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Afford Anything

346 EpisodesProduced by Paula PantWebsite

You can afford anything, but not everything. We make daily decisions about how to spend money, time, energy, focus and attention – and ultimately, our life. Every decision is a trade-off against another choice.But how deeply do we contemplate these choices? Are we settling for the default mode? Or a… read more

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Ask Paula: I Doubled My Investments During the Pandemic. What Should I Do Next?

May 11th, 2021

1:21:42

#316: Pauly from Portland doubled the inheritance money he received from $50,000 to $100,000 during the pandemic. Now he’s wondering if it’s okay to …

The Science of Behavioral Change, with Katy Milkman

May 7th, 2021

1:03:25

#315: Do you ever grapple with the differences between your present self and your ideal self? Katy Milkman, host of the Choiceology podcast and the …

Ask Paula: I’m Worried About My Parent’s Retirement. What Should I Do?

May 5th, 2021

1:19:37

#314: Briale opened a Variable Annuity inside a 403b at work when she was 23. She has 17 years to go before retirement. As an elementary school …

The Unspoken Rules that Could Cost You Thousands, with Gorick Ng

April 28th, 2021

1:23:40

#313: Do you know the unspoken rules about how to get ahead in your workplace or industry (and as a result, how to earn more)?

Unspoken rules, and …

Ask Paula: How Should I Invest $5,000 Per Month?

April 19th, 2021

1:21:47

#312: After paying basic living expenses and maxing out their 401k’s and Roth IRAs, Caroline and her partner have $4,000 - $5,000 left each month. …

The Surprising Solution to Overthinking, with Jon Acuff

April 12th, 2021

1:11:31

#311: Do you find yourself overthinking and getting stuck in unproductive thought loops?

According to a study commissioned by today’s guest, 99.5 percent of 10,000 people said they overthink. Chances are, you can relate.

Ask Paula: What Should I Do With $25,000?

April 7th, 2021

1:23:40

#310: Greta is tired of financial modesty. She wants to achieve financial independence through diversified income streams, and has her eyes set on …

Are We Due For Another Housing Market Crash?

April 3rd, 2021

42:11

#309: Are we in a housing bubble?

Are we going to see a repeat of 2006 all over again?

Are there any good investment deals to be found right now?

These are the questions playing on many people's minds, and we seek to …

Ask Paula: I Want to Travel After I Retire; How Much Should I Save?

March 29th, 2021

1:01:03

#308: Ziggy purchased an $890,000 property in San Mateo, CA in 2016. After living there for a year, he had to move, so he rented it out. …

The Tax Risks That Could Blow Up Your Retirement Plan, with Ed Slott

March 24th, 2021

1:23:11

#307: “Taxes are the single biggest factor that separates people from their retirement dreams.”

That’s a quote from today’s guest, Ed Slott, a nationally recognized IRA distribution expert, practicing CPA, and …

Ask Paula: How to Shift From Financial Independence to a Mini-Retirement?

March 17th, 2021

1:14:22

#306: Jake and his wife want to retire in five years, at which point they’ll have 14 years before they can access their 401k funds. To help bridge …

The 7 Steps to Financial Independence + 7 Rules of Investing, with JD Roth

March 10th, 2021

1:26:06

#305: Financial independence is a continuum, a spectrum. How do you know where you stand?

In this episode, financial writer JD Roth discusses the …

Ask Paula: Help! I Can Only Save $200 a Month

March 5th, 2021

1:20:23

#304: Paige and her fiancé have two autumn 2021 goals: save for a wedding and an emergency fund. There’s one problem: they only have around $200 per month to save. How can they grow the gap when they’ve run out of …

A World Without Email, with Cal Newport

March 3rd, 2021

1:27:45

#303: Can you imagine living in a world without email? Most of us can’t - how would we get work done? - but this is what Cal Newport advocates for in …

The Financial Benefits of Optimism, with Michelle Gielan

February 24th, 2021

1:03:14

#302: Did you know that optimists worry about their finances 145 fewer days than pessimists? They’re also more likely to save money, and are 7x as likely to experience better financial health.

Michelle Gielan, …

Ask Paula: How Can I Reach FIRE in 11 Years?

February 16th, 2021

1:27:32

#301: Amelia is worried that she and her husband are under-insured. Should her husband get a short-term disability policy, even though it’s expensive …

The Two-Fund Investment Portfolio, with Paul Merriman

February 9th, 2021

1:21:15

#300: Here’s the deal: Target Date Retirement Funds are simple, automated, easy. The problem? What’s simple might not be optimal. Investment expert …

Ask Paula and Joe: Should I Sell My $575,000 in Tesla Stock?

February 5th, 2021

1:05:35

#299: Chris bought Tesla a few years ago and Jinko Solar eight months ago. Both of these have gone up in value by a lot. What tax strategies can he …

How to Talk to Friends about Money, with Erin Lowry

February 3rd, 2021

56:38

#298: Money conversations with friends, family members, or significant others are unavoidable. Most of us dread these conversations - they’re awkward, heated, or draining.

Erin Lowry, author of Broke Millennial Talks …

PSA Thursday Part II: Let the People Trade!

January 28th, 2021

9:22

This morning, almost every major brokerage halted trading on the most volatile stocks, including GameStop, BlackBerry, Bed Bath & Beyond, Nokia, …

PSA Thursday: Wall Street Bets, GameStop, and the Rise of Meme Stocks

January 28th, 2021

22:36

If you blinked, you missed the biggest stock market story since the crash of March 2020. It’s a story that led GameStop, a brick-and-mortar company that sells *physical* video games (remember when games came on …

Ask Paula: Should I Househack or Pay Off My Student Loans?

January 25th, 2021

1:13:18

#297: George is torn between paying down his student loan debt (which he deferred) or buying a househack. Which is better for his long-term goal of reaching financial independence?

Mario is curious to know: is his …

Investing is the Art of Probabilistic Thinking

January 20th, 2021

59:19

#296: There’s a lot happening in the market. The Dow is at a new high, there are runaway stocks causing irrational exuberance, and yet, unemployment claims are on the rise.

How can this be?

To make sense of this, we …

What Your Childhood Taught You About Money, with Rachel Cruze

January 12th, 2021

1:18:08

#295: How well do you know yourself and the reasons why you manage money in the way that you do? You might not know at all, or you might have some degree of understanding, but digging into your money story can shed …

Ask Paula: If I Were to Interview Suze Orman Again Today, How Would It Go?

January 4th, 2021

1:17:24

#294: Jeffrey is curious: if I were to interview Suze Orman today, would I agree more or less with her thoughts on the financial independence retire …

The One Question That Makes Everything Easier, with Geoff Woods

January 1st, 2021

1:15:00

#293: Geoff Woods, Vice President of The ONE Thing and host of The ONE Thing podcast, is an expert on ruthless prioritization, habit development, and goal setting.

The simple framework he presents allows you to focus …

Ask Paula: I’m an Investor Who likes Volatility; What Should I Buy?

December 29th, 2020

1:02:18

#292: Three Kids, FI has an all-equities broad stock market index portfolio that he’s held for years. He’s confident he can handle maximum …

PSA Thursday - Year-End Tax Moves to Finish 2020

December 24th, 2020

16:09

Welcome back to PSA Thursday, a weekly-ish segment in which we talk about how to handle money, work, and life in the year that is 2020.

Today, we focus on the importance of end-of-year tax planning before you ring in …

How to Command Respect at Work, with Tracy Tutor

December 22nd, 2020

52:24

#291: Tracy Tutor is the author of Fear is Just a Four-Letter Word as well as the first female real estate broker on Million Dollar Listing LA. Tracy …

Ask Paula: Is Upgrading Our Lifestyle Worth Mortgaging a More Expensive House?

December 15th, 2020

56:47

#290: Sharon owns two condos that are worth $1.4M and has a cash cushion of $120,000 plus a $50,000 emergency fund. She’d like to move into a small …

PSA Thursday: What’s Happening with Student Loans?

December 11th, 2020

14:48

An update on the latest news in student loan forgiveness and forbearance, plus smart strategies for student loan repayment in 2021.

Business Principles that Improve Your Life, with Josh Kaufman

December 8th, 2020

1:05:27

#289: Josh Kaufman, bestselling author of The Personal MBA, discusses the five parts to every business and how this information applies to everyone - not just entrepreneurs.

He shares many examples and ideas on how to …

Ask Paula: How Should You Invest a $1 Million Lump Sum?

December 4th, 2020

1:19:00

#288: Karen and her wife are in their 50s, financially independent, and partially retired. They need $150,000 to buy a new home, and they aren’t sure …

PSA Thursday: To Buy or Not to Buy?

December 3rd, 2020

12:56

Many people in the personal finance / FIRE community have a complicated relationship with the concept of consumer spending.

They may see family, friends and neighbors demonstrate one extreme -- they’re profligate …

Put Yourself on the Hook, with Seth Godin

November 30th, 2020

1:03:35

#287: Seth Godin is the author of 19 bestselling books on mastery, creativity, business and marketing. His books have been translated into 35 languages, and one of his books was the top bestselling marketing book of the …

PSA Thursday: How to Slash Your Food Budget, with Rosemary Fotheringham

November 26th, 2020

30:52

According to the Bureau of Labor Statistics, in 2019, Americans spent just over $8,000 on food.

If you're on a tight budget, slashing your grocery bill is one of the easiest ways to spend less. But what if you don't …

Ask Paula: How Long Will It Take Me to Become a Millionaire?

November 25th, 2020

1:08:11

#286: Kaitlyn has $78,000 saved for a property, but she isn’t sure whether she should buy a personal residence, a rental property, or both. How can …

Ask Paula: How Can I Pay for Grad School?

November 20th, 2020

54:15

#285: Sam wants to use the funds in her Vanguard S&P 500 index funds for a downpayment on a house. She isn’t sure if she should keep her savings …

PSA Thursday: Broadcasting Live from FinConX

November 13th, 2020

22:06

Paula Pant and Andy Hill broadcast from Dallas, where they’re part of a bare-bones skeleton production crew that’s hosting the 10th annual FinCon, a …

The Psychology of Money, with Morgan Housel

November 9th, 2020

1:10:28

#284: Morgan Housel is an award-winning financial journalist, and he’s a leading thinker and author in the world of investing. His new book, The …

PSA Thursday: Teaching Technology to the Elderly

November 5th, 2020

36:08

Many of us have experienced disconnection from our loved ones this year, especially with older family members. It can be difficult to stay in touch …

Ask Paula: Could the Stock Market Be Too Much of a Gamble?

November 2nd, 2020

1:11:19

#283: Andrea’s parents have a seemingly salesly financial advisor. He tried to get them to purchase a second life insurance policy, among other …

PSA Thursday - The Affordable Care Act, with Tanja Hester

October 31st, 2020

48:23

With the uncertainty of the Affordable Care Act (ACA) looming before us, many are asking:

How can we plan for healthcare - now and in the future? How much will I need to save to cover healthcare in retirement? What can …

The Smart Way to Start a Side Hustle, with Alan Donegan

October 30th, 2020

1:12:46

#282: Alan Donegan is the cofounder of PopUp Business School.

His mission is to change the way entrepreneurship is taught and to make it more …

PSA Thursday - What’s in Store for the Rest of 2020?

October 15th, 2020

11:29

After a brief hiatus, PSA Thursday is back!

For this episode, we take a short break from covering current events to

1) reflect on why this show exists, and

2) give you a sneak peek of future PSA Thursday episodes.

The Art of Decision-Making, with Annie Duke

October 14th, 2020

1:17:52

#281: Annie Duke, best-selling author of Thinking In Bets and former world champion poker professional, discusses the decision making strategies and …

Ask Paula - Could This NYC Couple Contribute Only $10,000 Per Year Towards Retirement?

October 6th, 2020

1:23:31

#280: Amy and her husband have $900,000 saved for retirement. They’re 40 years old and plan to retire at 65. Due to a job change + pay cut, they …

How to Avoid Financial and Life Disasters, with Dr. Gleb Tsipursky

October 2nd, 2020

1:03:23

#279: You might know several decision-making principles, but do you have a step-by-step strategy that pieces those principles together?

Dr. Gleb Tsipursky is an internationally-recognized thought leader on …

The Loopholes That Destroy Our Ability to Form Habits, with Gretchen Rubin

September 29th, 2020

1:16:38

#278: Does this sound like you?

You want to exercise, but you can never find the time for a workout. Eventually, you grow tired of putting exercise off. You commit to working out every morning. You become so …

Timeless Financial Lessons from My Grandma, with Michelle Singletary

September 21st, 2020

1:10:00

#277: Michelle Singletary writes a Pulitzer-nominated personal finance column, The Color of Money, for The Washington Post. Her column is syndicated …

Cut the Fluff and Become a Digital Minimalist, with Dr. Cal Newport

September 15th, 2020

1:22:30

#276: Have you found yourself mindlessly scrolling through social media feeds over the last few months? Have you also found yourself in a state of …

Avoid These 13 Hidden Money Mistakes That Most People Make, with Jill Schlesinger

September 8th, 2020

1:16:03

#275: Even the nerdiest of money nerds are susceptible to making a dumb financial mistake. “Nope, not me! There’s no way I make any financial mistakes. I live and breathe this stuff.” You’re not capable of making any …

Finding Hope and Happiness in a Confusing World, with Mark Manson

September 4th, 2020

1:00:29

#274: What does it take to create a sustainable sense of hope? That’s the question that I invited Mark Manson, megabestselling author of Everything is F*cked and The Subtle Art of Not Giving a F*ck, to answer. Mark says …

The Emotional Complexity of Money, with Dr. Dan Ariely

August 31st, 2020

56:00

#273: Dr. Dan Ariely, famed behavioral economist and best-selling author of Predictably Irrational, returns to discuss how to handle the emotional …

PSA Thursday - How to Avoid Parental Burnout, with Andy Hill

August 27th, 2020

30:43

Andy Hill, father of two and founder of Marriage, Kids, and Money, joins us to discuss parental burnout in the midst of the pandemic.

He shares his …

Ask Paula: I’m Three Years from Retirement. How Should I Invest?

August 24th, 2020

1:17:46

#272: “Anonymous Moving-Back-home” and her partner earn $150,000 per year after taxes. They’re currently saving 80 percent by living with family. …

PSA Thursday - Here's a simple framework for deciding how to earn extra income

August 20th, 2020

13:50

Millions of people are in financial limbo now that the $600 supplemental federal unemployment benefit has expired. The new $300 supplemental benefit is slooowly getting approved by FEMA, state-by-state, through an …

Retirement Planning in 2020, with Dr. Wade Pfau

August 19th, 2020

1:12:02

#271: Dr. Wade Pfau, one of the foremost experts in the academic field of retirement planning, joins us to talk about how the events of 2020 might impact your retirement plans. If you’re wondering if you need to change …

Ask Paula: Buy a Home, Buy Investments, or Pay Off Debt? How Do I Decide?

August 13th, 2020

1:06:14

#270: Briana and her husband want to buy a home, but they don’t have enough saved for a downpayment. They also have student loan debt and a car loan. …

How to Ask Better Questions, with Charles Duhigg

August 7th, 2020

55:46

#269: Are you scared to take the first step toward the habits that you want to build? Do you believe in your ability to change? Or are you completely …

PSA Thursday - Get Ready for a School Year Like No Other with Mandy Bert and Rob Phelan

August 6th, 2020

37:34

Do you have school-age children? If so, then brace yourself for a school year like no other.

This year, some children will return to school five days …

Ask Paula: Should I Invest or Pay Off My Mortgage Early?

August 4th, 2020

1:39:31

#268: Natasha has $3,300 per month to either invest or use toward an early mortgage payoff. Which option should she choose?

An anonymous caller and …

How to Talk To Your Tenants About Financial Difficulties

July 31st, 2020

24:40

Welcome back to PSA Thursday, a mostly-weekly segment (sometimes on Thursdays) in which we talk about how to handle money, work, and life in the middle of a pandemic.

This week, we continue the conversation on what …

This Year’s Financial Reckoning, with Farnoosh Torabi

July 28th, 2020

57:49

#267: This week, one of the most acclaimed names in the world of personal finance journalism joins us to reflect on the events of 2020.

Farnoosh Torabi started covering personal finance in 2003 as a reporter for Money …

Ask Paula: Your Real Estate Questions, Answered

July 22nd, 2020

1:06:14

#266: Paul’s parents own a property worth $100,000, and they owe $80,000 on the mortgage. If he wants to buy this property from them, how should he …

PSA Thursday: The Impact of Evictions, with Princeton University Eviction Lab expert Alieza Durana

July 17th, 2020

34:21

Welcome back to PSA Thursday, a mostly-weekly segment in which we talk about how to handle money, work, and life in the middle of a pandemic.

This week, our focus is on answering a question that many landlords in our …

Personality Isn’t Permanent, with Dr. Benjamin Hardy

July 14th, 2020

1:11:04

#265: Are you the same person you were five years ago? Ten years ago? Fifteen years ago?

Of course not. Things in your life have changed: your interests, hobbies, decision-making process, and habits are different than …

How to Stay Safe During the Reopenings

July 9th, 2020

16:38

Welcome back to PSA Thursday, a mostly-weekly segment in which we talk about how to handle money, work, and life in the middle of a pandemic.

This week, we focus on life and staying safe when venturing outside of your …

Ask Paula: How Do I Pick the Right Mix of Investments for My Retirement Portfolio?

July 6th, 2020

1:06:57

#264: An anonymous listener, whom we call “Mary,” is curious about the auto-rebalancing feature offered by M1 Finance. Is it too good to be true?

J isn’t happy with the target date retirement fund she chose for her …

PSA Thursday: The History of the PPP -- and 4 Extra Relief Options for Entrepreneurs

July 2nd, 2020

29:36

Here's the sordid history of the Payroll Protection Program, plus four additional options for getting pandemic relief as an entrepreneur.

In this …

How to Build Financial Resilience in 2020, with Dr. Brad Klontz, financial psychologist

June 30th, 2020

1:07:39

#263: It’s been a tough year, and we’re only halfway through it.

Today’s guest has insights and actions to help you build financial resilience in 2020. Not only will you emerge from the events of this year stronger, …

Ask Paula: I'm Taking a Mini-Retirement in a Pandemic. What Should I Do?

June 23rd, 2020

54:14

#262: Tyson is taking a year off of work and plans to devote some of his time to domestic travel, volunteer work, and bolstering his rental property …

Why I Quit My Job in the Middle of a Recession -- Interview from Lessons from a Quitter

June 15th, 2020

57:00

#261: I quit my job at the beginning of a recession and made it work. Two years ago, I did an interview with Lessons From a Quitter explaining how.

Given that so many community members want to leave their jobs for …

PSA Thursday - How Does the CARES Act Impact Student Loans?

June 11th, 2020

28:09

Welcome back to PSA Thursday, a mostly-weekly segment in which we talk about how to handle money, work, and life in the middle of a pandemic.

In this episode, we cover how to manage student loans in the midst of the …

Ask Paula: Should I Fire My Financial Advisor During a Pandemic?

June 8th, 2020

1:01:12

#260: Katelyn wants to fire her financial advisor and move her investments from mutual funds into Vanguard index funds. Should she do this during the …

How to Lead with a Vision, with Michael Hyatt

June 5th, 2020

1:11:36

#259: Leadership comes in all forms. Whether you’re a small business owner, a manager or department head at work, or the head of a volunteer …

PSA Thursday -- Actions Speak Louder Than Words

June 4th, 2020

7:01

We have muted the podcast thusfar this week, in support of the #amplifymelanatedvoices movement and in support of the #theshowmustbepaused movement.

We have assembled a list of resources that highlight books, websites, …

PSA Thursday - Your Guide to Giving: How to Donate, Volunteer and Practice Spontaneous Kindness

May 29th, 2020

23:42

Let's start with the good news: the majority of U.S. households, 6 in 10, donate money to nonprofits and charities, and 1 in 4 adults in the U.S. …

Ask Paula: Can I Quit My Job Before I'm Financially Independent?

May 26th, 2020

56:25

#258: “Burned Out in Boston” wants to reach financial independence.

But she’s not sure she can stick it out in Boston much longer.

She and her husband want to move to an area that doesn’t have many job prospects, and …

How to Stop Screwing Up Our Finances, Even in a World That Leads Us Astray -- with Dr. Dan Ariely

May 18th, 2020

1:01:08

#257: “The checking account is like the trash can of personal finance.”

 

Today’s podcast guest, the famed behavioral economist Dr. Dan Ariely, is not a fan of checking accounts. Or supermarket end caps. Or anything …

PSA Thursday: How Can I End 2020 in a Stronger Position Than I Started It?

May 14th, 2020

31:25

How can you find business and investment opportunities in today’s tough pandemic bear market?

What should you do to emerge from 2020 stronger than …

Ask Paula: Bonds Are Tanking. Should I Switch to Real Estate Instead?

May 11th, 2020

1:19:51

#256: Jon is wondering if now is a good time to move his RRSP into a tax-free savings account, given the market downturn. He knows you can’t time the …

PSA Thursday: How Is The Pandemic Affecting the Housing Market?

May 7th, 2020

19:27

Before the pandemic, the U.S. housing market was strong. Home prices were at historic highs. Borrowers were more qualified than ever, with two-thirds of mortgage originations going to borrowers with excellent credit. As …

How Your Personality Affects Your Finances, with Dr. Sarah Stanley Fallaw

May 4th, 2020

1:13:20

#255: When a crisis hits, do you stay calm and collected, or do you launch yourself down a rabbit hole of worry and worst-case scenarios?

When the …

Ask Paula: Should I Invest During the Pandemic?

May 1st, 2020

1:19:40

#254: Lydia earns income as both a 1099 contract worker and a part-time W2 employee. She filed for unemployment as a W2 worker, but can’t find information on how to file as a contractor. Is there a process contractors …

PSA Thursday: How Bad Is the Stock Market Crash?

April 30th, 2020

28:13

Welcome back to PSA Thursday, a segment in which we talk about how to handle money, work, and life in the middle of a pandemic.

Today, our focus is on money - specifically, the stock market.

Why did it crash in March? …

The Thinker's Guide to Market Volatility, with Dr. Steve Wendel and Sam Lamas

April 27th, 2020

1:09:25

#253: Dr. Steve Wendel is a behavioral economist and the head of behavioral science at Morningstar, an independent investment research firm.

Samantha Lamas is also a behavioral researcher at Morningstar.

They discuss …

Ask Paula: Will the Stimulus Cause Massive Inflation?

April 20th, 2020

1:18:00

#252: The government issued a $2 trillion stimulus. How will that affect the economy? Could we endure massive inflation or hyperinflation?

Bradley …

From High School Dropout to Successful Entrepreneur, Author and World Traveler -- with Chris Guillebeau

April 13th, 2020

1:07:10

#251: Do you love the idea of making money on your own -- without a boss?

Can you imagine deciding how you spend each day?

Are you bored and looking for a challenge? Do you love the thought of adventure?

Today’s guest, …

PSA Thursday: How to Build an Emergency Fund During an Emergency

April 10th, 2020

39:38

A weekly segment in which we talk about how to handle money, work, and life in the middle of a pandemic. Here's how to build an emergency fund during an emergency, and how the bear market affects your investment …

Ethical Investing 101, with Dr. Jon Hale, Head of Sustainability Research for Morningstar

April 8th, 2020

1:10:09

#250:

Should we invest in sustainable funds?

If we choose sustainable funds, will our investment returns suffer? Will our expense ratios be …

How to Talk to Your Parents About Retirement and Beyond — with Cameron Huddleston

April 3rd, 2020

1:14:51

#249: I’m recovering from Covid-19 at the moment, so I couldn't put together a new episode this week. But in honor of the First Friday of the month, …

PSA Thursday: I Tested Positive for Coronavirus. Here's What It Feels Like.

April 2nd, 2020

26:17

Paula describes the experience of having Covid-19, the illness caused by coronavirus.

Covid-19 and the Bear Market

March 25th, 2020

1:01:48

#248:

We are living in a time of extreme uncertainty.

Many of us are questioning how we can best use the funds we have to survive it.

“Should I …

OMG Monday: Welp, I Have a Fever of 102.3 Degrees

March 23rd, 2020

5:04

It's Quarantine Day 10, and thank goodness I've been staying in, because yesterday I learned that I have a 102.3 degree fever.

I don't know if it's Covid-19 or if it's a fever with extraordinarily bad timing.

PSA Thursday: Social Distancing is Social Solidarity

March 19th, 2020

20:51

A new segment giving tips to help flatten the curve and manage your money during this global event.

Ask Paula: Is the Stock Market Going to Crash in 2020? How Should I Invest in a Bear Market?

March 16th, 2020

1:35:35

#247: Caroline wants to buy her first home in Denver, CO. How can she calculate how much mortgage she can comfortably afford?

Anne plans to retire …

Pain, Grief, and the Pursuit of Financial Independence, with Jillian Johnsrud

March 9th, 2020

1:08:26

#246: At 19 years old, after completing her first year of college, Jillian married her husband. 

During their first year of marriage, they lived in a …

Ask Paula: I’m 24 and Won a $1 Million Settlement. How Should I Handle This Money?

March 6th, 2020

1:20:56

#245: Joe has a 24-year-old friend who won a $1 million settlement. How can she use this money to set herself up for financial independence?

Jay is …

Why I Quit My Job with No Savings When My Wife Was Five Months Pregnant (and What Happened Next?!), with Grant Baldwin

March 2nd, 2020

1:16:50

#244: Grant Baldwin felt burned out.

He worked as a youth pastor, which felt like a 24/7 profession. He had to attend student events held late into the night, which left him exhausted.

One night, he came home to find …

Ask Paula: How Can I Retire in 10 Years with Rental Properties?

February 27th, 2020

1:13:08

#243: Adam is 23 years old and wants to achieve financial independence as quickly as possible. However, he’s nervous about investing in the stock …

The Art of Trusting Your Most Dangerous Ideas, with Ash Ambirge, The Middle Finger Project

February 17th, 2020

1:12:34

#242: Ash Ambirge grew up in a trailer park in Pennsylvania. She never met her father. Her disabled mother, who raised her on government assistance, passed away when she was 20.

Her childhood goal? To join the middle …

Ask Paula: Should I Raid My Retirement Savings to Pay for School?

February 10th, 2020

1:25:47

#241: Anton wants to accelerate his flight training so he can get hired within two to three months, rather than two to three years. He has to raid …

10 Questions to Master Successful Investing, with David Stein

February 7th, 2020

1:18:18

#240: Are you investing, speculating, or gambling? What are the three drivers of asset performance? Are you aware of who’s getting a cut from your …

Ask Paula: Should I Put My Student Loans in Forbearance? Should I Buy a Vacation Rental? and More

February 3rd, 2020

1:20:44

#239: Lo is in a good spot with her career, but she’s struggling with a ton of student loan debt, and consequently, credit card debt. What should she …

How to Stop Making So Many Money Mistakes, with Jeff Kreisler

January 27th, 2020

1:06:45

#238: “If I had more willpower, I’d achieve my financial goals.” “I’m doomed to fail with money.” “I’m horrible for not keeping to a budget.”

These are common thoughts, but they’re erroneous.

You can’t willpower your …

Ask Paula and Joe -- Should I BUY a Business, Instead of Starting One?

January 20th, 2020

1:24:44

#237: Katie wants to know how to purchase a business that’s already cash-flow positive. What indicators can she look for?

Rob will retire from the military with an inflation-adjusted pension. Does he need a bond …

How We Saved $1 Million and Retired at 31 and 32, with Kristy Shen and Bryce Leung

January 13th, 2020

1:10:48

#236: Kristy Shen and Bryce Leung achieved financial independence four years ago at age 31 and 32. They saved $1 million and live on $40,000 per year while traveling the world.

Kristy and Bryce don’t worry about running …

Ask Paula: Sooo … I Quit My Job. What Type of Business Should I Start?

January 6th, 2020

1:08:58

#235: Anna has made the leap to self-employment … but what’s next? She lives in the Bay Area and she’s trying to choose between five business ideas; she needs to make enough money to stay in her high-cost area.

Doug …

26 Easy Moves to Improve Your Finances in 2020

January 3rd, 2020

1:04:53

#234: We review 26 quick, easy actions that improve your financial life, plus 10 new added bonus ideas that came directly from our community. We issue a challenge for you to tackle one action per week for the first 26 …

Ask Paula: How Can I Retire in 12 Years?

December 31st, 2019

1:13:31

#233: Deepak is considering downsizing his family’s home, but wants to know if the savings are worth the transaction costs he’ll have to pay.

How to Avoid College Debt, with Anthony ONeal

December 27th, 2019

1:12:22

#232: Anthony ONeal is the bestselling author of Debt-Free Degree, a book that teaches parents how to help their children graduate from college …

Ask Paula: How Can I Get My Spouse Interested in Frugality?

December 16th, 2019

54:14

#231: Avie needs to decide between two options: paying off a rental property, or funding a retirement account. Which should she choose?

Lisa wants to …

How to Develop Emotional Agility, with Dr. Susan David

December 9th, 2019

1:21:55

#230: Dr. Susan David, a psychologist on the faculty at Harvard Medical School, joins us to talk about emotional agility.

Dr. David has researched …

Ask Paula: Help! My Mom or Dad Took Out a Credit Card in My Name. Am I On the Hook?

December 6th, 2019

1:21:43

#229: Normally, we’re a once-a-week podcast, with episodes airing every Monday. But on the first Friday of every month, we have a First Friday bonus …

What I Learned from Losing $170 Million, with Noah Kagan

December 2nd, 2019

1:05:30

#228: In November 2005, when Noah Kagan was 24, he was hired as Employee #30 at Facebook. His stock options would have been worth $170 million if …

Ask Paula: How Can I Get the Most from My Mini-Retirement?

November 25th, 2019

1:23:52

#227: Lien is taking a year off of work to live the van life with her husband. She wants to know how she can make the most of this sabbatical to figure out how to turn her less-than-inspiring career into a lifestyle …

How to Make Time for Things That Matter, with John Zeratsky

November 18th, 2019

1:13:44

#226: Feeling time-crunched? Today’s episode is for you.

Today’s episode features productivity expert John Zeratsky, who shares specific, action-packed time management strategies, with a focus on email management. If …

Ask Paula: How to Invest for the Next Five Years

November 11th, 2019

1:25:27

#225: Lauren is 26 and earns $48,000 per year after taxes.

She saves $12,000 annually in retirement accounts, and an additional $18,000 per year for a downpayment on a home.

She wants to buy a home in the next five …

The Science of Rapid Learning, with Scott Young, author of Ultralearning

November 4th, 2019

1:30:02

#224: Scott Young, author of Wall Street Journal best-selling book Ultralearning, talks about the 9 principles of Ultralearning, which can help you learn new skills, reinvent yourself, stay relevant, and adapt to …

Ask Paula: Should I Choose This or That? How to Weigh the Tradeoffs

November 1st, 2019

1:25:22

#223: Elizabeth is curious to know: what does a good net worth breakdown look like? Is it appropriate to have a lot of your net worth tied up in real estate?

Marie wants to start her own business, but she’s living …

Seven Ways to Escape the Rat Race - with Michael Robinson

October 28th, 2019

1:02:24

#222: Michael Robinson and his wife, Ellen, achieved financial independence at age 33. They ‘retired’ (they still enjoy working) three years later at age 36 on two five-figure incomes. Today, Michael and Ellen are …

Ask Paula: How Much of My Company Stock Should I Buy?

October 21st, 2019

1:16:27

#221: Vanessa is curious about Fidelity and Vanguard. She asks: what are your thoughts on the no-fee Fidelity index funds? What are your opinions on …

Stillness is the Key, with Ryan Holiday

October 14th, 2019

1:05:00

#220: In a hectic world, stillness is the key to a calm, enjoyable life.

That idea comes from Ryan Holiday, author of Stillness is The Key.

Stillness …

Ask Paula: How Should I Invest $4,000 Per Month for Early Retirement?

October 7th, 2019

1:04:04

#219: Stella is working toward FIRE and wants to know: how can she create passive income in her retirement years? Is a portfolio with stocks and …

Why We're Irrational with Money - with Kristen Berman

October 4th, 2019

1:01:25

#218: Kristen Berman is co-founder of Irrational Labs, a behavioral product design company, along with Dan Ariely.

She has a fascinating job that …

Interview on the FI Show: Financial Independence Philosophy and Origin Story | Paula Pant from Afford Anything

September 30th, 2019

1:04:00

#217: It’s September! If you’ve been listening to the show for the past few months, then you know that I’m on what I’ve dubbed my September Sabbatical, in which I’m taking a break from podcast production and traveling …

How Much Can I Spend in Retirement? - with Dr. Wade Pfau

September 23rd, 2019

1:02:31

#216: It’s September! If you’ve been listening to the show for the past few months, then you know that I’m on what I’ve dubbed my September Sabbatical, in which I’m taking a break from podcast production and traveling …

The Seven Stages of Financial Independence, with Joshua Sheats

September 16th, 2019

1:31:45

#215: We are really digging into the archives with today's episode. This originally aired back in 2016!

Besides being another fun and fascinating …

ChooseFI Interview

September 9th, 2019

1:21:50

#214: It’s September! If you’ve been listening to the show for the past few months, then you know that I’m on what I’ve dubbed my September Sabbatical, in which I’m taking a break from podcast production and traveling …

Andrew Hallam (Part Two): The Nine Rules of Wealth You Should Have Learned in School

September 6th, 2019

1:43:53

#213: It’s September! If you’ve been listening to the show for the past few months, then you know that I’m on what I’ve dubbed my September Sabbatical, in which I’m taking a break from podcast production and traveling …

Andrew Hallam (Part One): How I Became a Millionaire on a Teacher's Salary

September 2nd, 2019

1:05:18

#212: It’s September!! If you’ve been listening to the show for the past few months, then you know that I’m on what I’ve dubbed my September Sabbatical, in which I’m taking a break from podcast production and traveling …

What’s Your Why? Financial Independence, Debt Freedom and More

August 26th, 2019

1:01:56

#211: Hey there!

I’m writing this from Croatia, where I’m beginning five weeks of travel that I’m calling my September Sabbatical. From now through September 23rd, I’ll be exploring the globe and enjoying a one-month …

How to Be an Adult - with Mark Manson

August 19th, 2019

1:05:13

#210: We live in a fascinating era: huge sections of society are more prosperous, advanced and safe than at any other point in human history, yet depression and anxiety are at record highs. It’s a paradox of progress: …

Ask Paula: Are Index Funds Unsafe?

August 12th, 2019

1:11:51

#209: Anonymous wants to retire early and often. They’re going overseas, where they’ll make their annual salary within six months. Where should they …

How to Talk to Your Parents About Retirement and Beyond -- with Cameron Huddleston

August 9th, 2019

1:10:40

#208: Well, this could get awkward.

Your parents and grandparents are aging. (Duh.) You want to have a few important financial conversations with …

Ask Paula: Should I Take a $30k Paycut for Better Work-Life Balance, or Stick it Out?

August 5th, 2019

1:10:38

#207: Matt and his fiance earn $7,500 per month combined. They save more than half of their income. He’d like to take a different job that will decrease his income by $2,000 per month, but improve his quality of life. …

When Career Zigzagging is Smarter - with David Epstein

July 29th, 2019

1:14:22

#206: We live in a society that values career specialization.

You’re not a “doctor” -- you’re a pediatrician, an anesthesiologist, an oncologist.

Ask Paula: Am I On-Track for Retirement?

July 22nd, 2019

1:14:03

#205: Is it ever a good idea to use your 401(k) as an emergency fund?

What's the best way to break up with your financial advisor so that you can …

Upgrade Your Thinking, with Super Thinking authors Gabriel Weinberg and Lauren McCann

July 15th, 2019

1:07:14

#204: You make decisions on a daily basis about your career, family, friendships, health and investments; these choices shape your life.

But how much have you thought about how to think?

There are common threads and …

Ask Paula: Early Retirement and The Four Percent Rule

July 8th, 2019

1:11:41

#203: Many people in their 50’s or 60’s warn us about catastrophic or ‘black swan’ events. But what’s the likelihood that this will actually happen?

Slow Travel is Cheap Travel - with Nomadic Matt

July 5th, 2019

1:03:36

#202: In 2006, Matt Kepnes worked at a hospital in Boston, and he felt miserable. He dreaded fighting traffic, spending his days under his offices’ fluorescent lighting, drinking stale coffee.

He decided to take one …

Ask Paula: Which House Should I Pay Off First?

July 1st, 2019

1:09:32

#201: Ross and his wife are both in the Navy. They bought a home while they were stationed in Hawaii. Then the Navy sent them to Virginia, where they currently live; they’ve purchased a home there, too. They kept the …

What I’ve Learned from Interviewing 500 Millionaires -- with Jaime Masters of Eventual Millionaire

June 24th, 2019

1:02:41

#200: Nine years ago, I had no idea that personal finance blogs existed.

Then, as I was flipping through an issue of Kiplinger magazine, I came across an article about a woman who paid off $70,000 in debt in 16 months.

Ask Paula: The Three-Year Reunion with J. Money

June 17th, 2019

1:13:20

#199: Ashley is paying affordable rent for a home she enjoys, but she feels certain that the real estate market in her local market will stay strong. She’s thinking about buying a home with 3 to 5 percent down, but she …

The Japanese Art of Being a Zen Millionaire, with Ken Honda

June 10th, 2019

59:32

#198: Money flows.

When you receive money, you’re in the path of this flow.

Money flows from someone else to you, and eventually, it’ll flow from you to someone else, either in the form of a purchase or an investment.

A …

Ask Paula: Traditional IRA vs. Roth IRA -- What Should I Choose?

June 7th, 2019

1:05:53

#197: Should Bret invest in a Traditional IRA or a Roth IRA?

If Amanda gets married, how will her child support be affected? What about her student …

Starting Over at 40 with Six Kids, with Wendy Mays

June 3rd, 2019

1:06:15

#196: When Wendy Mays was in her early 20’s, she earned $12 an hour working as the office manager of a pest control company.

She wanted higher …

Ask Paula: I Make $168,000 Per Year and Spend $5,000 Per Year. What’s Next?

May 27th, 2019

1:19:43

#195: Alex makes $168,000 per year, combined between her full-time job and her side hustle. Her company pays for breakfast, lunch and dinner during …

The 7 Faces of Fear -- with Ruth Soukup

May 20th, 2019

1:19:00

#194: Fear shows up in our lives in countless ways.

Sometimes, fear takes the form of procrastination. We're afraid of botching something, or we don't like the feeling of anxiety that a project gives us, so we avoid it, …

Ask Paula: I Spent Ten Years in School, and Now I’m Behind on Retirement Savings

May 13th, 2019

1:05:53

#193: Lori is behind on retirement savings, as a result of being a full-time student for more than a decade. She makes good money and lives frugally, …

The Latte Factor, with author David Bach

May 6th, 2019

1:20:00

#192: “Don’t buy lattes.”

This classic snippet of personal finance advice isn’t specifically anti-Starbucks. “Lattes” are a metaphor for the tiny expenses that leak money from our pockets, often without us realizing how …

Ask Paula — Would You Live in an RV to Save Money?

May 3rd, 2019

1:05:22

#191: Should Russell rent a cheap apartment, or should he take out a loan for an RV in order to save money on rent?

Carl is working two jobs that …

The Next Millionaire Next Door, with Dr. Sarah Stanley Fallaw

April 29th, 2019

1:10:25

#190: More than 20 years ago, affluence researchers Dr. Thomas Stanley and Dr. William Danko surveyed a vast number of millionaire households in the …

Ask Paula: How Does My Net Worth Compare to Others My Age?

April 22nd, 2019

1:14:41

#189: Julie, age 27, calculated her expected net worth based on the formula taught in the classic personal finance book The Millionaire Next Door. …

The Scientific Secrets of Perfect Timing, with Daniel Pink

April 15th, 2019

1:21:41

#188: In May 1915, a renowned 58-year-old sea captain, Captain William Thomas Turner, made a series of questionable decisions.

He was the captain of …

Ask Paula - The Real Estate Episode

April 8th, 2019

1:14:49

#187: Sarah needs $36,000 per year in rental income to reach FIRE (Financial Independence, Retire Early). She owns several rentals. When can she comfortably consider herself FIRE?

AyV wants to rent out his primary …

How Mike and Lauren Retired at 30 with an Average Income of $56,000 / Year

April 5th, 2019

1:11:28

#186: Mike and Lauren have run a cleaning company, started and sold a biodiesel company, repaired and resold motorcycles, opened a coffeeshop, owned …

Ask Paula: How Do I Talk to Friends who Ridicule the Idea of FIRE?

April 1st, 2019

1:19:31

#185: Hello from Austin, Texas! I’m living in an Airbnb here for the next 5 weeks. Listen to the end of today’s episode to find out why … and discover how these next 5 weeks, for me, exemplify the “why” of financial …

The Alter Ego Effect, with Todd Herman

March 25th, 2019

1:09:25

#184: In 2003, Beyonce Knowles-Carter felt shy about performing sultry lyrics and dance routines on stage. She needed a tactic to overcome her nerves …

Ask Paula: Should I Sell My Rental Property to Pay Off My Student Loans?

March 18th, 2019

52:43

#183: Should a newlywed couple with two cash flowing rental properties sell one to pay off $92,000 of student loan debt?

What percentage of your …

Thirteen Dumb Mistakes Smart People Make with Their Money - with CBS News analyst Jill Schlesinger

March 11th, 2019

1:13:33

#182: Millions of smart, educated and successful people make dumb mistakes with their money ... and they don't realize it.

I'm not talking about …

Ask Paula: How Should I Plan a Mini-Retirement?

March 4th, 2019

1:06:54

#181: Imagine that you’re going to take a 6-month to 9-month mini-retirement. How should you plan? What should you do? Sure, you’ll need to have …

The Million-Dollar, One-Person Business, with Elaine Pofeldt

March 1st, 2019

1:14:02

#180: Nearly two decades ago, Stacy Berman, a personal trainer, launched a fitness bootcamp in New York City. She called it Stacy’s Bootcamp.

She invited her clients to join her for 5:30 am outdoor workout classes in …

Ask Paula: We Want to Start Househacking in a Duplex. Should We?

February 25th, 2019

57:37

#179: Should a couple in New Orleans sell their single-family home and use the sale proceeds to househack into a duplex?

What do you think about …

How to Make Work Optional, with Tanja Hester

February 18th, 2019

1:08:02

#178: Tanja Hester retired at age 38.

She had a negative net worth until her late 20's, thanks to a combination of student loans, buying expensive cocktails and clothes, living far beyond her means, and not paying …

Ask Paula: Should I Buy a House or Catch Up on Retirement Savings?

February 11th, 2019

1:04:40

#177: Imagine that your job is extremely well-paying, but you don’t enjoy it.

You’d like to switch employers, even though this will probably require a paycut. But before you make the switch, you want to accomplish two …

Digital Minimalism - with Dr. Cal Newport

February 4th, 2019

1:22:37

#176: Cal Newport created a philosophy called digital minimalism, which is idea of reducing your digital life down to only the most important core essentials. Remove the apps from your phone, then slowly re-introduce …

Three Percent is the New Four Percent - with Larry Swedroe, Retirement Planning Expert

February 1st, 2019

1:18:07

#175: Larry Swedroe is one of the most respected investment thinkers and writers of our time.

He's published 8 books on investing, including one of the first books to explain the science of investing to a layperson …

Ask Paula: I'm 48 and Retiring Next Year. Should I Buy More Rentals?

January 28th, 2019

1:14:00

#174: Should a 48-year-old New Yorker who’s retiring next year buy more rental properties? Should a Michigan-based first-time homebuyer use an FHA …

When a Child of Financial Chaos Stumbles into Adulthood - with Paulette Perhach

January 21st, 2019

1:26:49

#173: Paulette Perhach is a journalist who has been published in The New York Times, Slate, ELLE, Marie Claire, and Cosmo.

But we’re not going to …

Ask Paula: Should I Buy a Nice Car or Save My Money?

January 14th, 2019

1:12:24

#172: Should a 25-year-old homeowner with healthy savings and no debt (other than his mortgage) upgrade his car? Should he make this choice if his …

The biggest study of everyday millionaires in 25 years - with Chris Hogan

January 7th, 2019

1:31:50

#171: Chris Hogan surveyed 10,000 millionaires in the United States. Here's what he discovered:

- 89 percent of millionaires have a net worth between …

Ask Paula - When Should I NOT Use the One Percent Rule for a Rental Property?

January 4th, 2019

58:21

#170: When should you NOT use the one percent rule for rental property investing? In today’s episode, I encourage two callers to violate the One …

One Tweak a Week in 2019 -- Easy Improvements to Your Financial Life in 2019

December 31st, 2018

1:06:11

#169: Happy New Years! To kickoff 2019, we've created a free book called One Tweak a Week, outlining 26 easy, actionable ways that you can improve your financial life.

Today's podcast episode covers these 26 tweaks, so …

How to Optimize Your Time and Energy -- with Mike Vardy, The Productivityist

December 24th, 2018

1:04:00

#168: You can do anything, but not everything ... and definitely not everything at the same time.

How can you optimize your time and energy? How do you choose what's worthwhile and what's a waste of time?

How can you …

Ask Paula: Should I Pay Off Student Loans While in School?

December 17th, 2018

1:20:33

#167: Angelisa is a college senior with $30,000 in student loans. She has a part-time job, from which she’s saved $2,500. Should she keep saving …

Everything I Learned About Money Came from My Grandmother - with Michelle Singletary of the Washington Post

December 10th, 2018

1:08:55

#166: Michelle Singletary learned everything she knows about money from her grandmother.

Well, okay, I shouldn't say "everything" that she knows. …

Ask Paula - Should I Invest in Index Funds or Rental Properties?

December 7th, 2018

55:20

#165: Should Kim, an entrepreneur, invest in index funds or rental properties?

Should Nick, an MBA student, househack into a more-expensive home with …

How and Why I Took a Mini-Retirement, with Bob Lotich

December 3rd, 2018

1:06:50

#164: As an entrepreneur, Bob Lotich loves growing and expanding. But after a particularly stressful year, he realized he had burned out.

He woke up …

Ask Paula - The Future of Index Fund Investing

November 26th, 2018

1:03:15

#163: Does my employer match count against my 401k contribution limits?

Should I invest in a Traditional or Roth TSP?

Should I invest more …

AI and The Future of Jobs - with author Darrell West

November 19th, 2018

56:31

#162: How will artificial intelligence, AI, impact jobs? Former Harvard president and leading economist Larry Summers predicts that one-third of men will be out of work by 2050. Finance guru Suze Orman says not to be …

Ask Paula - How Can I Get My Friends Interested in FIRE?

November 12th, 2018

1:07:01

#161: Matt is interested in achieving financial independence, and he wants to encourage his friends to pursue the same goal. What podcast episodes provide a light, digestible introduction to the world of financial …

The Paradox of FI -- with Jonathan Mendonsa and Brad Barrett of Choose FI

November 5th, 2018

1:17:50

#160: When Jonathan Mendonsa was 18, he researched which college degrees lead to the highest income.

Pharmacy was near the top of the list of …

Ask Paula - I Have Three Kids and I'm Hoping for Financial Independence

November 2nd, 2018

59:00

#159: Should a 36-year-old father of three invest primarily in Traditional or Roth retirement accounts? Should Rose, a grandmother of four, open a …

What I Love About the FIRE Movement - with Clark Howard

October 29th, 2018

1:09:39

#158: Clark Howard loves the FIRE movement. That's because he's one of us.

Clark began investing in real estate at age 22, started a travel agency at …

Ask Paula - Can You Force a Rental Property to Cash Flow?

October 22nd, 2018

57:37

#157: We're back with another Ask Paula - Real Estate Edition of the show!

In this episode, we cover down payments, cash flow, investing in condo …

How to Build Incredible Habits - with James Clear

October 15th, 2018

1:28:28

#156: James Clear wanted to start flossing, but he never managed to follow through. Despite his best intentions, his dental floss sat unused in a …

Ask Paula - How Can I Send My 4 Children to College?

October 8th, 2018

1:08:48

#155: How can a schoolteacher dad and stay-at-home mom send their four kids to college? Where should a 23-year-old keep the savings that she’s …

Suze Orman Says $2 Million is Nothing; You Need $10 Million to Retire Early. Internet Explodes

October 5th, 2018

1:01:11

#154: Want to retire early? You'll need at least $5 million, more likely $10 million, says famous financial personality Suze Orman.

I should know. …

Why I Hate the FIRE Movement, says Suze Orman

October 1st, 2018

1:18:59

#153: A few weeks ago, Suze Orman's team reached out to me and asked if I'd be interested in chatting with Suze on my podcast.

"Um, duh," I replied.

Sure Orman is one of the most famous voices in the world of personal …

How to Make Better Decisions -- with Dr. Brian Portnoy

September 24th, 2018

1:12:33

#152: Dr. Brian Portnoy is an expert in making decisions.

He holds a Ph.D. from the University of Chicago, he's a Chartered Financial Analyst, and …

Ask Paula: "I Feel Like I Don't Deserve My Success. What Should I Do?"

September 17th, 2018

1:01:00

#151: We’re back with another “Ask Paula” episode of the show! As usual, my friend and former financial advisor, Joe Saul-Sehy joins me in answering …

How I Reached Financial Independence through Real Estate - with Chad Carson

September 10th, 2018

1:11:00

#150: Chad Carson's friends called him a "nerdjock."

When former college football linebacker Chad Carson graduated from Clemson University, he …

Tell Me About Something That Scared You - from Camp FI

September 7th, 2018

1:10:50
#149: Welcome to the September 2018 First Friday bonus episode! We recorded this episode at Camp FI, which stands for Camp Financial Independence. It's a gathering of people who are pursuing financial independence; we …

Ask Paula - Should I Sell My House and Invest the Equity?

September 3rd, 2018

1:03:12

#148: Welcome to a special episode of Ask Paula!

Today I’m answering questions about real estate investing, and I’ve brought a special guest on the …

How to Believe Your Time is Abundant -- with Laura Vanderkam

August 27th, 2018

1:04:14

#147: Which of the following two attitudes describes you?

"I'm crunched for time." -- or -- "I have all the time in the world."

I'm guessing your …

Ask Paula - Where Should I Keep My Money if I Want to Retire Early?

August 20th, 2018

1:04:15

#146: My friend and former financial advisor, Joe Saul-Sehy, joins me to answer a multitude of questions on retirement savings and investing, so …

How I Paid Off $500,000 in Credit Card Debt, then Launched a Company with $35 Million in Annual Revenue -- with Rand Fishkin, Founder of Moz

August 13th, 2018

1:07:50

#145: When Rand Fishkin was 25 years old, he carried $500,000 in credit card debt.

Less than a decade later, Rand was the Founder and CEO of a …

Ask Paula - What Do You Think of Real Estate Crowdfunding?

August 6th, 2018

44:35

#144: Today I’m answering your real estate questions!

First up, Rich asks: What are your thoughts on real estate crowdfunding versus investing in a traditional REIT and non-retirement account?

He doesn’t want to give up …

Life After Financial Independence - with millionaire investor Emma Pattee

August 3rd, 2018

52:26

#143: Emma Pattee became a millionaire at age 26. But she hates it when I describe her like that.

Here are other ways that Emma would prefer to be …

How Can We Downsize from Two Incomes to One?

July 30th, 2018

57:17

#142: How can a family of four shift from earning two incomes to one, while still pursuing financial independence?

How would a 55-year-old couple …

The Gap Between Knowing and Doing - with Dr. Stephen Wendel from Morningstar

July 23rd, 2018

1:13:15

#141: "I'll get around to rolling over my 401k ... next week."

"Eventually I'll switch to a cheaper insurance plan."

"I really should move my …

Ask Paula - Should I Buy a Rental Property with an HOA?

July 16th, 2018

55:00

#140: Should you buy a rental property that mandates HOA payments? How do you adjust for cap rate over the years, as the property's rent increases …

How I Save Half of My Income as a Firefighter, While Living in an Expensive City -- with Kim E.

July 9th, 2018

1:15:16

#139: Five years ago, at age 29, Kim E. started her first professional, salaried full-time job, working as a firefighter for the City of Austin, …

How to Create an Authentic Life

July 7th, 2018

50:41

#138: There’s a famous quote that’s attributed to Henry Ford. The quote says, “If I had asked people what they wanted, they would have said faster …

Ask Paula: What the F**k are Annuities?

July 2nd, 2018

1:13:34

#137: Today's episode is an annuity sandwich: we answer one question about family and relationships, three questions about annuities, and one question about time management.

My friend and former financial planner Joe …

How I Bought 20 Houses, Debt-Free, While Serving Overseas in the Military - with Rich Carey

June 25th, 2018

1:16:01

#136: Rich Carey is a military millionaire. He's spent his career in the U.S. Air Force; he's currently stationed in Seoul, South Korea. He was …

Ask Paula - How Can I Get a Downpayment for a Rental Property?

June 18th, 2018

54:15

#135: Time to talk about houses! I answer your questions about rental property investing in this week's episode.

Our first question comes from James, age 25. He lives in Florida, where he bought a $130,000, 3-bedroom, …

How Radical Curiosity Leads to Innovation in Life and Work - with Shane Snow, founder of Contently

June 11th, 2018

1:14:51

#134: We often peek inside the world of business to look for lessons about how to simplify, optimize and innovate.

But what can we learn when we examine world-class people who are hacking the system in any field -- …

Ask Paula and Joe -- How to Give More to Charity While Also Building Financial Independence

June 4th, 2018

57:21

#133: Andy from Michigan loved the episode with charity:water founder Scott Harrison. After the episode, he and his 6-year-old daughter started …

Ask Paula - I'm Six Years Away From Financial Independence, But I Want to Quit Now

June 1st, 2018

36:31

#132: BONUS EPISODE!! On the first Friday of the month for the remainder of the year, I'm rolling out an additional bonus episode.

As you know, this …

How We Slashed Our Costs 70 Percent and Gained Happiness -- with Scott Rieckens

May 28th, 2018

1:10:40

#131: Scott Rieckens and his wife Taylor enjoyed a classic Southern California lifestyle.

They lived near a gorgeous beach in sunny San Diego. They frequently dined at sushi restaurants. They drove a BMW.

But after the …

Ask Paula - Should I Sell Stocks to Buy a Rental Property

May 21st, 2018

58:45

#130: Anna and Dave want to get married … eventually. But they want to buy a rental property together first. How should they approach this from a …

How I Paid Off Thousands in Credit Card Debt - with Laura Adams, from Money Girl Podcast

May 14th, 2018

57:01

#129: Laura Adams grew up in an upper-middle-class family in South Carolina, and her parents supported her through college. She attended her …

Should I Choose a Roth vs. Traditional IRA and 401k for Early Retirement?

May 7th, 2018

1:11:12

#128: Antonia, 27, wants to retire in 15 years. She's trying to figure out whether to contribute to pre-tax or after-tax retirement accounts.

Most financial advice for 20-somethings that she's encountered says to …

Four Unhealthy Attitudes Towards Money -- with Dr. Brad Klontz, Financial Therapist

April 30th, 2018

1:06:21

#127: Most people know what they “should” do — save for the future. Spend less than they earn.

Why do so few people follow through?

The answer may …

Ask Paula - Should I Buy a Beachfront Rental Property?

April 23rd, 2018

1:04:04

#126: It's time to answer real estate investing questions!

Tom asks: "We're thinking about buying a duplex on a beach in a popular vacation …

How to Gain a Competitive Edge, with Morgan Housel

April 16th, 2018

1:02:01

#125: Morgan Housel has spent thousands of hours reading about investing.

As a former columnist for the Wall Street Journal and The Motley Fool, he's …

Ask Paula and Joe - Should I Sell My Brand-New Car (and Lose $6,000 in 4 Months)?

April 9th, 2018

1:02:14

#124: Former financial planner Joe Saul-Sehy and I answer five questions about investing, retirement, insurance, travel and selling an expensive car.

Your Money or Your Life -- with Vicki Robin, bestselling author

April 2nd, 2018

1:03:21

#123: In the 1970's, a woman named Vicki Robin teamed up with a man named Joe Dominguez.

They came from different backgrounds: she was an Ivy League graduate with a comfortable upbringing; he was raised in Spanish …

Ask Paula - I'd Like to Airbnb a Yurt. Should I?

March 26th, 2018

48:11

#122: Tony lives in Chicago, where the returns on rental properties are so-so. He's thinking about investing in Indianapolis, where he consistently …

How I Retired at Age 32 - with Liz Thames from Frugalwoods

March 19th, 2018

1:01:22

#121: After Liz Thames graduated from college, she couldn't find a job.

"Nowhere would hire me," Thames says. "I had what I thought was this nice …

Ask Paula - I'm Retiring at 53. How Will Early Retirement Impact My Social Security?

March 12th, 2018

46:00

#120: Roger Whitney, age 51, calls himself The Retirement Answer Man. As a financial planner, investment analyst and podcast host, he focuses on helping Baby Boomers craft a traditional (past-age-60) retirement.

Today, …

How Much Can I Spend in Retirement? - with Dr. Wade Pfau

March 5th, 2018

59:53

#119: Once upon a time, in southern California in 1994, there lived a man named William Bengen.

He read many claims, widespread at the time, that said that since the markets return at least 7-9 percent compounding rates …

Ask Paula - How Do I Buy a Foreclosure? - and Other Real Estate Questions

February 26th, 2018

44:01

#118: Questions -- I get questions! Today, I’m tackling four queries about real estate investing that come from the audience. Here are the details:

How to Avoid Killing Your Spouse (and Should You Get Married in the First Place?) - with Farnoosh Torabi

February 19th, 2018

53:45

#117: My friend and financial expert Farnoosh Torabi joins me to answer a relationship & money question from a listener named Janice.⠀⠀ ⠀⠀ Janice …

Ask Paula -- Help! I'm Underwater on My Car!

February 12th, 2018

1:20:01

#116: Stacy and her boyfriend would like to downsize to one vehicle. But they're collectively $14,500 underwater on their car loans. 
 Stacy owes …

How Dave Ramsey Taught His Kids About Money -- with Rachel Cruze

February 5th, 2018

56:57

#115: Rachel Cruze was born the year her father, Dave Ramsey, filed for bankruptcy.

During her childhood, she watched her parents transition from struggling and rebuilding from their bankruptcy, to becoming debt-free …

Ask Paula -- How Should I Invest $100K in Real Estate?

January 29th, 2018

58:59

#114: This week, I answer four questions about real estate investing from the audience.

Joelle asks: I own a home outright on the West Coast. I’m thinking about taking out $100,000 from my home equity, and using this …

How I Run a Six-Figure Business and Host an Airbnb while Traveling the World -- with Natalie Sisson

January 22nd, 2018

55:45

#113: Natalie Sisson was tired of the corporate world. She wanted freedom, adventure and fulfillment.

In 2008, she quit her job and co-founded a tech …

Ask Paula - How to Convince a Spouse to Invest in Low-fee Index Funds?

January 15th, 2018

49:01

#112: How can I convince my spouse to invest in low-fee index funds? How should my fiancé and I combine our finances? If I'd like to invest in rental …

How We Retired at Age 38 and 41 -- with Tanja Hester & Mark Bunge

January 8th, 2018

55:30

#111: Tanja Hester and Mark Bunge used to have demanding but fulfilling careers as political and social cause consultants.

While they loved the …

Ask Paula -- Get Ready for the Next Recession

January 1st, 2018

50:45

#110: Happy New Years! We're kicking off this year on a bright and cheerful note -- with a conversation about the impending recession! Yay!

The U.S. …

How to Create a Complaint-Free World -- with Will Bowen

December 25th, 2017

38:31

#109: Happy holidays! I thought it would be nice to wrap up this year with a lighthearted holiday episode about the importance of keeping a positive …

Ask Paula - I Don't Know How to Invest

December 18th, 2017

48:01

#108: Former financial advisor Joe Saul-Sehy joins me to answer audience questions about investing strategies, early retirement, and tax planning.

How Scott Harrison Brought Clean Water to 7.3 Million People

December 11th, 2017

1:09:20

#107: Scott Harrison spent 10 years as a New York City nightclub promoter, partying until sunrise every morning and ingesting almost every substance imaginable.

But when he was 28, he realized his life lacked meaning.

Ask Paula - How to Estimate Repair Costs, File Taxes on Rental Income, and More

December 4th, 2017

1:06:56

#106: How do you search for rental properties out-of-state? Should I offer a lease-option contract to my friends? How can I estimate repair and …

Life as an Experiment -- with A.J. Jacobs

November 27th, 2017

55:41

#105: A.J. Jacobs is the Editor-at-Large of Esquire Magazine and the New York Times bestselling author of multiple books. His three TED Talks have …

Ask Paula - How Can I Learn about Money from the People Around Me?

November 20th, 2017

36:36

#104: This week, I answer 4 questions about quitting a depressing job, learning how to ask probing questions, saving for a downpayment, and more.

Edward asks: How can I learn from other people around me? I'm 28, and my …

Random Smattering of Lessons on Money, Work and Life — plus A Call for Radical Authenticity

November 13th, 2017

54:01

#103: On today’s show, I'm sharing this random smattering of lessons on money and life.⠀

1) Simplify everything.⠀

2) Risk = Probability x Magnitude.⠀

3) Curate.⠀

4) Never delay gratification.⠀

5) Know your net worth, …

Ask Paula - Should I Sell My Rental Property and Invest the Proceeds in the Market?

November 6th, 2017

53:56

#102: This week, I'm back to answering questions posed by listeners of the podcast.

An anonymous listener asks:

Should we continue to rent out our …

The Code of Trust, with Robin Dreeke

October 30th, 2017

51:56

#101: Robin Dreeke is former head of the FBI’s Counterintelligence Behavioral Analysis Program.

His primary role, at the time, was to thwart foreign …

Life After Financial Freedom, with Brandon - the Mad FIentist

October 23rd, 2017

54:30

#100: Over a year-and-a-half and two million plus downloads later, the Afford Anything podcast has hit another awesome milestone: the 100th episode!

To celebrate, I recorded this one live from Ecuador with my good …

How I Grew BiggerPockets From 0 to 870,000 Members - with Joshua Dorkin

October 16th, 2017

1:00:01

#99: Thirteen years ago, Joshua Dorkin's friends teased him about starting a website that seemed to have no future.

"I would get calls from my …

Ask Paula - The Side Hustle Episode

October 9th, 2017

43:01

#98: How much money should you invest in a side hustle or side business?

How do you know if your side hustle idea is viable?

What if you want to …

How to Be Awesome at Your Job, with Pete Mockaitis

October 2nd, 2017

1:00:45

#97: How can you be awesome at your job?

That's the question that today's guest, Pete Mockaitis, and I tackle on the latest Afford Anything podcast episode.

Pete hosts one of iTunes' top 10 career podcasts, called -- …

Ask Paula - Should I Be an Out-of-State Airbnb Host?

September 25th, 2017

42:15

#96: Today I tackle 4 real estate questions that come from the listeners.

Chris, age 25, says:

Over the next 30 years, I'd like to acquire 15 rental properties. Then, at age 55, my wife and I can retire and travel.

To …

Money for the Rest of Us, with JD Stein

September 18th, 2017

54:40

#95: J. David Stein used to manage billions of dollars. He retired at age 46. Now that he's retired, he faces a different challenge:

  • How should he …

Ask Paula - The Early Retirement Episode

September 11th, 2017

43:22

#94: Early retirement? Yes please. This week, I answer questions from the audience community around early retirement planning, health savings and …

The Secret Lives of Introverts - with Jenn Granneman

September 4th, 2017

48:48

#93: Do you enjoy spending time alone? Does your inner monologue chatter constantly? When you were a student, did you sometimes stay quiet even when …

Ask Paula - How Do I Hire an All-Star Rental Property Team?

August 28th, 2017

36:41

#92: If you're interested in real estate investing, and if you've wondered how to assemble an all-star team, today's episode is for you.

I'm hosting …

How to Spend Less, Earn More and Grow the Gap

August 21st, 2017

46:46

#91: Grow the gap between your income and your expenses: How to tackle the 4 biggest expenses in the average American household budget.

Also, I share …

Ask Paula -- I'm Tired of Paying Rent. Should I Buy a House?

August 14th, 2017

44:00

#90: Curious about real estate investing?

I'm rocking the microphone solo on today's episode, tackling the rental property questions that you -- the …

Imagine You Only Have 10 Years to Live ...

August 7th, 2017

42:41

#89: Imagine you’re financially secure. You have enough money to support yourself, your family and pursue your dreams. You’ll need to continue …

Ask Paula - When is Lifestyle Inflation a Smart Business Decision?

July 31st, 2017

42:00

#88: Former financial planner Joe Saul-Sehy and I answer 4 questions from the Afford Anything community. We chat about how to control lifestyle …

Myths about Money - Are Your Ideas Holding You Back?

July 24th, 2017

49:41

#87: A week and a half ago, I flew to Portland for the World Domination Summit -- a conference with an admittedly eyebrow-raising title. The conference is hosted by Chris Guillebeau, the New York Times best-selling …

Ask Paula - Should I Keep My Properties in an LLC

July 17th, 2017

29:50

#86: The real estate questions keep coming in, so today I’m answering questions from three Afford Anything listeners: Heather is ready to buy her first rental property. She wants to acquire about one house per year, …

How to Make Money without a Job -- with Nick Loper from Side Hustle Nation

July 10th, 2017

1:00:00

#85: Like many people, Nick Loper used to work a full-time job that didn't excite him. Unlike most people, Loper decided to escape his uninspiring …

Ask Paula: No, Really, I'm Asking for a Friend! -- How to Crush $500,000 in Debt

July 3rd, 2017

53:11

#84: This week, I tackle your questions with my good friend, recovering financial planner Joe Saul-Sehy. Here's what we answer: 1. I'm asking for a …

This is The Toughest Episode I've Created So Far

June 26th, 2017

38:25

#83: Hey. It’s time we talked.

I’ve made many tough decisions in my business.

I’ve said “no” to thousands of pitches, turned away countless …

Ask Paula - How Do You Pick a Rental Property?

June 19th, 2017

39:01

#82: Welcome to another Ask Paula episode!

This week, I answer three real estate questions:

#1: What criteria do you use when you’re shopping for an …

Get Me Out of This Crappy Job! - with Jenny Blake, author of Pivot

June 12th, 2017

48:45

#81: Jenny Blake used to have an enviable job. As a Career Development manager at Google, she enjoyed the perks of a Silicon Valley life, plus the satisfaction of helping people everyday. She co-founded Google's Career …

Joe Says Life Insurance Won’t Make the Headline. But it Did.

June 5th, 2017

47:58

#80: Chris, age 30, makes $200,000 per year and saves 50 percent of his income. What accounts should he use in order to maximize his tax benefits? …

How I Bootstrapped a $4 Million Company, with Laura Roeder

May 29th, 2017

59:00

#79: When Laura Roeder was 22, she quit her job to become a full-time freelancer. She earned $30,000 in her first year as a freelancer; $60,000 in …

Ask Paula (and Will) - How Technology is Changing the Future of Real Estate Investing

May 22nd, 2017

51:33

#78: Imagine that you're looking for a rental property. It's a warm Saturday afternoon, and you decide to cruise through a few open houses in the …

What I've Learned from 9 Years of Nonstop Travel, with Geraldine DeRuiter, The Everywhereist

May 15th, 2017

54:00

#77: “Have you ever tried to stop-peeing midstream? It’s like trying to put spray cheese back in the can. The damage has been done, and the only thing left to do is try to enjoy yourself.”

That’s a quote from a deleted …

Ask Paula - How to Handle an Inheritance, Should I Invest in Properties or Start a Business, and More.

May 8th, 2017

1:00:05

#76: This week, my buddy Joe Saul-Sehy joins me to answer another round of listener-submitted questions. A listener from California asks: My husband …

Jen Sincero says she used to be a "grouchy broke person"

May 1st, 2017

56:16

#75: In her early 40's, Jen lived in a converted garage, buried in credit card debt and scrounging for spare change. She was the type of person who'd join her friends at a restaurant for dinner , order nothing except …

Ask Paula - How to Repay $50k in Student Loans on a $31k Income, What's the Deal with Bonds, and Do I Really Need Insurance

April 24th, 2017

1:06:31

#74: Former financial planner and friend of the show, Joe Saul-Sehy from Stacking Benjamins, joins me to answer the following listener questions: …

What Chess Taught Me About Making Smarter Life Moves -- with Steve Gossett

April 17th, 2017

1:07:56

#73: Last January, I went to a party at a trailer park that featured a huge bonfire, a few llamas, and a member of Public Enemy. (I realize that sounds like the setup to a joke. Welcome to my life.) While I was there, …

Ask Paula -- Should I Loan Money to Friends? Stay Sane While Repaying Debt? ... and More

April 10th, 2017

49:00

#72: Spaghetti is a major part of my life. I eat it, of course, as many people do. I also spill it all over my pants, despite the fact that I’m 33 …

Can I Retire Yet? - with Roger Whitney, the Retirement Answerman

April 3rd, 2017

1:01:01

#71: Roger Whitney is known as the "retirement answer man." "All I think about, all day long, is how to make that [retirement] transition …

Erin Lowry on Raising Children Who Are Enabled, Not Entitled

March 27th, 2017

1:01:31

#70: Erin Lowry, author of Broke Millennial, talks about the early childhood scripts that we learn about money. Why is this topic important? Well, if you're a parent, you want to set a good financial example for your …

Ask Paula - The Real Estate Edition

March 20th, 2017

1:05:41

#69: So many Afford Anything listeners have great questions about real estate investing. That's why this episode of Ask Paula is dedicated to …

Ask Paula - How to Invest Your Tax Refund, Save for College, and Avoid Massive Pitfalls

March 13th, 2017

1:06:01

#68: My buddy Joe Saul-Sehy, host of the Stacking Benjamins podcast, joins me this week for another episode of "Ask Paula (and Joe!)" -- in which we …

Ask Paula -- How to Care for Aging Parents, Buy a Car, and Organize a Business

March 6th, 2017

45:36

#67: It's the first Monday of the month, which means it's time to answer questions from the Afford Anything community. Our first question comes from …

Take Radical Responsibility for Your Life -- a Breakfast Chat with 26-Year-Old Millionaire Emma Pattee

February 27th, 2017

46:15

#66: You know that rare moment when you meet someone with whom you connect *instantly*? I felt that way when I met Emma Pattee, the 26-year-old …

How to Improve Your Relationship with Money

February 20th, 2017

42:01

#65: I've always taken an approach to life that puts my freedom first.  My one and only 9-5 lasted only 3 years. Since then I've been self employed and built financial independence through rental real estate. And while …

Michael Kitces -- Your Mind is More Powerful Than Money

February 13th, 2017

1:17:18

#64: Your potential is unlimited. I realize that's the type of cliche that you normally find embossed in cursive script on the side of coffee mugs. It's trite and impersonal and overused. But it's also true. Your …

Ask Paula - Travel vs. Passive Income, Proximity in Real Estate Investing and Selling Off Properties

February 6th, 2017

37:46

#63: It's the first Monday of the month, and you know what that means - another Ask Paula episode. Our first question comes from Richard, who wants …

Ask Paula - Q&A Featuring Special Guest Joe Saul-Sehy from Stacking Benjamins

January 30th, 2017

1:18:09

#62: Joe Saul-Sehy, a former financial advisor and host of the Stacking Benjamins podcast, joins me to answer your questions in this bonus episode of …

John Lee Dumas - From Small-Town Kid to Multimillionaire Entrepreneur

January 23rd, 2017

48:47

#61: Even though John wasn't never an entrepreneur at heart -- even though he didn't (yet) self-identify as an entrepreneur -- he decided to throw …

Andrew Hallam (Part Two): The Nine Rules of Wealth You Should Have Learned in School

January 16th, 2017

1:40:12

#60: Andrew Hallam grew a million-dollar investment portfolio on a schoolteacher's salary by his mid-30's.

In his bestselling book, Millionaire …

Andrew Hallam: How I Became a Millionaire on a Teacher's Salary

January 9th, 2017

1:02:20

#59: By his mid-30's, Andrew Hallam became a millionaire on a teacher's salary. He began by investing $100 a month upon advice given by a mechanic. Then he began saving nearly half his $28,000 teacher’s salary. Andrew …

Ask Paula -- Death, Taxes, Crushing Debt and Moving in with Mom

January 2nd, 2017

47:33

#58: Ashley is a single mom saving diligently for her 2-year-old son. What alternatives are there to 529s and brokerage accounts? Julie and her …

Philip Taylor - Top 5 Financial Lessons PT Learned in the Past Decade

December 26th, 2016

52:01

#57: Philip Taylor, aka PT, is one of the most well-connected guys in the personal finance world. He’s spent the past half-dozen years building tight relationships with some of the most influential authors and speakers …

Billy Murphy - Expected Value, or What Professional Poker Taught Me About Running a 7-Figure Business

December 19th, 2016

55:23
#56: Former professional Poker player Billy Murphy has an intriguing story. He achieved financial independence at age 29, and he did this by applying a concept known as "expected value" to his online businesses. In …

From Money Moron to Millionaire, with Scott Alan Turner

December 12th, 2016

53:00

#55: Scott Alan Turner used to be a money moron. (In his words.) He traded a Jeep for a Porsche in his 20s, purchased a 3,000 sq. ft. house with two mortgages, and bought luxury furniture on credit. The Porsche cost …

Ask Paula - Automating Savings, Starting a Blog, Emergency Funds, Investing in Real Estate Confidently, and More

December 5th, 2016

38:08

#54: It's the first Monday of the month, which means I'm fielding questions from the audience. We start with a question from Nicole. She's a new …

Live Q&A with Paula on Real Estate and Travel

November 28th, 2016

1:00:36

#53: This episode is a little different. Instead of interviewing a guest, this podcast episode is a recording of a recent talk I gave in Equador.

The audience wanted to know more about the context surrounding the …

How to Combat Lifestyle Inflation, with Julia Kelly

November 21st, 2016

36:17

#52: Imagine transitioning from making $8.50 per hour and sharing a crammed apartment with 5 people, to becoming a six-figure business owner doing …

Six Types of Financial Frenemies, with Mary Beth Storjohann

November 14th, 2016

47:01

#51: Today's guest is Mary Beth Storjohann, CFP®, Founder of Workable Wealth, and author of the book Work Your Wealth.

As I was reading through her book, one thing stuck out to me: the financial frenemies we all have, …

Ask Paula - Retirement Savings in Your 50's, Starting a Side Hustle, Buying Health Insurance, Home Warranties, and More

November 7th, 2016

46:10

#50: Mark, a 55-year-old listener, has no savings. He's been listening to personal finance podcasts. He recently read Tony Robbins' Money: Master the …

Behind-the-Scenes Mastermind Call - with J.D. Roth

October 31st, 2016

1:05:07

#49: If you're a longtime listener, you might remember J.D. Roth, founder of Get Rich Slowly and owner of Money Boss, from Episode 20.

In this previous interview, J.D. shared how he went from being in debt to …

How to Overcome Procrastination and Perfectionism, with Stephen Guise

October 24th, 2016

22:19

#48: Imagine that your goal is to build a flat stomach and stronger biceps. But deep down, subconsciously, you’re afraid you might fail.

So you procrastinate. “I’ll work out tomorrow,” you tell yourself. “Or next week. …

How to Stop Being Your Own Worst Enemy, with Clark Howard

October 17th, 2016

51:11

#47: New York Times bestseller, radio and television personality, Clark Howard is known as a personal finance expert, that title doesn't tell the …

The Unbelievable Power of Building a Community - Live at FinCon

October 10th, 2016

27:01

#46: This episode is a little unusual because I interviewed fellow podcast listeners live at FinCon (a conference for financial bloggers). Why? To get to know you and understand you better. I want to know what makes …

Ask Paula - Should I Invest $5,500 in One Huge Chunk? - and More Investing Questions

October 3rd, 2016

34:46

#45: Podcast listener Eva is interested in opening a Vanguard account. She noticed that people need $50,000 to access their personal advisor …

"Why I Quit My Dream Job" – with entrepreneur Leslie Samuel

September 28th, 2016

52:23

#44: When Leslie Samuel immigrated to the U.S. at age 17, he hoped for the American Dream: an education, a secure job, and a traditional career path.

Jean Chatzky Shares Money Rules for Modern Life

September 19th, 2016

33:01

#43: Jean Chatzky, financial editor for the TODAY Show, host of the HerMoney podcast and a frequent guest on TV shows like Oprah, Regis & Kelly, and The View is the bestselling author of many books, including Money …

The Incredible Value of Deep Work, Instead of Distraction – with Cal Newport

September 12th, 2016

1:07:08

#42: Your most valuable asset isn’t your house, car or retirement portfolio. It’s your attention.

Most knowledge workers spend their day frantically …

Ask Paula: Investing, Rebalancing and Renovating

September 5th, 2016

31:34

#41: Mollie, a listener, is making smart money moves. She's getting the maximum match on 403b contributions. She's saving for a downpayment on a …

The Power of Habit Formation, with Gretchen Rubin

August 29th, 2016

1:11:02

#40: Most of us want to develop better habits. We want to exercise more, eat healthier, get more sleep, watch TV less, pay off debt, or save money.

The problem?

We make excuses.

We tell ourselves we'll splurge "just …

The Seven Stages of Financial Independence, with Joshua Sheats

August 22nd, 2016

1:25:16

#39: It's tempting to think of "financial independence" as a finish line. You've either crossed the finish line, or you're still running the race. But financial independence is more nuanced, says today's guest, Joshua …

Why You're Not As Busy As You Think, with Laura Vanderkam

August 15th, 2016

38:31

#38: There are 168 hours in a week.   If you work 40 hours per week and sleep 8 hours per night, you’ve accounted for 96 hours. You have an additional 72 waking hours per week.   What are you doing with this time?   …

Chris Guillebeau -- How to Live a Remarkable Life in a Conventional World

August 8th, 2016

35:01

#37: Chris writes about life, work and travel. He has visited every country in the world and written a number of New York Times best selling books.

He joins us to talk about challenging ourselves, experimentation,and …

Ask Paula -- Should I Buy a Turnkey Rental Property? -- and More Real Estate Investing Question

August 1st, 2016

25:46

#36: It's the first Monday of the month, and you know what that means ... Time for another Ask Paula episode! On today's show, I answer a handful of …

How to Start Freelancing on the Side, with Carrie Smith from Careful Cents

July 25th, 2016

36:16

#35: Carrie Smith enjoyed her full-time accounting job, but she wanted to make extra money on the side. Who doesn't, right?

She landed a second …

How I Built a Six-Figure Online Store -- with Steve Chou from My Wife Quit Her Job

July 18th, 2016

42:46

#34: Steve Chou's wife used to work grueling hours at a job she dreaded and despised. When she became pregnant with their first child, she decided to quit. 

The problem? She earned six figures, and their family …

How I Became a Millionaire on a Military Salary - with Doug Nordman

July 11th, 2016

37:38

#33: After serving in the Navy for 20 years, Doug Nordman, then-age 41, retired from his military career. Most of his peers started second careers in the civilian world.    But Doug didn't. He had an ace up his sleeve: …

Ask Paula: The Market Might Drop. Should I Sell?

July 4th, 2016

41:16

#32: Should you sell your stocks, given that we might be heading for a possible downturn? Also, what are the downsides of index funds? Should you …

The Simple Path to Wealth, with Jim Collins

June 27th, 2016

34:45

#31: Jim Collins, also known as popular blogger JL Collins, has been financially independent since 1989. He achieved this in the simplest way …

Okay, I’m Financially Independent. Now What? -- with Jim Wang

June 20th, 2016

1:26:01

#30: When Jim Wang was 29-and-a-half, life changed forever. Jim started an online company (a blog) in his mid-20's. His website grew to several hundred thousand readers and started earning five-figure monthly sums. …

Ask Paula: Pay Debt vs Buy a Home? Invest in Index Funds vs Creative Alternative?

June 13th, 2016

38:31

#29: Paula answers questions you sent in about multi-level marketing, paying off credit card debt vs buying a house, and socially responsible …

How I Woke Up, Removed the Blindfold, and Noticed My Money for the First Time -- with Evelyn Connors

June 6th, 2016

43:16

#28: Most people only pay attention if there's a problem - that includes money.

Guest, Evelyn Connors gets honest and raw about her previous …

Pete the Planner, Comedian-Turned-Money-Columnist, on Millionaires and Mock Retirements

May 30th, 2016

39:31

#27: Pete the Planner talks about why millionaire-dom is important and why it's important to try a "mock retirement". For more information, visit the show notes at https://affordanything.com/episode27

The Last Show With Jay

May 23rd, 2016

1:13:45

#26: Sometimes you need to let go of the good for the great. Jay Money has started a lot of projects, only to let them go because they didn't match …

The Stacking Benjamins Roundtable Plays a Game of 'Would You Rather'

May 16th, 2016

40:46

#25: Would you rather...have $15k in quarters or $15k in dollar bills? Today we have fun with Joe Saul-Sehy, Len Penzo and Greg McFarlane (HELLO …

Ask Us Anything #4 - Betterment, Wealthfront, Robo-Investing -- What's the Deal?

May 9th, 2016

1:02:45

#24: You ask. We answer. Let's grab a beer.

This is the first Ask Us Anything in which we hear YOUR voices -- which makes this episode extra-awesome. 

Farnoosh Torabi, Host of CNBC's Follow the Leader, Spills the Secrets of Successful CEOs

May 2nd, 2016

49:16

#23: Farnoosh Torabi is host of CNBC's Follow the Leader. She shares stories about spending 48 hours with the most influential business leaders in …

How Jeremy and Winnie Retired in Their 30's

April 25th, 2016

57:46

#22: Jeremy and Winnie are the bloggers behind Go Curry Cracker. They took a vacation to the Philippines and decided this was where they wanted to live - and retire there early (like REALLY early). For more information …

Making Money as a Voice Over Actor with Carrie Olsen

April 18th, 2016

52:01

#21: Carrie Olsen started podcasting with her husband, then dipped her toe into the voice-over industry and is KILLING IT! For more information,

From Debt to Financial Independence, with Get Rich Slowly Founder JD Roth

April 11th, 2016

58:16

#20: The Money Boss, JD Roth, went from $35k in credit card debt to selling a personal finance blog for an undisclosed amount of money. Today he shares how financial independence affected him - and how having enough …

Football and Hip-Hop's Financial Advisor Rob Wilson Talks About Managing Celebrity Money

April 4th, 2016

54:01

#19: Financial Advisor to the stars, Rob Wilson, gives us the inside scoop on what kind of help celebrities and sports heroes need. What he tells us may surprise you! For more information, visit the show notes at

Ask Us Anything #3 - Real Estate Investing Edition

March 29th, 2016

57:00

#18: Listener questions are back by popular demand! Paula answers your questions about real estate investing niches, strategies, and things to stay …

Making Money as an Uber and Lyft Driver, with The RideShare Guy Harry Campbell

March 21st, 2016

1:04:30

#17: Harry began driving for Uber 2 years. Now he's making 6-figures sharing tips for how to maximize time and profit with Uber, Lyft, DoorDash and PostMates. For Harry's rideshare money-making tips, visit

How Aaron Epstein Went from Side Hustler to Selling a Multi-Million Dollar Company

March 14th, 2016

1:10:01

#16: Aaron Epstein shares his story of shoveling snow as a kid to launching a profitable website during college to selling a multi-million dollar …

Ask Us Anything #2 - Dollar Cost Averaging, Pay off Debt or Invest

March 7th, 2016

56:31

#15: Q&A #2 with Paula, the analytical one, and J. Money, the heart of your M.O.N.E.Y. Team 

Follow along with the answers:

So You Want to Be a Blogger?

February 29th, 2016

1:00:16

#14: Can you make money as a blogger? How? We share the good and bad reasons for choosing to go into blogging.

Send us your questions or comments https://affordanything.com/episode14

How to Destroy Your Stupid Debt, with Steve Stewart (and the controversy around Dave Ramsey!)

February 22nd, 2016

1:08:01

#13: Steve and his wife got on the Dave Ramsey plan and they paid off their house!

Plus, you'll want to check out Steve's little coaching trick of Rent vs Buy vs Invest.

For more information, visit the show notes at

Ask Us Anything #1 - Student Loan Help, Tax Hacks, Time Management Tips and REITs

February 15th, 2016

1:08:01

#12: It's time to pick the brains of Paula and J. Money with our first ever "ASK US ANYTHING" episode. 

Follow along with the answers:

Making $100k from eBay and Airbnb with Jay & Ryanne

February 12th, 2016

54:31

#11: Jay and Ryanne have created a beautiful life for themselves scavenging for resale items in rural areas and renting houses in the Shenandoah …

From Millionaire to Broke, Plus the Habits of the Rich, with Tom Corley

February 10th, 2016

57:30

#10: OMG! It's Tom Corley, the RICH HABITS guy!

Jay is having a heart attack. Tom Corley studied self-made millionaires and poor people to come up …

Tools We Use to Kick Ass and Grow Wealth

February 8th, 2016

1:10:30

#9: Checking, savings, investment accounts, car insurance, credit cards, even umbrella insurance - it's all covered in this episode.

These are the …

How Jay Became a Half-a-Millionaire -- and Why He Wants You to Track Your Net Worth

February 5th, 2016

50:41

#8: J. Money is a HALF-MILLY! He loves to share his journey to growing net worth on his blog, as well as the net worth of 180 other financial bloggers.

See the short list and find links to resources by visiting the blog …

The Mad Fientist Reveals the Science of Financial Independence

February 3rd, 2016

59:31

#7: One of the M.O.N.E.Y. Show's favorite personal finance bloggers joins Paula and J. Money to talk about retiring early and hacking your HSA.

For …

How to Transition from Hustler to Entrepreneur

January 28th, 2016

59:01

#6: J. Money says a hustle is "a way to make money on the side, but more of a passion project or something that is fun. You do it for more than just …

How Kids Affect Your Hustle (and it's Okay!)

January 28th, 2016

1:00:16

#5: Paula wants to know how J. Money’s life has changed as a hustler since having kids.

For a while, J worked less and made less money.

"It was a …

Ultimate Beginner Guide to Real Estate Investing

January 28th, 2016

1:00:30

#4: Paula shares a confession. Then she redeems herself by sharing her gross monthly income.

(Yeah. Listen from the beginning).

Full show notes at

Habits We Rock to Kick Ass and Grow Wealth

January 28th, 2016

1:07:16

#3: Paula and J. Money share the financial habits they use to grow wealth.

Full show notes can be found at http://themoneyshow.co/03

Listen as they …

Don’t Feel Guilty - Buy a Coke Zero and Pay Someone to Mow Your Lawn

January 28th, 2016

54:01

#2: Once again, Paula and J. Money see things differently.

J. Money preaches budgeting, Paula practices the “anti-budget”.

J. Money examines every …

The Story of M.O.N.E.Y. -- Having Heart and Hustle

January 28th, 2016

42:31

#1: Becoming successful in finances takes more than M.O.N.E.Y. - it takes heart and hustle.

Meet Paula Pant and J. Money. Both worked day jobs before …

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