries, working remotely more permanently, creative socializing in quarantine, and finding your lost money.

196 | Have We Seen the Bottom? An Economic Outlook with Big ERN

April 20th, 2020


Big Ern joins the show to talk about possible scenarios for the recession we find ourselves in, and markers to look out for on the horizon for the recovery of our economy.


195 | The Rebel Entrepreneur - What Can You Build?

April 17th, 2020


Brad and Jonathan talk with Alan Donegan about possible ways for how you can pivot during this time. Additionally, listen until the end for the special announcement from Alan and the ChooseFI Team.

194 | The Role of Bonds in a Portfolio | With Frank

April 16th, 2020


Frank Vasquez joins the show to talk about portfolio diversification with bonds, and the important value that they can add.

Other ChooseFI Media:

193 | The Market Always Goes Up

April 15th, 2020


We all know the market always goes up, but it is still nice to get that reminder. Brad and Jonathan talk about the market's history and how time in the market is always better than timing the market.

Links from the show:

192 | Freelancers and the Paycheck Protection Program with Travis Hornsby

April 14th, 2020


Travis Hornsby from the Student Loan Planner joins the show to talk about the Paycheck Protection Program for small business and independent contractors.



More resources:


Our Podcast:

191 | K-12 Financial Literacy Curriculum

April 13th, 2020


Financial Educators Rob Phelan, Danielle Mendonsa, and Mandy Bert have created a financial literacy program for anyone and everyone. Today they join the show to talk about its inception and release.

190 | The Sandwich Generation with Jean Chatzky

April 10th, 2020


When it comes to talking about money and the future with both your parents and kids, tactfulness is everything. Jean Chatzky joins the show to help …

189 | Jonathan's Investor Policy Statement

April 9th, 2020


Jonathan outlines his investor policy statement, and his process for how he thought it out.

188 | Stay the Course | Rick Ferri Part 2

April 8th, 2020


Rick Ferri joins Brad and Jonathan back on the show to teach us how to make a cake. During this process you may just learn a thing about asset allocation. Whatever you decide to do with today's knowledge just remember, …

187 | Distance Education

April 7th, 2020


Mandy shares how teachers are pivoting in this difficult time, and gives her advice for teachers and parents who are thrust into this new era of …

186 | Multiple Generations Under One Roof With Financial Tortoise

April 6th, 2020


Tae, from the Financial Tortoise, shares his money story from the perspective of the sandwich generation.

For more information, visit the show notes at

185 | Adapting to the New Normal with Dominick Quartuccio

April 3rd, 2020


What is Normal? Normal is the baseline our minds establish for as a reference point for everything that comes into our lives. This baseline is not immutable however. Dominick joins us on the show today to talk about …

184 | Stimulus Package Breakdown: The Cares Act

April 2nd, 2020


Sean Mulaney weighs in on the 2020 Stimulus Package via voicemail, and gives some pro tips for your filing process. Jonathan and Brad share some of …

183 | Is The FIRE Movement Over?

April 1st, 2020


Jonathan and Brad Discuss the implications of the pandemic on the Financial Independence Movement. Jonathan and MK discuss Skill Stacking & Brad …

182 | Escape from Wall Street | Rick Ferri Part 1

March 31st, 2020


What does investing in Index funds look like in 2020? Rick Ferri from the Boglehead Podcast comes on the show to talk about his story, and how he left Wall St to invest in Index funds.

181 | The Creative Penn | Joanna Penn

March 30th, 2020


Joanna Penn shares her story of building multiple income streams and becoming a writer.

She outlines how anyone with the passion to be creative can …

180 | The Art of the Pivot

March 27th, 2020


Looking at this through the lens of opportunity we explore how businesses are pivoting in difficult times.

179| Accidental Homeschooler

March 26th, 2020


Continuing on this daily podcast journey we talk about what happens when you life decides it is time to home school for a bit

178 |Important Tax Update

March 25th, 2020


Continuing the daily episode series, Jonathan and Brad talk about some tax info from Sean Mulaney.

177 | This is Not a Drill

March 24th, 2020


In light of current events, We are temporarily switching to a daily show to support the community. Access Community, Resources and More


176 | Flexible Spending Rules For Early Retirees

March 23rd, 2020


Michael Kitces joins the show to share his research on flexible spending rules as they apply to Financial Independence.

His call for flexibility …

175 | Social Distancing with Style

March 20th, 2020


Be Creative With Your Social Distancing Resources for Accidental Home Schoolers Opportunity for People with Student loans

  • Crossfit at home:

174 | Looking Out For Our Community

March 19th, 2020


In light of current events, We are temporarily switching to a daily show to support the community.


Is your Emergency Fund in place

173 | Emergency Fund

March 18th, 2020


In light of current events, We are temporarily switching to a daily show to support the community. Is your Emergency Fund in place?

172 | Bear Market

March 17th, 2020


Bear Market vs Recession and why you can't panic sell


To get started on your path to Financial Independence go to

171 | Financial Resilience

March 16th, 2020


In light of current events, We are temporarily switching to a daily show to support the community

170R | A Capital Gains Case Study for 2020

March 13th, 2020


Learn more about the implications of capital gains and the mechanics of tax optimization for these gains.

We use two case studies to help you realize the power of optimizing your capital gains strategy.

For more …

170 | The Simple Startup

March 9th, 2020


Rob Phelan, author of The Simple Startup joins the show to share more about this new resource that can help anyone learn how to build a business.

Plus, he shares the path of creating a financial literacy course for all …

169R | Prepared, Not Scared

March 6th, 2020


With a week of market scares, this episode revisits the importance of being prepared, not scared.

Plus, you’ll hear about some exciting announcements from the ChooseFI community.

For more information, visit the show …

169 | A Purple Life | Early Retiree Case Study

March 2nd, 2020


The anonymous blogger behind, A Purple Life, joins Brad and Jonathan to share her journey to financial independence.

With the helpfulness of …

168R | Prioritize Your Priorities

February 28th, 2020


With the principles outlined in Make Time, you have the potential to dramatically improve your life in a short period of time.

Plus, hear an inspiring FI story and tips for teachers.

For more information, visit the show …

168 | Make Time

February 24th, 2020


John Zeratsky, author of Make Time, joins Brad and Jonathan to share actionable tips to build a framework that cuts through your perpetual state of busyness.

For more information, visit the show notes at

167R | Should I Refinance My Mortgage?

February 21st, 2020


Dropping mortgage rates prompt a conversation that explores the pros and cons of refinancing your mortgage at a lower rate.

Plus, Steve Chen from NewRetirment joins the show to share the comprehensive retirement …

167 | Learn Hustle Grow

February 17th, 2020


Rob and Reshawn from Learn Hustle Grow discuss combining their finances and building a real estate portfolio.

They talk about money mindsets, …

166R | It's a Small World After All

February 14th, 2020


Find out more about the upcoming ChooseFI documentary series, Andrew and Zach's experiments in financial independence, and community corrections.

For more information, visit the show notes at 

166 | Modern FImily With Court

February 10th, 2020


Court joins the show to share how she and her wife tackled six figures of student loan debt and achieved financial independence in their early 30s with a family.

For more information, visit the show notes at

165R | Do You Realize What You're Doing

February 7th, 2020


Answers to several reader questions about investing efficiently for your financial freedom. Learn more about low-cost broad-based index funds or if …

165 | Do You Need a Budget? | YNAB

February 3rd, 2020


The founder of YNAB, Jesse Meacham, shares his story about:

  • Finding your "non-negotiable"
  • Introducing your spouse to FIRE
  • Do you really need a …

164R | What are the 5 Love Languages

January 31st, 2020


Learn about the five love languages and how they can help you communicate with your partner better.

For more information, visit the show notes at

164 |Our Rich Journey | Amon Christina Browning

January 27th, 2020


Amon and Christina join the show today to share their journey to Financial Independence as two federal employees with young children.

The couple was able to retire early in just eight years!

For more information, visit …

163R | Roth IRA Conversion Ladder Case Study

January 24th, 2020


An updated case study of the Roth IRA conversion ladder and a challenge for the community are some of the topics that Brad and Jonathan tackle today.

For more information, visit the show notes at

163 | Finding FI | Liz and Braden

January 20th, 2020


Liz grew up with a single mom that struggled financially after getting divorced. Due to that, she had to learn how to budget at a very young age. She helped her mom pay off some debt over a period of years.

Braden had a …

162R | There's Water In The Cup

January 17th, 2020


Half full? Half Empty? Ehh... There's some water in the cup. Medical bills are never fun, but at least you met your deductible... at the very end of …

162 | The 4 Tendencies and FI

January 13th, 2020


Although finding the path to FI can be exciting, it can be frustrating to have difficulty communicating this vision to your family and friends.

161R | Reignite

January 10th, 2020


Welcome to the first Roundup of 2020! Brad and Jonathan share exciting announcements like:

• Launch of Everyday Courage by Jillian Johnsrud
• FI101 and the ChooseFI International Foundation
• Updates To The Tax Code

For …

161 | Money Letters 2 My Daughter | Jackie Cummings Koski

January 6th, 2020


Jackie Cummings Koski shares her story of a single mom that made FIRE a reality. She proves that there is no one way to achieve FI.

The goal can be accomplished by people from all walks of life and Jackie offers a …

160R | Everyday Courage

January 3rd, 2020


The ChooseFI family is launching a new podcast today. Everyday Courage is officially live!

Please take a moment to subscribe to Jillian Johnsrud's new podcast

160 | End of Year Wins 2019

December 30th, 2019


As we ring in the new year, it is time to celebrate our community’s wins.

This episode is dedicated entirely to the wins that have happened …

159R | From Solopreneur to Entrepreneur

December 27th, 2019


It's the last Friday roundup of the decade! Learn how to level up your skills with:

  • Everyday Courage
  • New Year's Resolutions
  • Building A Business with …

159 | The Business Coach Approach to Double Your Revenue | Jaime Masters

December 23rd, 2019


Jaime Masters has been a part of the personal finance space since 2011. It all started with a desire to share her story.

Listen as she talks about time management, building a business, sales and marketing, and more.

For …

158R |Your Real Hourly Wage and Savings Rate Calculation

December 20th, 2019


Learn how to calculate your real hourly wage and savings rate. We discuss Kim’s story shared on Monday’s episode, meal planning, and more.

For more …

158 | Real Hourly Wage | The Frugal Engineers

December 16th, 2019


Kim from The Frugal Engineers shares her journey and the importance of determining your real hourly wage.

Kim’s story goes from Boarding School to …

157R | The Compound Interest Of Self Improvement

December 13th, 2019


After learning more about habits with James Clear this week, Brad and Jonathan discuss the compounding interest of self improvement and turning intention into action.

What’s covered in today’s show:

• Building Habits
• …

157 | Atomic Habits | James Clear

December 9th, 2019


James Clear, author of Atomic Habits , shares his story. The conversation dives into the difference between systems and goals.

  • How To See Through …

156R | Coming Back From A Gap Year

December 6th, 2019


A gap year might seem unthinkable for some but Noah and Becky share exactly how they navigated their gap year. Plus, Brad and Jonathan discuss …

156 | Retire Before Mom And Dad | Rob Berger

December 2nd, 2019


Rob Berger, founder of Dough Roller and Retire Before Mom and Dad, talks about the simple math of early retirement and more essential FI lessons that …

155R | Year End Tax Planning

November 29th, 2019


Sean Mullaney joins the show to discuss year-end tax planning.

He goes into deductions, self-employment income, and how to get the most from your …

155 | Boundaries As A Single Parent On The Path To FI | Leslie Tayne

November 25th, 2019


Leslie Tayne opens up about her journey as a single parent, financial problems in her first marriage, and how to move forward from debt.

For more information, visit the show notes at

154R | Inception

November 22nd, 2019


Tim and Amy from Go With Less join Brad and Jonathan to discuss their unique travel strategy. Plus, tips on how to design your dream life.

Some of …

154 | Hacking The FAFSA | Brian Eufinger and Seonwoo Lee

November 18th, 2019


Graduating from college debt-free can accelerate the path to FI dramatically. Brian Eufinger and Seonwoo Lee share their best tips on hacking the …

153R | Navigating Health Insurance

November 15th, 2019


On today’s Friday Roundup, Jonathan's shares his experience with health coverage after his wife welcomed a new baby into their family. We also discuss Healthshare plans and Healthcare After FI.

For more information, …

153 | RIP Medical Debt | An Inside Look At Debt Collection And Forgiveness

November 11th, 2019


Medical debt has the power to seriously hurt your financial future. Many Americans are faced with unavoidable medical debt that has crippled their financial situation.

RIP Medical Debt is a nonprofit working to forgive …

152R | Can I Retire Yet | A Case Study With Early Retirement Now

November 8th, 2019


Big ERN comes on the show today to break down the numbers of Becky’s retirement plan.

He works through their real numbers to determine how solid …

152 | Is it too late? | Becky Heptig

November 4th, 2019


Becky Heptig shares her personal story to show that FI is an attainable goal at any age.

It is an encouraging story because it shows no matter what age you find FI at, it is not too late to change your life for the …

151R | Fit Waist Fat Wallet

November 1st, 2019


Using David Hauser’s framework from last week of decision making through split testing, Brad and Jonathan look at their sleep, fitness, and diet.

For more information, visit the show notes at 

151 | Unstoppable | Creating A Framework For Decision Making With David Hauser

October 28th, 2019


As a successful start-up founder, David Hauser felt mercilessly driven to create success through extreme measures.

Today, he opens up to Brad and …

150R | Goals vs Systems

October 25th, 2019


Building your blueprint to FI starts with the basics. A simple thing like tracking your spending can set you on a path that will change your life forever.

Today, we get back to FI 101 and uncover the stark difference …

150 | Accountability | Diania Merriam

October 21st, 2019


Diania Merriam discusses accountability, shifting perspectives, and community.

She has a great perspective on building community and life with balance.

For more information, visit the show notes at

149R | Whole Life Insurance

October 18th, 2019


How to break Old Navy and cockamamie life insurance schemes are just two of the topics Brad and Jonathan cover in today's episode.

For more information, visit the show notes at

149 | On Trajectory With Tyson Koska

October 14th, 2019


Tyson Koska shares his On Trajectory tool and what led him to his own path of Financial Independence.

Brad and Jonathan discuss how Tyson got started …

148R | FI101 | Expense Ratios and House Hacking

October 11th, 2019


Craig Curelop, author of The House Hacking Strategy: How to Use Your Home to Achieve Financial Freedom, shares his house hacking strategies.

We also discuss Expense Ratios and the new book, ChooseFI: Your Blueprint to …

148 | Struggle | The Psychology of Poverty with Andréa Motenko

October 7th, 2019


Andréa has committed her life to social studies and taking FI information to people experiencing poverty. She grew up in a similar situation.

At age …

147R Contributions, Corrections and Criticisms

October 4th, 2019


Compounding vs total return, envelopes vs simplifying your finances, and the potential value you could get from working with a “assets under …

147 | Negotiate Your Salary With Tori Dunlap

September 30th, 2019


Tori Dunlap about starting a business as a kid and tips for negotiating your salary.

She is on a mission to help women earn their first $100k.

For more information, visit the show notes at

146R | Fork in the Road

September 27th, 2019


This week’s Friday Roundup includes a discussion with Chuck Jaffe about why he can’t be part of the FIRE movement because he has no plans to retire.

Also, a recap of Shannyn’s story from Monday and ChooseFI Book Launch …

Bonus Episode - Guided Meditation for Stock Market Volatility With JL Collins

September 25th, 2019


A Guided Meditation for When the Stock Market Is Dropping

The market is plunging. You’re starting to panic. You want to hit the “sell” button! DON’T! Tune into this relaxing meditation, and let the soothing voice of JL …

146 | Embrace The Suck With Shannyn Allan

September 23rd, 2019


Shannyn Allan joins us to discuss "embracing the suck"--when life just doesn't go as planned.

Listen to Shannyn's stories about graduate school, …

145R | Stuck

September 20th, 2019


A discussion of what to do with a windfall, a review of turnkey real estate investing, and a meditation for stock market investors when the market is falling.

For more information, visit the show notes at

145 | Turnkey Real Estate Investing and How to Build a Team With Paula Pant

September 16th, 2019


Paula Pant of Afford Anything returns to dive deeper into real estate investing. In this second conversation, Paula covers turnkey, deal syndication, …

144R | Guard Rails and Dumpster Fires

September 13th, 2019


A recap from Jonathan and Brad's visit to FinCon, FI Military, YNAB, and "what if my finances are like a dumpster fire?".

For more information, visit the show notes at

144 | Junior Achievement: 100 Years Of Financial Education With Crystal Law And Laura Goodman

September 9th, 2019


Crystal Law, Director of Financial Literacy Experiences, and Laura Goodman, VP of Volunteer Engagement join us to discuss Junior Achievement.

For …

143R | Is This the Top?

September 6th, 2019


As most have probably seen, the news is calling for a recession soon. Specifically, Peter Schiff, a prominent economist, is warning of an impending …

143 | Beyond Financial Independence With Edmund Tee

September 2nd, 2019


Edmund Tee talks about reaching FI and the goals of teaching more people worldwide about Financial Independence.

For more information, visit the show notes at

142R | Envelope Overwhelm

August 30th, 2019


How to simplify personal finance and discussing Paula Pant’s take on real estate from Monday’s show.

  • Personal Finances Made Simple
  • Jonathan’s Budget …

142 | Real Estate Investing Strategies with Paula Pant

August 26th, 2019


Paula Pant discusses real estate as a path to FI as Brad shares his biggest financial mistake of his life - a speculative property in North Carolina.

141R | Translating FI for the UK

August 23rd, 2019


David Sawyer comes back on to discuss the UK path to FI, and Jonathan makes a big personal announcement.

For more information, visit the show notes at

141 | Reset: An Unconventional Guide for Getting Unstuck with David Sawyer

August 19th, 2019


David Sawyer released his book, Reset. 

The book is aimed at helping people who feel stuck in their careers as well as an optimization strategy for Financial Independence in the UK.

For more information, visit the show …

140R | The Real Cost Of A Financial Advisor

August 16th, 2019


Diving into the costs of a financial advisor and Nick from Mapped Out Money returns to discuss college hacking.

For more information, visit the show …

140 | FI Lifestyle Before FI Number With Nick True

August 12th, 2019


Nick True from Mapped Out Money talks about designing an FI lifestyle before reaching an FI number.

Currently, Nick and his wife live in an Airstream trailer with the flexibility to live wherever they want to be.

For …

139R | Time is on Your Side

August 9th, 2019


Last week, Jonathan ended up at the DMV on a Friday afternoon with a crazy wait time. What should have been a quick trip turned into an ordeal worth …

139 | Reaching FI With Real Estate | Sunny Burns

August 5th, 2019


Sunny and his wife are 88.92% of their way to FI at only age 28 while living just 15 minutes outside of New York City.

How did they do it?

They share …

138R | My Daughter's Mindset

August 2nd, 2019


Brad and Jonathan talk about Brad’s daughter's mindset, plus a review of Monday's episode with Anthony.

For more information, visit the show notes at

138 | How To Get Paid To Go To College | Anthony Gary

July 29th, 2019


Anthony talks about the strategy he used to go to college for profit in his senior year.

The strategies he outlines could be used as early as …

137R | An Evening of Financial Independence

July 26th, 2019


Brad and Jonathan discuss the Richmond Screening Of Playing With FIRE, FI 101, and how to be a storyteller.

For more information, visit the show notes at

137 | Rebuilding a Life You Love with Christine

July 22nd, 2019


Christine and her husband, Jack, rebuilt a life that they love after an 85% reduction in pay 6 weeks into their marriage.

For more information, visit the show notes at

136R | Silver Spoon or Skills

July 19th, 2019


Jonathan and Brad discuss a case study on funding a child's Roth IRA and listen to feedback from the community.

For more information, visit the show notes at

136 | How To Fund Your Child's Roth IRA with the FI Tax Guy

July 15th, 2019


A dive into taxes with Sean Mullaney, the FI Tax Guy, who talks about FI tax-efficient strategies and career paths in accounting.

For more …

135R | The Plot Thickens

July 12th, 2019


Another look at whether you should pay off your mortgage or invest, plus:

  • Spam Caller Life Hack
  • Life Hack for Small Business Owners
  • Achieving FI on …

135 | How to Leverage A Modest Income to FI with Joel from How to Money

July 8th, 2019


Joel from How to Money talks about how he has pursued FI on a relatively low income, how he is reaching FI with five rental properties, and working on the Clark Howard Show.

For more information, visit the show notes at

134R | Quit Like a Millionaire | Kristy Shen and Bryce Leung

July 5th, 2019


Kristy Shen and Bryce Leung talk about their new book, Quit Like a Millionaire. Plus, Brad and Jonathan give updates on solar panels and YNAB.

For …

134 | Early Retirement Case Study With Route To Retire

July 1st, 2019


Jim from Route To Retire talks about about life after retirement and geo-arbitrage. His path to FI didn’t start with a community, it began when he was testing for Y2K bugs with Quicken.

Don’t know what we’re talking …

133R | Should I Pay off My Mortgage Early Or Invest

June 28th, 2019


Possibly the most burning questions of FI:

Should you Invest or Pay off your Mortgage early?

We go through the numbers in today's show.

For more …

133 | How To Get Started Making Money With Airbnb | Zeona McIntyre

June 24th, 2019


Zeona McIntyre built a successful AirBNB business and shares her best strategies, including

  • Buying Properties
  • Scaling the Business
  • and Best …

132R Insurance | A Framework

June 21st, 2019


Find out what kinds of insurance you actually need and where to find them.

Jennifer Fitzgerlad, the CEO of Policy Genius walks us through everything …

132 | Downsizing Your Life And Financial Coaching With Lisa Duke

June 17th, 2019


Lisa Duke talks about her mindset shift and turning liabilities to assets.

On today's show:

  • Second Home--Asset Or Liability?
  • Action Steps To Renting …

131R | Building a Brick in Your Wall

June 14th, 2019


A recap of our conversation with Mr. Money Mustache and Mr. 1500. Plus, Jonathan and Brad answer listener questions about compounding and drawdowns during retirement.

For more information, visit the show notes at

131 | Mr. Money Mustache Mr. 1500 | Past, Present, Future

June 10th, 2019


Mr. Money Mustache and Mr. 1500 discuss community building and second generation FI.

For more information, visit the show notes at 

130R | Simplifying The Ultimate Buy And Hold Strategy With M1 Finance

June 7th, 2019


Brad and Jonathan just returned from the world premiere of Playing with FIRE in San Diego.

They discuss future showings (visit and …

130 | Paul Merriman | The Ultimate Buy and Hold Portfolio

June 3rd, 2019


Today we talk to Paul Merriman. The goal is to contrast the "Simple Path to Wealth Approach" with the "Ultimate Buy and Hold Portfolio."

Paul is a …

129R | Focused Work Ethic

May 31st, 2019


Earlier this week, Liz from Chief Mom Officer explained how she leveraged her work ethic and will to succeed into a successful six-figure career. …

129 | Breaking the Glass Ceiling | Liz, Chief Mom Officer

May 27th, 2019


Liz from Chief Mom talks about working moms building careers from the ground up.

In this episode we learn:

⁃ How To Grow Your Salary
⁃ …

128R | Zone of Awareness

May 24th, 2019


Multi-level marketing, side hustles, energy audits, and expanding your "Zone of Awareness" -- all in today's Friday Roundup!

For more information, …

128 | Building Your Suit of Armor on the Path to FI | Alan Donegan

May 20th, 2019


Alan Donegan joins us to discuss leveraging the power of FI to pursue your dreams with the ability to be free to fail.

For more information, visit the show notes at 

127R | Cut through the Noise Diet and Debt Consolidation

May 17th, 2019


Gina Pogel joins us to discuss different types of debt and how to tackle them.

We also dive into tactics to optimize both your health and your debt.

The goal is to simplify your finances and your health by stacking …

127 | Scott Scherr | Health Optimization

May 13th, 2019


Brad and Jonathan discuss health optimization strategies with Dr. Scott Sherr.

This episode is packed full of useful information, however, do not …

126R | What is an Annuity

May 10th, 2019


Brad and Jonathan tackle a listener question about annuities and discuss some updates to the travel rewards landscape.

For more information, visit the show notes at 

126 | Estate Planning Wills vs Trusts | Mark Moss

May 6th, 2019


Last week, Brad and Jonathan talked to Chelsea Brennan about her Family Emergency Binder.

In the same theme of planning for your family's future, today we talked to Mark Moss about estate planning.

For more information, …

125R | Grocery Store Wars

May 3rd, 2019


Ways to optimize your grocery shopping, the family emergency binder, and sharing stories from the community.

For more information, visit the show notes at 

125 | The Family Emergency Binder | Chelsea Brennan

April 29th, 2019


Chelsea Brennan from Smart Money Mamas and creator of the Family Emergency Binder is here to talk about her unconventional choices that led to a happier life.

For more information, visit the show notes at

124R | Choose FI Your Blueprint to Financial Independence

April 26th, 2019


Brad and Jonathan discuss the release date of a ChooseFI book, finding the best auto insurance rates, and Lynn Frair's path to FI.

The book, "ChooseFI: Your Blueprint to Financial Independence" will be released on …

124 | Dirtbag Millionaire | Chris Mamula

April 22nd, 2019


Chris Mamula, the "Dirtbag Millionaire," describes the mistakes he made on the way to FIRE, the challenges he facing in his early retirement, and the …

123R | Hail Mary FI

April 19th, 2019


Brad and Jonathan give us an update about the "Playing with FIRE" documentary, hail mary FI and how to build an escape route from the corporate hierarchy that doesn't make room for you.

For more information, visit the …

123 | Rich Regular

April 15th, 2019


Kiersten and Julien from Rich and Regular talk about the specific challenges that the black community faces on their journey to FI.

Recognizing the …

122R | Dividend Deep Dive

April 12th, 2019


Brad and Jonathan are joined by Brian Feroldi and Karsten from Early Retirement Now.

With the goal of gaining a deeper understanding of dividend …

122 | Intro To Dividend Investing

April 8th, 2019


Dividend investing has been a hotly debated topic in the FI community.

Brad and Jonathan dive into the details of dividend investing with Craig from Retire Before Dad.

For more information, visit the show notes at

121R | How to Get Any Job

April 5th, 2019


Brad and Jonathan sleep habits, energy efficiency, and the best ways to land a job with Chris Hutchins from Grove.

For details, visit the show notes at 

121 | Tread Lightly on the Path to FI

April 1st, 2019


Angela from Tread Lightly Retire Early has been an active member of the ChooseFI community for around two years. She has built a life that combines FIRE with sustainability.

Additionally, she is a leader that recognizes …

120R | Find the Range

March 29th, 2019


Jonathan and Brad discuss wielding the flexibility of money, how to move to the upper end of your salary range, and hunting with eagles in Mongolia.

120 | Your Money and Your Relationships | Jean Chatzky

March 25th, 2019


Jean Chatzky is a well-respected figure in the personal finance community.

The financial editor of the NBC Today Show and author of several books is recognized for a specialized understanding of the relationship between …

119R | Position of Strength

March 22nd, 2019


Jonathan and Brad discuss their favorite books from 2018, negotiating from a position of power, career hacking, and what they would do differently if …

119 | Everything is Negotiable | Mr. Refined by Fire

March 18th, 2019


Mr. Refined from Refined by Fire has overcome a staggering amount of debt that accumulated from student loans and medical bills.

After finding the FI …

118R | What is Socially Responsible Investing?

March 15th, 2019


Talent stacking, becoming a renaissance man, and financial infidelity: We recap Monday's show and highlight some listener comments.

For more information, visit the show notes at 

118 | From Financial Infidelity to His Her Money

March 11th, 2019


118 | Talaat McNeely from His and Her Money talks about how his money mistakes led to financial infidelity.

Most importantly, he shares how he was …

117R | Build a Portfolio

March 8th, 2019


Brad and Jonathan discuss "the Kleenex" of low-cost mutual funds, Bradley Rice's story about choosing to move towards part-time work, and make an announcement about a new voice on the podcast.

For more information, …

117 | Making the Case for Part Time | Bradley Rice

March 4th, 2019


Bradley Rice has successfully reclaimed the hours in his day by transitioning to part-time work.

He made this unconventional choice to take back his …

116R | Escape

March 1st, 2019


Karen Hoxmeier joins the show to share how and why she built a coupon-sharing website, Brad and Jonathan talk about optimizing food, taxes and home …

116 | Adoption, FFLC the House of FI | Wendy Mays

February 25th, 2019


116 | Wendy Mays, from House of FI, tells the story of growing her family from 4 to 8 through adoption all while moving states and changing careers, …

115R | How to Get Out of Debt

February 22nd, 2019


115R | A how-to conversation about strategies for tackling consumer debt, a review of Monday’s episode with Bonnie Traux, and a few updates about the …

115 | Poverty, Divorce and FI by 43 | Bonnie Truax

February 18th, 2019


115 | Bonnie Truax, a blogger and early retiree, shares her story of growing up below the poverty line, scraping her way out of inherited debt, reaching financial independence without knowing what it was, and …

114R | Fine Tuning the College Equation

February 15th, 2019


114R | Brian Eufinger returns to fill the gaps and address questions from the community about PSATs and National Merit Scholars, Brad and Jonathan …

114 | Demystify College Admission Aid | Brian Eufinger | Edison Prep

February 11th, 2019


114 | Brian Eufinger, co-founder of Edison Prep, dives deep into the college admissions process and explains how a student should approach grades and …

113R | Making your Retirement Plan Bullet Proof | Tanja Hester

February 8th, 2019


113R | Tanja Hester retired early 15 months ago and joins the show to share her experience of being work optional, Brad makes a decision about solar …

113 | Swing for the Fences | Grant Sabatier

February 4th, 2019


113 | Grant Sabatier from Millennial Money and author of Financial Freedom, shares his story of unemployment and entrepreneurship, and his strategies …

112R | Planned Obsolescence

February 1st, 2019


112R | An evaluation of the long-term savings that result from driving old cars, a review of how Naseema McElroy has optimized her finances and …

112 | Zero Based Budgeting | How I paid off 1 million in Debt | with Naseema from Financially Intentional

January 28th, 2019


112 | Naseema McElroy, a registered and practicing nurse and blogger at Financially Intentional, explains how to accumulate $1 million in debt, and …

111R | Make the Impossible Possible

January 25th, 2019


111R | Jillian from Montana Money Adventures gives advice for laying out roadmap in your life, right after and Brad and Jonathan review Monday’s episode and highlight activities from several local groups around the …

111 | The Lost Decade | From Prison to FI | Wealth Well Done

January 21st, 2019


111 | Billy B., a writer, entrepreneur and blogger at Wealth Well Done, shares his story of finding freedom in prison, starting over in his 30s and pursuing financial independence despite the setbacks.

For more …

110R | Change the Input

January 18th, 2019


110R | Voicemails from the ChooseFI community about saving on grocery bills, making life changes to optimize your circumstances, and a travel suggestion, as well as a review of Monday’s episode and updates from Brad and …

110 | A Millionaire Next Door Case Study | Rocky Lalvani

January 14th, 2019


110 | Rocky Lalvani, blogger at Richer Soul, shares his story of growing up as an immigrant’s child, learning how to save money in his early years, …

109R | “Bear” Perspective

January 11th, 2019


109R | Big ERN from Early Retirement Now joins the show to talk about the current market climate: How is it impacting investors, who could benefit, …

109 | Exploring International Teaching Opportunities | Scott Rob

January 7th, 2019


109 | Scott, a math teacher in Santiago, Chile, and Rob, a blogger at Getting Canned, share their experiences teaching abroad, including the financial and lifestyle benefits, and the how-to for making it happen.

For …

108R | How to Calculate Your Savings Rate

January 4th, 2019

108R | Brad and Jonathan talk through the various methods of calculating a yearly savings rate and the numbers necessary to do so, and review …

108 | Setting up a Special Needs Trust

December 31st, 2018


108 | William McVey, ChooseFI’s Chief Technology Officer, walks through investment options available to meet the financial demands of special needs …

107R | The One Thing 2018 | End of Year Episode

December 28th, 2018


107R | A year-end episode featuring voicemails and messages from the ChooseFI community sharing successes, progress, exciting discoveries, and hopes for next year of our journey toward financial independence.

For more …

107 | Entrepreneur Case Study | Craig Attkinson | GreenSide Up Landscaping

December 24th, 2018


107 | Craig Attkinson, owner and founder of Green Side Up, a landscaping company in Richmond, Va., explains how he started his business in his …

106R | Agency

December 21st, 2018


106R | A series of suggestions and questions from the ChooseFI community, including HSA funds, capital gains distributions, and Traditional versus …

106 | From Addiction to Financial Independence | Ms Fiology

December 17th, 2018


106 | Deanna, blogger at, shares her journey from drug and alcohol addiction to recovery, paying off six-figures of personal debt, and …

105R | Solar Panel Cost Analysis

December 14th, 2018


105R | Brian Feroldi joins the show to talk about the costs and benefits of installing solar panels and answers questions about his investment …

105 | You can Afford Anything but not Everything | Paula Pant

December 10th, 2018


105 | Paula Pant, creator of Afford Anything podcast and blog, dives into her love for travel, her rejection of the traditional 9-5, and how she …

104R | Travel Rewards | End of Year Planning

December 7th, 2018


104R | An update from Marla Taner on 2018’s best travel reward options, a hack for keeping your bills low, a review of Monday’s episode with Doc G.


104 | Ultimate Advice To my Younger Self | DiverseFI

December 3rd, 2018


104 | Doc G, writer at, shares his experience and mindset as he considers stepping away from his career as a doctor, and highlights the value of building purpose, identity and connection.

For more details, …

103R | The Apprentice

November 30th, 2018


103R | Captain DIY returns to recommend some accessible projects for the beginning DIYer, Jonathan highlights two recipe and meal organization apps, and several messages from the ChooseFI community.

For more details, …

103 | The Trades Path to FI – Captain DIY

November 26th, 2018


103 | Tinian Crawford, blogger at DIY2FI and licensed electrician, talks about his path to licensure, the advantages of trade jobs and his transition …

102R | The Triple Tax Savings of Health Savings Account

November 23rd, 2018


102R | Brad and Jonathan explain the long-term tax benefits of using a Health Savings Account to pay for medical expenses, discuss the benefits of new index fund investing options, review Monday’s episode with Timika …

102 | From 90K of Debt to 6-figure Side Hustle | Timika

November 19th, 2018


102 | Blogger and podcaster Tamika Downes reveals how she went from $94K of debt to owning a six-figure income-earning side hustle while continuing …

101R | Side Hustle Coaching Series Part 4

November 16th, 2018


101R | Brad and Jonathan talk about their experiences with W2 jobs and building side hustles, Jose shares his own side hustle tip, and Alan and …

101 | Finding your Side Hustle Idea | Nick Loper

November 12th, 2018


101 | Nick Loper, founder of Side Hustle Nation, talks about the benefits of developing a side hustle, and methods to actually develop a good side …

100R | Know the Rules

November 9th, 2018


100R | Brad and Jonathan explain how simply knowing the rules can save you thousands on taxes and college financing, Brad talks through the IRA …

100 | Welcome to the FI community

November 5th, 2018


100 | Brad and Jonathan look back at the ChooseFI’s growth during the past 100 episodes and hit the highlights of financial independence for new …

099R | Market Fluctuations | Stick to Your Plan

November 2nd, 2018


099R | Brad and Jonathan review Monday’s episode about generous giving and resource stewardship, then catch up on voicemails and updates from the …

099 | Generous Giving on the Path to FI | Michael Peterson

October 29th, 2018


099 | Michael Peterson, owner of a bacon-themed concession stand in California, talks about downsizing his family expenses, spending 8 months of the year managing a non-profit in El Salvador, and why generous giving is …

098R | A Cautionary Tale in HyperDebt

October 26th, 2018


098R | An exciting conversation with Jared about his path to FI as a traveling physical therapist and his current 5-month trip abroad, as well as a voicemail about healthcare planning and a review of Monday’s episode.

098 | HyperDebt | The Debtist

October 22nd, 2018


098 | Samantha Keith, author of The Debtist blog, explains what it means to have more than half a million dollars of student debt, and how she plans …

097R | The Good Dad Project

October 19th, 2018


097R | A conversation with Larry Hagner from The Good Dad Project updating Brad on the recent financial changes he’s made in pursuit of more financial independence and his family’s budgeting strategies, as well as …

097 | The White Coat Investor | Origin Story

October 15th, 2018


097 | Dr. James Dahle, founder of The White Coat Investor, talks about getting his start as a doctor and a blogger, setting up inheritance funds for his children, thinking through his investing strategies, and the …

096R | The Money Matriarch of the World the Godfather of FI | Suze Orman JLCollinsNH

October 12th, 2018


096R | An in-depth conversation with JL Collins about a recent controversial interview given by Suze Orman, and clarification of what concepts are …

096 | Drift | Dominick Quartuccio

October 8th, 2018


096 | Dominick Quartuccio defines life ‘drift’, advises Brad & Jonathan on how to take inventory of their habits, and evaluates the role …

095R | Call to Action

October 5th, 2018


095R | Brad and Jonathan get an update about the “Playing with FIRE” documentary, they recap FinCon 2018, and review feedback from the community …

095 | A Military Path to FI | Military Dollar

October 1st, 2018


095 | The author of the Military Dollar joins Brad and Jonathan to discuss the various ways that service members can optimize their finances and …

094R | Transitioning to Entrepreneurship | A Case Study in Estimated Taxes

September 28th, 2018


094R | The logistics of estimating and paying taxes as an entrepreneur, Brad’s frugal win of the week, and emails from the ChooseFI community.

  • Brad …

094 | Solo 401K vs SEP with Waffles on Wednesday

September 24th, 2018


094 | Mr. and Mrs. Waffles on Wednesday (WoW) talk about winning on a TV game show, starting their own business, learning the tax code to maximize …

093R | Other Mountains to Climb | With Joe Saul-Sehy from Stacking Benjamins

September 21st, 2018


093R | Brad, Jonathan and Joe Saul-Sehy, from Stacking Benjamins, talk about what is rewarding to your soul, give feedback to a ChooseFI community …

093 | Look at the Problem Differently | The RideShare Guy

September 17th, 2018


093 | Harry Campbell, The Rideshare Guy, talks about what it takes to be a successful Lyft and Uber driver, the strategies he used to start his blog, …

092R | It's not the Idea, it's the Process

September 14th, 2018


092R | Plans for ChooseFI to support education, the value of a life resume, travel rewards tips for active duty military, and hurricane preparation. 

For more information, visit the show notes at

092 | Will Boland | CarLotz and Entrepreneur Case Study

September 10th, 2018


092 | CarLotz co-founder Will Boland talks about making the leap from investment banking to entrepreneurship, the challenges and benefits of leading …

091R | Real Estate Inside an IRA

September 7th, 2018


091R | An overview of how to own a house with an IRA, Jonathan attempts to optimize his recipes and shopping list, a list of the top 5 ChooseFI episodes and a travel rewards win.



Thank you for being a part …

091 | Rich Carey Real Estate | Building a Rental Real Estate Snowball Machine without Debt

September 3rd, 2018


091 | Rich Carey, officer in the U.S. Air Force, talks about learning to live frugally, buying his first townhouse, and building his real estate empire from one to 20 houses in Montgomery, AL.



Thank you for …

090R | Longest Vacation Ever

August 31st, 2018


090R | Brad gets back from vacation, Jonathan talks about bringing vegetarianism into his diet, and voicemails from the community highlighting CLEP …

090 | Vegan Path to FI

August 27th, 2018


090 | James and Steven pull back the curtain on veganism, talking about the health, lifestyle and financial benefits of veganism, alongside the …

089R | Let Me Check With My Accountant

August 24th, 2018


089R | An introduction to the Family Bank and what ChooseFI’s accountant-on-call thinks about it, as well as how to navigate rental car insurance, and what soft skills are crucial to a career in retail?



089 | Retail Path to FI with College Investor

August 20th, 2018


089 | Robert, from The College Investor, talks about his lucrative job as a Target store manager, building his blog into a highly profitable side …

088R | What Have You Built?

August 17th, 2018


088R | Cities that are the best for pursuing financial independence, how to hack your career, ideas for building a side hustle and how to assess the …

088 | Career Hacking the Tech Industry | Millennial Boss

August 13th, 2018


088 | Millennial Boss and FIRE Drill podcaster, J talks about becoming a creator, career hacking, and salary negotiation, alongside of pursuing FI, side hustles, and a growing podcast.


Thank you for being a part …

087R | Autonomy Mastery Purpose

August 10th, 2018


087R | How to teach children lessons that set them up for success, discussion about using duel-enrollment and university co-ops to optimize college, …

087 | Education Through Innovation | Don Wettrick

August 6th, 2018


087 | Don Wettrick, CEO and co-founder of StartEdUp Innovation program, and a current high school teach, talks about the cultivating innovation and …

086R | Pretirement | Roger Whitney

August 3rd, 2018


086R | A live-recorded conversation with Roger Whitney, the Retirement Answer Man, from Podcast Movement, questions for a potential accountant, and …

086 | A Live Case Study with Physician on FIRE and Allison Goddard

July 30th, 2018


086 | Allison Goddard, a dermatologist from Chattanooga, Tenn., chats with ChooseFI and Physician on FIRE to review her journey through medical …

085R | Sidehustle Coaching Series Part 3 | Learn to Pitch and Lean into the Uncomfortable Pause

July 27th, 2018


085R | Catch up with Alan and Tallis as they zero in on the key elements of a successful pitch, and the importance of uncomfortable silence, as well …

085 | From Passion to Profit | M.K. Williams

July 23rd, 2018


085 | Science-fiction author M.K. Williams talks about her journey toward financial independence, the decisions she’s made along the way, and self-publishing her first three novels.

For more information, visit the show …

084R | Mindset of FI

July 20th, 2018


084R | The essential steps to a FI mindset, travel rewards updates from Brad, voicemails from the community, and highlights from Monday’s episode with Jillian with Montana Money Matters.



Thank you for being …

084 | Montana Money Adventures

July 16th, 2018


084 | Jillian, from Montana Money Adventures, talks about simplifying her life while raising five children, valuing grit and resilience, taking risk, and the value of financial independence.

What you'll hear in today's …

083R | The Hobby Checkbox

July 13th, 2018


083R | A checklist to optimize your hobbies, a highlight on the San Diego local group, and messages from the ChooseFI community: All of this while we recap Monday's episode with Cody Berman.

For more information, visit …

083 | A Second Generation FI Case Study | Cody Berman

July 9th, 2018


083 | 22-year-old recent college graduate and second generation FI, Cody Berman, talks about embracing frugality, saving and investing in his youth, …

082R | The Paradox of Choice

July 6th, 2018


082R | Discussion of Brad and Jonathan’s purchasing habits, messages from the ChooseFI community, benefits and drawbacks of roboadviors, and a …

082 | A Wife's Perspective | Laura Barrett and Dani Mendonsa

July 2nd, 2018


082 | Brad and Jonathan’s wives, Laura and Dani (respectively), talk about their introduction to FI, combining finances, budgeting with children, and …

081R | The Fear of Letting Go

June 29th, 2018


081R | Strategies for decluttering and living with less (reflecting on Cait Flander's interview with us on Monday), life hacks from the community, …

081 | The Year of Less | Cait Flanders

June 25th, 2018


081 | Cait Flanders, author of “The Year of Less”, talks about building $30k of consumer debt, challenging herself to go two years without shopping, and learning how to be comfortable in her own skin without the …

080R | A Case for Survivor Compost and 2nd Generation FI.output

June 22nd, 2018


080R | Conversation about teaching your children to save and invest, healthcare options, and an argument in favor of home gardening and composting.

080 | FI is an Amazing Race | AlabaMalaysia

June 18th, 2018


080 | Khai Shing, a former contestant on The Amazing Race, and blogger at ALABA+MA+LAYSIA, talks about balancing her pursuit of FI while finding ways …

079R | Personal Brand

June 15th, 2018


079R | Highlights of Monday’s episode with Tim & Amy Rutherford, discussion about healthcare, additional podcast recommendations, and voicemails from the ChooseFI community.

For more information, visit the show …

079 | Embracing Retirement | Amy and Tim Rutherford

June 11th, 2018


079 | Tim & Amy Rutherford talk about early retirement, living with lower expenses and a busier schedule of fun, free activities, and what life …

078R | College Hacking Toolbox

June 8th, 2018


078R | Lots going on in this episode with a recap of Episode 78 with Travis Hornsby about Student Loan Debt Repayment Options.

But also, Brad sold …

078 | Student Loan Debt Repayment | Travis Hornsby

June 4th, 2018


078 | Travis Hornsby, founder of, talks early retirement, traveling Europe, and developing a passion for helping people crawl …

77R | Side Hustle Coaching Series Part 2 | Alan Tallis

June 1st, 2018


077R | An second part to the conversation between ChooseFi community member Tallis, who teaches dance classes in retirement facilities, and Pop-Up …

077 | Advanced Travel Rewards From 3rd Generation FI | Marla Taner

May 28th, 2018


077 | Experienced travel hacker and world traveler Marla Taner shares story of reaching financial independence, and her best tips for getting to Hawaii, Costa Rica and the Caribbean with minimal expenses, using credit …

076R | Race or Journey?

May 25th, 2018


076R | Brad and Jonathan brainstorm ways to implement local adventure into their own lives and the lives of the ChooseFI community. Also, achat about …

076 | Planned Spontaneity | Mrs Adventure Rich

May 21st, 2018


076 | Mrs. Adventure Rich talks about making the choice to live an adventurous life, her family’s pursuit of financial independence, and finding a balance between maximizing financial opportunities and living a happy, …

075R | Mainstream Adoption

May 18th, 2018


075R | “Personal finance is becoming financial independence.” Financial independence doesn’t necessarily mean retiring early; it means allocating your resources in the way you see fit.

This is just a taste of what we …

075 | The Unfair Advantage of the Individual Investor | Brian Feroldi

May 14th, 2018


075 | Brian Feroldi talks through the advantages and disadvantages of individual investing, the realistic expectations for performance, and his …

074R | ChooseFI Scholarship

May 11th, 2018


074R | An update the community on recent activities, discussion about the opportunity cost of college and potential alternatives, a ChooseFI …

074 | Ryan Carson | Learn to Code | Treehouse

May 7th, 2018


074 | Ryan Carson’s tech-education company, Treehouse, teaches computer coding as a trade skill, giving students an opportunity to enter the work force, or change careers in nine months, at a fraction of the cost of a …

073R | How to Make Money Online

May 4th, 2018


073 | How do you make money online? We discuss the 7 most common ways to make money online, plus a review of Monday's interview with Jamila Souffrant …

073 | Jamila Souffrant | Fail Forward

April 30th, 2018


073 | Jamila Souffrant tells us about college internships, buying real estate right out of college, a few failed business ventures, and her decision …

072R | The Five Most Important Financial Conversations you need to have with your Child

April 27th, 2018


072R | Lively discussion about cryptocurrencies as investments, review of last week’s MidAtlantic Camp FI, and several exciting contributions and questions from the ChooseFI community.

What you'll hear in today's …

072 | Bitcoin| What Am I Missing? | Myles Wakeham

April 23rd, 2018


072 | Bitcoin, should you Buy it? Myles Wakeham tells us how he discovered Bitcoin, how and why cryptocurrencies have to value, and gives us a …

071R | The Real Value of Soft Skills

April 20th, 2018


071R | Brad and Jonathan compare their college experiences to Chris Hutchins’ from the Monday episode, they discuss the importance of owning your own …

071 | Silicon Valley FI | Chris Hutchins | Grove

April 16th, 2018


071 | Chris Hutchins, founder/CEO of Grove, a new, optimized financial planning company based in San Francisco, talks about how a life and career of entrepreneurship led him to the FI community, and his current business …

070R | Left Behind

April 13th, 2018


070R | Updates from Brad and Jonathan, review of Vickie Robin’s episode, discussion of how ChooseFI aims to handle politics, and more updates from …

070 |Your Money or Your Life | Vicki Robin

April 9th, 2018


070 | Author and FI pioneer Vicki Robin discusses the cultural development of overconsumption, how much is enough, and what else, besides good …

069R | How to Start a Blog

April 6th, 2018


069R | We discuss why and how of starting a blog or website.

What you’ll hear on today’s show:

  • Review of Monday’s episode
  • How Michelle lives her …

069 | Make $100K a Month Blogging | Michelle from Making Sense of Cents

April 2nd, 2018


069 | Michelle has a very successful blog, Making Sense of Cents. She shares her lifestyle as a digital nomad and how she currently manages not just …

068R | 2 Worlds Collide

March 30th, 2018


068R | The next steps after Dave Ramsey’s Peace University, the importance of being present and food budget hacks.

What you’ll hear on today’s show:

068 | Financial Peace Graduates | What Next? | Andy Hill

March 26th, 2018


068 | Bringing your spouse on with FI, the benefits of paying off your mortgage early and how to follow Dave Ramsey’s steps

Highlights from the show …

067R | Finding Your Superpower

March 23rd, 2018


067R | Getting comfortable with being uncomfortable, hacks to save money on everyday electronics and using donor advised funds to optimize tax …

067 | Raptitude and Free to Pursue

March 19th, 2018


067 | David and Helene talk about consumerism, getting out of one’s comfort zone and the importance of simplicity.

What you’ll hear on today’s show:

066R | Letting Go of the Emergency Fund

March 16th, 2018


066R | Understanding emergency funds, investing in your house and some college and library hacks.

What you’ll hear on today’s show:
  • Review of …

066 | The Emergency Fund...Is it a Bad Idea? | Big ERN The Reveal

March 12th, 2018


066 | Big Ern reveals his identity, explains the different risks when retiring and why a home is a good investment.

Highlights from the show include:

065R | Don't Waste It

March 9th, 2018


065R | College hacks, a great credit card debt hack and the importance of not wasting your privileges.

What you’ll hear in today’s show:
  • Voicemail …

065 | Meet the Frugalwoods | Achieving FI Through Simple Living

March 5th, 2018


065 | Mrs Frugalwoods talks on her book and blog, frugality as a lifestyle and the great benefits of being frugal.

Highlights from the show include:

064R | Board games | The Resurgence

March 2nd, 2018


064R | Chautauqua plans, board game recommendations and a discussion on optimizing travel rewards

Highlights from the show include:

  • Warren Buffett’s …

064 | Chautauqua | Oh The Places We Will Go

February 26th, 2018


064 | Chautauqua organizers join us on a call to share what the event is about, the great community that attend Chautauqua, and plans for its …

063R | Create Your Own Luck

February 23rd, 2018


063R | How to create your own luck, the glidepath to success and some life lessons from Brad.

Highlights from the show include:

  • What luck and …

063 | Scott Trench | Set For Life

February 19th, 2018


063 | An interview with Scott Trench from Bigger Pockets on the creation of good luck, his background and journey to FI and using house hacks to reach wealth.

This episode covers:

1) Scott’s book and background

2) His …

062R | Change The World

February 16th, 2018


062R | We review Monday’s episode with Travis on the Playing with FIRE documentary, a voicemail about the new tax law and a discussion about tracking …

062 | Manifest Destiny of FI | Travis Shakespeare

February 12th, 2018


062 | Travis Shakespeare is creating the Playing with FIRE documentary.

He talks about discovering FI, how FI has the power to change the world, and how one misinterpretation caused him to reach FI much sooner than he …

061R | Bandwidth

February 9th, 2018


061R | We recap Monday’s episode with Cory Mascara about mindfulness with FI, a voicemail about a medical tourism hack and a method to teach your …

061 | Mindfulness | Cory Muscara

February 5th, 2018


061 | Mindfulness Coach Cory Muscara shares his background as a monk, how mindfulness links with FI and the process of meditation.

This episode …

060R | HealthCare Vs Health Insurance

February 2nd, 2018


060R | We roundup Monday’s episode about medical tourism with a discussion on more hacks, having more power over your job and the importance of the …

060 | Medical Tourism | Myles Wakeham

January 29th, 2018


060 | Myles Wakeham shares the little-known advantages of medical tourism, how he covers his medical bills and his personal journey to FI.

This …

059R | Challenge Yourself | Leverage the Power of the Hive Mind

January 26th, 2018


059R | A review of Vincent Pugliese's interview, the satisfaction of DIY projects, and voicemails about financial coaching and international teaching.

059 | Freelance to Freedom Vincent Pugliese

January 22nd, 2018


059 | Vincent Pugliese shares his journey to reaching FI after changing his mindset towards life and starting a business.

This episode covers:

058R | Dark Side of Value

January 19th, 2018


058R | A review of the CampFI episode as well as a discussion on pensions and some thoughts on the value of CFPs.

This episode covers:
  • The community …

058 | Annual CFP Roundtable 2017 | Kyle Mast and Danny Kenny

January 15th, 2018


058 | A roundtable discussion with two CFPs, Kyle Mast and Danny Kenny, on what financial planning looks like in practice, the importance of talking to a CFP and managing different types of risk.

On today’s episode we …

057R | CampFi Roundtable 2017

January 12th, 2018


057R | A roundtable discussion at CampFI including talks on the military, the flexibility of the FI plan and reaching FI before your partner.


On …

057 | The Golden Albatross | Grumpus Maximus

January 6th, 2018


057 | Grumpus Maximus shares his military background, his blog about understanding pensions, and his path to FI.

In this episode we cover
  • Interview …

056R | Choose FI Nation

January 4th, 2018


056R | We review Monday’s "Side Hustle Coaching Series Part 1" with some talk on the workings behind ChooseFI, as well as several voicemails on …

056 | Popup Business Part 1 | Alan Donegan

December 30th, 2017


056 | A slightly different episode as it consists of a coaching call between Alan Donegan from the PopUp Business school and Tallis, who wishes to …

055R | End of Year Review 2017

December 28th, 2017


055R | A review of ChooseFI’s 2017 on the great progress of the community, several voicemails on FI successes and plans for 2018

This episode covers:

• How far the ChooseFI community has come
• Eric’s great successes on …

055 | Live from Fincon 2017 Dallas Tx

December 22nd, 2017


055 | Live from Fincon 2017 in Dallas Texas, it's ChooseFI!

Hey there everyone,

We recorded a special minisode that we wanted to share with you today.

054R | And the Guest Host is...

December 21st, 2017


Fritz from The Retirement Manifesto joins Jonathan to cover the topic of risk tolerance and capacity, Jonathan taking action to make ChooseFI happen, …

054 | Fully Funded Lifestyle Change

December 16th, 2017


054 | Jonathan has a BIG announcement. We also discuss the power dynamics behind FI and the financial transition of quitting a job. This episode covers: Jonathan announces quitting his job Why Jonathan is in a good …

053R | End of Year Checklist

December 15th, 2017


053R | We discuss the importance of building trust and creating a tribe as well as how to use your talent stack for business. In today’s episode we cover: Another side hustle: narrating books Review of Monday’s episode …

053 | Millennial Money Man | Do you want to be rich?

December 11th, 2017


053 | This episode was an interview with Bobby from Millennial Money Man on attacking debt, becoming a full-time blogger, methods to teach finance in …

052R | Bring It | We Are Just Getting Started

December 8th, 2017


052R | We review Monday’s episode featuring Todd Tresidder discussing the different ways to reach FI through different asset classes, goals for 2018 and how to invest in yourself to create a happier life. What we cover: …

052 | FIRE State of the Union | Todd Tresidder | Risk Management

December 4th, 2017


052 | Todd Tresidder from Financial Mentor comes on the show to share his perspective on the traditional way FI is taught ( FIRE State of the Union)  …

051R | Be Coachable

December 1st, 2017


051R | In this podcast we do a recap of episode 51 with Mrs Money Monster discussing the importance of getting past limiting beliefs as well as how to use the community to your benefit and take action in pursuing FI. In …

051 | Mad Money Monster | A Roller Coaster Path to FI

November 27th, 2017


051 | In today's podcast we discuss the Roller Coaster Path to FI with Lisa from Mad Money Monster, including a new term she coined: F.I.O.R

In …

050R | Impact | The Stealth Wealth Community

November 24th, 2017


050R | The Impact of FI, A New FI Curriculum being piloted in a university, and holiday hacks just in time for Christmas. In today’s Friday Roundup …

050 | Domestic GeoArbitrage | Freedom is Groovy

November 20th, 2017


050 | In this podcast we discuss domestic geographic arbitrage with Mr. Groovy from Freedom is Groovy. In Today’s Podcast we cover: A conversation with Mr. Groovy from Freedom is Groovy to discuss domestic geographic …

049R | FI Festival

November 17th, 2017


049R | In the Friday Roundup we discuss our big takeaway from Episode 49: The Aggregation of Marginal Gains. Plus, upcoming plans for the ChooseFI website, a FI Festival and local meetups. In Today’s Podcast we cover: A …

049 | Alan Donegan The Escape Artist | The Aggregation of Marginal Gains

November 13th, 2017


049| We discuss The UK Path to FI with Barney of The Escape Artist and Alan Donegan of PopUp Business School, plus much more in the way of life …

048R | The Roadmap to FI

November 10th, 2017


048R | In this podcast we recap Episode 48 with Jeff from The Happy Philosopher plus a life hack update from Brad and a question on how to present the FI concept to others. In Today’s Podcast we cover: Recap of Episode …

048 | The Happy Philosopher | The Happiest Man in the Room

November 6th, 2017


048 | Jeff from The Happy Philosopher joins us on the show to discuss the pursuit of happiness including how he reached a burn out point in his job …

047R |The Rule of 72

November 3rd, 2017


047R | In today's podcast we recap Episode 47 with Bryce and Kristy from Millennial Revolution including talk of home ownership and world travel, but …

047 | The Cult of Home Ownership Crushing Geoarbitrage | Millennial Revolution

October 30th, 2017


047 | Today we have Kristy and Bryce from Millennial Revolution on the podcast to discuss home ownership, international geographic arbitrage and much …

046R | Selectively Hardcore

October 27th, 2017


046R | In today's podcast we discuss our takeaways from Episode 46 with Ms. ONL from Our Next Life plus community feedback and voicemails and a discussion of travel rewards. In Today’s Podcast we cover: A recap of …

046 | Our Next Life | The Reveal | Are you Ready for Early Retirement?

October 23rd, 2017


046 | In today's podcast we have a wide-ranging conversation with Ms. ONL from Our Next Life on her decision to stop being anonymous on the blog to what their journey looked like to FI plus what they expect life to be …

045R | The Journal

October 20th, 2017


045R | In this podcast we discuss our takeaways from Episode 45 with JD Roth of Get Rich Slowly, including the big news that he just purchased GRS back, as well as our frugal wins of the week and the elegance of …

045 | JD Roth | Get Rich Slowly | Breaking News | Full Circle

October 16th, 2017


045 | Today we discuss JD Roth's backstory behind his financial journey, Get Rich Slowly and Money Boss, plus JD's philosophy AND a very special announcement...

In Today’s Podcast we cover: A discussion with JD Roth …

044R | The One Way Ticket

October 13th, 2017


044R | Today we discuss our takeaways from Episode 44 with Brandon Pearce from Pearce on Earth plus feedback from the community and our thoughts on international travel with our families. In Today’s Podcast we cover: A …

044 | Brandon Pearce | Into the Wind

October 9th, 2017


044 | Today we discuss how Brandon Pearce went from a call center job to being a full time entrepreneur, traveling the world with his wife and …

043R | Mega Backdoor Roth | Should I Ever Consider Using the Roth?

October 6th, 2017


043R | In this podcast we discuss our takeaways from Episode 43 with Fritz from the Retirement Manifesto plus an in-depth discussion of the Roth IRA conversion and Mega Backdoor Roth, and taxable income scenarios for …

043 | Drawdown Strategy | The Retirement Manifesto

October 1st, 2017


043 | In this podcast we have a far-ranging conversation with Fritz from the Retirement Manifesto about retirement drawdown strategies, his 'buckets' system, and his upcoming retirement.

In Today’s Podcast we cover: …

042R | Perfect Utilization

September 29th, 2017


042R | In today's Friday Roundup we discuss Episode 42 with JW from The Green Swan, plus various discussions about community and feedback from the audience. In Today’s Podcast we cover: A discussion of Episode 42 with …

042 | The Green Swan | Why Start a Business, When You Can Buy One?

September 25th, 2017


042 | In Episode 42 we have a wide ranging discussion with JW from The Green Swan about his FI path, going into business with family, buying an existing business and much more.

In Today’s Podcast we cover: A discussion …

041R | Extreme Ownership

September 22nd, 2017


In this Friday Roundup we discuss Episode 41 with Paige and Sam on extreme frugality, radical insourcing and the high cost of living path to FI plus a voicemail from Big Ern and members of our community. In Today’s …

041 | The High Cost of Living Path to FI

September 18th, 2017


041 | In today's podcast we discuss the High Cost of Living Path to FI with ChooseFI community members Paige and Sam who live in Los Angeles and have been pursuing FI in a HCOL with sub-$50,000 per year jobs. I

n …

040R | The Power of the Reset Button

September 15th, 2017


040R | In today's Friday Roundup we discuss our takeaways from Episode 40 with Noah and Becky from Money Metagame, plus voicemails from the ChooseFI community and our in-house expert Keith from the Wealthy Accountant. …

040 | Take a Gap Year | Money Metagame

September 11th, 2017


040 | Today we have Noah and Becky from Money Metagame on the podcast to discuss their story, their upcoming 'Gap Year' of travel plus an incredible …

039R | Cruise Control

September 8th, 2017


039R | In today's podcast we discuss Episode 39 with Gwen from Fiery Millennials, plus a 'Cruise Control Path to FI' case study example and …

039 | Millennial path to FI | Fiery Millennial

September 4th, 2017


039 | In today's podcast we have a conversation with Gwen from Fiery Millennials about her millennial path to FI plus some hacks that she used to …

038R | Firewalker

September 1st, 2017


038R | In today's podcast we discuss Episode 38 The Why of FI plus we announce three of the finalists for the business building competition with Alan …

038 | The Why of FI

August 28th, 2017


038 | In today's podcast we discuss one of our most important topics: The Why of FI. Why we pursue this path, why we think it's a life 'superpower' and how it can help you escape the hamster wheel of life decades …

037R | Slow Travel

August 25th, 2017


037R | Today we discuss Episode 37 with Scott Rieckens, the filmmaker behind the FI documentary Playing with FIRE, plus emails and voicemails from the community and a discussion of reaching FI in a high cost of living …

037 | Playing With FIRE | Documentary | Scott Rieckens

August 21st, 2017


037 | In today's podcast we speak with Scott Rieckens, the creative force behind the upcoming FI documentary called 'Playing With Fire' and we learn about his FI journey and this exciting project. In Today’s Podcast we …

036R | The Country Club of FI

August 18th, 2017


036R | In Today’s Podcast we cover: Discussion of the community aspect of Episode 36 with JL Collins There is a yearning and desire for community …

036 | Community, Chatauqua AMA with JL Collins

August 14th, 2017


036 | In today's podcast with Jim Collins from The Simple Path to Wealth and JL Collins NH, we discuss the Chautauquas, in-person events plus an 'Ask …

035R | The 4% Rule

August 11th, 2017


035R | In today's podcast we discuss our takeaways from Episode 35 with Big Ern from Early Retirement Now, plus paying off mortgages and student loans early and frugal wins of the week from the community. In Today’s …

035 | Sequence of Return Risk | Early Retirement Now

August 6th, 2017


035 | In today's conversation with Big Ern from Early Retirement Now we discuss safe withdrawal rates, sequence of returns risk and much more.

In Today’s Podcast we cover: A wide ranging discussion with Big ERN from …

034R | What’s Your Risk Tolerance?

August 3rd, 2017


034R | In today's podcast we discuss our thoughts on Part 2 of the Stock Series conversation with JL Collins, risk tolerance, doomsday scenarios and …

034 | The Stock Series Part 2 | JL Collins

July 30th, 2017


034 | This podcast is Part 2 of the Stock Series discussion with JL Collins, author of The Simple Path to Wealth and the website JLCollinsNH; we …

033R |Highlighting the Hamster Wheel

July 27th, 2017


033R | In Today’s Podcast we cover: Unpacking Episode 33 with Dominick Quartuccio and our takeaways from the episode

Intentionality allows you to purchase your freedom, and we want to expand that intentionality beyond …

033 | Design Your Future | Dominick Quartuccio

July 23rd, 2017


033 | In today's podcast we speak with Dominick Quartuccio from and the author of the book Design Your Life about disrupting your behaviors and 'creating a future you can't wait to live into.'

In Today’s …

032R | The Checkpoints of FI

July 21st, 2017


032R | In today's Friday Roundup we discuss Episode 32 with Joel from FI 180 on the 'Milestones of FI', plus a life hack voicemail from Noah and Frugal Wins of the Week from our Facebook community.

In Today’s Podcast we …

032 | The Milestones of FI

July 17th, 2017


032 | In today's podcast we discuss the Milestones of FI with Joel from FI 180; this is a new look at the path to FI and the milestones along the way. In Today’s Podcast we cover: The ‘Milestones of FI’ with Joel from …

031R | FI Documentary?

July 14th, 2017


031R | In today's Friday Roundup we discuss travel rewards, flipping holidays upside down, buying presents, the upcoming FI Documentary and much more.

031 | Travel Rewards What Comes After Chase | Teach Me How To Disney

July 10th, 2017


031 | In today's podcast we discuss Part 2 of our Travel Rewards series including what to do after you've focused on Chase credit cards plus whether …

030R | The Side Hustle “Unpacked”

July 5th, 2017


030R | In today's podcast we have the biggest announcement in the history of ChooseFI thanks to Alan from PopUp Business School, so be sure to listen …

030 | The Side Hustle | The Unspoken Lever of FI

June 29th, 2017


030 | In Today’s Podcast we cover: How Alan Donegan of PopUp Business School has turned starting businesses on its head similar to how FI has turned …

029R | Valuist

June 28th, 2017


029R | In today's Friday Roundup we discuss our key takeaways from Episode 29: The Reluctant Frugalist vs. the Aspiring Minimalist, plus feedback from the audience as well as two of our in-house experts.

How Jonathan …

029 | The Aspiring Minimalist vs the Reluctant Frugalist

June 24th, 2017


029 | In today's podcast we go through a discussion of the mindset differences between a 'reluctant frugalist' like Jonathan and an aspiring minimalist like Brad. In Today’s Podcast we cover: The reluctant frugalist …

028R | Lending money to Family

June 23rd, 2017


028R | In today's Friday Roundup we discuss tax-deferred accounts, the Roth IRA conversion ladder, frugal wins of the week, an 'expert answer' from the Millionaire Educator as well as the Hot Seat with community member …

027R | Debunking the Value of the Mortgage Deduction

June 15th, 2017


027R | In today's podcast we highlight our takeaways from Episode 27 with Jay from Slowly Sipping Coffee, plus we discuss the 'Mount Rushmore' of FI and help debunk a lot of the misinformation surrounding the value of …

028 | Order of Operations | The Buckets | The Roth IRA

June 11th, 2017


028 | In today's podcast we discuss the four different "buckets" available to savers plus an in-depth look at the Roth IRA and the 'Backdoor Roth.' …

026R | Case Study | Part 5 | Final

June 8th, 2017


026R | In today's podcast we discuss our takeaways from Episode 26 with Physician on FIRE plus some exciting developments in the Financial Independence world as well as feedback, questions and comments from the ChooseFI …

027 | Slowly Sipping Coffee | FI vs Risk Tolerance

May 31st, 2017


027 | Today we welcome Jay from Slowly Sipping Coffee to the podcast to talk about his reluctant path to FI, the amazing Mrs. SSC and a Fully Funded …

025R | Case Study | Part 4

May 31st, 2017


025R | In today's Friday Roundup we discuss Episode 25 with Keith from the Wealthy Accountant, Part 4 of the case study with Paul including a look at …

026 | Physician on FIRE | FI for Medical Professionals | Financial Freedom vs Financial Independence

May 26th, 2017


026 | Today we welcome the Physician on FIRE to the podcast to talk about his path to FI as well as tips and hacks for other high income and medical professionals to get on the path to Financial Independence.

In Today’s …

025 | The Wealthy Accountant

May 26th, 2017


025 | In today's podcast we have Keith from The Wealthy Accountant on the show to discuss tax optimization for individuals and small businesses with …

024R | How to Hack Your ESPP

May 25th, 2017


024R | In today's Friday Roundup we discuss Episode 24 with Joel and Alexis from FI180 as well as some expert voicemails from Chad Carson about real estate plus Ken talking about ESPP options. In Today’s Podcast we …

024 | FI180 | Make a U-Turn and Choose FI

May 21st, 2017


024 | Today we have Joel and Alexis from on the podcast.  

They changed their financial lives dramatically, going from spending over $100,000 per year to having an 85% savings rate and on the path to FI in …

023R | Case Study | Part 3 | Paul

May 17th, 2017


023R | In today's Friday Roundup we discuss career hacking with ESI Money, Big ERN's analysis of Paul's case study, plus hear our answers to an …

023 | Career Hacking with ESI Money

May 15th, 2017


023 | ESI from ESI Money is on the podcast today talking about Career Hacking and how you can set yourself up to earn millions more over a working career with seven simple steps. In Today's Podcast We Cover: ESI from …

022R | Inhouse Expert

May 11th, 2017


022R | In today's Friday Roundup we discuss the True Cost of Car Ownership, how to maximize your travel rewards points plus a big announcement on a new in-house 'expert' for ChooseFI! In Today’s Podcast we cover: …

021R | Case Study | Paul | Part 2

May 3rd, 2017


021R | In today's episode of the Friday Roundup we review our discussion of the Pillars of Financial Independence, take questions and comments from …

020R | Introducing Our First CrowdSourced FI Plan Case Study | Part 1

April 26th, 2017


020R | In today's Friday Roundup we introduce our first crowd sourced case study from a listener and we have a challenge to you:  Implement one life …

020 | Entry Level Middle Class Lifestyle | Intro to Insurance

April 21st, 2017


020 | The Entry Level Middle Class Lifestyle is a tool that you can use to supercharge your path to FI. Jonathan and Brad go through their expenses …

021 | The Pillars of FI

April 21st, 2017


021 | In this episode of the Choose FI Radio Podcast we focus on the essential Pillars of Financial Independence including index investing, …

019R | Index Investing | How to buy VTSAX

April 21st, 2017


019R | In our Friday roundup Jonathan and Brad discuss the highlights and takeaways from the Monday episode with JL Collins. Then the podcast is …

022 | The True Cost of Car Ownership

April 19th, 2017


022 | Do you know what your car is actually costing you each year? What about over an investing lifetime? In this episode of the ChooseFI Radio …

019 | JL Collins | The Stock Series | Part 1

April 17th, 2017


019 | In Today’s Podcast JL collins from joins Jonathan & Brad on the podcast to bring the Stock Series to life. The Power of …

018R | Capital Gains Harvesting | Never Pay Taxes Again | Part 2

April 14th, 2017


018R | In Today’s Podcast we cover how to harvest long term capital gains tax free. Friday Roundup 7 Review of Monday’s episode with Jeremy from Go Curry Cracker Brad and his family just visited Washington DC for the …

018 | Go Curry Cracker | Capital Gains, Losses and The Roth Conversion Ladder

April 10th, 2017


018 | In Today’s Podcast we cover: Our guest: Jeremey from Go Curry Cracker Jeremy and Winnie are living the geo-arbitrage life: currently in Taipei, Taiwan and then on to a four month trip to Europe They are using …

017R | The Roth IRA Conversion Ladder | A Case Study

April 7th, 2017


017R | In Today’s Podcast we cover: Friday Roundup # 6 This is our 23rd episode and providing a home for the FIRE community Thank you for our 50th review on Itunes (from Chad Carson!) – we plan to implement the …

017 | Mad Fientist an Origin Story

April 3rd, 2017


017 | In Today’s Podcast we cover: Today’s guest: Brandon from and the origin story of the Mad Fientist How did the Mad Fientist website come about? He first stumbled on the Early Retirement Extreme …

016R | Friends of the Library

March 31st, 2017


016R | In Today’s Podcast we cover: Friday Roundup #5 Recap of house hacking episode with Chad Carson from Real estate investing is one of the pillars of Financial Independence ‘Keep it super simple and …

016 | House Hacking With Coach Carson

March 27th, 2017


016 | In Today’s Podcast we cover: Real estate investing and house hacking with Chad “Coach” Carson. On the path to financial independence, how much of your own budget is going towards housing? After Chad graduated …

015R |The 'Joneses' Are Bankrupt

March 24th, 2017


Keeping up with the Joneses' will cost you

1. Allocation when Investing in a Bubble? Kyith points out that allocation matters as the Early Retiree …

015 | Root of Good | 2nd Generation FIRE and College

March 20th, 2017


015 | In Today’s Podcast we cover: Our guest: Justin from Root of Good Justin had access to 401k and the 457 retirement plans 457 plan is an extremely valuable took for early retirement as there is no 10% early …

014R | What's the Right Way to Calculate Net Worth?

March 17th, 2017


Control your Tax Rate by understanding how our marginal brackets work and eliminating consumer debt and taking advantage of tax deferred accounts
Get …

014 | The Phases of FI with 1500 days

March 13th, 2017


014 | The Phases of FI with 1500 days (Mr 1500) Our Guest: Carl from 1500 Days The Phases of Financial Independence Close-knit community at Fincon and FI generally, Its amazing how much you have in common with somebody …

013R | Control Your Tax Rate

March 10th, 2017


Control your Tax Rate by understanding how our marginal brackets work and eliminating consumer debt and taking advantage of tax deferred accounts

013 | The Unfair (FI) Advantage of Teachers | 457b

March 6th, 2017


013 | Our guest: Millionaire Educator shows us how to invest your money. He shows how teachers, firefighters, police officers and public employees …

012R | Introducing the Friday Roundup

March 3rd, 2017


The Friday Roundup acts as a way to connect the FI community bringing in your feedback questions, and corrections.

Text choosefi to 44222 for FI made simple Ebook

On Todays episode …

012 | Living Frugal Frugalwoods | Save 75% Of Your Take Home Pay

February 27th, 2017


012 | Living Frugal is a Powerful FI Tool Liz from Frugalwoods coaches us through the ultimate guide to frugal living The benefits of minimalism …

011 | Welcome To The Hot seat

February 20th, 2017


011 | In Today’s Podcast we cover: Future guests and how our interviews will be different than other podcasts

Introduction to the “hot seat”

  • What’s …

010 | Skinny Waist, Fat Wallet (How to Lose 30 lbs in 3 months)

February 13th, 2017


010 | In Today’s Podcast we cover: Fitness and nutrition from a financial independence mindset Jonathan’s quest to lose 30 pounds in the 3 months leading up to his son’s birth JD Roth’s talk at the Camp Mustache event …

009 | Travel Rewards: How To Travel The World For Free (The Easy Way)

February 6th, 2017


009 | In Today’s Podcast we cover: Why Jonathan started with travel rewards: Wife’s family in Zimbabwe: $6,000 in flights every two years

What is this travel rewards strategy all about?

008 | Avoid Bank Fees at All Cost

January 30th, 2017


008 | In Today’s Podcast we cover: Don’t piss off the accountant: Bank Fees Americans spent $32 Billion in overdraft fees in 2016

Bank accounts and …

007 | America’s Food Obsession | How to Crush Your Grocery Bill

January 23rd, 2017


007 | In Today’s Podcast we cover: America’s food obsession: We’re fat and broke How Brad’s family saves money on food Being smart with ingredients.

How often does Brad’s family go out to eat? Go out for lunch instead …

006 | The Power of Partnerships | ChooseFI Origin Story

January 16th, 2017


006 | In Today’s Podcast we cover: The Power of Partnerships How Brad and Jonathan met Our decision to partner up on Choose FI The importance of taking action

The value of personal relationships in an online world What …

005 | Why Everyone Needs Dave Ramsey and Why You Should Ignore Him

January 9th, 2017


005 | In Today’s Podcast we cover: Dave Ramsey and Jonathan’s history following him Dave’s unyielding stance on debt: don’t do it Review and evaluate …

004 | Get Off The Hamster Wheel | Jonathan Backstory

December 27th, 2016


004 | In Today’s Podcast we cover: Interviewing Jonathan to hear his story August 2013 Jonathan graduated from Pharmacy School with $168,000 student …

003 | Let’s Talk About Fees | Why Investment Fees Are Evil and How to Avoid Them

December 23rd, 2016


Do understand how expensive your investments are?Jonathan and Brad explore how Expense Ratios and Assets Under Management Fees Erode your Returns and …

002 | Why Failure Matters | Brad Backstory

December 20th, 2016


Brad shares how he iterated out of failure to a online business success and how you can too!

The skills learned, even from ‘failures’: ability to create websites, The value of personal relationships, even in an online …

001 | Get Started on Your Path to Financial Independence

December 18th, 2016


What if you could get to the point where working is optional not just in your golden years but in your best years and have fun doing it.

Welcome to …

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